0001259671-23-000005.txt : 20231010 0001259671-23-000005.hdr.sgml : 20231010 20231010123930 ACCESSION NUMBER: 0001259671-23-000005 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231010 DATE AS OF CHANGE: 20231010 EFFECTIVENESS DATE: 20231010 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WBH ADVISORY INC CENTRAL INDEX KEY: 0001259671 IRS NUMBER: 521420975 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-10516 FILM NUMBER: 231317014 BUSINESS ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 BUSINESS PHONE: 4106538198 MAIL ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER BOWMAN MANAGEMENT CORP DATE OF NAME CHANGE: 20140721 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER CAPITAL MANAGEMENT CORP DATE OF NAME CHANGE: 20030813 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001259671 XXXXXXXX 09-30-2023 09-30-2023 WBH ADVISORY INC

1829 RESITERSTOWN ROAD, 225 PIKESVILLE MD 21208

13F HOLDINGS REPORT 028-10516 N Conor Renn 4108477003 Conor Renn Katy TX 10-10-2023 0 290 814872764 false INFORMATION TABLE 2 WBHAdvisory_13f_9-30-23.xml 3M CO COM 88579Y101 438410 4683 SH SOLE 0 460 0 4223 ABBOTT LABS COM 002824100 1058807 10932 SH SOLE 0 1334 0 9599 ABBVIE INC COM 00287Y109 1110537 7450 SH SOLE 0 1420 0 6030 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 490590 1597 SH SOLE 0 797 0 800 AFLAC INC COM 001055102 480609 6262 SH SOLE 0 1550 0 4712 AGILENT TECHNOLOGIES INC COM 00846U101 206755 1849 SH SOLE 0 0 0 1849 AIR PRODS & CHEMS INC COM 009158106 546789 1929 SH SOLE 0 0 0 1929 ALLIANT ENERGY CORP COM 018802108 363602 7505 SH SOLE 0 4921 0 2584 ALPHABET INC CAP STK CL A 02079K305 3680438 28125 SH SOLE 0 6586 0 21539 ALPHABET INC CAP STK CL C 02079K107 1966543 14915 SH SOLE 0 5990 0 8925 ALTRIA GROUP INC COM 02209S103 344548 8194 SH SOLE 0 1200 0 6994 AMAZON COM INC COM 023135106 2150743 16919 SH SOLE 0 2817 0 14102 AMERICAN ELEC PWR CO INC COM 025537101 451773 6006 SH SOLE 0 0 0 6006 AMERICAN EXPRESS CO COM 025816109 624289 4185 SH SOLE 0 789 0 3396 AMERICAN TOWER CORP NEW COM 03027X100 893790 5435 SH SOLE 0 104 0 5331 AMERIPRISE FINL INC COM 03076C106 210995 640 SH SOLE 0 0 0 640 AMGEN INC COM 031162100 454594 1691 SH SOLE 0 0 0 1691 AMPHENOL CORP NEW CL A 032095101 372076 4430 SH SOLE 0 0 0 4430 ANALOG DEVICES INC COM 032654105 210983 1205 SH SOLE 0 195 0 1010 APPLE INC COM 037833100 11633747 67950 SH SOLE 0 18366 0 49584 AUTOMATIC DATA PROCESSING IN COM 053015103 840587 3494 SH SOLE 0 0 0 3494 BANK AMERICA CORP COM 060505104 1174088 42881 SH SOLE 0 23465 0 19416 BECTON DICKINSON & CO COM 075887109 370991 1435 SH SOLE 0 0 0 1435 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6650446 18985 SH SOLE 0 11565 0 7420 BLACKROCK INC COM 09247X101 376205 582 SH SOLE 0 308 0 274 BLACKSTONE INC COM 09260D107 665197 6209 SH SOLE 0 4159 0 2050 BLEND LABS INC CL A 09352U108 14206 10369 SH SOLE 0 0 0 10369 BOEING CO COM 097023105 769574 4015 SH SOLE 0 414 0 3601 BRISTOL-MYERS SQUIBB CO COM 110122108 648697 11177 SH SOLE 0 1550 0 9627 BROADCOM INC COM 11135F101 342099 412 SH SOLE 0 40 0 372 CANADIAN PACIFIC KANSAS CITY COM 13646K108 258849 3479 SH SOLE 0 676 0 2803 CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 1513708 70405 SH SOLE 0 9376 0 61029 CATERPILLAR INC COM 149123101 1594480 5841 SH SOLE 0 799 0 5042 CELANESE CORP DEL COM 150870103 445596 3550 SH SOLE 0 300 0 3250 CHEVRON CORP NEW COM 166764100 1611110 9555 SH SOLE 0 366 0 9189 CHUBB LIMITED COM H1467J104 769850 3698 SH SOLE 0 0 0 3698 CHURCH & DWIGHT CO INC COM 171340102 248867 2716 SH SOLE 0 0 0 2716 CHURCHILL DOWNS INC COM 171484108 760062 6550 SH SOLE 0 0 0 6550 CINTAS CORP COM 172908105 590475 1228 SH SOLE 0 0 0 1228 CISCO SYS INC COM 17275R102 2884239 53650 SH SOLE 0 26222 0 27429 CLOROX CO DEL COM 189054109 393332 3001 SH SOLE 0 40 0 2961 COCA COLA CO COM 191216100 1319822 23577 SH SOLE 0 1783 0 21794 COLGATE PALMOLIVE CO COM 194162103 781997 10997 SH SOLE 0 1642 0 9355 COMCAST CORP NEW CL A 20030N101 894178 20166 SH SOLE 0 2500 0 17666 CONOCOPHILLIPS COM 20825C104 447270 3733 SH SOLE 0 150 0 3583 CONSTELLATION BRANDS INC CL A 21036P108 505756 2012 SH SOLE 0 312 0 1700 CONSTELLATION ENERGY CORP COM 21037T109 307709 2821 SH SOLE 0 233 0 2588 COSTCO WHSL CORP NEW COM 22160K105 3512522 6217 SH SOLE 0 300 0 5917 CROWN CASTLE INC COM 22822V101 451867 4910 SH SOLE 0 0 0 4910 CSX CORP COM 126408103 1403735 45650 SH SOLE 0 4900 0 40750 CUMMINS INC COM 231021106 1920596 8407 SH SOLE 0 420 0 7987 CVS HEALTH CORP COM 126650100 729868 10454 SH SOLE 0 1265 0 9189 DANAHER CORPORATION COM 235851102 751367 3028 SH SOLE 0 0 0 3028 DEERE & CO COM 244199105 1206961 3198 SH SOLE 0 120 0 3078 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 431724 16478 SH SOLE 0 0 0 16478 DISNEY WALT CO COM 254687106 2032801 25081 SH SOLE 0 336 0 24745 DUKE ENERGY CORP NEW COM NEW 26441C204 554398 6281 SH SOLE 0 0 0 6281 DUPONT DE NEMOURS INC COM 26614N102 233387 3129 SH SOLE 0 250 0 2879 EASTMAN CHEM CO COM 277432100 305553 3983 SH SOLE 0 0 0 3983 EATON CORP PLC SHS G29183103 296459 1390 SH SOLE 0 190 0 1200 ELI LILLY & CO COM 532457108 5971558 11118 SH SOLE 0 3819 0 7299 EMERSON ELEC CO COM 291011104 485554 5028 SH SOLE 0 900 0 4128 EXELON CORP COM 30161N101 354886 9391 SH SOLE 0 700 0 8691 EXXON MOBIL CORP COM 30231G102 923728 7856 SH SOLE 0 597 0 7259 FASTENAL CO COM 311900104 237022 4338 SH SOLE 0 1978 0 2360 FEDEX CORP COM 31428X106 828140 3126 SH SOLE 0 552 0 2574 FERRARI N V COM N3167Y103 295540 1000 SH SOLE 0 0 0 1000 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 266696 5728 SH SOLE 0 2066 0 3662 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 383835 6336 SH SOLE 0 5336 0 1000 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 267298 7049 SH SOLE 0 6569 0 480 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 13692445 314335 SH SOLE 0 18685 0 295650 FISERV INC COM 337738108 280819 2486 SH SOLE 0 0 0 2486 FORD MTR CO DEL COM 345370860 164162 13218 SH SOLE 0 0 0 13218 GALLAGHER ARTHUR J & CO COM 363576109 1606907 7050 SH SOLE 0 0 0 7050 GENERAL MLS INC COM 370334104 232299 3630 SH SOLE 0 0 0 3630 GLOBAL X FDS US INFR DEV ETF 37954Y673 1140322 37535 SH SOLE 0 12688 0 24847 GLOBAL X FDS GLBL X MLP ETF 37954Y343 587429 13174 SH SOLE 0 2139 0 11035 GLOBAL X FDS MSCI CHINA CNSMR 37950E408 186852 10155 SH SOLE 0 5105 0 5050 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1948502 23133 SH SOLE 0 12663 0 10470 GOLDMAN SACHS GROUP INC COM 38141G104 210526 651 SH SOLE 0 100 0 551 GRAINGER W W INC COM 384802104 1168518 1689 SH SOLE 0 0 0 1689 HERSHEY CO COM 427866108 679536 3396 SH SOLE 0 0 0 3396 HOME DEPOT INC COM 437076102 1774947 5874 SH SOLE 0 516 0 5358 HONEYWELL INTL INC COM 438516106 1372826 7431 SH SOLE 0 800 0 6631 ILLINOIS TOOL WKS INC COM 452308109 417782 1814 SH SOLE 0 539 0 1275 INTEL CORP COM 458140100 871523 24515 SH SOLE 0 5544 0 18972 INTERNATIONAL BUSINESS MACHS COM 459200101 509419 3631 SH SOLE 0 168 0 3463 INTERNATIONAL PAPER CO COM 460146103 217381 6129 SH SOLE 0 1149 0 4980 INTUIT COM 461202103 883229 1729 SH SOLE 0 119 0 1610 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 432732 9696 SH SOLE 0 321 0 9375 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 5320919 36096 SH SOLE 0 29004 0 7092 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 315106 5360 SH SOLE 0 611 0 4749 INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 5524764 60552 SH SOLE 0 21103 0 39449 INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 343578 3819 SH SOLE 0 3819 0 0 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 536926 14698 SH SOLE 0 14698 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1558448 10999 SH SOLE 0 3635 0 7364 INVESCO QQQ TR UNIT SER 1 46090E103 3991450 11141 SH SOLE 0 5521 0 5620 ISHARES GOLD TR ISHARES NEW 464285204 1754888 50154 SH SOLE 0 151 0 50003 ISHARES INC MSCI GBL MIN VOL 464286525 1185096 12420 SH SOLE 0 4569 0 7851 ISHARES INC JP MORGAN EM ETF 464286517 341647 9809 SH SOLE 0 3109 0 6700 ISHARES INC MSCI WORLD ETF 464286392 1512817 12589 SH SOLE 0 3748 0 8841 ISHARES INC CORE MSCI EMKT 46434G103 7515243 157916 SH SOLE 0 35516 0 122401 ISHARES TR CORE MSCI TOTAL 46432F834 3739588 62337 SH SOLE 0 4864 0 57473 ISHARES TR CORE MSCI EAFE 46432F842 16943622 263304 SH SOLE 0 64751 0 198553 ISHARES TR GNMA BOND ETF 46429B333 1139591 27276 SH SOLE 0 11802 0 15474 ISHARES TR MSCI USA MMENTM 46432F396 332352 2379 SH SOLE 0 574 0 1805 ISHARES TR MSCI USA QLT FCT 46432F339 5316777 40343 SH SOLE 0 10722 0 29621 ISHARES TR CORE HIGH DV ETF 46429B663 388789 3932 SH SOLE 0 3732 0 200 ISHARES TR MSCI USA MIN VOL 46429B697 1100074 15199 SH SOLE 0 256 0 14943 ISHARES TR ESG AWR MSCI USA 46435G425 782291 8330 SH SOLE 0 541 0 7789 ISHARES TR CORE DIV GRWTH 46434V621 3367071 67980 SH SOLE 0 26455 0 41526 ISHARES TR CORE MSCI EURO 46434V738 3227033 64983 SH SOLE 0 18166 0 46817 ISHARES TR CORE TOTAL USD 46434V613 2061119 47149 SH SOLE 0 4182 0 42967 ISHARES TR IBOXX HI YD ETF 464288513 539549 7319 SH SOLE 0 4442 0 2877 ISHARES TR USD INV GRDE ETF 464288620 602541 12535 SH SOLE 0 3868 0 8667 ISHARES TR CORE S&P TTL STK 464287150 10005912 106231 SH SOLE 0 28843 0 77388 ISHARES TR GRWT ALLOCAT ETF 464289867 1039982 21048 SH SOLE 0 3534 0 17514 ISHARES TR SHRT NAT MUN ETF 464288158 548861 5336 SH SOLE 0 302 0 5034 ISHARES TR RUS TP200 VL ETF 464289420 261611 4002 SH SOLE 0 3994 0 8 ISHARES TR RUS TP200 GR ETF 464289438 341349 2219 SH SOLE 0 1824 0 395 ISHARES TR MBS ETF 464288588 5967626 67203 SH SOLE 0 27966 0 39237 ISHARES TR 3 7 YR TREAS BD 464288661 2028280 17924 SH SOLE 0 8495 0 9429 ISHARES TR JPMORGAN USD EMG 464288281 2033540 24643 SH SOLE 0 9689 0 14954 ISHARES TR NATIONAL MUN ETF 464288414 1704851 16626 SH SOLE 0 473 0 16153 ISHARES TR GL CLEAN ENE ETF 464288224 467723 31992 SH SOLE 0 14227 0 17765 ISHARES TR CORE S&P MCP ETF 464287507 1023993 4107 SH SOLE 0 3486 0 620 ISHARES TR CORE S&P SCP ETF 464287804 3108410 32953 SH SOLE 0 9455 0 23498 ISHARES TR S&P 500 VAL ETF 464287408 2301368 14959 SH SOLE 0 6434 0 8525 ISHARES TR CORE S&P500 ETF 464287200 10361643 24129 SH SOLE 0 977 0 23152 ISHARES TR S&P 500 GRWT ETF 464287309 2907594 42496 SH SOLE 0 14654 0 27842 ISHARES TR MSCI EAFE ETF 464287465 2354791 34167 SH SOLE 0 9296 0 24871 ISHARES TR U.S. TECH ETF 464287721 2939649 28018 SH SOLE 0 5200 0 22818 ISHARES TR ISHARES SEMICDTR 464287523 240614 508 SH SOLE 0 68 0 440 ISHARES TR EXPANDED TECH 464287515 653226 1914 SH SOLE 0 1136 0 778 ISHARES TR 1 3 YR TREAS BD 464287457 201573 2489 SH SOLE 0 578 0 1911 ISHARES TR 20 YR TR BD ETF 464287432 549967 6201 SH SOLE 0 2770 0 3431 ISHARES TR IBOXX INV CP ETF 464287242 5963171 58451 SH SOLE 0 22495 0 35956 ISHARES TR CORE US AGGBD ET 464287226 4658746 49540 SH SOLE 0 11104 0 38436 ISHARES TR SELECT DIVID ETF 464287168 1266794 11769 SH SOLE 0 7893 0 3876 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 3693905 74041 SH SOLE 0 7623 0 66418 JOHNSON & JOHNSON COM 478160104 5436136 34903 SH SOLE 0 5411 0 29492 JPMORGAN CHASE & CO COM 46625H100 1945530 13416 SH SOLE 0 1443 0 11973 KIMBERLY-CLARK CORP COM 494368103 1493720 12360 SH SOLE 0 2479 0 9881 KLA CORP COM NEW 482480100 275815 601 SH SOLE 0 0 0 601 LOCKHEED MARTIN CORP COM 539830109 614214 1502 SH SOLE 0 25 0 1477 LOWES COS INC COM 548661107 1716980 8261 SH SOLE 0 2299 0 5962 MARTIN MARIETTA MATLS INC COM 573284106 458506 1117 SH SOLE 0 109 0 1008 MASTERCARD INCORPORATED CL A 57636Q104 595845 1505 SH SOLE 0 190 0 1315 MCCORMICK & CO INC COM NON VTG 579780206 2114609 27956 SH SOLE 0 7761 0 20195 MCCORMICK & CO INC COM VTG 579780107 671427 8512 SH SOLE 0 0 0 8512 MCDONALDS CORP COM 580135101 4451605 16898 SH SOLE 0 821 0 16077 MERCADOLIBRE INC COM 58733R102 673244 531 SH SOLE 0 0 0 531 MERCK & CO INC COM 58933Y105 1928689 18734 SH SOLE 0 1538 0 17196 META PLATFORMS INC CL A 30303M102 1103572 3676 SH SOLE 0 746 0 2930 METLIFE INC COM 59156R108 613604 9754 SH SOLE 0 50 0 9704 MICROSOFT CORP COM 594918104 12272204 38867 SH SOLE 0 9457 0 29410 MONDELEZ INTL INC CL A 609207105 555956 8011 SH SOLE 0 2255 0 5756 NEXTERA ENERGY INC COM 65339F101 790054 13790 SH SOLE 0 10327 0 3464 NIKE INC CL B 654106103 2064632 21592 SH SOLE 0 0 0 21592 NORFOLK SOUTHN CORP COM 655844108 1052284 5343 SH SOLE 0 125 0 5218 NORTHROP GRUMMAN CORP COM 666807102 1165944 2649 SH SOLE 0 100 0 2549 NVIDIA CORPORATION COM 67066G104 378582 870 SH SOLE 0 38 0 832 NXP SEMICONDUCTORS N V COM N6596X109 244502 1223 SH SOLE 0 105 0 1118 OLD DOMINION FREIGHT LINE IN COM 679580100 409140 1000 SH SOLE 0 0 0 1000 ORACLE CORP COM 68389X105 1305696 12327 SH SOLE 0 750 0 11577 PALANTIR TECHNOLOGIES INC CL A 69608A108 602080 37630 SH SOLE 0 0 0 37630 PARKER-HANNIFIN CORP COM 701094104 673091 1728 SH SOLE 0 0 0 1728 PAYCHEX INC COM 704326107 283809 2461 SH SOLE 0 1687 0 774 PEPSICO INC COM 713448108 4625060 27296 SH SOLE 0 1021 0 26275 PFIZER INC COM 717081103 1177545 35500 SH SOLE 0 7519 0 27982 PHILIP MORRIS INTL INC COM 718172109 461160 4981 SH SOLE 0 969 0 4012 PHILLIPS 66 COM 718546104 360584 3001 SH SOLE 0 0 0 3001 PIMCO ETF TR SHTRM MUN BD ACT 72201R874 479221 9790 SH SOLE 0 0 0 9790 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 1176062 12546 SH SOLE 0 0 0 12546 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 204616 2043 SH SOLE 0 1059 0 984 PIMCO ETF TR INTER MUN BD ACT 72201R866 295700 5906 SH SOLE 0 0 0 5906 PNC FINL SVCS GROUP INC COM 693475105 597399 4866 SH SOLE 0 0 0 4866 PPG INDS INC COM 693506107 363440 2800 SH SOLE 0 0 0 2800 PRICE T ROWE GROUP INC COM 74144T108 450417 4295 SH SOLE 0 125 0 4170 PROCTER AND GAMBLE CO COM 742718109 5501401 37717 SH SOLE 0 5194 0 32523 PRUDENTIAL FINL INC COM 744320102 561949 5922 SH SOLE 0 0 0 5922 PUBLIC STORAGE COM 74460D109 1131555 4294 SH SOLE 0 0 0 4294 QUALCOMM INC COM 747525103 208022 1873 SH SOLE 0 0 0 1873 RTX CORPORATION COM 75513E101 508568 7066 SH SOLE 0 774 0 6292 SALESFORCE INC COM 79466L302 384065 1894 SH SOLE 0 720 0 1174 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4069061 98239 SH SOLE 0 4145 0 94094 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 16456066 226294 SH SOLE 0 75236 0 151058 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4384048 68012 SH SOLE 0 23608 0 44404 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3920740 163774 SH SOLE 0 3442 0 160332 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 27030089 542228 SH SOLE 0 84 0 542144 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9058515 266741 SH SOLE 0 6321 0 260419 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 14544549 287442 SH SOLE 0 13486 0 273956 SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 636038 15072 SH SOLE 0 6226 0 8846 SCHWAB STRATEGIC TR LONG TERM US 808524680 1493237 47135 SH SOLE 0 16848 0 30287 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2708621 56559 SH SOLE 0 7265 0 49294 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 300680 6272 SH SOLE 0 3203 0 3069 SCHWAB STRATEGIC TR US REIT ETF 808524847 1059836 59709 SH SOLE 0 1346 0 58364 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1892857 27968 SH SOLE 0 4880 0 23088 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2458182 34740 SH SOLE 0 1053 0 33687 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1832217 41425 SH SOLE 0 760 0 40665 SEI INVTS CO COM 784117103 240920 4000 SH SOLE 0 0 0 4000 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2069678 35121 SH SOLE 0 3993 0 31128 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2426862 30896 SH SOLE 0 3407 0 27489 SELECT SECTOR SPDR TR ENERGY 81369Y506 8041664 88966 SH SOLE 0 12372 0 76594 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 9300442 280387 SH SOLE 0 46817 0 233570 SELECT SECTOR SPDR TR INDL 81369Y704 7511725 74095 SH SOLE 0 13147 0 60948 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 19657351 119913 SH SOLE 0 35771 0 84142 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4617600 67107 SH SOLE 0 8470 0 58637 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 11005278 85485 SH SOLE 0 22117 0 63368 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 12322477 76547 SH SOLE 0 13106 0 63441 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 9547546 145608 SH SOLE 0 22838 0 122771 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2455539 72073 SH SOLE 0 5435 0 66639 SERVICENOW INC COM 81762P102 761304 1362 SH SOLE 0 362 0 1000 SHERWIN WILLIAMS CO COM 824348106 765150 3000 SH SOLE 0 0 0 3000 SNAP ON INC COM 833034101 255060 1000 SH SOLE 0 0 0 1000 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 769616 2298 SH SOLE 0 1196 0 1102 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1313350 39123 SH SOLE 0 2590 0 36533 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3328071 107323 SH SOLE 0 13992 0 93331 SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1387254 33022 SH SOLE 0 10852 0 22170 SPDR S&P 500 ETF TR TR UNIT 78462F103 6817382 15948 SH SOLE 0 10221 0 5727 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 385160 843 SH SOLE 0 626 0 217 SPDR SER TR PORTFOLIO S&P400 78464A847 7572446 172926 SH SOLE 0 130655 0 42272 SPDR SER TR PORTFOLIO S&P500 78464A854 14787321 294216 SH SOLE 0 159808 0 134409 SPDR SER TR NUVEEN BLMBRG MU 78468R721 2240324 51266 SH SOLE 0 14412 0 36854 SPDR SER TR PORTFOLIO SHORT 78464A474 395967 13505 SH SOLE 0 468 0 13037 SPDR SER TR PORTFOLIO S&P600 78468R853 9459172 256346 SH SOLE 0 86830 0 169516 SPDR SER TR BLOOMBERG INVT 78468R200 285167 9283 SH SOLE 0 3207 0 6076 SPDR SER TR AEROSPACE DEF 78464A631 297401 2653 SH SOLE 0 80 0 2573 SPDR SER TR PORT MTG BK ETF 78464A383 895477 43052 SH SOLE 0 2804 0 40248 SPDR SER TR PRTFLO S&P500 HI 78468R788 416439 11874 SH SOLE 0 8032 0 3843 SPDR SER TR BLOOMBERG 3-12 M 78468R523 964471 9700 SH SOLE 0 986 0 8714 STANLEY BLACK & DECKER INC COM 854502101 208900 2499 SH SOLE 0 250 0 2249 STARBUCKS CORP COM 855244109 1394608 15280 SH SOLE 0 925 0 14355 SUN CMNTYS INC COM 866674104 1601509 13533 SH SOLE 0 11099 0 2434 T-MOBILE US INC COM 872590104 402084 2871 SH SOLE 0 0 0 2871 TARGET CORP COM 87612E106 578511 5232 SH SOLE 0 0 0 5232 TESLA INC COM 88160R101 864760 3456 SH SOLE 0 664 0 2792 TRACTOR SUPPLY CO COM 892356106 346390 1706 SH SOLE 0 0 0 1706 TRAVELERS COMPANIES INC COM 89417E109 1527549 9354 SH SOLE 0 16 0 9338 TRUIST FINL CORP COM 89832Q109 231995 8109 SH SOLE 0 500 0 7609 UNION PAC CORP COM 907818108 775453 3808 SH SOLE 0 595 0 3213 UNITED RENTALS INC COM 911363109 444570 1000 SH SOLE 0 0 0 1000 UNITEDHEALTH GROUP INC COM 91324P102 216318 429 SH SOLE 0 0 0 429 VALERO ENERGY CORP COM 91913Y100 292489 2064 SH SOLE 0 200 0 1864 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 662252 13496 SH SOLE 0 3231 0 10265 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 6253872 42060 SH SOLE 0 19290 0 22770 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1162606 23635 SH SOLE 0 13292 0 10343 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14104982 202135 SH SOLE 0 40840 0 161295 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8867079 117960 SH SOLE 0 7192 0 110768 VANGUARD INDEX FDS VALUE ETF 922908744 6684400 48462 SH SOLE 0 30116 0 18346 VANGUARD INDEX FDS LARGE CAP ETF 922908637 305259 1560 SH SOLE 0 1076 0 484 VANGUARD INDEX FDS SML CP GRW ETF 922908595 250805 1171 SH SOLE 0 0 0 1171 VANGUARD INDEX FDS GROWTH ETF 922908736 776980 2853 SH SOLE 0 1088 0 1765 VANGUARD INDEX FDS SMALL CP ETF 922908751 15637415 82707 SH SOLE 0 17027 0 65680 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1616563 4117 SH SOLE 0 278 0 3839 VANGUARD INDEX FDS MID CAP ETF 922908629 687473 3301 SH SOLE 0 414 0 2888 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2824543 37332 SH SOLE 0 4401 0 32931 VANGUARD INDEX FDS TOTAL STK MKT 922908769 35661758 167891 SH SOLE 0 33664 0 134227 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 802737 20473 SH SOLE 0 3360 0 17113 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4118901 79408 SH SOLE 0 11870 0 67538 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 225082 2119 SH SOLE 0 1260 0 859 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8554866 91810 SH SOLE 0 60809 0 31002 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 712031 14803 SH SOLE 0 2607 0 12196 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 830492 14961 SH SOLE 0 11712 0 3249 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 12831322 224520 SH SOLE 0 97023 0 127497 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 14285262 248008 SH SOLE 0 69770 0 178238 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8477954 112814 SH SOLE 0 12947 0 99866 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 635914 8369 SH SOLE 0 3061 0 5308 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1202097 7736 SH SOLE 0 0 0 7736 VANGUARD STAR FDS VG TL INTL STK F 921909768 25562377 477623 SH SOLE 0 115743 0 361880 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 604024 13816 SH SOLE 0 8139 0 5677 VANGUARD WELLINGTON FD US VALUE FACTR 921935805 313218 3130 SH SOLE 0 3130 0 0 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 251767 2483 SH SOLE 0 231 0 2252 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 8940697 111313 SH SOLE 0 10510 0 100804 VANGUARD WORLD FDS UTILITIES ETF 92204A876 2131983 16716 SH SOLE 0 1009 0 15707 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 3389438 32222 SH SOLE 0 603 0 31619 VANGUARD WORLD FDS INF TECH ETF 92204A702 42194684 101698 SH SOLE 0 3539 0 98160 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1338764 4970 SH SOLE 0 138 0 4832 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2419401 12408 SH SOLE 0 1294 0 11114 VANGUARD WORLD FDS MATERIALS ETF 92204A801 611066 3542 SH SOLE 0 570 0 2972 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 17660041 75117 SH SOLE 0 12014 0 63103 VANGUARD WORLD FDS ENERGY ETF 92204A306 2202325 17377 SH SOLE 0 774 0 16603 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1628503 8915 SH SOLE 0 1102 0 7813 VERIZON COMMUNICATIONS INC COM 92343V104 213466 6586 SH SOLE 0 0 0 6586 VISA INC COM CL A 92826C839 1243299 5405 SH SOLE 0 547 0 4858 WALMART INC COM 931142103 1670641 10446 SH SOLE 0 2659 0 7787 WASTE MGMT INC DEL COM 94106L109 1235925 8108 SH SOLE 0 20 0 8088 WISDOMTREE TR US LARGECAP DIVD 97717W307 255368 4153 SH SOLE 0 1698 0 2455 YUM BRANDS INC COM 988498101 1870575 14972 SH SOLE 0 687 0 14285 YUM CHINA HLDGS INC COM 98850P109 400720 7192 SH SOLE 0 380 0 6811