EXHIBIT 23.1

CONSENT OF PRICEWATERHOUSECOOPERS LLP

We hereby consent to the use in this Amendment No. 3 to the Registration
Statement (Form S-1 No. 333-108857) of our reports dated June 25, 2003
relating to the financial statements and financial statement schedules of Wind
River Investment Corporation, which appear in such Registration Statement. We
also consent to the use in this Amendment No. 3 to the Registration Statement
of our report dated October 7, 2003 relating to the financial statements of
United National Group, Ltd., which appear in such Registration Statement. We
also consent to the references to us under the heading "Experts" in such
Registration Statement.


/s/ PricewaterhouseCoopers LLP
Philadelphia, PA
December 12, 2003