Interest Income And Interest Expense

6 Months Ended

Oct. 31, 2014

Interest Income And Interest Expense [Abstract]

Interest Income And Interest Expense

NOTE 11: INTEREST INCOME AND INTEREST EXPENSE

The following table shows the components of interest income and expense:

(in 000s)
	Three months ended October 31,				Six months ended October 31,
	2014		2013		2014		2013
Interest income:
Mortgage loans, net	2,989		3,631		$	5,967	$	7,173
Loans to franchisees	1,890		2,384		3,961		4,673
AFS securities	2,133		2,513		4,403		4,854
Other	2,418		2,098		4,398		5,123
	$	9,430	$	10,626	$	18,729	$	21,823
Interest expense:
Borrowings	$	13,843	$	13,801	$	27,638	$	27,604
Deposits	140		513		285		1,156
	$	13,983	$	14,314	$	27,923	$	28,760

The presentation of interest expense from borrowings in the amount of $13.8 million and $27.6 million for the three and six months ended October 31, 2013, respectively, has been restated to correct errors in presentation. We reclassified such interest expense from cost of revenues to a separate caption.