CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS



          We have issued our report  dated  February 15, 2003  accompanying  the
consolidated   financial   statements  of  Synergy  Financial  Group,  Inc.  and
subsidiaries as contained in the  Registration  Statement and Prospectus on Form
S-1 to be  filed  with the  Securities  and  Exchange  and as  contained  in the
Application for Conversion on Form AC and the H-(e)1-S  Savings and Loan Holding
Company  Application  to be filed  with the  Office  of Thrift  Supervision.  We
consent to the use of the  aforementioned  report in the Registration  Statement
and  Prospectus and the Form AC and the H-(e)1-S  Application  and to the use of
our name as it appears under the caption "Experts."


/s/ Grant Thornton LLP


Philadelphia, Pennsylvania
September 17, 2003