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Interest Income And Expense (Tables)
 9 Months Ended
Jan. 31, 2013
Interest Income And Expense [Abstract]  
Schedule Of Interest Income And Expense Of Continuing Operations

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(in 000s)

 

 

Three months ended January 31,

 

 

Nine months ended January 31,

 

 
2013 

 

 
2012 

 

 
2013 

 

 
2012 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income:

 

 

 

 

 

 

 

 

 

 

 

Emerald Advance lines of credit

$
29,314 

 

$
30,062 

 

$
30,074 

 

$
30,297 

Mortgage loans, net

 
4,120 

 

 
4,948 

 

 
12,705 

 

 
15,760 

Loans to franchisees

 
2,651 

 

 
2,694 

 

 
7,397 

 

 
7,561 

AFS securities

 
1,713 

 

 
1,283 

 

 
5,105 

 

 
3,006 

Other

 
502 

 

 
489 

 

 
2,751 

 

 
3,113 

 

$
38,300 

 

$
39,476 

 

$
58,032 

 

$
59,737 

Interest expense:

 

 

 

 

 

 

 

 

 

 

 

Borrowings

$
17,642 

 

$
21,382 

 

$
60,391 

 

$
63,625 

Deposits

 
1,786 

 

 
2,011 

 

 
4,504 

 

 
5,275 

FHLB advances

 

 -

 

 
150 

 

 

 -

 

 
452 

 

$
19,428 

 

$
23,543 

 

$
64,895 

 

$
69,352