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Reinsurance Activity (Details 2) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Written      
Premiums from direct business $ 163,780 $ 155,054 $ 139,290
Reinsurance assumed 6,422 5,388 5,079
Reinsurance ceded (19,751) (18,705) (22,678)
Net premiums, Written 150,451 141,737 121,691
Earned      
Premiums from direct business 162,383 147,419 134,701
Reinsurance assumed 5,882 5,176 4,998
Reinsurance ceded (21,564) (18,547) (22,507)
Net premiums, Earned 146,701 134,048 117,192
Effect of reinsurance on incurred losses      
Loss and loss adjustment expense (LAE) incurred 115,347 92,655 109,882
Reinsurance recoverables (6,188) 4,079 (38,939)
Net loss and LAE incurred $ 109,159 $ 96,734 $ 70,943