Non-Covered Loans and Allowance for Non-Covered Loan Losses (Details 7) (USD $) In Thousands, unless otherwise specified
|
3 Months Ended |
9 Months Ended |
|
Sep. 30, 2014
|
Sep. 30, 2013
|
Sep. 30, 2014
|
Sep. 30, 2013
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Dec. 31, 2013
|
Changes in the allowance for loan losses |
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|
|
|
|
Balance, beginning of period |
|
|
$ 33,241 |
|
|
Provision for loan losses |
4,033 |
10,658 |
12,808 |
34,952 |
|
Balance, end of period |
39,027 |
|
39,027 |
|
|
Loan portfolio distributed by portfolio segment and impairment methodology |
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|
|
|
|
Total loans |
3,768,843 |
|
3,768,843 |
|
3,514,646 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
39,027 |
|
39,027 |
|
|
Originated loans
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|
|
|
|
|
Allowance for loan losses |
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|
|
|
|
Rolling period considered for average net loss rate to calculate historical loss factors |
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|
3 years |
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Weighted average loss rate for recent four quarters (as a percent) |
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|
120.00% |
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|
Weighted average loss rate for oldest four quarters (as a percent) |
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|
80.00% |
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Originated loans | Minimum
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|
|
|
|
|
Loan portfolio distributed by portfolio segment and impairment methodology |
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|
|
|
|
Loans individually evaluated for impairment |
500 |
|
500 |
|
|
Non-covered loans
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
36,431 |
26,237 |
33,241 |
3,409 |
|
Provision for loan losses |
4,186 |
10,658 |
9,657 |
34,952 |
|
Loans charged off |
(2,120) |
(3,800) |
(6,082) |
(8,061) |
|
Recoveries on charged off loans |
530 |
85 |
2,211 |
2,880 |
|
Balance, end of period |
39,027 |
33,180 |
39,027 |
33,180 |
|
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans individually evaluated for impairment |
10,587 |
|
10,587 |
|
2,758 |
Loans collectively evaluated for impairment |
3,704,873 |
|
3,704,873 |
|
3,411,496 |
Total loans |
3,768,843 |
|
3,768,843 |
|
3,514,646 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans individually evaluated for impairment |
421 |
|
421 |
|
421 |
Loans collectively evaluated for impairment |
33,318 |
|
33,318 |
|
29,683 |
Total loans |
39,027 |
33,180 |
39,027 |
33,180 |
|
Non-covered loans | Commercial and Industrial
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
18,062 |
13,806 |
16,865 |
1,845 |
|
Provision for loan losses |
2,302 |
8,879 |
5,876 |
22,519 |
|
Loans charged off |
(1,976) |
(3,220) |
(5,707) |
(7,314) |
|
Recoveries on charged off loans |
457 |
42 |
1,811 |
2,457 |
|
Balance, end of period |
18,845 |
19,507 |
18,845 |
19,507 |
|
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans individually evaluated for impairment |
8,354 |
|
8,354 |
|
2,273 |
Loans collectively evaluated for impairment |
1,652,518 |
|
1,652,518 |
|
1,598,177 |
Total loans |
1,677,389 |
|
1,677,389 |
|
1,637,266 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans individually evaluated for impairment |
421 |
|
421 |
|
421 |
Loans collectively evaluated for impairment |
15,439 |
|
15,439 |
|
13,724 |
Total loans |
18,845 |
19,507 |
18,845 |
19,507 |
|
Non-covered loans | Real estate
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
9,998 |
5,339 |
8,331 |
977 |
|
Provision for loan losses |
1,064 |
1,776 |
2,689 |
6,033 |
|
Loans charged off |
(28) |
(53) |
(100) |
(149) |
|
Recoveries on charged off loans |
31 |
26 |
145 |
227 |
|
Balance, end of period |
11,065 |
7,088 |
11,065 |
7,088 |
|
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans individually evaluated for impairment |
1,450 |
|
1,450 |
|
373 |
Loans collectively evaluated for impairment |
1,580,755 |
|
1,580,755 |
|
1,417,630 |
Total loans |
1,606,718 |
|
1,606,718 |
|
1,457,253 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans collectively evaluated for impairment |
9,347 |
|
9,347 |
|
7,953 |
Total loans |
11,065 |
7,088 |
11,065 |
7,088 |
|
Non-covered loans | Construction and Land Development
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
8,086 |
7,050 |
7,957 |
582 |
|
Provision for loan losses |
395 |
6 |
361 |
6,323 |
|
Loans charged off |
|
(524) |
|
(524) |
|
Recoveries on charged off loans |
18 |
2 |
181 |
153 |
|
Balance, end of period |
8,499 |
6,534 |
8,499 |
6,534 |
|
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans individually evaluated for impairment |
783 |
|
783 |
|
112 |
Loans collectively evaluated for impairment |
418,735 |
|
418,735 |
|
344,622 |
Total loans |
429,216 |
|
429,216 |
|
364,551 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans collectively evaluated for impairment |
8,335 |
|
8,335 |
|
7,918 |
Total loans |
8,499 |
6,534 |
8,499 |
6,534 |
|
Non-covered loans | Consumer
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
285 |
42 |
88 |
5 |
|
Provision for loan losses |
425 |
(3) |
731 |
77 |
|
Loans charged off |
(116) |
(3) |
(275) |
(74) |
|
Recoveries on charged off loans |
24 |
15 |
74 |
43 |
|
Balance, end of period |
618 |
51 |
618 |
51 |
|
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans collectively evaluated for impairment |
52,865 |
|
52,865 |
|
51,067 |
Total loans |
55,520 |
|
55,520 |
|
55,576 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Loans collectively evaluated for impairment |
197 |
|
197 |
|
88 |
Total loans |
618 |
51 |
618 |
51 |
|
Non-covered loans | Acquired loans without credit impairment
|
|
|
|
|
|
Allowance for loan losses |
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|
|
|
|
Additional allowance recorded when allowance is less than remaining fair value of discount |
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|
0 |
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|
Non-covered loans | PCI loans
|
|
|
|
|
|
Changes in the allowance for loan losses |
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|
|
|
|
Balance, beginning of period |
|
|
|
|
3,137 |
Balance, end of period |
5,288 |
|
5,288 |
|
3,137 |
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
53,383 |
|
53,383 |
|
100,392 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
5,288 |
|
5,288 |
|
3,137 |
Non-covered loans | PCI loans | Commercial and Industrial
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
|
|
|
|
2,720 |
Balance, end of period |
2,985 |
|
2,985 |
|
2,720 |
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
16,517 |
|
16,517 |
|
36,816 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
2,985 |
|
2,985 |
|
2,720 |
Non-covered loans | PCI loans | Real estate
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
|
|
|
|
378 |
Balance, end of period |
1,718 |
|
1,718 |
|
378 |
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
24,513 |
|
24,513 |
|
39,250 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
1,718 |
|
1,718 |
|
378 |
Non-covered loans | PCI loans | Construction and Land Development
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, beginning of period |
|
|
|
|
39 |
Balance, end of period |
164 |
|
164 |
|
39 |
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
9,698 |
|
9,698 |
|
19,817 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
164 |
|
164 |
|
39 |
Non-covered loans | PCI loans | Consumer
|
|
|
|
|
|
Changes in the allowance for loan losses |
|
|
|
|
|
Balance, end of period |
421 |
|
421 |
|
|
Loan portfolio distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
2,655 |
|
2,655 |
|
4,509 |
Allowance for loan losses distributed by portfolio segment and impairment methodology |
|
|
|
|
|
Total loans |
421 |
|
421 |
|
|
Non-covered loans | Acquired loans
|
|
|
|
|
|
Allowance for loan losses |
|
|
|
|
|
Carryover of the allowance for loan losses recorded |
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|
$ 0 |
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|