Customer Banking Deposits (Tables)

12 Months Ended

Apr. 30, 2011

Customer Banking Deposits

Components of Banking Deposits

(in 000s)
April 30,	2011				2010
	Outstanding		Interest		Outstanding		Interest
	Balance		Expense		Balance		Expense
Short-term:
Money-market deposits	$	164,734	$	2,168	$	195,220	$	1,871
Savings deposits		11,030		107		12,460		128
Checking deposits:
Interest-bearing		6,947		94		24,190		83
Non-interest-bearing		279,296		–		200,096		–
		286,243		94		224,286		83
IRAs and other time deposits:
Due in one year		49,003				60,349
IRAs		341,210				360,240
		390,213		6,119		420,589		8,092
	$	852,220	$	8,488	$	852,555	$	10,174
Long-term:
Due in two years	$	7,939			$	12,479
Due in three years		3,717				6,079
Due in four years		16				3,105
Due in five years		6				1
	$	11,678	$	–	$	21,664	$	–

Summary of Time Deposits in Excess of Federal Deposit Insurance Corporation Insurance Limit

	(in 000s)
Three months or less	$	480
Three to six months		2,929
Six to twelve months		2,011
Over twelve months		1,883
	$	7,303