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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   264,195 2,423 SH   OTR   2,423 0 0
ALLSTATE CORP COM 020002101   479,994 4,402 SH   OTR   4,402 0 0
ALPHABET INC CAP STK CL A 02079K305   465,394 3,888 SH   OTR   3,888 0 0
ALPHABET INC CAP STK CL C 02079K107   297,102 2,456 SH   OTR   2,456 0 0
AMAZON COM INC COM 023135106   643,718 4,938 SH   OTR   4,938 0 0
APPLE INC COM 037833100   4,206,260 21,685 SH   OTR   20,658 0 1,027
AUTOMATIC DATA PROCESSING IN COM 053015103   284,628 1,295 SH   OTR   1,295 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,697,992 7,912 SH   OTR   7,912 0 0
BOEING CO COM 097023105   275,564 1,305 SH   OTR   1,305 0 0
BROADSTONE NET LEASE INC COM 11135E203   3,550,490 229,954 SH   OTR   229,954 0 0
CATERPILLAR INC COM 149123101   258,353 1,050 SH   OTR   1,050 0 0
CHEMUNG FINL CORP COM 164024101   507,550 13,214 SH   OTR   13,214 0 0
CONSTELLATION BRANDS INC CL A 21036P108   397,674 1,616 SH   OTR   1,616 0 0
DEERE & CO COM 244199105   289,306 714 SH   OTR   714 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   521,001 15,860 SH   SOLE   15,860 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,091,932 91,671 SH   SOLE   87,671 0 4,000
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   2,817,684 115,621 SH   SOLE   109,994 0 5,627
DISNEY WALT CO COM 254687106   296,671 3,323 SH   OTR   3,323 0 0
EXXON MOBIL CORP COM 30231G102   1,538,394 14,344 SH   OTR   14,344 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   1,150,753 21,138 SH   SOLE   21,138 0 0
GLOBAL X FDS S&P EX US ETF 37954Y368   351,954 12,320 SH   SOLE   12,320 0 0
HOME DEPOT INC COM 437076102   277,402 893 SH   OTR   893 0 0
INTEL CORP COM 458140100   250,803 7,500 SH   OTR   7,500 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   596,747 7,695 SH   SOLE   7,695 0 0
ISHARES GOLD TR ISHARES NEW 464285204   991,336 27,242 SH   SOLE   27,242 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   5,288,409 167,196 SH   SOLE   163,986 0 3,210
ISHARES INC MSCI GBL MIN VOL 464286525   1,023,792 10,441 SH   SOLE   10,441 0 0
ISHARES INC CORE MSCI EMKT 46434G103   137,871,625 2,797,152 SH   SOLE   2,721,608 0 75,544
ISHARES TR CORE MSCI EAFE 46432F842   297,869,343 4,412,879 SH   SOLE   4,280,558 0 132,321
ISHARES TR US TREAS BD ETF 46429B267   58,926,125 2,573,193 SH   SOLE   2,523,882 0 49,311
ISHARES TR 0-5YR HI YL CP 46434V407   2,429,177 58,605 SH   SOLE   58,605 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   9,768,171 133,939 SH   SOLE   130,924 0 3,015
ISHARES TR CORE MSCI INTL 46435G326   495,378 8,105 SH   SOLE   8,105 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   35,581,866 365,092 SH   SOLE   357,922 0 7,170
ISHARES TR ESG AWRE 1 5 YR 46435G243   7,885,518 329,800 SH   SOLE   329,800 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   748,837 29,610 SH   SOLE   29,610 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   531,546 21,590 SH   SOLE   21,590 0 0
ISHARES TR MSCI INTL MOMENT 46434V449   209,990 6,325 SH   SOLE   6,325 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   420,080 11,800 SH   SOLE   11,800 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   9,468,777 97,016 SH   SOLE   95,114 0 1,902
ISHARES TR FLTG RATE NT ETF 46429B655   1,143,196 22,495 SH   SOLE   22,495 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   266,625 3,950 SH   SOLE   3,950 0 0
ISHARES TR SHORT TREAS BD 464288679   1,293,370 11,710 SH   SOLE   11,710 0 0
ISHARES TR USD INV GRDE ETF 464288620   262,472 5,240 SH   SOLE   5,240 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,484,168 49,515 SH   SOLE   49,515 0 0
ISHARES TR EAFE VALUE ETF 464288877   70,373,748 1,437,960 SH   SOLE   1,395,985 0 41,975
ISHARES TR MICRO-CAP ETF 464288869   19,301,781 176,595 SH   SOLE   168,449 0 8,146
ISHARES TR MBS ETF 464288588   713,011 7,645 SH   SOLE   7,645 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   650,758 5,646 SH   SOLE   5,646 0 0
ISHARES TR NATIONAL MUN ETF 464288414   13,120,212 122,929 SH   SOLE   121,755 0 1,174
ISHARES TR JPMORGAN USD EMG 464288281   673,281 7,780 SH   SOLE   7,780 0 0
ISHARES TR EAFE SML CP ETF 464288273   11,369,809 192,774 SH   SOLE   180,249 0 12,525
ISHARES TR NEW YORK MUN ETF 464288323   15,656,682 293,967 SH   SOLE   276,267 0 17,700
ISHARES TR SHRT NAT MUN ETF 464288158   13,385,473 128,657 SH   SOLE   127,192 0 1,465
ISHARES TR CORE US AGGBD ET 464287226   3,220,830 32,882 SH   SOLE   30,087 0 2,796
ISHARES TR TIPS BD ETF 464287176   2,700,960 25,097 SH   SOLE   23,583 0 1,514
ISHARES TR 1 3 YR TREAS BD 464287457   998,095 12,310 SH   SOLE   12,310 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,229,680 21,660 SH   SOLE   21,660 0 0
ISHARES TR IBOXX INV CP ETF 464287242   573,142 5,300 SH   SOLE   5,300 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,630,075 50,070 SH   SOLE   49,365 0 705
ISHARES TR RUS 2000 GRW ETF 464287648   727,980 3,000 SH   SOLE   3,000 0 0
ISHARES TR RUS MID CAP ETF 464287499   457,168 6,260 SH   SOLE   6,260 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,381,809 14,300 SH   SOLE   14,300 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   553,594 5,040 SH   SOLE   5,040 0 0
ISHARES TR GLOBAL 100 ETF 464287572   769,347 10,115 SH   SOLE   10,115 0 0
ISHARES TR CORE S&P MCP ETF 464287507   253,021,529 967,652 SH   SOLE   936,893 0 30,758
ISHARES TR S&P MC 400VL ETF 464287705   25,027,784 233,621 SH   SOLE   225,474 0 8,147
ISHARES TR S&P MC 400GR ETF 464287606   1,676,400 22,352 SH   SOLE   22,352 0 0
ISHARES TR CORE S&P SCP ETF 464287804   246,293,826 2,471,589 SH   SOLE   2,399,269 0 72,320
ISHARES TR SP SMCP600VL ETF 464287879   1,288,909 13,555 SH   SOLE   13,555 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,265,954 11,015 SH   SOLE   11,015 0 0
ISHARES TR S&P 500 VAL ETF 464287408   18,453,151 114,481 SH   SOLE   104,840 0 9,641
ISHARES TR CORE S&P500 ETF 464287200   640,514,608 1,437,066 SH   SOLE   1,395,788 0 41,278
ISHARES TR S&P 500 GRWT ETF 464287309   1,601,447 22,722 SH   SOLE   22,722 0 0
ISHARES TR RUS 1000 ETF 464287622   271,770 1,115 SH   SOLE   1,115 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,135,960 18,664 SH   SOLE   18,664 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,532,805 8,185 SH   SOLE   8,185 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   471,680 3,350 SH   SOLE   3,350 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   2,416,183 9,495 SH   SOLE   9,495 0 0
ISHARES TR CORE S&P US GWT 464287671   234,336 2,400 SH   SOLE   2,400 0 0
ISHARES TR ESG SCRD S&P MID 46436E551   202,146 5,675 SH   SOLE   5,675 0 0
ISHARES TR ESG AWARE MSCI 46435U663   6,713,777 189,014 SH   SOLE   185,504 0 3,510
ISHARES TR ESG AWR US AGRGT 46435U549   27,896,904 591,412 SH   SOLE   567,127 0 24,285
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,703,666 16,930 SH   SOLE   16,930 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   264,233 7,350 SH   SOLE   7,350 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   320,585 8,985 SH   SOLE   8,985 0 0
JOHNSON & JOHNSON COM 478160104   905,063 5,468 SH   OTR   5,468 0 0
JPMORGAN CHASE & CO COM 46625H100   1,135,887 7,810 SH   OTR   7,810 0 0
LOWES COS INC COM 548661107   1,403,854 6,220 SH   OTR   6,220 0 0
MCDONALDS CORP COM 580135101   342,873 1,149 SH   OTR   1,149 0 0
MERCK & CO INC COM 58933Y105   203,325 1,762 SH   OTR   1,762 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   433,129 4,835 SH   OTR   4,835 0 0
MICROSOFT CORP COM 594918104   3,659,688 10,747 SH   OTR   10,747 0 0
ORACLE CORP COM 68389X105   664,403 5,579 SH   OTR   5,579 0 0
PAYCHEX INC COM 704326107   8,645,355 77,280 SH   OTR   77,280 0 0
PEPSICO INC COM 713448108   541,769 2,925 SH   OTR   2,925 0 0
PFIZER INC COM 717081103   206,038 5,617 SH   OTR   5,617 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   827,988 16,461 SH   SOLE   16,460 0 1
PROCTER AND GAMBLE CO COM 742718109   407,270 2,684 SH   OTR   2,684 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,271,457 35,665 SH   SOLE   35,665 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,245,485 61,972 SH   SOLE   56,900 0 5,072
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   326,529 7,455 SH   SOLE   5,757 0 1,698
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,212,968 18,080 SH   SOLE   17,700 0 380
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   4,829,454 149,565 SH   SOLE   131,235 0 18,330
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,801,440 39,026 SH   SOLE   39,026 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,081,669 55,385 SH   SOLE   24,485 0 30,900
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   865,714 12,188 SH   SOLE   11,688 0 500
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   321,367 9,516 SH   SOLE   9,516 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   454,328 18,446 SH   SOLE   18,446 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   11,295,358 235,026 SH   SOLE   234,401 0 625
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   708,154 14,370 SH   SOLE   14,370 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   122,512,636 2,336,690 SH   SOLE   2,299,322 0 37,367
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   413,613 2,379 SH   SOLE   2,379 0 0
SHERWIN WILLIAMS CO COM 824348106   318,624 1,200 SH   OTR   1,200 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   307,746 895 SH   SOLE   895 0 0
SPDR GOLD TR GOLD SHS 78463V107   389,520 2,185 SH   SOLE   2,185 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   1,002,941 19,100 SH   SOLE   19,100 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   1,036,028 33,957 SH   SOLE   33,457 0 500
SPDR S&P 500 ETF TR TR UNIT 78462F103   108,158,762 243,996 SH   SOLE   242,291 0 1,705
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   789,244 1,648 SH   SOLE   1,648 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   120,677,312 2,793,456 SH   SOLE   2,720,257 0 73,200
SPDR SER TR NUVEEN BLMBRG MU 78468R721   915,630 19,836 SH   SOLE   15,515 0 4,321
SPDR SER TR S&P 400 MDCP VAL 78464A839   47,521,260 690,917 SH   SOLE   672,620 0 18,297
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   285,560 3,110 SH   SOLE   3,110 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   227,866 7,740 SH   SOLE   7,740 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   1,874,401 85,550 SH   SOLE   85,550 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   1,924,422 36,930 SH   SOLE   24,665 0 12,265
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   11,175,254 605,377 SH   SOLE   552,264 0 53,113
SPDR SER TR BLOOMBERG INVT 78468R200   7,901,754 257,470 SH   SOLE   257,470 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   390,878 3,930 SH   SOLE   3,930 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   990,696 27,390 SH   SOLE   27,390 0 0
THE CIGNA GROUP COM 125523100   204,557 729 SH   OTR   729 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   243,136 466 SH   OTR   466 0 0
TOMPKINS FINL CORP COM 890110109   211,437 3,796 SH   OTR   3,796 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   329,924 1,725 SH   OTR   1,725 0 0
UNITEDHEALTH GROUP INC COM 91324P102   235,514 490 SH   OTR   490 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   720,996 15,650 SH   SOLE   15,650 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,028,090 40,070 SH   SOLE   40,070 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   919,311 12,220 SH   SOLE   12,220 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   101,068,765 1,390,408 SH   SOLE   1,349,102 0 41,306
VANGUARD INDEX FDS LARGE CAP ETF 922908637   11,221,693 55,356 SH   SOLE   55,356 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   8,667,124 62,633 SH   SOLE   58,881 0 3,751
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   770,877 1,893 SH   SOLE   1,760 0 133
VANGUARD INDEX FDS TOTAL STK MKT 922908769   605,550 2,749 SH   SOLE   2,749 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   794,055 5,588 SH   SOLE   5,588 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,939,608 17,894 SH   SOLE   17,894 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,069,311 6,465 SH   SOLE   6,465 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   306,999 3,674 SH   SOLE   3,674 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,738,166 13,767 SH   SOLE   12,367 0 1,400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   24,984,909 614,182 SH   SOLE   577,629 0 36,553
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   380,760 9,474 SH   SOLE   4,509 0 4,965
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   213,356 2,200 SH   SOLE   2,200 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   82,140,302 1,732,187 SH   SOLE   1,697,496 0 34,691
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,149,779 82,632 SH   SOLE   82,632 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,102,754 20,355 SH   SOLE   20,355 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   658,068 9,300 SH   SOLE   9,300 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   665,050 11,520 SH   SOLE   11,520 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,220,223 15,440 SH   SOLE   15,440 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,096,239 67,357 SH   SOLE   63,247 0 4,110
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   46,401,877 1,004,805 SH   SOLE   951,435 0 53,370
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,027,288 9,685 SH   SOLE   9,685 0 0
VISA INC COM CL A 92826C839   478,047 2,013 SH   OTR   2,013 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   646,612 12,850 SH   SOLE   12,850 0 0
XYLEM INC COM 98419M100   1,027,545 9,124 SH   OTR   9,124 0 0