Income Taxes (Tables)

12 Months Ended

Apr. 30, 2014

Income Tax Disclosure [Abstract]

Schedule Of Components Of Income From Continuing Operations

The components of income from continuing operations upon which domestic and foreign income taxes have been provided are as follows:

(in 000s)
Year ended April 30,	2014		2013		2012
Domestic	$	754,036	$	664,966	$	547,535
Foreign	13,080		37,045		28,535
	$	767,116	$	702,011	$	576,070

Schedule Of Components Of Income Tax Expense (Benefit) For Continuing Operations

The components of income tax expense (benefit) for continuing operations are as follows:

(in 000s)
Year ended April 30,	2014			2013			2012
Current:
Federal	$	195,277		$	219,411		$	126,773
State	33,274			43,116			21,285
Foreign	6,749			3,173			8,647
	235,300			265,700			156,705
Deferred:
Federal	28,624			(29,258		)	55,032
State	5,475			(69		)	18,154
Foreign	(2,380		)	480			211
	31,719			(28,847		)	73,397
Total income taxes for continuing operations	$	267,019		$	236,853		$	230,102

Schedule Of Effective Income Tax Rate Reconciliation

The reconciliation between the income tax provision and the amount computed by applying the statutory federal tax rate of 35% to income taxes of continuing operations is as follows:

Year ended April 30,	2014		2013		2012
U.S. statutory tax rate	35.0	%	35.0	%	35.0	%
Change in tax rate resulting from:
State income taxes, net of federal income tax benefit	3.8	%	4.0	%	4.2	%
Permanent differences	0.1	%	(0.1	)%	0.5	%
Uncertain tax positions	(5.6	)%	(4.1	)%	(0.6	)%
Change in valuation allowance	1.5	%	(1.0	)%	0.2	%
Other	—	%	(0.1	)%	0.6	%
Effective tax rate	34.8	%	33.7	%	39.9	%

Schedule Of Deferred Tax Assets And Liabilities

The significant components of deferred tax assets and liabilities are reflected in the following table:

(in 000s)
As of April 30,	2014			2013
Gross deferred tax assets:
Accrued expenses	$	34,052		$	15,842
Allowance for credit losses and related reserves	115,145			114,570
Capital loss carry-forward	—			45,826
Valuation allowance	(10,837		)	(28,088		)
Current	138,360			148,150
Deferred and stock-based compensation	21,348			20,758
Deferred revenue	8,090			30,225
Net operating loss carry-forward	21,434			20,070
Federal tax benefits related to state unrecognized tax benefits	28,601			30,374
Capital loss carry-forward	—			2,379
Other	9,861			3,901
Valuation allowance	(8,339		)	(26,525		)
Noncurrent	80,995			81,182
	219,355			229,332
Gross deferred tax liabilities:
Prepaid expenses	(3,033		)	(2,830		)
Current	(3,033		)	(2,830		)
Property and equipment	(28,610		)	(25,794		)
Mortgage-related investment	(15,441		)	(20,033		)
Intangibles	(59,881		)	(36,565		)
Noncurrent	(103,932		)	(82,392		)
Net deferred tax assets	$	112,390		$	144,110

Schedule Of Reconciliation Of Unrecognized Tax Benefits

Changes in unrecognized tax benefits for fiscal years 2014, 2013 and 2012 are as follows:

(in 000s)
Year ended April 30,	2014			2013			2012
Balance, beginning of the year	$	146,391		$	206,393		$	154,848
Additions based on tax positions related to prior years	9,743			11,867			26,523
Reductions based on tax positions related to prior years	(25,403		)	(49,493		)	(3,858		)
Additions based on tax positions related to the current year	7,399			2,314			42,735
Reductions related to settlements with tax authorities	(23,993		)	(25,259		)	(8,742		)
Expiration of statute of limitations	(11,853		)	(702		)	(2,814		)
Foreign currency translation	—			(278		)	(838		)
Other	9,207			1,549			(1,461		)
Balance, end of the year	$	111,491		$	146,391		$	206,393