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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Apr. 30, 2013
Apr. 30, 2012
Apr. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 433,948 $ 265,932 $ 406,110
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 92,407 103,576 121,633
Provision for bad debt and loan losses 90,685 97,365 180,951
Provision for deferred taxes (21,846) 13,227 9,432
Stock-based compensation 15,293 14,968 14,500
Impairment of goodwill and intangible assets 3,581 113,951 22,700
Changes in assets and liabilities, net of acquisitions:      
Cash and cash equivalents — restricted (69,737) (2,917) (14,033)
Receivables (72,662) 49,755 (105,708)
Prepaid expenses and other current assets (3,465) 538 (37,892)
Other noncurrent assets 78,778 25,552 (98,818)
Accounts payable, accrued expenses and other current liabilities (37,017) (45,114) (111,727)
Accrued salaries, wages and payroll taxes (28,861) (58,210) 56,009
Accrued income taxes 88,459 (92,843) 5,962
Other noncurrent liabilities (71,998) (88,870) 119,428
Other, net (457) (34,861) (56,044)
Net cash provided by operating activities 497,108 362,049 512,503
CASH FLOWS FROM INVESTING ACTIVITIES:      
Purchases of available-for-sale securities (227,177) (256,173) (138,824)
Sales, maturities and payments received on available-for-sale securities 118,411 66,382 16,797
Principal payments on mortgage loans held for investment, net 44,031 49,142 58,471
Purchases of property and equipment, net (113,239) (82,457) (62,959)
Payments made for acquisitions of businesses and intangibles, net (20,742) (15,258) (54,171)
Proceeds from sale of businesses, net 3,785 560,499 71,083
Franchise loans:      
Loans funded (70,807) (46,246) (92,455)
Payments received 83,445 56,591 57,552
Surrender of company-owned life insurance policies 81,125 0 0
Other, net (9,769) 19,387 34,349
Net cash provided by (used in) investing activities (110,937) 351,867 (110,157)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Repayments of commercial paper (1,214,238) (664,167) (4,818,766)
Proceeds from issuance of commercial paper 1,214,238 664,167 4,818,766
Repayments of Long-term Debt (636,621) 0 0
Proceeds from Issuance of Long-term Debt 497,185 0 0
Repayments of long-term debt 0 (25,000) (50,000)
Customer banking deposits, net 103,608 (26,091) (11,440)
Dividends paid (217,201) (208,801) (186,802)
Repurchase of common stock, including shares surrendered (340,413) (180,592) (283,534)
Proceeds from exercise of stock options, net 25,139 12,275 424
Other, net (16,238) (16,853) (3,039)
Net cash used in financing activities (584,541) (445,062) (534,391)
Effects of exchange rates on cash 1,620 (2,364) 5,844
Net increase (decrease) in cash and cash equivalents (196,750) 266,490 (126,201)
Cash and cash equivalents at beginning of the year 1,944,334 1,677,844 1,804,045
Cash and cash equivalents at end of the year 1,747,584 1,944,334 1,677,844
SUPPLEMENTARY CASH FLOW DATA:      
Income taxes paid, net 155,617 218,444 244,917
Interest paid on borrowings 73,559 69,681 73,791
Interest paid on deposits 5,665 6,843 8,541
Transfers of foreclosed loans to other assets 10,357 10,308 16,463
Accrued additions to property and equipment 4,261 801 1,269
Accrued purchase of common stock $ 0 $ 22,484 $ 0