Commitments And Contingencies (Tables)

6 Months Ended

Oct. 31, 2011

Commitments And Contingencies [Abstract]

Schedule Of Deferred Revenue Related To The Peace Of Mind Program

		(in 000s)
Six months ended October 31,		2011			2010
Balance, beginning of period	$	140,603		$	141,542
Amounts deferred for new guarantees issued		1,331			1,422
Revenue recognized on previous deferrals		(46,073	)		(48,358	)
Balance, end of period	$	95,861		$	94,606

Schedule Of Contractual Obligations And Commitments

		(in 000s)
As of		October 31, 2011		April 30, 2011
Franchise Equity Lines of Credit – undrawn
commitment	$	34,162	$	37,695
Media advertising purchase obligation		9,690		9,498

Claims Received By Loan Origination Year

												(in millions)
	Fiscal Year		Fiscal Year 2010								Fiscal Year 2011								Fiscal Year 2012
		2009		Q1		Q2		Q3		Q4		Q1	Q2			Q3		Q4		Q1		Q2		Total
Loan Origination Year:
2005	$	62	$	—	$	15	$	—	$	—	$	6	$	1	$	—	$	1	$	—	$	—	$	85
2006		217		2		57		4		45		100		15		29		50		29		130		678
2007		153		4		11		7		—		3		5		4		4		2		353		546
Total	$	432	$	6	$	83	$	11	$	45	$	109	$	21	$	33	$	55	$	31	$	483	$	1,309

Rollforward Of Reserve For Losses On Repurchases

		(in 000s)
Six months ended October 31,		2011			2010
Balance at beginning of period:
Amount related to repurchase and indemnifications	$	126,260		$	138,415
Amount related to indemnity agreement dated April 2008		—			49,785
		126,260			188,200
Changes:
Provision for estimated losses		20,000			—
Losses on repurchase and indemnifications		(3,337	)		(3,344	)
Payments under indemnity agreement dated April 2008		—			(134	)
Balance at end of period:
Amount related to repurchase and indemnifications		142,923			135,071
Amount related to indemnity agreement dated April 2008		—			49,651
	$	142,923		$	184,722