Revenue Recognition (Tables)

9 Months Ended

Jan. 31, 2019

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue by Major Service Line

The majority of our revenues are from our U.S. business. The following table disaggregates our U.S. revenues by major service line, with all international businesses included in a single line, which consists primarily of tax preparation revenues:



							(in 000s)
	Three months ended January 31,				Nine months ended January 31,
	2019		2018		2019		2018
Revenues:
U.S. assisted tax preparation	$	256,813	$	267,328	$	329,569	$	333,956
U.S. royalties	42,265		45,420		57,898		59,395
U.S. DIY tax preparation	31,885		31,322		37,660		38,811
International revenues	12,304		12,308		96,980		100,659
Revenues from Refund Transfers	47,482		50,770		49,466		54,721
Revenues from Emerald Card®	14,980		16,125		38,704		40,292
Revenues from Peace of Mind® Extended Service Plan	16,596		19,967		77,491		76,495
Revenues from Tax Identity Shield®	7,655		6,818		17,639		7,329
Interest and fee income on Emerald Advance^TM	30,924		31,075		31,768		32,333
Other	7,480		7,293		25,263		23,091
Total revenues	$	468,384	$	488,426	$	762,438	$	767,082

Schedule Of Deferred Revenue Related To The Peace Of Mind Program

Changes in the balances of deferred revenue and wages for POM are as follows:



										(in 000s)
POM	Deferred Revenue						Deferred Wages
Nine months ended January 31,	2019			2018			2019			2018
Balance, beginning of the period	$	218,274		$	211,223		$	32,683		$	31,344
Amounts deferred	27,711			29,023			1,773			2,649
Amounts recognized on previous deferrals	(90,439		)	(86,347		)	(13,569		)	(12,496		)
Balance, end of the period	$	155,546		$	153,899		$	20,887		$	21,497