The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   481,191 4,402 SH   SOLE 0 460 0 3,942
ABBOTT LABS COM 002824100   1,189,485 10,807 SH   SOLE 0 1,288 0 9,519
ABBVIE INC COM 00287Y109   1,140,497 7,359 SH   SOLE 0 1,390 0 5,969
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   505,524 1,441 SH   SOLE 0 724 0 717
ADOBE INC COM 00724F101   225,001 377 SH   SOLE 0 215 0 162
AFLAC INC COM 001055102   516,615 6,262 SH   SOLE 0 1,550 0 4,712
AGILENT TECHNOLOGIES INC COM 00846U101   257,113 1,849 SH   SOLE 0 0 0 1,849
AIR PRODS & CHEMS INC COM 009158106   528,337 1,930 SH   SOLE 0 0 0 1,930
ALLIANT ENERGY CORP COM 018802108   351,714 6,856 SH   SOLE 0 4,270 0 2,586
ALPHABET INC CAP STK CL C 02079K107   2,091,918 14,844 SH   SOLE 0 5,991 0 8,853
ALPHABET INC CAP STK CL A 02079K305   3,807,813 27,259 SH   SOLE 0 6,586 0 20,673
ALTRIA GROUP INC COM 02209S103   328,647 8,147 SH   SOLE 0 1,201 0 6,946
AMAZON COM INC COM 023135106   2,500,100 16,455 SH   SOLE 0 2,818 0 13,637
AMERICAN ELEC PWR CO INC COM 025537101   474,728 5,845 SH   SOLE 0 0 0 5,845
AMERICAN EXPRESS CO COM 025816109   758,186 4,047 SH   SOLE 0 765 0 3,282
AMERICAN TOWER CORP NEW COM 03027X100   1,153,469 5,343 SH   SOLE 0 105 0 5,238
AMERIPRISE FINL INC COM 03076C106   243,091 640 SH   SOLE 0 0 0 640
AMGEN INC COM 031162100   482,793 1,676 SH   SOLE 0 0 0 1,676
AMPHENOL CORP NEW CL A 032095101   439,178 4,430 SH   SOLE 0 0 0 4,430
ANALOG DEVICES INC COM 032654105   236,074 1,189 SH   SOLE 0 196 0 993
APPLE INC COM 037833100   12,925,188 67,133 SH   SOLE 0 18,339 0 48,794
AURORA INNOVATION INC CLASS A COM 051774107   124,803 28,559 SH   SOLE 0 0 0 28,559
AUTOMATIC DATA PROCESSING IN COM 053015103   837,361 3,594 SH   SOLE 0 0 0 3,594
BANK AMERICA CORP COM 060505104   1,399,442 41,563 SH   SOLE 0 23,479 0 18,085
BECTON DICKINSON & CO COM 075887109   349,896 1,435 SH   SOLE 0 0 0 1,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,704,505 18,798 SH   SOLE 0 11,533 0 7,265
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   480,900 9,188 SH   SOLE 0 0 0 9,188
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   2,224,193 42,552 SH   SOLE 0 19,507 0 23,045
BLACKROCK INC COM 09247X101   473,378 583 SH   SOLE 0 309 0 275
BLACKSTONE INC COM 09260D107   730,428 5,579 SH   SOLE 0 3,824 0 1,755
BLEND LABS INC CL A 09352U108   26,441 10,369 SH   SOLE 0 0 0 10,369
BOEING CO COM 097023105   1,027,310 3,941 SH   SOLE 0 414 0 3,527
BOSTON SCIENTIFIC CORP COM 101137107   205,561 3,556 SH   SOLE 0 381 0 3,175
BRISTOL-MYERS SQUIBB CO COM 110122108   541,293 10,549 SH   SOLE 0 1,500 0 9,049
BROADCOM INC COM 11135F101   447,448 401 SH   SOLE 0 41 0 360
CANADIAN PACIFIC KANSAS CITY COM 13646K108   275,106 3,480 SH   SOLE 0 677 0 2,803
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   2,709,443 119,385 SH   SOLE 0 7,337 0 112,048
CATERPILLAR INC COM 149123101   1,681,828 5,688 SH   SOLE 0 747 0 4,941
CELANESE CORP DEL COM 150870103   551,564 3,550 SH   SOLE 0 300 0 3,250
CHEVRON CORP NEW COM 166764100   1,413,728 9,478 SH   SOLE 0 366 0 9,112
CHUBB LIMITED COM H1467J104   834,392 3,692 SH   SOLE 0 0 0 3,692
CHURCH & DWIGHT CO INC COM 171340102   256,825 2,716 SH   SOLE 0 0 0 2,716
CHURCHILL DOWNS INC COM 171484108   883,792 6,550 SH   SOLE 0 0 0 6,550
CINTAS CORP COM 172908105   717,703 1,191 SH   SOLE 0 0 0 1,191
CISCO SYS INC COM 17275R102   2,693,408 53,314 SH   SOLE 0 26,197 0 27,117
CLOROX CO DEL COM 189054109   432,078 3,030 SH   SOLE 0 40 0 2,990
COCA COLA CO COM 191216100   1,355,627 23,004 SH   SOLE 0 1,792 0 21,212
COLGATE PALMOLIVE CO COM 194162103   858,078 10,765 SH   SOLE 0 1,522 0 9,243
COMCAST CORP NEW CL A 20030N101   787,618 17,962 SH   SOLE 0 2,501 0 15,461
CONOCOPHILLIPS COM 20825C104   413,628 3,564 SH   SOLE 0 150 0 3,413
CONSTELLATION BRANDS INC CL A 21036P108   456,290 1,887 SH   SOLE 0 312 0 1,575
CONSTELLATION ENERGY CORP COM 21037T109   322,666 2,760 SH   SOLE 0 233 0 2,527
COSTCO WHSL CORP NEW COM 22160K105   4,015,950 6,084 SH   SOLE 0 301 0 5,783
CROWN CASTLE INC COM 22822V101   565,583 4,910 SH   SOLE 0 0 0 4,910
CSX CORP COM 126408103   1,520,029 43,843 SH   SOLE 0 4,900 0 38,943
CUMMINS INC COM 231021106   1,980,577 8,267 SH   SOLE 0 420 0 7,847
CVS HEALTH CORP COM 126650100   814,558 10,316 SH   SOLE 0 1,265 0 9,051
DANAHER CORPORATION COM 235851102   700,747 3,029 SH   SOLE 0 0 0 3,029
DEERE & CO COM 244199105   1,247,127 3,119 SH   SOLE 0 51 0 3,068
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   481,652 16,478 SH   SOLE 0 0 0 16,478
DISNEY WALT CO COM 254687106   2,140,621 23,708 SH   SOLE 0 200 0 23,508
DUKE ENERGY CORP NEW COM NEW 26441C204   602,535 6,209 SH   SOLE 0 0 0 6,209
DUPONT DE NEMOURS INC COM 26614N102   240,838 3,131 SH   SOLE 0 251 0 2,880
EASTMAN CHEM CO COM 277432100   348,856 3,884 SH   SOLE 0 0 0 3,884
EATON CORP PLC SHS G29183103   334,786 1,390 SH   SOLE 0 190 0 1,200
ECOLAB INC COM 278865100   218,185 1,100 SH   SOLE 0 0 0 1,100
ELI LILLY & CO COM 532457108   6,364,310 10,918 SH   SOLE 0 3,720 0 7,198
EMERSON ELEC CO COM 291011104   489,375 5,028 SH   SOLE 0 900 0 4,128
EXELON CORP COM 30161N101   337,101 9,390 SH   SOLE 0 700 0 8,690
EXXON MOBIL CORP COM 30231G102   745,590 7,457 SH   SOLE 0 597 0 6,860
FASTENAL CO COM 311900104   276,107 4,263 SH   SOLE 0 1,903 0 2,360
FEDEX CORP COM 31428X106   788,370 3,116 SH   SOLE 0 552 0 2,564
FERRARI N V COM N3167Y103   338,430 1,000 SH   SOLE 0 0 0 1,000
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   366,534 5,666 SH   SOLE 0 4,966 0 700
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   279,033 6,829 SH   SOLE 0 6,349 0 480
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   291,044 5,435 SH   SOLE 0 1,794 0 3,641
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   1,395,094 51,959 SH   SOLE 0 51,959 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   16,100,974 349,717 SH   SOLE 0 21,455 0 328,262
FISERV INC COM 337738108   330,260 2,486 SH   SOLE 0 0 0 2,486
FORD MTR CO DEL COM 345370860   144,195 11,829 SH   SOLE 0 0 0 11,829
GALLAGHER ARTHUR J & CO COM 363576109   1,580,542 7,028 SH   SOLE 0 0 0 7,028
GENERAL MLS INC COM 370334104   233,216 3,580 SH   SOLE 0 0 0 3,580
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,268,300 36,805 SH   SOLE 0 12,688 0 24,117
GLOBAL X FDS GLBL X MLP ETF 37954Y343   497,090 11,221 SH   SOLE 0 1,597 0 9,624
GLOBAL X FDS MSCI CHINA CNSMR 37950E408   178,728 10,155 SH   SOLE 0 5,105 0 5,050
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,936,436 20,642 SH   SOLE 0 10,180 0 10,462
GOLDMAN SACHS GROUP INC COM 38141G104   219,889 570 SH   SOLE 0 100 0 470
GRAINGER W W INC COM 384802104   1,578,924 1,905 SH   SOLE 0 0 0 1,905
HERSHEY CO COM 427866108   619,187 3,321 SH   SOLE 0 12 0 3,309
HOME DEPOT INC COM 437076102   2,009,443 5,798 SH   SOLE 0 514 0 5,284
HONEYWELL INTL INC COM 438516106   1,560,091 7,439 SH   SOLE 0 765 0 6,674
ILLINOIS TOOL WKS INC COM 452308109   443,464 1,693 SH   SOLE 0 468 0 1,225
INTEL CORP COM 458140100   1,227,744 24,433 SH   SOLE 0 5,545 0 18,888
INTERNATIONAL BUSINESS MACHS COM 459200101   574,878 3,515 SH   SOLE 0 168 0 3,347
INTUIT COM 461202103   1,080,646 1,729 SH   SOLE 0 119 0 1,610
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   217,587 4,606 SH   SOLE 0 321 0 4,285
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   333,907 5,329 SH   SOLE 0 580 0 4,749
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   564,266 27,365 SH   SOLE 0 12,305 0 15,060
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   6,236,054 37,000 SH   SOLE 0 30,555 0 6,445
INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639   222,046 5,751 SH   SOLE 0 5,751 0 0
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   567,727 14,232 SH   SOLE 0 14,232 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   364,675 3,683 SH   SOLE 0 3,683 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   6,207,795 63,319 SH   SOLE 0 23,125 0 40,194
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,767,833 11,203 SH   SOLE 0 3,869 0 7,334
INVESCO QQQ TR UNIT SER 1 46090E103   4,339,540 10,597 SH   SOLE 0 5,513 0 5,084
ISHARES GOLD TR ISHARES NEW 464285204   1,823,013 46,708 SH   SOLE 0 151 0 46,557
ISHARES INC MSCI GBL MIN VOL 464286525   921,213 9,180 SH   SOLE 0 3,130 0 6,050
ISHARES INC MSCI WORLD ETF 464286392   1,524,808 11,463 SH   SOLE 0 3,732 0 7,731
ISHARES INC CORE MSCI EMKT 46434G103   5,882,193 116,295 SH   SOLE 0 25,375 0 90,920
ISHARES INC MSCI JPN ETF NEW 46434G822   1,087,173 16,950 SH   SOLE 0 6,103 0 10,847
ISHARES INC MSCI EURZONE ETF 464286608   321,859 6,785 SH   SOLE 0 2,121 0 4,664
ISHARES TR CORE S&P MCP ETF 464287507   1,098,368 3,963 SH   SOLE 0 3,473 0 490
ISHARES TR CORE S&P SCP ETF 464287804   3,649,170 33,711 SH   SOLE 0 9,525 0 24,185
ISHARES TR S&P 500 VAL ETF 464287408   2,046,511 11,769 SH   SOLE 0 6,112 0 5,657
ISHARES TR CORE S&P500 ETF 464287200   11,886,219 24,886 SH   SOLE 0 1,207 0 23,679
ISHARES TR S&P 500 GRWT ETF 464287309   2,823,978 37,603 SH   SOLE 0 14,655 0 22,948
ISHARES TR MSCI EAFE ETF 464287465   2,310,469 30,663 SH   SOLE 0 8,930 0 21,733
ISHARES TR U.S. TECH ETF 464287721   3,307,622 26,946 SH   SOLE 0 4,948 0 21,998
ISHARES TR 20 YR TR BD ETF 464287432   269,745 2,728 SH   SOLE 0 270 0 2,458
ISHARES TR IBOXX INV CP ETF 464287242   6,399,910 57,834 SH   SOLE 0 22,542 0 35,292
ISHARES TR ISHARES SEMICDTR 464287523   230,440 400 SH   SOLE 0 68 0 332
ISHARES TR EXPANDED TECH 464287515   776,459 1,914 SH   SOLE 0 1,136 0 778
ISHARES TR SELECT DIVID ETF 464287168   1,327,202 11,322 SH   SOLE 0 7,912 0 3,410
ISHARES TR CORE US AGGBD ET 464287226   1,503,538 15,149 SH   SOLE 0 7,985 0 7,164
ISHARES TR CORE MSCI TOTAL 46432F834   4,438,116 68,352 SH   SOLE 0 5,368 0 62,985
ISHARES TR CORE MSCI EAFE 46432F842   19,030,625 270,514 SH   SOLE 0 70,641 0 199,873
ISHARES TR GNMA BOND ETF 46429B333   615,296 13,905 SH   SOLE 0 8,208 0 5,697
ISHARES TR MSCI USA MMENTM 46432F396   272,602 1,738 SH   SOLE 0 354 0 1,383
ISHARES TR MSCI USA QLT FCT 46432F339   6,536,386 44,423 SH   SOLE 0 13,613 0 30,810
ISHARES TR ESG AWR MSCI USA 46435G425   1,011,050 9,636 SH   SOLE 0 541 0 9,095
ISHARES TR MSCI USA MIN VOL 46429B697   1,168,646 14,977 SH   SOLE 0 261 0 14,716
ISHARES TR CONV BD ETF 46435G102   292,119 3,717 SH   SOLE 0 2,560 0 1,157
ISHARES TR CORE DIV GRWTH 46434V621   2,247,198 41,754 SH   SOLE 0 19,806 0 21,948
ISHARES TR CORE MSCI EURO 46434V738   1,725,097 31,354 SH   SOLE 0 9,526 0 21,828
ISHARES TR CORE TOTAL USD 46434V613   1,976,956 42,912 SH   SOLE 0 2,809 0 40,103
ISHARES TR FLTG RATE NT ETF 46429B655   300,582 5,938 SH   SOLE 0 2,698 0 3,240
ISHARES TR CORE HIGH DV ETF 46429B663   351,497 3,446 SH   SOLE 0 3,246 0 200
ISHARES TR RUS TP200 VL ETF 464289420   344,114 4,904 SH   SOLE 0 3,931 0 973
ISHARES TR RUS TP200 GR ETF 464289438   718,227 4,099 SH   SOLE 0 2,137 0 1,962
ISHARES TR CORE S&P TTL STK 464287150   11,053,458 105,041 SH   SOLE 0 29,140 0 75,901
ISHARES TR IBOXX HI YD ETF 464288513   269,782 3,486 SH   SOLE 0 1,031 0 2,455
ISHARES TR USD INV GRDE ETF 464288620   1,317,843 25,709 SH   SOLE 0 8,229 0 17,480
ISHARES TR 3 7 YR TREAS BD 464288661   388,754 3,319 SH   SOLE 0 1,104 0 2,215
ISHARES TR MBS ETF 464288588   5,681,962 60,395 SH   SOLE 0 25,057 0 35,338
ISHARES TR MSCI KLD400 SOC 464288570   318,584 3,499 SH   SOLE 0 0 0 3,499
ISHARES TR JPMORGAN USD EMG 464288281   1,144,332 12,849 SH   SOLE 0 4,239 0 8,610
ISHARES TR NATIONAL MUN ETF 464288414   1,357,825 12,525 SH   SOLE 0 431 0 12,094
ISHARES TR MSCI ACWI EX US 464288240   455,634 8,927 SH   SOLE 0 4,054 0 4,873
ISHARES TR GL CLEAN ENE ETF 464288224   506,165 32,509 SH   SOLE 0 14,427 0 18,082
ISHARES TR GRWT ALLOCAT ETF 464289867   915,772 17,217 SH   SOLE 0 3,534 0 13,683
ISHARES TR SHRT NAT MUN ETF 464288158   560,571 5,317 SH   SOLE 0 0 0 5,317
ISHARES TR ESG MSCI USA ETF 46436E767   280,811 7,052 SH   SOLE 0 0 0 7,052
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   3,485,072 68,984 SH   SOLE 0 7,201 0 61,783
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   284,193 5,938 SH   SOLE 0 1,635 0 4,303
JOHNSON & JOHNSON COM 478160104   5,240,731 33,436 SH   SOLE 0 5,218 0 28,218
JPMORGAN CHASE & CO COM 46625H100   2,227,624 13,096 SH   SOLE 0 1,444 0 11,652
KIMBERLY-CLARK CORP COM 494368103   1,318,370 10,850 SH   SOLE 0 1,632 0 9,218
KLA CORP COM NEW 482480100   291,931 502 SH   SOLE 0 1 0 502
LOCKHEED MARTIN CORP COM 539830109   673,226 1,485 SH   SOLE 0 26 0 1,460
LOWES COS INC COM 548661107   1,718,053 7,720 SH   SOLE 0 2,276 0 5,444
M & T BK CORP COM 55261F104   208,625 1,522 SH   SOLE 0 1 0 1,521
MARTIN MARIETTA MATLS INC COM 573284106   557,746 1,118 SH   SOLE 0 110 0 1,008
MASCO CORP COM 574599106   224,383 3,350 SH   SOLE 0 0 0 3,350
MASTERCARD INCORPORATED CL A 57636Q104   641,924 1,505 SH   SOLE 0 190 0 1,315
MCCORMICK & CO INC COM NON VTG 579780206   1,836,937 26,848 SH   SOLE 0 7,511 0 19,337
MCCORMICK & CO INC COM VTG 579780107   578,817 8,512 SH   SOLE 0 0 0 8,512
MCDONALDS CORP COM 580135101   4,967,582 16,754 SH   SOLE 0 824 0 15,929
MERCADOLIBRE INC COM 58733R102   834,488 531 SH   SOLE 0 0 0 531
MERCK & CO INC COM 58933Y105   1,987,751 18,233 SH   SOLE 0 1,538 0 16,695
META PLATFORMS INC CL A 30303M102   1,290,199 3,645 SH   SOLE 0 746 0 2,899
METLIFE INC COM 59156R108   622,019 9,406 SH   SOLE 0 50 0 9,356
MICROSOFT CORP COM 594918104   14,328,426 38,103 SH   SOLE 0 9,368 0 28,735
MONDELEZ INTL INC CL A 609207105   580,377 8,013 SH   SOLE 0 2,255 0 5,757
NEXTERA ENERGY INC COM 65339F101   705,547 11,616 SH   SOLE 0 8,283 0 3,333
NIKE INC CL B 654106103   2,227,441 20,516 SH   SOLE 0 0 0 20,516
NORFOLK SOUTHN CORP COM 655844108   1,227,819 5,194 SH   SOLE 0 126 0 5,068
NORTHROP GRUMMAN CORP COM 666807102   1,215,741 2,597 SH   SOLE 0 101 0 2,496
NVIDIA CORPORATION COM 67066G104   414,143 836 SH   SOLE 0 38 0 798
NXP SEMICONDUCTORS N V COM N6596X109   358,274 1,560 SH   SOLE 0 106 0 1,454
OLD DOMINION FREIGHT LINE IN COM 679580100   405,330 1,000 SH   SOLE 0 0 0 1,000
ORACLE CORP COM 68389X105   1,261,786 11,968 SH   SOLE 0 700 0 11,268
PALANTIR TECHNOLOGIES INC CL A 69608A108   639,583 37,250 SH   SOLE 0 0 0 37,250
PARKER-HANNIFIN CORP COM 701094104   784,572 1,703 SH   SOLE 0 0 0 1,703
PAYCHEX INC COM 704326107   279,701 2,348 SH   SOLE 0 1,648 0 700
PEPSICO INC COM 713448108   4,745,674 27,942 SH   SOLE 0 1,021 0 26,921
PFIZER INC COM 717081103   961,273 33,389 SH   SOLE 0 7,313 0 26,076
PHILIP MORRIS INTL INC COM 718172109   465,320 4,946 SH   SOLE 0 969 0 3,977
PHILLIPS 66 COM 718546104   407,902 3,064 SH   SOLE 0 0 0 3,064
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   205,555 2,060 SH   SOLE 0 1,073 0 987
PIMCO ETF TR INTER MUN BD ACT 72201R866   351,120 6,650 SH   SOLE 0 0 0 6,650
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   499,366 9,982 SH   SOLE 0 0 0 9,982
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   1,121,390 11,834 SH   SOLE 0 0 0 11,834
PNC FINL SVCS GROUP INC COM 693475105   753,952 4,869 SH   SOLE 0 1 0 4,868
PPG INDS INC COM 693506107   381,353 2,550 SH   SOLE 0 0 0 2,550
PRICE T ROWE GROUP INC COM 74144T108   461,344 4,284 SH   SOLE 0 114 0 4,170
PROCTER AND GAMBLE CO COM 742718109   5,585,897 38,119 SH   SOLE 0 5,198 0 32,920
PRUDENTIAL FINL INC COM 744320102   608,039 5,863 SH   SOLE 0 0 0 5,863
PUBLIC STORAGE COM 74460D109   1,309,670 4,294 SH   SOLE 0 0 0 4,294
QUALCOMM INC COM 747525103   267,661 1,851 SH   SOLE 0 1 0 1,850
REALTY INCOME CORP COM 756109104   202,716 3,530 SH   SOLE 0 800 0 2,730
RTX CORPORATION COM 75513E101   578,259 6,873 SH   SOLE 0 774 0 6,099
SALESFORCE INC COM 79466L302   568,960 2,162 SH   SOLE 0 720 0 1,442
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,866,295 155,962 SH   SOLE 0 2,986 0 152,976
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,399,022 93,121 SH   SOLE 0 4,098 0 89,023
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   19,027,252 229,355 SH   SOLE 0 80,554 0 148,801
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,796,923 25,634 SH   SOLE 0 8,544 0 17,090
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   31,003,020 556,907 SH   SOLE 0 75 0 556,832
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,406,060 281,549 SH   SOLE 0 6,355 0 275,194
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   16,309,986 289,184 SH   SOLE 0 13,484 0 275,700
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,616,105 34,364 SH   SOLE 0 1,055 0 33,309
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,706,367 36,602 SH   SOLE 0 806 0 35,796
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,448,263 71,172 SH   SOLE 0 17,236 0 53,936
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   702,146 14,122 SH   SOLE 0 7,692 0 6,430
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,028,762 49,675 SH   SOLE 0 1,347 0 48,328
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,996,495 26,507 SH   SOLE 0 4,880 0 21,627
SCHWAB STRATEGIC TR LONG TERM US 808524680   3,502,142 99,833 SH   SOLE 0 41,961 0 57,872
SEI INVTS CO COM 784117103   254,200 4,000 SH   SOLE 0 0 0 4,000
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,434,671 38,444 SH   SOLE 0 4,229 0 34,215
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,399,234 28,048 SH   SOLE 0 3,335 0 24,713
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,134,174 97,020 SH   SOLE 0 15,322 0 81,698
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   9,765,084 259,710 SH   SOLE 0 48,800 0 210,910
SELECT SECTOR SPDR TR INDL 81369Y704   8,393,611 73,635 SH   SOLE 0 13,777 0 59,857
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   22,777,098 118,335 SH   SOLE 0 35,848 0 82,487
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,239,503 58,857 SH   SOLE 0 8,232 0 50,626
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   11,101,880 81,404 SH   SOLE 0 22,272 0 59,132
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   13,851,487 77,465 SH   SOLE 0 13,370 0 64,095
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,235,049 55,793 SH   SOLE 0 4,755 0 51,038
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   10,747,121 147,910 SH   SOLE 0 22,839 0 125,070
SERVICENOW INC COM 81762P102   962,239 1,362 SH   SOLE 0 362 0 1,000
SHERWIN WILLIAMS CO COM 824348106   935,772 3,000 SH   SOLE 0 0 0 3,000
SNAP ON INC COM 833034101   288,840 1,000 SH   SOLE 0 0 0 1,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   829,347 2,201 SH   SOLE 0 1,197 0 1,003
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   1,179,281 24,666 SH   SOLE 0 7,849 0 16,817
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,893,684 114,486 SH   SOLE 0 14,122 0 100,364
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,634,714 46,165 SH   SOLE 0 2,894 0 43,271
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,998,671 16,828 SH   SOLE 0 10,248 0 6,581
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   428,228 844 SH   SOLE 0 627 0 217
SPDR SER TR PORTFOLIO S&P400 78464A847   8,927,963 183,250 SH   SOLE 0 137,309 0 45,941
SPDR SER TR PORTFOLIO S&P500 78464A854   17,327,334 309,970 SH   SOLE 0 162,697 0 147,273
SPDR SER TR PORTFLI INTRMDIT 78464A672   300,137 10,509 SH   SOLE 0 5,706 0 4,803
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,367,418 29,094 SH   SOLE 0 9,859 0 19,235
SPDR SER TR PORTFOLIO S&P600 78468R853   10,163,217 240,949 SH   SOLE 0 86,036 0 154,913
SPDR SER TR SPDR S&P 500 ETF 78468R796   211,670 5,454 SH   SOLE 0 0 0 5,454
SPDR SER TR PRTFLO S&P500 HI 78468R788   451,771 11,528 SH   SOLE 0 10,018 0 1,510
SPDR SER TR NUVEEN BLOOMBERG 78464A284   786,400 31,083 SH   SOLE 0 9,931 0 21,152
SPDR SER TR AEROSPACE DEF 78464A631   1,330,637 9,826 SH   SOLE 0 2,166 0 7,660
SPDR SER TR PORTFOLIO SHORT 78464A474   396,431 13,312 SH   SOLE 0 468 0 12,844
SPDR SER TR PORT MTG BK ETF 78464A383   805,502 36,498 SH   SOLE 0 1,462 0 35,036
SPDR SER TR BLOOMBERG 3-12 M 78468R523   843,115 8,506 SH   SOLE 0 986 0 7,520
STANLEY BLACK & DECKER INC COM 854502101   227,729 2,321 SH   SOLE 0 250 0 2,071
STARBUCKS CORP COM 855244109   1,419,487 14,785 SH   SOLE 0 925 0 13,860
SUN CMNTYS INC COM 866674104   1,697,964 12,705 SH   SOLE 0 10,266 0 2,439
T-MOBILE US INC COM 872590104   460,416 2,872 SH   SOLE 0 0 0 2,872
TARGET CORP COM 87612E106   738,020 5,182 SH   SOLE 0 0 0 5,182
TESLA INC COM 88160R101   847,420 3,410 SH   SOLE 0 664 0 2,746
TRACTOR SUPPLY CO COM 892356106   368,526 1,714 SH   SOLE 0 0 0 1,714
TRAVELERS COMPANIES INC COM 89417E109   1,777,322 9,330 SH   SOLE 0 17 0 9,314
TRUIST FINL CORP COM 89832Q109   297,681 8,063 SH   SOLE 0 501 0 7,562
UNION PAC CORP COM 907818108   927,546 3,776 SH   SOLE 0 596 0 3,180
UNITED RENTALS INC COM 911363109   573,523 1,000 SH   SOLE 0 0 0 1,000
UNITEDHEALTH GROUP INC COM 91324P102   206,039 391 SH   SOLE 0 0 0 391
VALERO ENERGY CORP COM 91913Y100   247,520 1,904 SH   SOLE 0 200 0 1,704
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   294,239 5,699 SH   SOLE 0 171 0 5,528
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   7,851,683 46,747 SH   SOLE 0 21,690 0 25,058
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   12,876,017 175,065 SH   SOLE 0 19,562 0 155,503
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,761,650 113,758 SH   SOLE 0 7,600 0 106,158
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,123,324 22,721 SH   SOLE 0 13,292 0 9,429
VANGUARD INDEX FDS VALUE ETF 922908744   7,060,472 47,227 SH   SOLE 0 27,718 0 19,510
VANGUARD INDEX FDS LARGE CAP ETF 922908637   326,657 1,497 SH   SOLE 0 1,080 0 417
VANGUARD INDEX FDS SML CP GRW ETF 922908595   283,113 1,171 SH   SOLE 0 0 0 1,171
VANGUARD INDEX FDS GROWTH ETF 922908736   912,723 2,936 SH   SOLE 0 1,089 0 1,847
VANGUARD INDEX FDS SMALL CP ETF 922908751   19,923,007 93,391 SH   SOLE 0 18,777 0 74,613
VANGUARD INDEX FDS MID CAP ETF 922908629   744,872 3,202 SH   SOLE 0 314 0 2,888
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,109,034 46,503 SH   SOLE 0 5,486 0 41,017
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,808,375 4,140 SH   SOLE 0 278 0 3,862
VANGUARD INDEX FDS TOTAL STK MKT 922908769   39,006,396 164,431 SH   SOLE 0 34,204 0 130,227
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,885,309 70,202 SH   SOLE 0 17,023 0 53,179
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,542,638 98,729 SH   SOLE 0 18,210 0 80,519
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   243,808 2,120 SH   SOLE 0 1,260 0 860
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   9,184,502 89,274 SH   SOLE 0 58,121 0 31,153
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,111,989 21,782 SH   SOLE 0 4,263 0 17,519
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   200,705 3,262 SH   SOLE 0 2,626 0 636
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   15,201,371 256,260 SH   SOLE 0 114,624 0 141,636
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   20,747,032 355,684 SH   SOLE 0 101,994 0 253,690
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,119,213 117,865 SH   SOLE 0 12,624 0 105,241
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,304,156 7,653 SH   SOLE 0 0 0 7,653
VANGUARD STAR FDS VG TL INTL STK F 921909768   26,709,953 460,834 SH   SOLE 0 112,384 0 348,450
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,510,802 31,541 SH   SOLE 0 9,306 0 22,235
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   354,977 3,151 SH   SOLE 0 3,151 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   913,991 4,812 SH   SOLE 0 570 0 4,242
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   19,263,417 76,839 SH   SOLE 0 12,099 0 64,739
VANGUARD WORLD FDS ENERGY ETF 92204A306   2,016,029 17,190 SH   SOLE 0 779 0 16,411
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   11,123,682 120,569 SH   SOLE 0 10,514 0 110,055
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,060,159 15,030 SH   SOLE 0 1,009 0 14,021
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   3,798,888 32,269 SH   SOLE 0 603 0 31,666
VANGUARD WORLD FDS INF TECH ETF 92204A702   48,861,853 100,954 SH   SOLE 0 3,540 0 97,414
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   1,520,003 4,991 SH   SOLE 0 138 0 4,853
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   2,720,099 12,340 SH   SOLE 0 1,295 0 11,045
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   2,219,910 11,625 SH   SOLE 0 1,102 0 10,523
VERIZON COMMUNICATIONS INC COM 92343V104   229,165 6,079 SH   SOLE 0 0 0 6,079
VISA INC COM CL A 92826C839   1,392,670 5,349 SH   SOLE 0 547 0 4,802
WALMART INC COM 931142103   1,619,634 10,274 SH   SOLE 0 2,659 0 7,615
WASTE MGMT INC DEL COM 94106L109   1,432,346 7,997 SH   SOLE 0 20 0 7,977
YUM BRANDS INC COM 988498101   1,956,971 14,978 SH   SOLE 0 688 0 14,290
YUM CHINA HLDGS INC COM 98850P109   276,287 6,512 SH   SOLE 0 300 0 6,212