0001259671-24-000002.txt : 20240109 0001259671-24-000002.hdr.sgml : 20240109 20240109164848 ACCESSION NUMBER: 0001259671-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240109 DATE AS OF CHANGE: 20240109 EFFECTIVENESS DATE: 20240109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WBH ADVISORY INC CENTRAL INDEX KEY: 0001259671 ORGANIZATION NAME: IRS NUMBER: 521420975 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-10516 FILM NUMBER: 24523841 BUSINESS ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 BUSINESS PHONE: 4106538198 MAIL ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER BOWMAN MANAGEMENT CORP DATE OF NAME CHANGE: 20140721 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER CAPITAL MANAGEMENT CORP DATE OF NAME CHANGE: 20030813 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001259671 XXXXXXXX 12-31-2023 12-31-2023 WBH ADVISORY INC

1829 RESITERSTOWN ROAD, 225 PIKESVILLE MD 21208

13F HOLDINGS REPORT 028-10516 N Conor Renn (410) 847-7003 Conor Renn Katy TX 01-09-2024 0 305 899102255 false INFORMATION TABLE 2 WBHAdvisory13f31122023.xml 3M CO COM 88579Y101 481191 4402 SH SOLE 0 460 0 3942 ABBOTT LABS COM 002824100 1189485 10807 SH SOLE 0 1288 0 9519 ABBVIE INC COM 00287Y109 1140497 7359 SH SOLE 0 1390 0 5969 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 505524 1441 SH SOLE 0 724 0 717 ADOBE INC COM 00724F101 225001 377 SH SOLE 0 215 0 162 AFLAC INC COM 001055102 516615 6262 SH SOLE 0 1550 0 4712 AGILENT TECHNOLOGIES INC COM 00846U101 257113 1849 SH SOLE 0 0 0 1849 AIR PRODS & CHEMS INC COM 009158106 528337 1930 SH SOLE 0 0 0 1930 ALLIANT ENERGY CORP COM 018802108 351714 6856 SH SOLE 0 4270 0 2586 ALPHABET INC CAP STK CL C 02079K107 2091918 14844 SH SOLE 0 5991 0 8853 ALPHABET INC CAP STK CL A 02079K305 3807813 27259 SH SOLE 0 6586 0 20673 ALTRIA GROUP INC COM 02209S103 328647 8147 SH SOLE 0 1201 0 6946 AMAZON COM INC COM 023135106 2500100 16455 SH SOLE 0 2818 0 13637 AMERICAN ELEC PWR CO INC COM 025537101 474728 5845 SH SOLE 0 0 0 5845 AMERICAN EXPRESS CO COM 025816109 758186 4047 SH SOLE 0 765 0 3282 AMERICAN TOWER CORP NEW COM 03027X100 1153469 5343 SH SOLE 0 105 0 5238 AMERIPRISE FINL INC COM 03076C106 243091 640 SH SOLE 0 0 0 640 AMGEN INC COM 031162100 482793 1676 SH SOLE 0 0 0 1676 AMPHENOL CORP NEW CL A 032095101 439178 4430 SH SOLE 0 0 0 4430 ANALOG DEVICES INC COM 032654105 236074 1189 SH SOLE 0 196 0 993 APPLE INC COM 037833100 12925188 67133 SH SOLE 0 18339 0 48794 AURORA INNOVATION INC CLASS A COM 051774107 124803 28559 SH SOLE 0 0 0 28559 AUTOMATIC DATA PROCESSING IN COM 053015103 837361 3594 SH SOLE 0 0 0 3594 BANK AMERICA CORP COM 060505104 1399442 41563 SH SOLE 0 23479 0 18085 BECTON DICKINSON & CO COM 075887109 349896 1435 SH SOLE 0 0 0 1435 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6704505 18798 SH SOLE 0 11533 0 7265 BLACKROCK ETF TRUST US CARBON TRANS 09290C509 480900 9188 SH SOLE 0 0 0 9188 BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 2224193 42552 SH SOLE 0 19507 0 23045 BLACKROCK INC COM 09247X101 473378 583 SH SOLE 0 309 0 275 BLACKSTONE INC COM 09260D107 730428 5579 SH SOLE 0 3824 0 1755 BLEND LABS INC CL A 09352U108 26441 10369 SH SOLE 0 0 0 10369 BOEING CO COM 097023105 1027310 3941 SH SOLE 0 414 0 3527 BOSTON SCIENTIFIC CORP COM 101137107 205561 3556 SH SOLE 0 381 0 3175 BRISTOL-MYERS SQUIBB CO COM 110122108 541293 10549 SH SOLE 0 1500 0 9049 BROADCOM INC COM 11135F101 447448 401 SH SOLE 0 41 0 360 CANADIAN PACIFIC KANSAS CITY COM 13646K108 275106 3480 SH SOLE 0 677 0 2803 CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 2709443 119385 SH SOLE 0 7337 0 112048 CATERPILLAR INC COM 149123101 1681828 5688 SH SOLE 0 747 0 4941 CELANESE CORP DEL COM 150870103 551564 3550 SH SOLE 0 300 0 3250 CHEVRON CORP NEW COM 166764100 1413728 9478 SH SOLE 0 366 0 9112 CHUBB LIMITED COM H1467J104 834392 3692 SH SOLE 0 0 0 3692 CHURCH & DWIGHT CO INC COM 171340102 256825 2716 SH SOLE 0 0 0 2716 CHURCHILL DOWNS INC COM 171484108 883792 6550 SH SOLE 0 0 0 6550 CINTAS CORP COM 172908105 717703 1191 SH SOLE 0 0 0 1191 CISCO SYS INC COM 17275R102 2693408 53314 SH SOLE 0 26197 0 27117 CLOROX CO DEL COM 189054109 432078 3030 SH SOLE 0 40 0 2990 COCA COLA CO COM 191216100 1355627 23004 SH SOLE 0 1792 0 21212 COLGATE PALMOLIVE CO COM 194162103 858078 10765 SH SOLE 0 1522 0 9243 COMCAST CORP NEW CL A 20030N101 787618 17962 SH SOLE 0 2501 0 15461 CONOCOPHILLIPS COM 20825C104 413628 3564 SH SOLE 0 150 0 3413 CONSTELLATION BRANDS INC CL A 21036P108 456290 1887 SH SOLE 0 312 0 1575 CONSTELLATION ENERGY CORP COM 21037T109 322666 2760 SH SOLE 0 233 0 2527 COSTCO WHSL CORP NEW COM 22160K105 4015950 6084 SH SOLE 0 301 0 5783 CROWN CASTLE INC COM 22822V101 565583 4910 SH SOLE 0 0 0 4910 CSX CORP COM 126408103 1520029 43843 SH SOLE 0 4900 0 38943 CUMMINS INC COM 231021106 1980577 8267 SH SOLE 0 420 0 7847 CVS HEALTH CORP COM 126650100 814558 10316 SH SOLE 0 1265 0 9051 DANAHER CORPORATION COM 235851102 700747 3029 SH SOLE 0 0 0 3029 DEERE & CO COM 244199105 1247127 3119 SH SOLE 0 51 0 3068 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 481652 16478 SH SOLE 0 0 0 16478 DISNEY WALT CO COM 254687106 2140621 23708 SH SOLE 0 200 0 23508 DUKE ENERGY CORP NEW COM NEW 26441C204 602535 6209 SH SOLE 0 0 0 6209 DUPONT DE NEMOURS INC COM 26614N102 240838 3131 SH SOLE 0 251 0 2880 EASTMAN CHEM CO COM 277432100 348856 3884 SH SOLE 0 0 0 3884 EATON CORP PLC SHS G29183103 334786 1390 SH SOLE 0 190 0 1200 ECOLAB INC COM 278865100 218185 1100 SH SOLE 0 0 0 1100 ELI LILLY & CO COM 532457108 6364310 10918 SH SOLE 0 3720 0 7198 EMERSON ELEC CO COM 291011104 489375 5028 SH SOLE 0 900 0 4128 EXELON CORP COM 30161N101 337101 9390 SH SOLE 0 700 0 8690 EXXON MOBIL CORP COM 30231G102 745590 7457 SH SOLE 0 597 0 6860 FASTENAL CO COM 311900104 276107 4263 SH SOLE 0 1903 0 2360 FEDEX CORP COM 31428X106 788370 3116 SH SOLE 0 552 0 2564 FERRARI N V COM N3167Y103 338430 1000 SH SOLE 0 0 0 1000 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 366534 5666 SH SOLE 0 4966 0 700 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 279033 6829 SH SOLE 0 6349 0 480 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 291044 5435 SH SOLE 0 1794 0 3641 FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 1395094 51959 SH SOLE 0 51959 0 0 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 16100974 349717 SH SOLE 0 21455 0 328262 FISERV INC COM 337738108 330260 2486 SH SOLE 0 0 0 2486 FORD MTR CO DEL COM 345370860 144195 11829 SH SOLE 0 0 0 11829 GALLAGHER ARTHUR J & CO COM 363576109 1580542 7028 SH SOLE 0 0 0 7028 GENERAL MLS INC COM 370334104 233216 3580 SH SOLE 0 0 0 3580 GLOBAL X FDS US INFR DEV ETF 37954Y673 1268300 36805 SH SOLE 0 12688 0 24117 GLOBAL X FDS GLBL X MLP ETF 37954Y343 497090 11221 SH SOLE 0 1597 0 9624 GLOBAL X FDS MSCI CHINA CNSMR 37950E408 178728 10155 SH SOLE 0 5105 0 5050 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1936436 20642 SH SOLE 0 10180 0 10462 GOLDMAN SACHS GROUP INC COM 38141G104 219889 570 SH SOLE 0 100 0 470 GRAINGER W W INC COM 384802104 1578924 1905 SH SOLE 0 0 0 1905 HERSHEY CO COM 427866108 619187 3321 SH SOLE 0 12 0 3309 HOME DEPOT INC COM 437076102 2009443 5798 SH SOLE 0 514 0 5284 HONEYWELL INTL INC COM 438516106 1560091 7439 SH SOLE 0 765 0 6674 ILLINOIS TOOL WKS INC COM 452308109 443464 1693 SH SOLE 0 468 0 1225 INTEL CORP COM 458140100 1227744 24433 SH SOLE 0 5545 0 18888 INTERNATIONAL BUSINESS MACHS COM 459200101 574878 3515 SH SOLE 0 168 0 3347 INTUIT COM 461202103 1080646 1729 SH SOLE 0 119 0 1610 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 217587 4606 SH SOLE 0 321 0 4285 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 333907 5329 SH SOLE 0 580 0 4749 INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 564266 27365 SH SOLE 0 12305 0 15060 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 6236054 37000 SH SOLE 0 30555 0 6445 INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639 222046 5751 SH SOLE 0 5751 0 0 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 567727 14232 SH SOLE 0 14232 0 0 INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 364675 3683 SH SOLE 0 3683 0 0 INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 6207795 63319 SH SOLE 0 23125 0 40194 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1767833 11203 SH SOLE 0 3869 0 7334 INVESCO QQQ TR UNIT SER 1 46090E103 4339540 10597 SH SOLE 0 5513 0 5084 ISHARES GOLD TR ISHARES NEW 464285204 1823013 46708 SH SOLE 0 151 0 46557 ISHARES INC MSCI GBL MIN VOL 464286525 921213 9180 SH SOLE 0 3130 0 6050 ISHARES INC MSCI WORLD ETF 464286392 1524808 11463 SH SOLE 0 3732 0 7731 ISHARES INC CORE MSCI EMKT 46434G103 5882193 116295 SH SOLE 0 25375 0 90920 ISHARES INC MSCI JPN ETF NEW 46434G822 1087173 16950 SH SOLE 0 6103 0 10847 ISHARES INC MSCI EURZONE ETF 464286608 321859 6785 SH SOLE 0 2121 0 4664 ISHARES TR CORE S&P MCP ETF 464287507 1098368 3963 SH SOLE 0 3473 0 490 ISHARES TR CORE S&P SCP ETF 464287804 3649170 33711 SH SOLE 0 9525 0 24185 ISHARES TR S&P 500 VAL ETF 464287408 2046511 11769 SH SOLE 0 6112 0 5657 ISHARES TR CORE S&P500 ETF 464287200 11886219 24886 SH SOLE 0 1207 0 23679 ISHARES TR S&P 500 GRWT ETF 464287309 2823978 37603 SH SOLE 0 14655 0 22948 ISHARES TR MSCI EAFE ETF 464287465 2310469 30663 SH SOLE 0 8930 0 21733 ISHARES TR U.S. TECH ETF 464287721 3307622 26946 SH SOLE 0 4948 0 21998 ISHARES TR 20 YR TR BD ETF 464287432 269745 2728 SH SOLE 0 270 0 2458 ISHARES TR IBOXX INV CP ETF 464287242 6399910 57834 SH SOLE 0 22542 0 35292 ISHARES TR ISHARES SEMICDTR 464287523 230440 400 SH SOLE 0 68 0 332 ISHARES TR EXPANDED TECH 464287515 776459 1914 SH SOLE 0 1136 0 778 ISHARES TR SELECT DIVID ETF 464287168 1327202 11322 SH SOLE 0 7912 0 3410 ISHARES TR CORE US AGGBD ET 464287226 1503538 15149 SH SOLE 0 7985 0 7164 ISHARES TR CORE MSCI TOTAL 46432F834 4438116 68352 SH SOLE 0 5368 0 62985 ISHARES TR CORE MSCI EAFE 46432F842 19030625 270514 SH SOLE 0 70641 0 199873 ISHARES TR GNMA BOND ETF 46429B333 615296 13905 SH SOLE 0 8208 0 5697 ISHARES TR MSCI USA MMENTM 46432F396 272602 1738 SH SOLE 0 354 0 1383 ISHARES TR MSCI USA QLT FCT 46432F339 6536386 44423 SH SOLE 0 13613 0 30810 ISHARES TR ESG AWR MSCI USA 46435G425 1011050 9636 SH SOLE 0 541 0 9095 ISHARES TR MSCI USA MIN VOL 46429B697 1168646 14977 SH SOLE 0 261 0 14716 ISHARES TR CONV BD ETF 46435G102 292119 3717 SH SOLE 0 2560 0 1157 ISHARES TR CORE DIV GRWTH 46434V621 2247198 41754 SH SOLE 0 19806 0 21948 ISHARES TR CORE MSCI EURO 46434V738 1725097 31354 SH SOLE 0 9526 0 21828 ISHARES TR CORE TOTAL USD 46434V613 1976956 42912 SH SOLE 0 2809 0 40103 ISHARES TR FLTG RATE NT ETF 46429B655 300582 5938 SH SOLE 0 2698 0 3240 ISHARES TR CORE HIGH DV ETF 46429B663 351497 3446 SH SOLE 0 3246 0 200 ISHARES TR RUS TP200 VL ETF 464289420 344114 4904 SH SOLE 0 3931 0 973 ISHARES TR RUS TP200 GR ETF 464289438 718227 4099 SH SOLE 0 2137 0 1962 ISHARES TR CORE S&P TTL STK 464287150 11053458 105041 SH SOLE 0 29140 0 75901 ISHARES TR IBOXX HI YD ETF 464288513 269782 3486 SH SOLE 0 1031 0 2455 ISHARES TR USD INV GRDE ETF 464288620 1317843 25709 SH SOLE 0 8229 0 17480 ISHARES TR 3 7 YR TREAS BD 464288661 388754 3319 SH SOLE 0 1104 0 2215 ISHARES TR MBS ETF 464288588 5681962 60395 SH SOLE 0 25057 0 35338 ISHARES TR MSCI KLD400 SOC 464288570 318584 3499 SH SOLE 0 0 0 3499 ISHARES TR JPMORGAN USD EMG 464288281 1144332 12849 SH SOLE 0 4239 0 8610 ISHARES TR NATIONAL MUN ETF 464288414 1357825 12525 SH SOLE 0 431 0 12094 ISHARES TR MSCI ACWI EX US 464288240 455634 8927 SH SOLE 0 4054 0 4873 ISHARES TR GL CLEAN ENE ETF 464288224 506165 32509 SH SOLE 0 14427 0 18082 ISHARES TR GRWT ALLOCAT ETF 464289867 915772 17217 SH SOLE 0 3534 0 13683 ISHARES TR SHRT NAT MUN ETF 464288158 560571 5317 SH SOLE 0 0 0 5317 ISHARES TR ESG MSCI USA ETF 46436E767 280811 7052 SH SOLE 0 0 0 7052 ISHARES U S ETF TR BLACKROCK SH DUR 46431W507 3485072 68984 SH SOLE 0 7201 0 61783 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 284193 5938 SH SOLE 0 1635 0 4303 JOHNSON & JOHNSON COM 478160104 5240731 33436 SH SOLE 0 5218 0 28218 JPMORGAN CHASE & CO COM 46625H100 2227624 13096 SH SOLE 0 1444 0 11652 KIMBERLY-CLARK CORP COM 494368103 1318370 10850 SH SOLE 0 1632 0 9218 KLA CORP COM NEW 482480100 291931 502 SH SOLE 0 1 0 502 LOCKHEED MARTIN CORP COM 539830109 673226 1485 SH SOLE 0 26 0 1460 LOWES COS INC COM 548661107 1718053 7720 SH SOLE 0 2276 0 5444 M & T BK CORP COM 55261F104 208625 1522 SH SOLE 0 1 0 1521 MARTIN MARIETTA MATLS INC COM 573284106 557746 1118 SH SOLE 0 110 0 1008 MASCO CORP COM 574599106 224383 3350 SH SOLE 0 0 0 3350 MASTERCARD INCORPORATED CL A 57636Q104 641924 1505 SH SOLE 0 190 0 1315 MCCORMICK & CO INC COM NON VTG 579780206 1836937 26848 SH SOLE 0 7511 0 19337 MCCORMICK & CO INC COM VTG 579780107 578817 8512 SH SOLE 0 0 0 8512 MCDONALDS CORP COM 580135101 4967582 16754 SH SOLE 0 824 0 15929 MERCADOLIBRE INC COM 58733R102 834488 531 SH SOLE 0 0 0 531 MERCK & CO INC COM 58933Y105 1987751 18233 SH SOLE 0 1538 0 16695 META PLATFORMS INC CL A 30303M102 1290199 3645 SH SOLE 0 746 0 2899 METLIFE INC COM 59156R108 622019 9406 SH SOLE 0 50 0 9356 MICROSOFT CORP COM 594918104 14328426 38103 SH SOLE 0 9368 0 28735 MONDELEZ INTL INC CL A 609207105 580377 8013 SH SOLE 0 2255 0 5757 NEXTERA ENERGY INC COM 65339F101 705547 11616 SH SOLE 0 8283 0 3333 NIKE INC CL B 654106103 2227441 20516 SH SOLE 0 0 0 20516 NORFOLK SOUTHN CORP COM 655844108 1227819 5194 SH SOLE 0 126 0 5068 NORTHROP GRUMMAN CORP COM 666807102 1215741 2597 SH SOLE 0 101 0 2496 NVIDIA CORPORATION COM 67066G104 414143 836 SH SOLE 0 38 0 798 NXP SEMICONDUCTORS N V COM N6596X109 358274 1560 SH SOLE 0 106 0 1454 OLD DOMINION FREIGHT LINE IN COM 679580100 405330 1000 SH SOLE 0 0 0 1000 ORACLE CORP COM 68389X105 1261786 11968 SH SOLE 0 700 0 11268 PALANTIR TECHNOLOGIES INC CL A 69608A108 639583 37250 SH SOLE 0 0 0 37250 PARKER-HANNIFIN CORP COM 701094104 784572 1703 SH SOLE 0 0 0 1703 PAYCHEX INC COM 704326107 279701 2348 SH SOLE 0 1648 0 700 PEPSICO INC COM 713448108 4745674 27942 SH SOLE 0 1021 0 26921 PFIZER INC COM 717081103 961273 33389 SH SOLE 0 7313 0 26076 PHILIP MORRIS INTL INC COM 718172109 465320 4946 SH SOLE 0 969 0 3977 PHILLIPS 66 COM 718546104 407902 3064 SH SOLE 0 0 0 3064 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 205555 2060 SH SOLE 0 1073 0 987 PIMCO ETF TR INTER MUN BD ACT 72201R866 351120 6650 SH SOLE 0 0 0 6650 PIMCO ETF TR SHTRM MUN BD ACT 72201R874 499366 9982 SH SOLE 0 0 0 9982 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 1121390 11834 SH SOLE 0 0 0 11834 PNC FINL SVCS GROUP INC COM 693475105 753952 4869 SH SOLE 0 1 0 4868 PPG INDS INC COM 693506107 381353 2550 SH SOLE 0 0 0 2550 PRICE T ROWE GROUP INC COM 74144T108 461344 4284 SH SOLE 0 114 0 4170 PROCTER AND GAMBLE CO COM 742718109 5585897 38119 SH SOLE 0 5198 0 32920 PRUDENTIAL FINL INC COM 744320102 608039 5863 SH SOLE 0 0 0 5863 PUBLIC STORAGE COM 74460D109 1309670 4294 SH SOLE 0 0 0 4294 QUALCOMM INC COM 747525103 267661 1851 SH SOLE 0 1 0 1850 REALTY INCOME CORP COM 756109104 202716 3530 SH SOLE 0 800 0 2730 RTX CORPORATION COM 75513E101 578259 6873 SH SOLE 0 774 0 6099 SALESFORCE INC COM 79466L302 568960 2162 SH SOLE 0 720 0 1442 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3866295 155962 SH SOLE 0 2986 0 152976 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4399022 93121 SH SOLE 0 4098 0 89023 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19027252 229355 SH SOLE 0 80554 0 148801 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1796923 25634 SH SOLE 0 8544 0 17090 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 31003020 556907 SH SOLE 0 75 0 556832 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10406060 281549 SH SOLE 0 6355 0 275194 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16309986 289184 SH SOLE 0 13484 0 275700 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2616105 34364 SH SOLE 0 1055 0 33309 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1706367 36602 SH SOLE 0 806 0 35796 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3448263 71172 SH SOLE 0 17236 0 53936 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 702146 14122 SH SOLE 0 7692 0 6430 SCHWAB STRATEGIC TR US REIT ETF 808524847 1028762 49675 SH SOLE 0 1347 0 48328 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1996495 26507 SH SOLE 0 4880 0 21627 SCHWAB STRATEGIC TR LONG TERM US 808524680 3502142 99833 SH SOLE 0 41961 0 57872 SEI INVTS CO COM 784117103 254200 4000 SH SOLE 0 0 0 4000 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2434671 38444 SH SOLE 0 4229 0 34215 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2399234 28048 SH SOLE 0 3335 0 24713 SELECT SECTOR SPDR TR ENERGY 81369Y506 8134174 97020 SH SOLE 0 15322 0 81698 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 9765084 259710 SH SOLE 0 48800 0 210910 SELECT SECTOR SPDR TR INDL 81369Y704 8393611 73635 SH SOLE 0 13777 0 59857 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 22777098 118335 SH SOLE 0 35848 0 82487 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4239503 58857 SH SOLE 0 8232 0 50626 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 11101880 81404 SH SOLE 0 22272 0 59132 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 13851487 77465 SH SOLE 0 13370 0 64095 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2235049 55793 SH SOLE 0 4755 0 51038 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 10747121 147910 SH SOLE 0 22839 0 125070 SERVICENOW INC COM 81762P102 962239 1362 SH SOLE 0 362 0 1000 SHERWIN WILLIAMS CO COM 824348106 935772 3000 SH SOLE 0 0 0 3000 SNAP ON INC COM 833034101 288840 1000 SH SOLE 0 0 0 1000 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 829347 2201 SH SOLE 0 1197 0 1003 SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1179281 24666 SH SOLE 0 7849 0 16817 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3893684 114486 SH SOLE 0 14122 0 100364 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1634714 46165 SH SOLE 0 2894 0 43271 SPDR S&P 500 ETF TR TR UNIT 78462F103 7998671 16828 SH SOLE 0 10248 0 6581 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 428228 844 SH SOLE 0 627 0 217 SPDR SER TR PORTFOLIO S&P400 78464A847 8927963 183250 SH SOLE 0 137309 0 45941 SPDR SER TR PORTFOLIO S&P500 78464A854 17327334 309970 SH SOLE 0 162697 0 147273 SPDR SER TR PORTFLI INTRMDIT 78464A672 300137 10509 SH SOLE 0 5706 0 4803 SPDR SER TR NUVEEN BLMBRG MU 78468R721 1367418 29094 SH SOLE 0 9859 0 19235 SPDR SER TR PORTFOLIO S&P600 78468R853 10163217 240949 SH SOLE 0 86036 0 154913 SPDR SER TR SPDR S&P 500 ETF 78468R796 211670 5454 SH SOLE 0 0 0 5454 SPDR SER TR PRTFLO S&P500 HI 78468R788 451771 11528 SH SOLE 0 10018 0 1510 SPDR SER TR NUVEEN BLOOMBERG 78464A284 786400 31083 SH SOLE 0 9931 0 21152 SPDR SER TR AEROSPACE DEF 78464A631 1330637 9826 SH SOLE 0 2166 0 7660 SPDR SER TR PORTFOLIO SHORT 78464A474 396431 13312 SH SOLE 0 468 0 12844 SPDR SER TR PORT MTG BK ETF 78464A383 805502 36498 SH SOLE 0 1462 0 35036 SPDR SER TR BLOOMBERG 3-12 M 78468R523 843115 8506 SH SOLE 0 986 0 7520 STANLEY BLACK & DECKER INC COM 854502101 227729 2321 SH SOLE 0 250 0 2071 STARBUCKS CORP COM 855244109 1419487 14785 SH SOLE 0 925 0 13860 SUN CMNTYS INC COM 866674104 1697964 12705 SH SOLE 0 10266 0 2439 T-MOBILE US INC COM 872590104 460416 2872 SH SOLE 0 0 0 2872 TARGET CORP COM 87612E106 738020 5182 SH SOLE 0 0 0 5182 TESLA INC COM 88160R101 847420 3410 SH SOLE 0 664 0 2746 TRACTOR SUPPLY CO COM 892356106 368526 1714 SH SOLE 0 0 0 1714 TRAVELERS COMPANIES INC COM 89417E109 1777322 9330 SH SOLE 0 17 0 9314 TRUIST FINL CORP COM 89832Q109 297681 8063 SH SOLE 0 501 0 7562 UNION PAC CORP COM 907818108 927546 3776 SH SOLE 0 596 0 3180 UNITED RENTALS INC COM 911363109 573523 1000 SH SOLE 0 0 0 1000 UNITEDHEALTH GROUP INC COM 91324P102 206039 391 SH SOLE 0 0 0 391 VALERO ENERGY CORP COM 91913Y100 247520 1904 SH SOLE 0 200 0 1704 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 294239 5699 SH SOLE 0 171 0 5528 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 7851683 46747 SH SOLE 0 21690 0 25058 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 12876017 175065 SH SOLE 0 19562 0 155503 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8761650 113758 SH SOLE 0 7600 0 106158 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1123324 22721 SH SOLE 0 13292 0 9429 VANGUARD INDEX FDS VALUE ETF 922908744 7060472 47227 SH SOLE 0 27718 0 19510 VANGUARD INDEX FDS LARGE CAP ETF 922908637 326657 1497 SH SOLE 0 1080 0 417 VANGUARD INDEX FDS SML CP GRW ETF 922908595 283113 1171 SH SOLE 0 0 0 1171 VANGUARD INDEX FDS GROWTH ETF 922908736 912723 2936 SH SOLE 0 1089 0 1847 VANGUARD INDEX FDS SMALL CP ETF 922908751 19923007 93391 SH SOLE 0 18777 0 74613 VANGUARD INDEX FDS MID CAP ETF 922908629 744872 3202 SH SOLE 0 314 0 2888 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4109034 46503 SH SOLE 0 5486 0 41017 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1808375 4140 SH SOLE 0 278 0 3862 VANGUARD INDEX FDS TOTAL STK MKT 922908769 39006396 164431 SH SOLE 0 34204 0 130227 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2885309 70202 SH SOLE 0 17023 0 53179 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5542638 98729 SH SOLE 0 18210 0 80519 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 243808 2120 SH SOLE 0 1260 0 860 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 9184502 89274 SH SOLE 0 58121 0 31153 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1111989 21782 SH SOLE 0 4263 0 17519 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 200705 3262 SH SOLE 0 2626 0 636 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 15201371 256260 SH SOLE 0 114624 0 141636 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 20747032 355684 SH SOLE 0 101994 0 253690 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9119213 117865 SH SOLE 0 12624 0 105241 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1304156 7653 SH SOLE 0 0 0 7653 VANGUARD STAR FDS VG TL INTL STK F 921909768 26709953 460834 SH SOLE 0 112384 0 348450 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1510802 31541 SH SOLE 0 9306 0 22235 VANGUARD WELLINGTON FD US VALUE FACTR 921935805 354977 3151 SH SOLE 0 3151 0 0 VANGUARD WORLD FDS MATERIALS ETF 92204A801 913991 4812 SH SOLE 0 570 0 4242 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 19263417 76839 SH SOLE 0 12099 0 64739 VANGUARD WORLD FDS ENERGY ETF 92204A306 2016029 17190 SH SOLE 0 779 0 16411 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 11123682 120569 SH SOLE 0 10514 0 110055 VANGUARD WORLD FDS UTILITIES ETF 92204A876 2060159 15030 SH SOLE 0 1009 0 14021 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 3798888 32269 SH SOLE 0 603 0 31666 VANGUARD WORLD FDS INF TECH ETF 92204A702 48861853 100954 SH SOLE 0 3540 0 97414 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1520003 4991 SH SOLE 0 138 0 4853 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2720099 12340 SH SOLE 0 1295 0 11045 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 2219910 11625 SH SOLE 0 1102 0 10523 VERIZON COMMUNICATIONS INC COM 92343V104 229165 6079 SH SOLE 0 0 0 6079 VISA INC COM CL A 92826C839 1392670 5349 SH SOLE 0 547 0 4802 WALMART INC COM 931142103 1619634 10274 SH SOLE 0 2659 0 7615 WASTE MGMT INC DEL COM 94106L109 1432346 7997 SH SOLE 0 20 0 7977 YUM BRANDS INC COM 988498101 1956971 14978 SH SOLE 0 688 0 14290 YUM CHINA HLDGS INC COM 98850P109 276287 6512 SH SOLE 0 300 0 6212