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Assumed interest rates credited on annuities when establishing reserves for universal life and annuity products (no longer offered)

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Credited interest rates, which vary by product and time when funds received, on universal life funds

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Description of interest and discount rates for traditional life insurance

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Guaranteed crediting rates, where present, on universal life funds

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Guaranteed interest rate on nearly all of the preneed deferred annuity contracts

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Interest rates based on deferred annuities

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Interest and Discount Rates, Period

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Liability for Unpaid Claims and Claims Adjustment Expense, Net, Including Reclassifications Related to Assets Held For Sale

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Percentage inflation-linked benefits

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Percentage of deferred annuities vary by year of issue

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Percentage Of Future Assumption Policy Benefit

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Percentage of future policy benefit increases for preneed life insurance products

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Percentage of inflation assumption for 2005-2007.

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Pre need business percentage of discount rate

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Renewal guaranteed benefit increases.

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Surrender charge for preneed Canadian annuity products

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Surrender Charge, Period

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Unfavorable development on Property and Warranty case and IBNR reserves which caused the current year redundancy to be lower than previous year

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Withdrawal charge for preneed business issued in the U.S.

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Withdrawal Charge, Period

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The amount needed to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 40
-Section 50
-Paragraph 3
-Subparagraph (a),(b),(c)
-URI http://asc.fasb.org/extlink&oid=6482485&loc=d3e14764-158437

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Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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The discount rate used to reduce the estimated amount of loss reserves on short-duration contracts to present value.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 40
-Section 50
-Paragraph 5
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=6482714&loc=d3e14881-158438

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 5
-Section N

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The high end of a range of percentages used to reduce the estimated amount of loss reserves on short-duration contracts to present value.

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The low end of a range of percentages used to reduce the estimated amount of loss reserves on short-duration contracts to present value.

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The amount of discount that may be deducted from the reserve for unpaid claims and claims adjustment expense.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 235
-Section S99
-Paragraph 3
-Subparagraph (SX 210.12-18)
-URI http://asc.fasb.org/extlink&oid=34713774&loc=d3e575016-122915

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 18
-Article 12

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The maximum interest rate in the range of rates estimated at which the discount was computed for each business segment reported.

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The minimum interest rate in the range of rates estimated at which the discount was computed for each business segment reported.

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