FWP 1 v159710_fwp.txt Filed Pursuant to Rule 433 Registration No. 333-144832 Registration No. 333-144832-03 Free Writing Prospectus Dated September 2, 2009 HART 09-A $1.32 Bln Prime Retail Auto Loans - TALF eligible PRICING YIELDS Leads: BAS,BARC,RBS Co-mgrs: JPM,SocGen All Pot. All Fixed Rate ================================================================================ CL SIZE MM WAL S&P/Ftch PWIN EXP FINAL LEGAL FINAL BNCH/TALK YIELD A1 379.00 0.30 A1+/F1+ 1-7 4/15/10 9/15/10 IntLib -7 0.35675 A2 291.00 0.99 AAA/AAA 7-16 1/18/11 2/15/12 EDSF +50 1.119 A3 388.00 1.99 AAA/AAA 16-32 5/15/12 8/15/13 EDSF +75 2.040 A4 259.60 3.45 AAA/AAA 32-48 9/16/13 3/15/16 ISWP +110 3.176 ================================================================================ BILL & DELIVER: BAS CUSIPS: A1: 44921A AA9, A2: 44921A AB7; A3: 44921A AC5; A4: 44921A AD3 PRICING SPEED: 1.3% ABS CLEAN-UP-CALL: 5% REGISTRATION TYPE: Public TALF ELIGIBLE: Yes TALF HAIRCUT: A2: 6%, A3: 7%, A4: 9% ERISA ELIGIBLE: Yes EXPECTED PRICING: Weds ,9/2 EXPECTED SETTLE: Friday, 9/11 FIRST PAY: 10/15/09 CUSIPS: A1: 44921A AA9, A2: 44921A AB7; A3: 44921A AC5; A4: 44921A AD3 The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-294-1322 or you e-mail a request to dg.prospectus_distribution@bofasecurities.com. The securities may not be suitable for all investors. Banc of America Securities LLC and its affiliates may acquire, hold or sell positions in these securities, or in related derivatives, and may have an investment or commercial banking relationship with the issuer.