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Reinsurance Activity (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Dec. 31, 2011
Reinsurance Activity          
Reinsurance recoverables $ 22,496   $ 22,496   $ 25,861
Written          
Premiums from direct business 40,899 38,826 126,833 119,137  
Reinsurance assumed 1,726 1,420 4,830 4,091  
Reinsurance ceded (5,106) (4,484) (14,953) (14,642)  
Net premiums, Written 37,519 35,762 116,710 108,586  
Earned          
Premiums from direct business 40,922 37,783 121,209 108,939  
Reinsurance assumed 1,520 1,313 4,296 3,834  
Reinsurance ceded (4,754) (4,153) (16,467) (14,330)  
Net premiums, Earned 37,688 34,943 109,038 98,443  
Effect of reinsurance on incurred losses          
Loss and loss adjustment expense (LAE) incurred 31,577 16,568 94,022 77,718  
Reinsurance recoverables (1,441) 7,226 (2,273) 3,181  
Net loss and LAE incurred $ 30,136 $ 23,794 $ 91,749 $ 80,899  
Standard Flood Insurance Policy
         
Reinsurance activity          
Percentage of the policies written by the entity which have been ceded to FEMA     100.00%