The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   234,703 2,423 SH   OTR   2,423 0 0
ALLSTATE CORP COM 020002101   490,427 4,402 SH   OTR   4,402 0 0
ALPHABET INC CAP STK CL A 02079K305   508,784 3,888 SH   OTR   3,888 0 0
ALPHABET INC CAP STK CL C 02079K107   323,824 2,456 SH   OTR   2,456 0 0
AMAZON COM INC COM 023135106   432,208 3,400 SH   OTR   3,400 0 0
APPLE INC COM 037833100   3,540,232 20,678 SH   OTR   19,651 0 1,027
AUTOMATIC DATA PROCESSING IN COM 053015103   300,484 1,249 SH   OTR   1,249 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,699,762 7,707 SH   OTR   7,707 0 0
BOEING CO COM 097023105   250,142 1,305 SH   OTR   1,305 0 0
BROADSTONE NET LEASE INC COM 11135E203   2,283,483 159,684 SH   OTR   140,844 0 18,840
CATERPILLAR INC COM 149123101   273,000 1,000 SH   OTR   1,000 0 0
CHEMUNG FINL CORP COM 164024101   523,407 13,214 SH   OTR   13,214 0 0
CONSTELLATION BRANDS INC CL A 21036P108   404,819 1,611 SH   OTR   1,611 0 0
DEERE & CO COM 244199105   269,449 714 SH   OTR   714 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   517,353 15,860 SH   SOLE   15,860 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,370,893 108,063 SH   SOLE   104,597 0 3,466
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   2,945,443 124,438 SH   SOLE   117,204 0 7,234
DISNEY WALT CO COM 254687106   262,839 3,243 SH   OTR   3,243 0 0
EMERSON ELEC CO COM 291011104   212,454 2,200 SH   OTR   2,200 0 0
EXXON MOBIL CORP COM 30231G102   1,686,568 14,344 SH   OTR   14,344 0 0
GLOBAL X FDS S&P EX US ETF 37954Y368   334,840 12,500 SH   SOLE   12,500 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   1,029,159 19,678 SH   SOLE   19,678 0 0
HOME DEPOT INC COM 437076102   266,203 881 SH   OTR   881 0 0
INTEL CORP COM 458140100   261,041 7,347 SH   OTR   7,347 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   512,853 6,970 SH   SOLE   6,970 0 0
ISHARES GOLD TR ISHARES NEW 464285204   953,198 27,242 SH   SOLE   20,942 0 6,300
ISHARES INC MSCI GBL MIN VOL 464286525   996,280 10,441 SH   SOLE   10,441 0 0
ISHARES INC CORE MSCI EMKT 46434G103   124,580,249 2,617,782 SH   SOLE   2,505,835 0 111,947
ISHARES INC ESG AWR MSCI EM 46434G863   5,053,944 166,907 SH   SOLE   163,697 0 3,210
ISHARES INC MSCI EMRG CHN 46434G764   401,979 8,067 SH   SOLE   8,067 0 0
ISHARES TR ESG AWARE MSCI 46435U663   6,366,782 189,206 SH   SOLE   185,031 0 4,175
ISHARES TR ESG AWR US AGRGT 46435U549   27,840,338 614,577 SH   SOLE   581,807 0 32,770
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,042,247 30,220 SH   SOLE   30,220 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   254,751 7,350 SH   SOLE   7,350 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   9,307,940 134,644 SH   SOLE   130,624 0 4,020
ISHARES TR CORE MSCI INTL 46435G326   472,359 8,105 SH   SOLE   8,105 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   32,725,475 348,477 SH   SOLE   341,797 0 6,680
ISHARES TR ESG AWRE 1 5 YR 46435G243   7,854,915 330,455 SH   SOLE   330,455 0 0
ISHARES TR CORE MSCI EAFE 46432F842   264,812,939 4,115,197 SH   SOLE   3,931,893 0 183,304
ISHARES TR MSCI EAFE MIN VL 46429B689   257,619 3,950 SH   SOLE   3,950 0 0
ISHARES TR US TREAS BD ETF 46429B267   60,302,785 2,736,061 SH   SOLE   2,618,304 0 117,757
ISHARES TR FLTG RATE NT ETF 46429B655   1,084,211 21,305 SH   SOLE   21,195 0 110
ISHARES TR IBONDS DEC23 ETF 46434VAX8   750,910 29,610 SH   SOLE   29,610 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   533,921 21,590 SH   SOLE   21,590 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   396,598 11,800 SH   SOLE   11,800 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   2,386,715 58,170 SH   SOLE   58,170 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   9,688,423 99,963 SH   SOLE   96,699 0 3,264
ISHARES TR MICRO-CAP ETF 464288869   17,284,019 172,668 SH   SOLE   163,012 0 9,656
ISHARES TR EAFE VALUE ETF 464288877   66,194,398 1,352,839 SH   SOLE   1,291,239 0 61,600
ISHARES TR SHORT TREAS BD 464288679   1,238,148 11,208 SH   SOLE   11,208 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,461,851 49,405 SH   SOLE   49,405 0 0
ISHARES TR MBS ETF 464288588   698,856 7,870 SH   SOLE   7,870 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   621,927 5,496 SH   SOLE   5,496 0 0
ISHARES TR NATIONAL MUN ETF 464288414   13,648,079 133,100 SH   SOLE   132,582 0 518
ISHARES TR JPMORGAN USD EMG 464288281   657,684 7,970 SH   SOLE   7,970 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,642,559 16,210 SH   SOLE   16,210 0 0
ISHARES TR EAFE SML CP ETF 464288273   10,510,977 186,134 SH   SOLE   169,672 0 16,462
ISHARES TR NEW YORK MUN ETF 464288323   11,890,806 233,016 SH   SOLE   208,686 0 24,330
ISHARES TR SHRT NAT MUN ETF 464288158   13,104,356 127,400 SH   SOLE   124,112 0 3,288
ISHARES TR RUS 2000 GRW ETF 464287648   672,450 3,000 SH   SOLE   3,000 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,277,973 47,562 SH   SOLE   46,467 0 1,095
ISHARES TR CORE S&P MCP ETF 464287507   228,441,143 916,147 SH   SOLE   874,563 0 41,583
ISHARES TR S&P MC 400VL ETF 464287705   23,057,124 228,447 SH   SOLE   218,851 0 9,596
ISHARES TR S&P MC 400GR ETF 464287606   1,614,708 22,352 SH   SOLE   22,352 0 0
ISHARES TR CORE S&P SCP ETF 464287804   221,785,944 2,351,171 SH   SOLE   2,255,705 0 95,466
ISHARES TR SP SMCP600VL ETF 464287879   1,186,236 13,296 SH   SOLE   12,646 0 650
ISHARES TR S&P SML 600 GWT 464287887   1,208,125 11,015 SH   SOLE   11,015 0 0
ISHARES TR S&P 500 VAL ETF 464287408   16,740,983 108,821 SH   SOLE   96,300 0 12,521
ISHARES TR CORE S&P500 ETF 464287200   598,600,007 1,393,941 SH   SOLE   1,335,369 0 58,572
ISHARES TR S&P 500 GRWT ETF 464287309   1,554,639 22,722 SH   SOLE   22,722 0 0
ISHARES TR RUS 1000 ETF 464287622   261,925 1,115 SH   SOLE   1,115 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   4,964,437 18,664 SH   SOLE   18,584 0 80
ISHARES TR RUSSELL 2000 ETF 464287655   1,446,617 8,185 SH   SOLE   8,185 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   454,093 3,350 SH   SOLE   3,350 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   2,329,685 9,507 SH   SOLE   9,507 0 0
ISHARES TR CORE S&P US GWT 464287671   227,592 2,400 SH   SOLE   2,400 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,017,388 12,565 SH   SOLE   12,565 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,545,423 17,425 SH   SOLE   17,425 0 0
ISHARES TR IBOXX INV CP ETF 464287242   540,706 5,300 SH   SOLE   5,300 0 0
ISHARES TR RUS MID CAP ETF 464287499   433,505 6,260 SH   SOLE   6,260 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,306,305 14,300 SH   SOLE   14,300 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   525,874 5,040 SH   SOLE   5,040 0 0
ISHARES TR GLOBAL 100 ETF 464287572   740,823 10,115 SH   SOLE   10,115 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,039,295 32,319 SH   SOLE   17,464 0 14,855
ISHARES TR TIPS BD ETF 464287176   2,272,526 21,910 SH   SOLE   20,361 0 1,549
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   310,374 8,960 SH   SOLE   8,960 0 0
JOHNSON & JOHNSON COM 478160104   838,402 5,383 SH   OTR   5,383 0 0
JPMORGAN CHASE & CO COM 46625H100   1,132,461 7,809 SH   OTR   7,809 0 0
LOWES COS INC COM 548661107   1,292,765 6,220 SH   OTR   6,220 0 0
MCDONALDS CORP COM 580135101   302,693 1,149 SH   OTR   1,149 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   375,309 4,809 SH   OTR   4,809 0 0
MICROSOFT CORP COM 594918104   3,150,779 9,979 SH   OTR   9,979 0 0
ORACLE CORP COM 68389X105   590,928 5,579 SH   OTR   5,579 0 0
PAYCHEX INC COM 704326107   8,911,931 77,273 SH   OTR   77,273 0 0
PEPSICO INC COM 713448108   495,612 2,925 SH   OTR   2,925 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   824,531 16,461 SH   SOLE   14,750 0 1,711
PROCTER AND GAMBLE CO COM 742718109   360,858 2,474 SH   OTR   2,474 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,180,450 34,760 SH   SOLE   34,760 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,064,347 60,560 SH   SOLE   55,315 0 5,245
SCHWAB STRATEGIC TR US REIT ETF 808524847   983,084 55,385 SH   SOLE   24,485 0 30,900
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   758,219 11,203 SH   SOLE   10,703 0 500
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,769,186 183,111 SH   SOLE   182,766 0 345
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   704,718 14,700 SH   SOLE   14,700 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   122,763,979 2,431,451 SH   SOLE   2,335,340 0 96,111
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   302,354 9,375 SH   SOLE   9,375 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   399,585 16,691 SH   SOLE   16,691 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   286,295 6,912 SH   SOLE   5,757 0 1,155
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,163,485 18,050 SH   SOLE   17,670 0 380
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   4,725,322 149,205 SH   SOLE   130,875 0 18,330
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,543,450 34,896 SH   SOLE   34,896 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   384,971 4,259 SH   SOLE   4,259 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   561,037 16,914 SH   SOLE   16,914 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   515,010 5,080 SH   SOLE   5,080 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,047,322 12,489 SH   SOLE   12,489 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   320,586 4,659 SH   SOLE   4,659 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   914,826 7,106 SH   SOLE   7,106 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   736,162 4,573 SH   SOLE   4,573 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   230,534 3,912 SH   SOLE   3,912 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   573,147 8,741 SH   SOLE   8,741 0 0
SHERWIN WILLIAMS CO COM 824348106   306,060 1,200 SH   OTR   1,200 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   301,455 900 SH   SOLE   900 0 0
SPDR GOLD TR GOLD SHS 78463V107   288,893 1,685 SH   SOLE   1,685 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   561,560 18,109 SH   SOLE   18,109 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   961,196 17,973 SH   SOLE   17,973 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   981,493 33,682 SH   SOLE   30,422 0 3,260
SPDR S&P 500 ETF TR TR UNIT 78462F103   101,740,448 238,000 SH   SOLE   225,639 0 12,361
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   748,433 1,639 SH   SOLE   1,434 0 205
SPDR SER TR PRTFLO S&P500 VL 78464A508   106,513,044 2,581,509 SH   SOLE   2,483,220 0 98,288
SPDR SER TR S&P 400 MDCP VAL 78464A839   41,303,350 636,808 SH   SOLE   609,336 0 27,472
SPDR SER TR S&P REGL BKG 78464A698   226,728 5,428 SH   SOLE   5,428 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   1,808,707 35,987 SH   SOLE   23,722 0 12,265
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   527,965 5,750 SH   SOLE   5,750 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   940,118 21,513 SH   SOLE   15,515 0 5,998
SPDR SER TR PORT MTG BK ETF 78464A383   1,833,416 88,145 SH   SOLE   88,145 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   226,937 7,740 SH   SOLE   7,740 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   8,426,803 274,310 SH   SOLE   253,235 0 21,075
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   5,807,766 321,226 SH   SOLE   268,102 0 53,124
SPDR SER TR SPDR S&P 500 ETF 78468R796   940,662 27,085 SH   SOLE   27,085 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   399,112 4,014 SH   SOLE   4,014 0 0
THE CIGNA GROUP COM 125523100   208,545 729 SH   OTR   729 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   234,863 464 SH   OTR   464 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   350,020 1,725 SH   OTR   1,725 0 0
UNITEDHEALTH GROUP INC COM 91324P102   247,053 490 SH   OTR   490 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   690,165 15,650 SH   SOLE   15,650 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,235,856 29,744 SH   SOLE   29,744 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   882,182 12,200 SH   SOLE   12,200 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   101,532,673 1,455,040 SH   SOLE   1,366,216 0 88,823
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   8,117,996 61,988 SH   SOLE   57,795 0 4,194
VANGUARD INDEX FDS LARGE CAP ETF 922908637   10,423,159 53,264 SH   SOLE   53,264 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   862,664 2,197 SH   SOLE   2,061 0 135
VANGUARD INDEX FDS VALUE ETF 922908744   770,753 5,588 SH   SOLE   5,588 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,773,578 18,121 SH   SOLE   18,121 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,031,103 6,465 SH   SOLE   6,465 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   268,290 3,546 SH   SOLE   3,546 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,479,131 13,112 SH   SOLE   11,712 0 1,400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,546,284 600,517 SH   SOLE   560,435 0 40,082
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   362,244 9,305 SH   SOLE   4,340 0 4,965
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   80,554,939 1,703,785 SH   SOLE   1,617,993 0 85,792
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,997,206 83,102 SH   SOLE   83,102 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   3,962,304 20,355 SH   SOLE   20,355 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   636,492 9,300 SH   SOLE   9,300 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   666,144 11,565 SH   SOLE   11,565 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   899,983 11,845 SH   SOLE   11,845 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,414,918 58,748 SH   SOLE   54,063 0 4,685
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   42,705,157 976,788 SH   SOLE   915,308 0 61,480
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,000,654 9,685 SH   SOLE   9,685 0 0
VISA INC COM CL A 92826C839   454,730 1,977 SH   OTR   1,977 0 0
VUZIX CORP COM NEW 92921W300   36,300 10,000 SH   OTR   10,000 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   648,625 12,890 SH   SOLE   12,890 0 0
XYLEM INC COM 98419M100   829,101 9,108 SH   OTR   9,108 0 0