Receivables (Tables)

9 Months Ended

Jan. 31, 2018

Accounts, Notes, Loans and Financing Receivable, Unclassified [Abstract]

Receivables, net of their related allowance, consist of the following:



(in 000s)
As of	January 31, 2018				January 31, 2017				April 30, 2017
	Short-term		Long-term		Short-term		Long-term		Short-term		Long-term
Loans to franchisees	$	41,062	$	47,434	$	62,603	$	50,021	$	39,911	$	36,614
Receivables for U.S assisted and DIY tax preparation and related fees	299,805		6,316		263,822		5,528		23,025		6,316
Instant Cash Back® receivables	6,848		—		4,590		—		34,940		—
H&R Block Emerald Advance® lines of credit	353,972		9,081		354,027		6,398		16,202		5,069
Software receivables from retailers	7,744		—		11,864		—		16,715		—
Royalties and other receivables from franchisees	56,149		788		64,929		—		13,275		1,585
Other	26,038		3,608		26,030		4,304		18,707		3,314
	$	791,618	$	67,227	$	787,865	$	66,251	$	162,775	$	52,898

Schedule Of Receivables Based On Year Of Origination

These amounts as of January 31, 2018, by year of origination, are as follows:



(in 000s)
Credit Quality Indicator – Year of origination:
2018	$	352,591
2017	8,342
2016 and prior	6,634
Revolving loans	23,291
	390,858
Allowance	(27,805		)
Net balance	$	363,053

Schedule Of Activity In The Allowance For Doubtful Accounts

Activity in the allowance for doubtful accounts for our EA and all other short-term receivables for the nine months ended January 31, 2018 and 2017 is as follows:



(in 000s)
	EAs		All Other			Total
Balances as of April 30, 2017	$	10,123	$	45,173		$	55,296
Provision	17,682		15,747			33,429
Charge-offs	—		(43,510		)	(43,510		)
Balances as of January 31, 2018	$	27,805	$	17,410		$	45,215

Balances as of April 30, 2016	$	9,007	$	48,004		$	57,011
Provision	22,479		7,155			29,634
Charge-offs	—		(38,914		)	(38,914		)
Balances as of January 31, 2017	$	31,486	$	16,245		$	47,731