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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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ACCESSION NUMBER:		9999999997-06-028196
CONFORMED SUBMISSION TYPE:	11-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20051231
FILED AS OF DATE:		20060629
DATE AS OF CHANGE:		20060630

FILER:

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		CENTRAL INDEX KEY:			0001263766
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
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		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

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	BUSINESS ADDRESS:	
		STREET 1:		310 NORTH AVE EAST
		CITY:			CRANFORD
		STATE:			NJ
		ZIP:			07016
		BUSINESS PHONE:		8006933838
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