XML 38 R29.htm IDEA: XBRL DOCUMENT v3.10.0.1
Receivables (Tables)
12 Months Ended
Apr. 30, 2018
Accounts, Notes, Loans and Financing Receivable, Unclassified [Abstract]  
Schedule Of Short-Term Receivables
Receivables, net of their related allowance, consist of the following:
(in 000s)
 
As of April 30,
 
2018
 
2017
 
 
Short-term

 
Long-term

 
Short-term

 
Long-term

Loans to franchisees
 
$
30,596

 
$
35,212

 
$
39,911

 
$
36,614

Receivables for U.S. assisted and DIY tax preparation and related fees
 
41,572

 
5,503

 
23,025

 
6,316

Instant Cash Back® receivables
 
27,192

 
2,057

 
34,940

 

H&R Block Emerald Advance® lines of credit
 
15,642

 
5,754

 
16,202

 
5,069

Software receivables from retailers
 
6,769

 

 
16,715

 

Royalties and other receivables from franchisees
 
9,239

 
761

 
13,275

 
1,585

Other
 
15,764

 
3,147

 
18,707

 
3,314

 
 
$
146,774

 
$
52,434

 
$
162,775

 
$
52,898

 
 
 
 
 
 
 
 
 
Schedule Of Receivables Based On Year Of Origination
by year of origination, are as follows:
 
 
 
 
 
 
 
 
(in 000s)

As of April 30,
 
2018
 
 
 
2017
Year of Origination
 
Current Balance
 
Non-Accrual
 
Year of Origination
 
Current Balance
 
Non-Accrual
 
 
 
 
 
 
 
 
 
 
 
2018
 
$
25,835

 
$
25,835

 
2017
 
$
10,160

 
$
10,160

2017
 
3,955

 
3,955

 
2016
 
4,527

 
4,527

2016 and prior
 
4,502

 
4,502

 
2015 and prior
 
2,709

 
2,709

Revolving loans
 
13,726

 
11,067

 
Revolving loans
 
13,998

 
10,600

 
 
48,018

 
$
45,359

 
 
 
31,394

 
$
27,996

Allowance (1)
 
(26,622
)
 
 
 
Allowance (1)
 
(10,123
)
 
 
Net balance
 
$
21,396

 
 
 
Net balance
 
$
21,271

 
 
 
 
 
 
 
 
 
 
 
 
 
Schedule Of Activity In The Allowance For Doubtful Accounts
Activity in the allowance for doubtful accounts for our receivables is as follows:
(in 000s)
 
 
 
EAs

 
All Other

 
Total

Balances as of May 1, 2015
 
$
7,353

 
$
47,174

 
$
54,527

Provision
 
24,939

 
48,743

 
73,682

Charge-offs
 
(23,285
)
 
(47,913
)
 
(71,198
)
Balances as of April 30, 2016
 
9,007

 
48,004

 
57,011

Provision
 
12,713

 
40,063

 
52,776

Charge-offs
 
(11,597
)
 
(42,894
)
 
(54,491
)
Balances as of April 30, 2017
 
10,123

 
45,173

 
55,296

Provision
 
16,499

 
57,990

 
74,489

Charge-offs
 

 
(47,972
)
 
(47,972
)
Balances as of April 30, 2018
 
$
26,622

 
$
55,191

 
$
81,813