Income Taxes (Tables)

12 Months Ended

Apr. 30, 2013

Income Tax Disclosure [Abstract]

Schedule Of Components Of Income From Continuing Operations

The components of income from continuing operations upon which domestic and foreign income taxes have been provided are as follows:

(in 000s)
Year ended April 30,	2013		2012		2011
Domestic	$	664,966	$	547,535	$	590,024
Foreign	37,045		28,535		37,679
	$	702,011	$	576,070	$	627,703

Schedule Of Components Of Income Tax Expense (Benefit) For Continuing Operations

The components of income tax expense (benefit) for continuing operations are as follows:

(in 000s)
Year ended April 30,	2013			2012		2011
Current:
Federal	$	219,411		$	126,773	$	171,337
State	43,116			21,285		40,433
Foreign	3,173			8,647		21,456
	265,700			156,705		233,226
Deferred:
Federal	(29,258		)	55,032		(1,762		)
State	(69		)	18,154		3,404
Foreign	480			211		288
	(28,847		)	73,397		1,930
Total income taxes for continuing operations	$	236,853		$	230,102	$	235,156

Schedule Of Effective Income Tax Rate Reconciliation

The reconciliation between the income tax provision and the amount computed by applying the statutory federal tax rate of 35% to income taxes of continuing operations is as follows:

Year ended April 30,	2013		2012		2011
U.S. statutory tax rate	35.0	%	35.0	%	35.0	%
Change in tax rate resulting from:
State income taxes, net of federal income tax benefit	4.0	%	4.2	%	4.4	%
Permanent differences	(0.1	)%	0.5	%	(0.6	)%
Uncertain tax positions	(4.1	)%	(0.6	)%	1.2	%
Net change in valuation allowance	(1.0	)%	0.2	%	(1.4	)%
Other	(0.1	)%	0.6	%	(1.1	)%
Effective tax rate	33.7	%	39.9	%	37.5	%

Schedule Of Deferred Tax Assets And Liabilities

The significant components of deferred tax assets and liabilities are reflected in the following table:

(in 000s)
As of April 30,	2013			2012
Gross deferred tax assets:
Accrued expenses	$	15,842		$	21,533
Allowance for credit losses and related reserves	114,570			102,819
Capital loss carry-forward	45,826			—
Valuation allowance	(28,088		)	(33,672		)
Current	148,150			90,680
Deferred and stock-based compensation	20,758			23,590
Deferred revenue	30,225			26,181
Net operating loss carry-forward	20,070			18,202
State tax benefits related to federal unrecognized tax benefits	30,374			31,824
Capital loss carry-forward	2,379			85,778
Other	3,901			2,901
Valuation allowance	(26,525		)	(43,771		)
Noncurrent	81,182			144,705
	229,332			235,385
Gross deferred tax liabilities:
Prepaid expenses	(2,830		)	(3,641		)
Current	(2,830		)	(3,641		)
Property and equipment	(25,794		)	(19,454		)
Mortgage-related investment	(20,033		)	(63,115		)
Intangibles	(36,565		)	(33,935		)
Noncurrent	(82,392		)	(116,504		)
Net deferred tax assets	$	144,110		$	115,240

Schedule Of Reconciliation Of Unrecognized Tax Benefits

Changes in unrecognized tax benefits for fiscal years 2013, 2012 and 2011 are as follows:

(in 000s)
Year ended April 30,	2013			2012			2011
Balance, beginning of the year	$	206,393		$	154,848		$	129,767
Additions based on tax positions related to prior years	11,867			26,523			28,262
Reductions based on tax positions related to prior years	(49,493		)	(3,858		)	(1,473		)
Additions based on tax positions related to the current year	2,314			42,735			3,417
Reductions related to settlements with tax authorities	(25,259		)	(8,742		)	(7,639		)
Expiration of statute of limitations	(702		)	(2,814		)	(315		)
Foreign currency translation	(278		)	(838		)	1,057
Other	1,549			(1,461		)	1,772
Balance, end of the year	$	146,391		$	206,393		$	154,848