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Interest Income And Interest Expense (Tables)
12 Months Ended
Apr. 30, 2014
Interest Income And Interest Expense [Abstract]  
Schedule Of Interest Income And Expense Of Continuing Operations
The following table shows the components of interest income and expense of continuing operations:
(in 000s)
 
Year ended April 30,
 
2014

 
2013

 
2012

Interest income:
 
 
 
 
 
 
Emerald Advance lines of credit
 
$
56,877

 
$
59,657

 
$
59,660

Mortgage loans, net
 
13,810

 
16,556

 
20,322

Loans to franchisees
 
9,494

 
10,023

 
10,234

AFS securities
 
9,664

 
7,000

 
4,463

Other
 
8,249

 
5,593

 
5,121

 
 
$
98,094

 
$
98,829

 
$
99,800

Interest expense:
 
 
 
 
 
 
Borrowings
 
$
55,279

 
$
74,297

 
$
84,782

Deposits
 
2,109

 
5,660

 
6,735

FHLB advances
 

 

 
572

 
 
$
57,388

 
$
79,957

 
$
92,089