The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   644,129 6,128 SH   SOLE 0 0 0 6,128
ABBOTT LABS COM 002824100   1,140,352 11,262 SH   SOLE 0 0 0 11,262
ABBVIE INC COM 00287Y109   1,210,331 7,594 SH   SOLE 0 0 0 7,594
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   495,882 1,735 SH   SOLE 0 0 0 1,735
AFLAC INC COM 001055102   404,024 6,262 SH   SOLE 0 0 0 6,262
AGILENT TECHNOLOGIES INC COM 00846U101   262,154 1,895 SH   SOLE 0 0 0 1,895
AIR PRODS & CHEMS INC COM 009158106   622,830 2,169 SH   SOLE 0 0 0 2,169
ALLIANT ENERGY CORP COM 018802108   445,923 8,351 SH   SOLE 0 0 0 8,351
ALPHABET INC CAP STK CL A 02079K305   2,975,288 28,683 SH   SOLE 0 0 0 28,683
ALPHABET INC CAP STK CL C 02079K107   1,629,112 15,665 SH   SOLE 0 0 0 15,665
ALTRIA GROUP INC COM 02209S103   466,691 10,459 SH   SOLE 0 0 0 10,459
AMAZON COM INC COM 023135106   1,797,969 17,407 SH   SOLE 0 0 0 17,407
AMERICAN ELEC PWR CO INC COM 025537101   609,501 6,699 SH   SOLE 0 0 0 6,699
AMERICAN EXPRESS CO COM 025816109   686,628 4,163 SH   SOLE 0 0 0 4,163
AMERICAN TOWER CORP NEW COM 03027X100   1,096,835 5,368 SH   SOLE 0 0 0 5,368
AMGEN INC COM 031162100   405,088 1,676 SH   SOLE 0 0 0 1,676
AMPHENOL CORP NEW CL A 032095101   374,278 4,580 SH   SOLE 0 0 0 4,580
ANALOG DEVICES INC COM 032654105   289,125 1,466 SH   SOLE 0 0 0 1,466
APPLE INC COM 037833100   11,922,885 72,304 SH   SOLE 0 0 0 72,304
AT&T INC COM 00206R102   289,805 15,055 SH   SOLE 0 0 0 15,055
AUTOMATIC DATA PROCESSING IN COM 053015103   838,753 3,767 SH   SOLE 0 0 0 3,767
BANK AMERICA CORP COM 060505104   1,519,497 53,129 SH   SOLE 0 0 0 53,129
BECTON DICKINSON & CO COM 075887109   355,220 1,435 SH   SOLE 0 0 0 1,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,796,230 18,772 SH   SOLE 0 0 0 18,772
BLACKROCK INC COM 09247X101   388,897 581 SH   SOLE 0 0 0 581
BLACKSTONE INC COM 09260D107   599,478 6,825 SH   SOLE 0 0 0 6,825
BLEND LABS INC CL A 09352U108   10,330 10,369 SH   SOLE 0 0 0 10,369
BOEING CO COM 097023105   893,815 4,208 SH   SOLE 0 0 0 4,208
BRISTOL-MYERS SQUIBB CO COM 110122108   835,397 12,053 SH   SOLE 0 0 0 12,053
BROADCOM INC COM 11135F101   361,355 563 SH   SOLE 0 0 0 563
CANADIAN PAC RY LTD COM 13645T100   270,271 3,513 SH   SOLE 0 0 0 3,513
CATERPILLAR INC COM 149123101   1,442,803 6,305 SH   SOLE 0 0 0 6,305
CELANESE CORP DEL COM 150870103   682,740 6,270 SH   SOLE 0 0 0 6,270
CHEVRON CORP NEW COM 166764100   1,680,688 10,301 SH   SOLE 0 0 0 10,301
CHUBB LIMITED COM H1467J104   755,943 3,893 SH   SOLE 0 0 0 3,893
CHURCH & DWIGHT CO INC COM 171340102   244,542 2,766 SH   SOLE 0 0 0 2,766
CHURCHILL DOWNS INC COM 171484108   873,970 3,400 SH   SOLE 0 0 0 3,400
CINTAS CORP COM 172908105   313,234 677 SH   SOLE 0 0 0 677
CISCO SYS INC COM 17275R102   2,773,458 53,055 SH   SOLE 0 0 0 53,055
CLOROX CO DEL COM 189054109   480,258 3,035 SH   SOLE 0 0 0 3,035
COCA COLA CO COM 191216100   1,507,629 24,305 SH   SOLE 0 0 0 24,305
COLGATE PALMOLIVE CO COM 194162103   881,434 11,729 SH   SOLE 0 0 0 11,729
COMCAST CORP NEW CL A 20030N101   690,138 18,205 SH   SOLE 0 0 0 18,205
CONOCOPHILLIPS COM 20825C104   513,757 5,178 SH   SOLE 0 0 0 5,178
CONSTELLATION BRANDS INC CL A 21036P108   544,917 2,412 SH   SOLE 0 0 0 2,412
CONSTELLATION ENERGY CORP COM 21037T109   255,204 3,251 SH   SOLE 0 0 0 3,251
COSTCO WHSL CORP NEW COM 22160K105   3,151,617 6,343 SH   SOLE 0 0 0 6,343
CROWN CASTLE INC COM 22822V101   690,614 5,160 SH   SOLE 0 0 0 5,160
CSX CORP COM 126408103   1,330,710 44,446 SH   SOLE 0 0 0 44,446
CUMMINS INC COM 231021106   2,067,132 8,653 SH   SOLE 0 0 0 8,653
CVS HEALTH CORP COM 126650100   802,138 10,794 SH   SOLE 0 0 0 10,794
DANAHER CORPORATION COM 235851102   828,790 3,288 SH   SOLE 0 0 0 3,288
DEERE & CO COM 244199105   1,318,326 3,193 SH   SOLE 0 0 0 3,193
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   419,859 16,478 SH   SOLE 0 0 0 16,478
DISNEY WALT CO COM 254687106   2,704,365 27,009 SH   SOLE 0 0 0 27,009
DUKE ENERGY CORP NEW COM NEW 26441C204   668,052 6,925 SH   SOLE 0 0 0 6,925
DUPONT DE NEMOURS INC COM 26614N102   273,314 3,808 SH   SOLE 0 0 0 3,808
EASTMAN CHEM CO COM 277432100   439,131 5,207 SH   SOLE 0 0 0 5,207
EATON CORP PLC SHS G29183103   259,580 1,515 SH   SOLE 0 0 0 1,515
EMERSON ELEC CO COM 291011104   466,722 5,356 SH   SOLE 0 0 0 5,356
EXELON CORP COM 30161N101   420,827 10,046 SH   SOLE 0 0 0 10,046
EXXON MOBIL CORP COM 30231G102   1,038,571 9,471 SH   SOLE 0 0 0 9,471
FASTENAL CO COM 311900104   233,986 4,338 SH   SOLE 0 0 0 4,338
FEDEX CORP COM 31428X106   834,674 3,653 SH   SOLE 0 0 0 3,653
FERRARI N V COM N3167Y103   270,940 1,000 SH   SOLE 0 0 0 1,000
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   402,137 6,542 SH   SOLE 0 0 0 6,542
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   305,382 6,969 SH   SOLE 0 0 0 6,969
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   254,454 5,642 SH   SOLE 0 0 0 5,642
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   13,503,902 293,563 SH   SOLE 0 0 0 293,563
FISERV INC COM 337738108   280,993 2,486 SH   SOLE 0 0 0 2,486
FORD MTR CO DEL COM 345370860   150,187 11,920 SH   SOLE 0 0 0 11,920
GALLAGHER ARTHUR J & CO COM 363576109   1,348,736 7,050 SH   SOLE 0 0 0 7,050
GENERAL MLS INC COM 370334104   331,287 3,877 SH   SOLE 0 0 0 3,877
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,058,476 37,336 SH   SOLE 0 0 0 37,336
GLOBAL X FDS GLBL X MLP ETF 37954Y343   1,470,144 35,340 SH   SOLE 0 133 0 35,207
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   2,010,739 24,757 SH   SOLE 0 0 0 24,757
GRAINGER W W INC COM 384802104   1,155,134 1,677 SH   SOLE 0 0 0 1,677
HERSHEY CO COM 427866108   876,913 3,447 SH   SOLE 0 0 0 3,447
HOME DEPOT INC COM 437076102   1,900,015 6,438 SH   SOLE 0 0 0 6,438
HONEYWELL INTL INC COM 438516106   1,332,876 6,974 SH   SOLE 0 0 0 6,974
ILLINOIS TOOL WKS INC COM 452308109   454,828 1,868 SH   SOLE 0 0 0 1,868
INTEL CORP COM 458140100   849,816 26,012 SH   SOLE 0 0 0 26,012
INTERNATIONAL BUSINESS MACHS COM 459200101   492,038 3,753 SH   SOLE 0 0 0 3,753
INTERNATIONAL PAPER CO COM 460146103   243,330 6,748 SH   SOLE 0 0 0 6,748
INTUIT COM 461202103   788,332 1,768 SH   SOLE 0 0 0 1,768
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   521,985 11,059 SH   SOLE 0 0 0 11,059
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   4,713,212 35,703 SH   SOLE 0 0 0 35,703
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   300,318 4,813 SH   SOLE 0 0 0 4,813
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   3,247,627 38,073 SH   SOLE 0 174 0 37,899
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   603,461 16,488 SH   SOLE 0 0 0 16,488
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   364,897 4,289 SH   SOLE 0 0 0 4,289
INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639   252,821 2,492 SH   SOLE 0 0 0 2,492
INVESCO QQQ TR UNIT SER 1 46090E103   3,602,258 11,224 SH   SOLE 0 28 0 11,196
ISHARES GOLD TR ISHARES NEW 464285204   1,872,723 50,113 SH   SOLE 0 0 0 50,113
ISHARES INC CORE MSCI EMKT 46434G103   7,717,428 158,176 SH   SOLE 0 170 0 158,006
ISHARES INC MSCI GBL MIN VOL 464286525   1,286,872 13,301 SH   SOLE 0 0 0 13,301
ISHARES INC JP MORGAN EM ETF 464286517   1,237,128 34,317 SH   SOLE 0 232 0 34,085
ISHARES INC MSCI WORLD ETF 464286392   1,500,763 12,754 SH   SOLE 0 209 0 12,545
ISHARES TR US TREAS BD ETF 46429B267   1,676,884 71,723 SH   SOLE 0 834 0 70,889
ISHARES TR CORE HIGH DV ETF 46429B663   384,476 3,782 SH   SOLE 0 0 0 3,782
ISHARES TR MSCI USA MIN VOL 46429B697   1,363,374 18,743 SH   SOLE 0 0 0 18,743
ISHARES TR CORE MSCI TOTAL 46432F834   3,853,319 62,200 SH   SOLE 0 0 0 62,200
ISHARES TR CORE MSCI EAFE 46432F842   15,043,994 225,041 SH   SOLE 0 693 0 224,348
ISHARES TR MSCI USA MMENTM 46432F396   1,809,299 13,013 SH   SOLE 0 110 0 12,903
ISHARES TR MSCI USA QLT FCT 46432F339   4,215,668 33,980 SH   SOLE 0 181 0 33,799
ISHARES TR ESG AWR MSCI USA 46435G425   959,088 10,604 SH   SOLE 0 0 0 10,604
ISHARES TR HDG MSCI EAFE 46434V803   1,300,865 44,142 SH   SOLE 0 252 0 43,890
ISHARES TR CORE DIV GRWTH 46434V621   4,001,031 80,037 SH   SOLE 0 148 0 79,889
ISHARES TR CORE MSCI EURO 46434V738   1,155,469 22,059 SH   SOLE 0 66 0 21,993
ISHARES TR CORE TOTAL USD 46434V613   2,229,737 48,315 SH   SOLE 0 0 0 48,315
ISHARES TR EAFE VALUE ETF 464288877   252,938 5,212 SH   SOLE 0 0 0 5,212
ISHARES TR EAFE GRWTH ETF 464288885   331,627 3,540 SH   SOLE 0 0 0 3,540
ISHARES TR CORE S&P TTL STK 464287150   9,772,663 107,926 SH   SOLE 0 0 0 107,926
ISHARES TR NATIONAL MUN ETF 464288414   2,383,306 22,121 SH   SOLE 0 0 0 22,121
ISHARES TR JPMORGAN USD EMG 464288281   843,732 9,779 SH   SOLE 0 54 0 9,725
ISHARES TR IBOXX HI YD ETF 464288513   1,016,374 13,453 SH   SOLE 0 112 0 13,341
ISHARES TR USD INV GRDE ETF 464288620   746,578 14,737 SH   SOLE 0 384 0 14,353
ISHARES TR MBS ETF 464288588   6,345,868 66,989 SH   SOLE 0 309 0 66,680
ISHARES TR GL CLEAN ENE ETF 464288224   599,908 30,329 SH   SOLE 0 0 0 30,329
ISHARES TR RUS TP200 VL ETF 464289420   258,642 3,973 SH   SOLE 0 0 0 3,973
ISHARES TR RUS TP200 GR ETF 464289438   278,277 2,003 SH   SOLE 0 0 0 2,003
ISHARES TR GRWT ALLOCAT ETF 464289867   1,134,680 22,680 SH   SOLE 0 0 0 22,680
ISHARES TR SHRT NAT MUN ETF 464288158   682,200 6,517 SH   SOLE 0 0 0 6,517
ISHARES TR INTL TREA BD ETF 464288117   260,239 6,472 SH   SOLE 0 115 0 6,357
ISHARES TR MSCI EAFE ETF 464287465   2,699,835 37,749 SH   SOLE 0 294 0 37,455
ISHARES TR CORE S&P MCP ETF 464287507   1,304,559 5,215 SH   SOLE 0 0 0 5,215
ISHARES TR CORE S&P SCP ETF 464287804   3,314,328 34,274 SH   SOLE 0 0 0 34,274
ISHARES TR S&P 500 VAL ETF 464287408   2,491,503 16,417 SH   SOLE 0 160 0 16,257
ISHARES TR CORE S&P500 ETF 464287200   8,831,162 21,483 SH   SOLE 0 0 0 21,483
ISHARES TR S&P 500 GRWT ETF 464287309   3,052,660 47,780 SH   SOLE 0 0 0 47,780
ISHARES TR U.S. TECH ETF 464287721   2,720,354 29,311 SH   SOLE 0 0 0 29,311
ISHARES TR ISHARES SEMICDTR 464287523   230,339 518 SH   SOLE 0 0 0 518
ISHARES TR EXPANDED TECH 464287515   700,852 2,300 SH   SOLE 0 0 0 2,300
ISHARES TR 1 3 YR TREAS BD 464287457   664,181 8,084 SH   SOLE 0 0 0 8,084
ISHARES TR 7-10 YR TRSY BD 464287440   1,306,302 13,179 SH   SOLE 0 57 0 13,122
ISHARES TR 20 YR TR BD ETF 464287432   1,016,684 9,558 SH   SOLE 0 45 0 9,513
ISHARES TR IBOXX INV CP ETF 464287242   4,613,923 42,094 SH   SOLE 0 184 0 41,910
ISHARES TR CORE US AGGBD ET 464287226   5,837,944 58,590 SH   SOLE 0 188 0 58,402
ISHARES TR SELECT DIVID ETF 464287168   1,388,048 11,845 SH   SOLE 0 0 0 11,845
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   3,716,578 74,931 SH   SOLE 0 0 0 74,931
JOHNSON & JOHNSON COM 478160104   6,097,391 39,338 SH   SOLE 0 0 0 39,338
JPMORGAN CHASE & CO COM 46625H100   1,774,173 13,615 SH   SOLE 0 0 0 13,615
KELLOGG CO COM 487836108   204,830 3,059 SH   SOLE 0 0 0 3,059
KIMBERLY-CLARK CORP COM 494368103   1,735,484 12,930 SH   SOLE 0 0 0 12,930
KLA CORP COM NEW 482480100   279,791 701 SH   SOLE 0 0 0 701
LILLY ELI & CO COM 532457108   4,050,811 11,796 SH   SOLE 0 0 0 11,796
LOCKHEED MARTIN CORP COM 539830109   698,519 1,478 SH   SOLE 0 0 0 1,478
LOWES COS INC COM 548661107   1,697,242 8,487 SH   SOLE 0 0 0 8,487
M & T BK CORP COM 55261F104   236,409 1,977 SH   SOLE 0 0 0 1,977
MARTIN MARIETTA MATLS INC COM 573284106   393,762 1,109 SH   SOLE 0 0 0 1,109
MASTERCARD INCORPORATED CL A 57636Q104   590,541 1,625 SH   SOLE 0 0 0 1,625
MCCORMICK & CO INC COM VTG 579780107   703,091 8,512 SH   SOLE 0 0 0 8,512
MCCORMICK & CO INC COM NON VTG 579780206   2,411,837 28,985 SH   SOLE 0 0 0 28,985
MCDONALDS CORP COM 580135101   4,832,581 17,283 SH   SOLE 0 0 0 17,283
MERCADOLIBRE INC COM 58733R102   699,890 531 SH   SOLE 0 0 0 531
MERCK & CO INC COM 58933Y105   2,106,848 19,803 SH   SOLE 0 0 0 19,803
META PLATFORMS INC CL A 30303M102   783,330 3,696 SH   SOLE 0 0 0 3,696
METLIFE INC COM 59156R108   602,423 10,397 SH   SOLE 0 0 0 10,397
MICROCHIP TECHNOLOGY INC. COM 595017104   201,072 2,400 SH   SOLE 0 0 0 2,400
MICROSOFT CORP COM 594918104   11,477,407 39,811 SH   SOLE 0 0 0 39,811
MONDELEZ INTL INC CL A 609207105   592,805 8,503 SH   SOLE 0 0 0 8,503
NEXTERA ENERGY INC COM 65339F101   1,140,959 14,802 SH   SOLE 0 0 0 14,802
NIKE INC CL B 654106103   2,834,264 23,110 SH   SOLE 0 0 0 23,110
NORFOLK SOUTHN CORP COM 655844108   1,179,326 5,563 SH   SOLE 0 0 0 5,563
NORTHROP GRUMMAN CORP COM 666807102   1,380,418 2,990 SH   SOLE 0 0 0 2,990
NVIDIA CORPORATION COM 67066G104   225,772 813 SH   SOLE 0 0 0 813
OLD DOMINION FREIGHT LINE IN COM 679580100   340,840 1,000 SH   SOLE 0 0 0 1,000
ORACLE CORP COM 68389X105   1,117,477 12,026 SH   SOLE 0 0 0 12,026
PALANTIR TECHNOLOGIES INC CL A 69608A108   314,763 37,250 SH   SOLE 0 0 0 37,250
PARKER-HANNIFIN CORP COM 701094104   632,895 1,883 SH   SOLE 0 0 0 1,883
PAYCHEX INC COM 704326107   273,285 2,385 SH   SOLE 0 0 0 2,385
PEPSICO INC COM 713448108   5,228,531 28,681 SH   SOLE 0 0 0 28,681
PFIZER INC COM 717081103   1,673,506 41,017 SH   SOLE 0 0 0 41,017
PHILIP MORRIS INTL INC COM 718172109   393,960 4,051 SH   SOLE 0 0 0 4,051
PHILLIPS 66 COM 718546104   314,248 3,100 SH   SOLE 0 0 0 3,100
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   295,494 5,936 SH   SOLE 0 0 0 5,936
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   2,282,734 24,058 SH   SOLE 0 0 0 24,058
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   386,999 3,899 SH   SOLE 0 0 0 3,899
PNC FINL SVCS GROUP INC COM 693475105   608,936 4,791 SH   SOLE 0 0 0 4,791
PPG INDS INC COM 693506107   374,024 2,800 SH   SOLE 0 0 0 2,800
PRICE T ROWE GROUP INC COM 74144T108   504,663 4,470 SH   SOLE 0 0 0 4,470
PROCTER AND GAMBLE CO COM 742718109   5,899,855 39,679 SH   SOLE 0 0 0 39,679
PRUDENTIAL FINL INC COM 744320102   517,361 6,253 SH   SOLE 0 0 0 6,253
PUBLIC STORAGE COM 74460D109   1,294,066 4,283 SH   SOLE 0 0 0 4,283
QUALCOMM INC COM 747525103   216,886 1,700 SH   SOLE 0 0 0 1,700
QUEST DIAGNOSTICS INC COM 74834L100   226,368 1,600 SH   SOLE 0 0 0 1,600
RAYTHEON TECHNOLOGIES CORP COM 75513E101   801,639 8,186 SH   SOLE 0 0 0 8,186
REALTY INCOME CORP COM 756109104   254,372 4,017 SH   SOLE 0 0 0 4,017
SALESFORCE INC COM 79466L302   232,144 1,162 SH   SOLE 0 0 0 1,162
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   25,245,856 527,604 SH   SOLE 0 0 0 527,604
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,174,271 234,893 SH   SOLE 0 0 0 234,893
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,495,941 279,015 SH   SOLE 0 0 0 279,015
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,817,884 155,705 SH   SOLE 0 0 0 155,705
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,518,435 83,912 SH   SOLE 0 0 0 83,912
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   14,119,037 216,649 SH   SOLE 0 1,420 0 215,229
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   5,885,653 89,748 SH   SOLE 0 428 0 89,320
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,310,658 27,940 SH   SOLE 0 0 0 27,940
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,488,456 51,003 SH   SOLE 0 193 0 50,810
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   530,524 10,520 SH   SOLE 0 114 0 10,406
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,192,326 61,145 SH   SOLE 0 0 0 61,145
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,797,096 26,486 SH   SOLE 0 0 0 26,486
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,703,498 36,953 SH   SOLE 0 0 0 36,953
SEI INVTS CO COM 784117103   230,200 4,000 SH   SOLE 0 0 0 4,000
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,485,316 36,716 SH   SOLE 0 0 0 36,716
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,679,152 33,215 SH   SOLE 0 46 0 33,169
SELECT SECTOR SPDR TR ENERGY 81369Y506   7,888,971 95,243 SH   SOLE 0 80 0 95,163
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,327,264 227,909 SH   SOLE 0 0 0 227,909
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   6,903,258 68,227 SH   SOLE 0 0 0 68,227
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   18,629,954 123,369 SH   SOLE 0 0 0 123,369
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,975,454 66,597 SH   SOLE 0 0 0 66,597
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,431,838 80,580 SH   SOLE 0 0 0 80,580
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   10,888,423 72,813 SH   SOLE 0 0 0 72,813
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,579,103 68,997 SH   SOLE 0 0 0 68,997
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   7,960,691 137,324 SH   SOLE 0 0 0 137,324
SERVICENOW INC COM 81762P102   400,589 862 SH   SOLE 0 0 0 862
SHERWIN WILLIAMS CO COM 824348106   674,310 3,000 SH   SOLE 0 0 0 3,000
SNAP ON INC COM 833034101   246,890 1,000 SH   SOLE 0 0 0 1,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   706,897 2,125 SH   SOLE 0 0 0 2,125
SPDR GOLD TR GOLD SHS 78463V107   245,332 1,339 SH   SOLE 0 0 0 1,339
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,286,793 37,703 SH   SOLE 0 0 0 37,703
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,288,739 102,389 SH   SOLE 0 0 0 102,389
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   5,889,049 131,159 SH   SOLE 0 560 0 130,599
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,738,140 16,459 SH   SOLE 0 0 0 16,459
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   386,259 843 SH   SOLE 0 0 0 843
SPDR SER TR PORTFLI INTRMDIT 78464A672   234,414 8,100 SH   SOLE 0 131 0 7,969
SPDR SER TR PORTFOLIO S&P500 78464A854   13,437,953 279,085 SH   SOLE 0 2,452 0 276,633
SPDR SER TR BLOOMBERG HIGH Y 78468R622   511,681 5,513 SH   SOLE 0 0 0 5,513
SPDR SER TR NUVEEN BLMBRG MU 78468R721   2,419,658 51,680 SH   SOLE 0 0 0 51,680
SPDR SER TR PORTFOLIO S&P400 78464A847   7,177,181 163,340 SH   SOLE 0 710 0 162,630
SPDR SER TR BLOOMBERG INVT 78468R200   1,574,813 51,752 SH   SOLE 0 525 0 51,227
SPDR SER TR AEROSPACE DEF 78464A631   312,851 2,676 SH   SOLE 0 0 0 2,676
SPDR SER TR PORTFOLIO SHORT 78464A474   373,397 12,602 SH   SOLE 0 0 0 12,602
SPDR SER TR PORT MTG BK ETF 78464A383   1,254,136 56,544 SH   SOLE 0 0 0 56,544
SPDR SER TR BLOOMBERG 3-12 M 78468R523   1,242,934 12,478 SH   SOLE 0 0 0 12,478
SPDR SER TR PRTFLO S&P500 HI 78468R788   321,124 8,451 SH   SOLE 0 0 0 8,451
SPDR SER TR PORTFOLIO S&P600 78468R853   8,871,623 234,885 SH   SOLE 0 1,239 0 233,646
STANLEY BLACK & DECKER INC COM 854502101   221,357 2,747 SH   SOLE 0 0 0 2,747
STARBUCKS CORP COM 855244109   1,676,742 16,102 SH   SOLE 0 0 0 16,102
SUN CMNTYS INC COM 866674104   2,030,605 14,414 SH   SOLE 0 0 0 14,414
T-MOBILE US INC COM 872590104   352,541 2,434 SH   SOLE 0 0 0 2,434
TARGET CORP COM 87612E106   1,135,725 6,857 SH   SOLE 0 0 0 6,857
TESLA INC COM 88160R101   926,516 4,466 SH   SOLE 0 0 0 4,466
TEXAS INSTRS INC COM 882508104   216,516 1,164 SH   SOLE 0 0 0 1,164
TRACTOR SUPPLY CO COM 892356106   246,792 1,050 SH   SOLE 0 0 0 1,050
TRAVELERS COMPANIES INC COM 89417E109   1,615,107 9,422 SH   SOLE 0 0 0 9,422
TRUIST FINL CORP COM 89832Q109   417,555 12,245 SH   SOLE 0 0 0 12,245
UNION PAC CORP COM 907818108   779,477 3,873 SH   SOLE 0 0 0 3,873
UNITED PARCEL SERVICE INC CL B 911312106   254,903 1,314 SH   SOLE 0 0 0 1,314
UNITED RENTALS INC COM 911363109   395,760 1,000 SH   SOLE 0 0 0 1,000
VALERO ENERGY CORP COM 91913Y100   263,704 1,889 SH   SOLE 0 0 0 1,889
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   444,093 8,583 SH   SOLE 0 0 0 8,583
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   5,826,546 39,717 SH   SOLE 0 0 0 39,717
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,897,316 38,532 SH   SOLE 0 3,359 0 35,173
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,012,050 189,788 SH   SOLE 0 0 0 189,788
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,990,263 104,462 SH   SOLE 0 0 0 104,462
VANGUARD INDEX FDS VALUE ETF 922908744   6,514,357 47,168 SH   SOLE 0 789 0 46,379
VANGUARD INDEX FDS SML CP GRW ETF 922908595   256,229 1,184 SH   SOLE 0 0 0 1,184
VANGUARD INDEX FDS GROWTH ETF 922908736   537,623 2,155 SH   SOLE 0 0 0 2,155
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,655,136 82,587 SH   SOLE 0 652 0 81,934
VANGUARD INDEX FDS MID CAP ETF 922908629   754,360 3,577 SH   SOLE 0 0 0 3,577
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,695,693 44,505 SH   SOLE 0 0 0 44,505
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,547,672 4,115 SH   SOLE 0 0 0 4,115
VANGUARD INDEX FDS TOTAL STK MKT 922908769   34,303,401 168,072 SH   SOLE 0 783 0 167,288
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   697,395 17,262 SH   SOLE 0 0 0 17,262
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,035,045 75,464 SH   SOLE 0 0 0 75,464
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   231,625 2,120 SH   SOLE 0 0 0 2,120
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   9,446,413 102,578 SH   SOLE 0 0 0 102,578
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   309,980 6,119 SH   SOLE 0 0 0 6,119
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   916,829 13,995 SH   SOLE 0 0 0 13,995
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   10,554,203 176,021 SH   SOLE 0 0 0 176,021
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   12,048,017 205,808 SH   SOLE 0 3,223 0 202,586
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,174,590 107,236 SH   SOLE 0 0 0 107,236
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   353,542 4,407 SH   SOLE 0 0 0 4,407
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,142,985 7,421 SH   SOLE 0 0 0 7,421
VANGUARD STAR FDS VG TL INTL STK F 921909768   24,977,214 452,404 SH   SOLE 0 1,617 0 450,786
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   616,165 13,641 SH   SOLE 0 0 0 13,641
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   404,476 4,171 SH   SOLE 0 0 0 4,171
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   247,836 2,453 SH   SOLE 0 0 0 2,453
VANGUARD WORLD FDS INF TECH ETF 92204A702   40,593,816 105,310 SH   SOLE 0 0 0 105,310
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   1,260,472 4,991 SH   SOLE 0 0 0 4,991
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   2,262,734 11,877 SH   SOLE 0 0 0 11,877
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,620,558 17,764 SH   SOLE 0 0 0 17,764
VANGUARD WORLD FDS MATERIALS ETF 92204A801   729,595 4,103 SH   SOLE 0 0 0 4,103
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   18,452,015 77,380 SH   SOLE 0 0 0 77,380
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   8,782,660 112,757 SH   SOLE 0 0 0 112,757
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   3,265,098 33,776 SH   SOLE 0 0 0 33,776
VANGUARD WORLD FDS ENERGY ETF 92204A306   2,092,919 18,322 SH   SOLE 0 0 0 18,322
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,863,791 9,631 SH   SOLE 0 0 0 9,631
VERIZON COMMUNICATIONS INC COM 92343V104   664,204 17,079 SH   SOLE 0 0 0 17,079
VISA INC COM CL A 92826C839   1,351,049 5,992 SH   SOLE 0 0 0 5,992
WALMART INC COM 931142103   1,536,653 10,422 SH   SOLE 0 0 0 10,422
WASTE MGMT INC DEL COM 94106L109   1,372,822 8,413 SH   SOLE 0 0 0 8,413
WISDOMTREE TR US LARGECAP DIVD 97717W307   336,395 5,438 SH   SOLE 0 157 0 5,281
YUM BRANDS INC COM 988498101   2,042,035 15,461 SH   SOLE 0 0 0 15,461
YUM CHINA HLDGS INC COM 98850P109   460,343 7,262 SH   SOLE 0 0 0 7,262
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   319,272 1,004 SH   SOLE 0 0 0 1,004