COMMITMENTS AND CONTINGENCIES (Details) - USD ($)	3 Months Ended
	Jul. 31, 2020	Apr. 30, 2020	Jul. 31, 2019
Loss Contingencies [Line Items]
POM maximum per tax return	$ 10,000
Standard guarantee accrual amount	10,100,000	$ 9,400,000	$ 8,800,000
Contingent business acquisition obligations	13,300,000	14,200,000	9,600,000
Lines of credit, total obligation	41,100,000
Remaining franchise equity lines of credit-undrawn commitment	38,600,000
Loss contingency accrual	1,600,000	1,600,000	$ 1,600,000
Social security subsidy received	14,600,000
Refund Advance | Financial Guarantee | Axos
Loss Contingencies [Line Items]
Limited guarantee	7,500,000
Loss contingency accrual	2,200,000	2,900,000
Estimate of possible loss	57,000,000
Loans Prior To IRS Acceptance | Refund Advance | Financial Guarantee | Axos
Loss Contingencies [Line Items]
Loss contingency accrual	$ 0	$ 2,500,000