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Interest Income And Interest Expense
 9 Months Ended
Jan. 31, 2015
Interest Income And Interest Expense [Abstract]  
Interest Income And Interest Expense
NOTE 11: INTEREST INCOME AND INTEREST EXPENSE
The following table shows the components of interest income and expense:
(in 000s)
 
 
 
Three months ended January 31,
 
Nine months ended January 31,
 
 
2015

 
2014

 
2015

 
2014

Interest income:
 
 
 
 
 
 
 
 
Emerald Advance lines of credit
 
$
30,288

 
$
27,656

 
$
31,439

 
$
28,602

Mortgage loans, net
 
3,103

 
3,409

 
9,070

 
10,582

Loans to franchisees
 
2,260

 
2,396

 
6,221

 
7,069

AFS securities
 
2,063

 
2,430

 
6,466

 
7,284

Other
 
1,584

 
1,478

 
4,831

 
5,655

 
 
$
39,298

 
$
37,369

 
$
58,027

 
$
59,192

Interest expense:
 
 
 
 
 
 
 
 
Borrowings
 
$
9,048

 
$
13,872

 
$
36,686

 
$
41,476

Deposits
 
224

 
571

 
509

 
1,727

 
 
$
9,272

 
$
14,443

 
$
37,195

 
$
43,203

 
 
 
 
 
 
 
 
 

The presentation of interest expense from borrowings in the amount of $13.9 million and $41.5 million for the three and nine months ended January 31, 2014, respectively, has been restated to correct errors in presentation. We reclassified such interest expense from cost of revenues to a separate caption in the consolidated statements of operations and comprehensive loss.