0001259671-23-000003.txt : 20230420 0001259671-23-000003.hdr.sgml : 20230420 20230420145727 ACCESSION NUMBER: 0001259671-23-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230420 DATE AS OF CHANGE: 20230420 EFFECTIVENESS DATE: 20230420 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WBH ADVISORY INC CENTRAL INDEX KEY: 0001259671 IRS NUMBER: 521420975 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-10516 FILM NUMBER: 23832748 BUSINESS ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 BUSINESS PHONE: 4106538198 MAIL ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER BOWMAN MANAGEMENT CORP DATE OF NAME CHANGE: 20140721 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER CAPITAL MANAGEMENT CORP DATE OF NAME CHANGE: 20030813 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001259671 XXXXXXXX 03-31-2023 03-31-2023 WBH ADVISORY INC

1829 RESITERSTOWN ROAD, 225 PIKESVILLE MD 21208

13F HOLDINGS REPORT 028-10516 N CAROL SULLIVAN 4106537979 Carol Sullivan Pikesville MD 04-20-2023 0 296 800819665 false INFORMATION TABLE 2 WBHAdvisory_13f_2.xml 3M CO COM 88579Y101 644129 6128 SH SOLE 0 0 0 6128 ABBOTT LABS COM 002824100 1140352 11262 SH SOLE 0 0 0 11262 ABBVIE INC COM 00287Y109 1210331 7594 SH SOLE 0 0 0 7594 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 495882 1735 SH SOLE 0 0 0 1735 AFLAC INC COM 001055102 404024 6262 SH SOLE 0 0 0 6262 AGILENT TECHNOLOGIES INC COM 00846U101 262154 1895 SH SOLE 0 0 0 1895 AIR PRODS & CHEMS INC COM 009158106 622830 2169 SH SOLE 0 0 0 2169 ALLIANT ENERGY CORP COM 018802108 445923 8351 SH SOLE 0 0 0 8351 ALPHABET INC CAP STK CL A 02079K305 2975288 28683 SH SOLE 0 0 0 28683 ALPHABET INC CAP STK CL C 02079K107 1629112 15665 SH SOLE 0 0 0 15665 ALTRIA GROUP INC COM 02209S103 466691 10459 SH SOLE 0 0 0 10459 AMAZON COM INC COM 023135106 1797969 17407 SH SOLE 0 0 0 17407 AMERICAN ELEC PWR CO INC COM 025537101 609501 6699 SH SOLE 0 0 0 6699 AMERICAN EXPRESS CO COM 025816109 686628 4163 SH SOLE 0 0 0 4163 AMERICAN TOWER CORP NEW COM 03027X100 1096835 5368 SH SOLE 0 0 0 5368 AMGEN INC COM 031162100 405088 1676 SH SOLE 0 0 0 1676 AMPHENOL CORP NEW CL A 032095101 374278 4580 SH SOLE 0 0 0 4580 ANALOG DEVICES INC COM 032654105 289125 1466 SH SOLE 0 0 0 1466 APPLE INC COM 037833100 11922885 72304 SH SOLE 0 0 0 72304 AT&T INC COM 00206R102 289805 15055 SH SOLE 0 0 0 15055 AUTOMATIC DATA PROCESSING IN COM 053015103 838753 3767 SH SOLE 0 0 0 3767 BANK AMERICA CORP COM 060505104 1519497 53129 SH SOLE 0 0 0 53129 BECTON DICKINSON & CO COM 075887109 355220 1435 SH SOLE 0 0 0 1435 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5796230 18772 SH SOLE 0 0 0 18772 BLACKROCK INC COM 09247X101 388897 581 SH SOLE 0 0 0 581 BLACKSTONE INC COM 09260D107 599478 6825 SH SOLE 0 0 0 6825 BLEND LABS INC CL A 09352U108 10330 10369 SH SOLE 0 0 0 10369 BOEING CO COM 097023105 893815 4208 SH SOLE 0 0 0 4208 BRISTOL-MYERS SQUIBB CO COM 110122108 835397 12053 SH SOLE 0 0 0 12053 BROADCOM INC COM 11135F101 361355 563 SH SOLE 0 0 0 563 CANADIAN PAC RY LTD COM 13645T100 270271 3513 SH SOLE 0 0 0 3513 CATERPILLAR INC COM 149123101 1442803 6305 SH SOLE 0 0 0 6305 CELANESE CORP DEL COM 150870103 682740 6270 SH SOLE 0 0 0 6270 CHEVRON CORP NEW COM 166764100 1680688 10301 SH SOLE 0 0 0 10301 CHUBB LIMITED COM H1467J104 755943 3893 SH SOLE 0 0 0 3893 CHURCH & DWIGHT CO INC COM 171340102 244542 2766 SH SOLE 0 0 0 2766 CHURCHILL DOWNS INC COM 171484108 873970 3400 SH SOLE 0 0 0 3400 CINTAS CORP COM 172908105 313234 677 SH SOLE 0 0 0 677 CISCO SYS INC COM 17275R102 2773458 53055 SH SOLE 0 0 0 53055 CLOROX CO DEL COM 189054109 480258 3035 SH SOLE 0 0 0 3035 COCA COLA CO COM 191216100 1507629 24305 SH SOLE 0 0 0 24305 COLGATE PALMOLIVE CO COM 194162103 881434 11729 SH SOLE 0 0 0 11729 COMCAST CORP NEW CL A 20030N101 690138 18205 SH SOLE 0 0 0 18205 CONOCOPHILLIPS COM 20825C104 513757 5178 SH SOLE 0 0 0 5178 CONSTELLATION BRANDS INC CL A 21036P108 544917 2412 SH SOLE 0 0 0 2412 CONSTELLATION ENERGY CORP COM 21037T109 255204 3251 SH SOLE 0 0 0 3251 COSTCO WHSL CORP NEW COM 22160K105 3151617 6343 SH SOLE 0 0 0 6343 CROWN CASTLE INC COM 22822V101 690614 5160 SH SOLE 0 0 0 5160 CSX CORP COM 126408103 1330710 44446 SH SOLE 0 0 0 44446 CUMMINS INC COM 231021106 2067132 8653 SH SOLE 0 0 0 8653 CVS HEALTH CORP COM 126650100 802138 10794 SH SOLE 0 0 0 10794 DANAHER CORPORATION COM 235851102 828790 3288 SH SOLE 0 0 0 3288 DEERE & CO COM 244199105 1318326 3193 SH SOLE 0 0 0 3193 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 419859 16478 SH SOLE 0 0 0 16478 DISNEY WALT CO COM 254687106 2704365 27009 SH SOLE 0 0 0 27009 DUKE ENERGY CORP NEW COM NEW 26441C204 668052 6925 SH SOLE 0 0 0 6925 DUPONT DE NEMOURS INC COM 26614N102 273314 3808 SH SOLE 0 0 0 3808 EASTMAN CHEM CO COM 277432100 439131 5207 SH SOLE 0 0 0 5207 EATON CORP PLC SHS G29183103 259580 1515 SH SOLE 0 0 0 1515 EMERSON ELEC CO COM 291011104 466722 5356 SH SOLE 0 0 0 5356 EXELON CORP COM 30161N101 420827 10046 SH SOLE 0 0 0 10046 EXXON MOBIL CORP COM 30231G102 1038571 9471 SH SOLE 0 0 0 9471 FASTENAL CO COM 311900104 233986 4338 SH SOLE 0 0 0 4338 FEDEX CORP COM 31428X106 834674 3653 SH SOLE 0 0 0 3653 FERRARI N V COM N3167Y103 270940 1000 SH SOLE 0 0 0 1000 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 402137 6542 SH SOLE 0 0 0 6542 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 305382 6969 SH SOLE 0 0 0 6969 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 254454 5642 SH SOLE 0 0 0 5642 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 13503902 293563 SH SOLE 0 0 0 293563 FISERV INC COM 337738108 280993 2486 SH SOLE 0 0 0 2486 FORD MTR CO DEL COM 345370860 150187 11920 SH SOLE 0 0 0 11920 GALLAGHER ARTHUR J & CO COM 363576109 1348736 7050 SH SOLE 0 0 0 7050 GENERAL MLS INC COM 370334104 331287 3877 SH SOLE 0 0 0 3877 GLOBAL X FDS US INFR DEV ETF 37954Y673 1058476 37336 SH SOLE 0 0 0 37336 GLOBAL X FDS GLBL X MLP ETF 37954Y343 1470144 35340 SH SOLE 0 133 0 35207 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2010739 24757 SH SOLE 0 0 0 24757 GRAINGER W W INC COM 384802104 1155134 1677 SH SOLE 0 0 0 1677 HERSHEY CO COM 427866108 876913 3447 SH SOLE 0 0 0 3447 HOME DEPOT INC COM 437076102 1900015 6438 SH SOLE 0 0 0 6438 HONEYWELL INTL INC COM 438516106 1332876 6974 SH SOLE 0 0 0 6974 ILLINOIS TOOL WKS INC COM 452308109 454828 1868 SH SOLE 0 0 0 1868 INTEL CORP COM 458140100 849816 26012 SH SOLE 0 0 0 26012 INTERNATIONAL BUSINESS MACHS COM 459200101 492038 3753 SH SOLE 0 0 0 3753 INTERNATIONAL PAPER CO COM 460146103 243330 6748 SH SOLE 0 0 0 6748 INTUIT COM 461202103 788332 1768 SH SOLE 0 0 0 1768 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 521985 11059 SH SOLE 0 0 0 11059 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 4713212 35703 SH SOLE 0 0 0 35703 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 300318 4813 SH SOLE 0 0 0 4813 INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 3247627 38073 SH SOLE 0 174 0 37899 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 603461 16488 SH SOLE 0 0 0 16488 INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 364897 4289 SH SOLE 0 0 0 4289 INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639 252821 2492 SH SOLE 0 0 0 2492 INVESCO QQQ TR UNIT SER 1 46090E103 3602258 11224 SH SOLE 0 28 0 11196 ISHARES GOLD TR ISHARES NEW 464285204 1872723 50113 SH SOLE 0 0 0 50113 ISHARES INC CORE MSCI EMKT 46434G103 7717428 158176 SH SOLE 0 170 0 158006 ISHARES INC MSCI GBL MIN VOL 464286525 1286872 13301 SH SOLE 0 0 0 13301 ISHARES INC JP MORGAN EM ETF 464286517 1237128 34317 SH SOLE 0 232 0 34085 ISHARES INC MSCI WORLD ETF 464286392 1500763 12754 SH SOLE 0 209 0 12545 ISHARES TR US TREAS BD ETF 46429B267 1676884 71723 SH SOLE 0 834 0 70889 ISHARES TR CORE HIGH DV ETF 46429B663 384476 3782 SH SOLE 0 0 0 3782 ISHARES TR MSCI USA MIN VOL 46429B697 1363374 18743 SH SOLE 0 0 0 18743 ISHARES TR CORE MSCI TOTAL 46432F834 3853319 62200 SH SOLE 0 0 0 62200 ISHARES TR CORE MSCI EAFE 46432F842 15043994 225041 SH SOLE 0 693 0 224348 ISHARES TR MSCI USA MMENTM 46432F396 1809299 13013 SH SOLE 0 110 0 12903 ISHARES TR MSCI USA QLT FCT 46432F339 4215668 33980 SH SOLE 0 181 0 33799 ISHARES TR ESG AWR MSCI USA 46435G425 959088 10604 SH SOLE 0 0 0 10604 ISHARES TR HDG MSCI EAFE 46434V803 1300865 44142 SH SOLE 0 252 0 43890 ISHARES TR CORE DIV GRWTH 46434V621 4001031 80037 SH SOLE 0 148 0 79889 ISHARES TR CORE MSCI EURO 46434V738 1155469 22059 SH SOLE 0 66 0 21993 ISHARES TR CORE TOTAL USD 46434V613 2229737 48315 SH SOLE 0 0 0 48315 ISHARES TR EAFE VALUE ETF 464288877 252938 5212 SH SOLE 0 0 0 5212 ISHARES TR EAFE GRWTH ETF 464288885 331627 3540 SH SOLE 0 0 0 3540 ISHARES TR CORE S&P TTL STK 464287150 9772663 107926 SH SOLE 0 0 0 107926 ISHARES TR NATIONAL MUN ETF 464288414 2383306 22121 SH SOLE 0 0 0 22121 ISHARES TR JPMORGAN USD EMG 464288281 843732 9779 SH SOLE 0 54 0 9725 ISHARES TR IBOXX HI YD ETF 464288513 1016374 13453 SH SOLE 0 112 0 13341 ISHARES TR USD INV GRDE ETF 464288620 746578 14737 SH SOLE 0 384 0 14353 ISHARES TR MBS ETF 464288588 6345868 66989 SH SOLE 0 309 0 66680 ISHARES TR GL CLEAN ENE ETF 464288224 599908 30329 SH SOLE 0 0 0 30329 ISHARES TR RUS TP200 VL ETF 464289420 258642 3973 SH SOLE 0 0 0 3973 ISHARES TR RUS TP200 GR ETF 464289438 278277 2003 SH SOLE 0 0 0 2003 ISHARES TR GRWT ALLOCAT ETF 464289867 1134680 22680 SH SOLE 0 0 0 22680 ISHARES TR SHRT NAT MUN ETF 464288158 682200 6517 SH SOLE 0 0 0 6517 ISHARES TR INTL TREA BD ETF 464288117 260239 6472 SH SOLE 0 115 0 6357 ISHARES TR MSCI EAFE ETF 464287465 2699835 37749 SH SOLE 0 294 0 37455 ISHARES TR CORE S&P MCP ETF 464287507 1304559 5215 SH SOLE 0 0 0 5215 ISHARES TR CORE S&P SCP ETF 464287804 3314328 34274 SH SOLE 0 0 0 34274 ISHARES TR S&P 500 VAL ETF 464287408 2491503 16417 SH SOLE 0 160 0 16257 ISHARES TR CORE S&P500 ETF 464287200 8831162 21483 SH SOLE 0 0 0 21483 ISHARES TR S&P 500 GRWT ETF 464287309 3052660 47780 SH SOLE 0 0 0 47780 ISHARES TR U.S. TECH ETF 464287721 2720354 29311 SH SOLE 0 0 0 29311 ISHARES TR ISHARES SEMICDTR 464287523 230339 518 SH SOLE 0 0 0 518 ISHARES TR EXPANDED TECH 464287515 700852 2300 SH SOLE 0 0 0 2300 ISHARES TR 1 3 YR TREAS BD 464287457 664181 8084 SH SOLE 0 0 0 8084 ISHARES TR 7-10 YR TRSY BD 464287440 1306302 13179 SH SOLE 0 57 0 13122 ISHARES TR 20 YR TR BD ETF 464287432 1016684 9558 SH SOLE 0 45 0 9513 ISHARES TR IBOXX INV CP ETF 464287242 4613923 42094 SH SOLE 0 184 0 41910 ISHARES TR CORE US AGGBD ET 464287226 5837944 58590 SH SOLE 0 188 0 58402 ISHARES TR SELECT DIVID ETF 464287168 1388048 11845 SH SOLE 0 0 0 11845 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 3716578 74931 SH SOLE 0 0 0 74931 JOHNSON & JOHNSON COM 478160104 6097391 39338 SH SOLE 0 0 0 39338 JPMORGAN CHASE & CO COM 46625H100 1774173 13615 SH SOLE 0 0 0 13615 KELLOGG CO COM 487836108 204830 3059 SH SOLE 0 0 0 3059 KIMBERLY-CLARK CORP COM 494368103 1735484 12930 SH SOLE 0 0 0 12930 KLA CORP COM NEW 482480100 279791 701 SH SOLE 0 0 0 701 LILLY ELI & CO COM 532457108 4050811 11796 SH SOLE 0 0 0 11796 LOCKHEED MARTIN CORP COM 539830109 698519 1478 SH SOLE 0 0 0 1478 LOWES COS INC COM 548661107 1697242 8487 SH SOLE 0 0 0 8487 M & T BK CORP COM 55261F104 236409 1977 SH SOLE 0 0 0 1977 MARTIN MARIETTA MATLS INC COM 573284106 393762 1109 SH SOLE 0 0 0 1109 MASTERCARD INCORPORATED CL A 57636Q104 590541 1625 SH SOLE 0 0 0 1625 MCCORMICK & CO INC COM VTG 579780107 703091 8512 SH SOLE 0 0 0 8512 MCCORMICK & CO INC COM NON VTG 579780206 2411837 28985 SH SOLE 0 0 0 28985 MCDONALDS CORP COM 580135101 4832581 17283 SH SOLE 0 0 0 17283 MERCADOLIBRE INC COM 58733R102 699890 531 SH SOLE 0 0 0 531 MERCK & CO INC COM 58933Y105 2106848 19803 SH SOLE 0 0 0 19803 META PLATFORMS INC CL A 30303M102 783330 3696 SH SOLE 0 0 0 3696 METLIFE INC COM 59156R108 602423 10397 SH SOLE 0 0 0 10397 MICROCHIP TECHNOLOGY INC. COM 595017104 201072 2400 SH SOLE 0 0 0 2400 MICROSOFT CORP COM 594918104 11477407 39811 SH SOLE 0 0 0 39811 MONDELEZ INTL INC CL A 609207105 592805 8503 SH SOLE 0 0 0 8503 NEXTERA ENERGY INC COM 65339F101 1140959 14802 SH SOLE 0 0 0 14802 NIKE INC CL B 654106103 2834264 23110 SH SOLE 0 0 0 23110 NORFOLK SOUTHN CORP COM 655844108 1179326 5563 SH SOLE 0 0 0 5563 NORTHROP GRUMMAN CORP COM 666807102 1380418 2990 SH SOLE 0 0 0 2990 NVIDIA CORPORATION COM 67066G104 225772 813 SH SOLE 0 0 0 813 OLD DOMINION FREIGHT LINE IN COM 679580100 340840 1000 SH SOLE 0 0 0 1000 ORACLE CORP COM 68389X105 1117477 12026 SH SOLE 0 0 0 12026 PALANTIR TECHNOLOGIES INC CL A 69608A108 314763 37250 SH SOLE 0 0 0 37250 PARKER-HANNIFIN CORP COM 701094104 632895 1883 SH SOLE 0 0 0 1883 PAYCHEX INC COM 704326107 273285 2385 SH SOLE 0 0 0 2385 PEPSICO INC COM 713448108 5228531 28681 SH SOLE 0 0 0 28681 PFIZER INC COM 717081103 1673506 41017 SH SOLE 0 0 0 41017 PHILIP MORRIS INTL INC COM 718172109 393960 4051 SH SOLE 0 0 0 4051 PHILLIPS 66 COM 718546104 314248 3100 SH SOLE 0 0 0 3100 PIMCO ETF TR SHTRM MUN BD ACT 72201R874 295494 5936 SH SOLE 0 0 0 5936 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2282734 24058 SH SOLE 0 0 0 24058 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 386999 3899 SH SOLE 0 0 0 3899 PNC FINL SVCS GROUP INC COM 693475105 608936 4791 SH SOLE 0 0 0 4791 PPG INDS INC COM 693506107 374024 2800 SH SOLE 0 0 0 2800 PRICE T ROWE GROUP INC COM 74144T108 504663 4470 SH SOLE 0 0 0 4470 PROCTER AND GAMBLE CO COM 742718109 5899855 39679 SH SOLE 0 0 0 39679 PRUDENTIAL FINL INC COM 744320102 517361 6253 SH SOLE 0 0 0 6253 PUBLIC STORAGE COM 74460D109 1294066 4283 SH SOLE 0 0 0 4283 QUALCOMM INC COM 747525103 216886 1700 SH SOLE 0 0 0 1700 QUEST DIAGNOSTICS INC COM 74834L100 226368 1600 SH SOLE 0 0 0 1600 RAYTHEON TECHNOLOGIES CORP COM 75513E101 801639 8186 SH SOLE 0 0 0 8186 REALTY INCOME CORP COM 756109104 254372 4017 SH SOLE 0 0 0 4017 SALESFORCE INC COM 79466L302 232144 1162 SH SOLE 0 0 0 1162 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 25245856 527604 SH SOLE 0 0 0 527604 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8174271 234893 SH SOLE 0 0 0 234893 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13495941 279015 SH SOLE 0 0 0 279015 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3817884 155705 SH SOLE 0 0 0 155705 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3518435 83912 SH SOLE 0 0 0 83912 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 14119037 216649 SH SOLE 0 1420 0 215229 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5885653 89748 SH SOLE 0 428 0 89320 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1310658 27940 SH SOLE 0 0 0 27940 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2488456 51003 SH SOLE 0 193 0 50810 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 530524 10520 SH SOLE 0 114 0 10406 SCHWAB STRATEGIC TR US REIT ETF 808524847 1192326 61145 SH SOLE 0 0 0 61145 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1797096 26486 SH SOLE 0 0 0 26486 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2703498 36953 SH SOLE 0 0 0 36953 SEI INVTS CO COM 784117103 230200 4000 SH SOLE 0 0 0 4000 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2485316 36716 SH SOLE 0 0 0 36716 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2679152 33215 SH SOLE 0 46 0 33169 SELECT SECTOR SPDR TR ENERGY 81369Y506 7888971 95243 SH SOLE 0 80 0 95163 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 7327264 227909 SH SOLE 0 0 0 227909 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 6903258 68227 SH SOLE 0 0 0 68227 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 18629954 123369 SH SOLE 0 0 0 123369 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4975454 66597 SH SOLE 0 0 0 66597 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 10431838 80580 SH SOLE 0 0 0 80580 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 10888423 72813 SH SOLE 0 0 0 72813 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2579103 68997 SH SOLE 0 0 0 68997 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 7960691 137324 SH SOLE 0 0 0 137324 SERVICENOW INC COM 81762P102 400589 862 SH SOLE 0 0 0 862 SHERWIN WILLIAMS CO COM 824348106 674310 3000 SH SOLE 0 0 0 3000 SNAP ON INC COM 833034101 246890 1000 SH SOLE 0 0 0 1000 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 706897 2125 SH SOLE 0 0 0 2125 SPDR GOLD TR GOLD SHS 78463V107 245332 1339 SH SOLE 0 0 0 1339 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1286793 37703 SH SOLE 0 0 0 37703 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3288739 102389 SH SOLE 0 0 0 102389 SPDR INDEX SHS FDS EURO STOXX 50 78463X202 5889049 131159 SH SOLE 0 560 0 130599 SPDR S&P 500 ETF TR TR UNIT 78462F103 6738140 16459 SH SOLE 0 0 0 16459 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 386259 843 SH SOLE 0 0 0 843 SPDR SER TR PORTFLI INTRMDIT 78464A672 234414 8100 SH SOLE 0 131 0 7969 SPDR SER TR PORTFOLIO S&P500 78464A854 13437953 279085 SH SOLE 0 2452 0 276633 SPDR SER TR BLOOMBERG HIGH Y 78468R622 511681 5513 SH SOLE 0 0 0 5513 SPDR SER TR NUVEEN BLMBRG MU 78468R721 2419658 51680 SH SOLE 0 0 0 51680 SPDR SER TR PORTFOLIO S&P400 78464A847 7177181 163340 SH SOLE 0 710 0 162630 SPDR SER TR BLOOMBERG INVT 78468R200 1574813 51752 SH SOLE 0 525 0 51227 SPDR SER TR AEROSPACE DEF 78464A631 312851 2676 SH SOLE 0 0 0 2676 SPDR SER TR PORTFOLIO SHORT 78464A474 373397 12602 SH SOLE 0 0 0 12602 SPDR SER TR PORT MTG BK ETF 78464A383 1254136 56544 SH SOLE 0 0 0 56544 SPDR SER TR BLOOMBERG 3-12 M 78468R523 1242934 12478 SH SOLE 0 0 0 12478 SPDR SER TR PRTFLO S&P500 HI 78468R788 321124 8451 SH SOLE 0 0 0 8451 SPDR SER TR PORTFOLIO S&P600 78468R853 8871623 234885 SH SOLE 0 1239 0 233646 STANLEY BLACK & DECKER INC COM 854502101 221357 2747 SH SOLE 0 0 0 2747 STARBUCKS CORP COM 855244109 1676742 16102 SH SOLE 0 0 0 16102 SUN CMNTYS INC COM 866674104 2030605 14414 SH SOLE 0 0 0 14414 T-MOBILE US INC COM 872590104 352541 2434 SH SOLE 0 0 0 2434 TARGET CORP COM 87612E106 1135725 6857 SH SOLE 0 0 0 6857 TESLA INC COM 88160R101 926516 4466 SH SOLE 0 0 0 4466 TEXAS INSTRS INC COM 882508104 216516 1164 SH SOLE 0 0 0 1164 TRACTOR SUPPLY CO COM 892356106 246792 1050 SH SOLE 0 0 0 1050 TRAVELERS COMPANIES INC COM 89417E109 1615107 9422 SH SOLE 0 0 0 9422 TRUIST FINL CORP COM 89832Q109 417555 12245 SH SOLE 0 0 0 12245 UNION PAC CORP COM 907818108 779477 3873 SH SOLE 0 0 0 3873 UNITED PARCEL SERVICE INC CL B 911312106 254903 1314 SH SOLE 0 0 0 1314 UNITED RENTALS INC COM 911363109 395760 1000 SH SOLE 0 0 0 1000 VALERO ENERGY CORP COM 91913Y100 263704 1889 SH SOLE 0 0 0 1889 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 444093 8583 SH SOLE 0 0 0 8583 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 5826546 39717 SH SOLE 0 0 0 39717 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1897316 38532 SH SOLE 0 3359 0 35173 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14012050 189788 SH SOLE 0 0 0 189788 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7990263 104462 SH SOLE 0 0 0 104462 VANGUARD INDEX FDS VALUE ETF 922908744 6514357 47168 SH SOLE 0 789 0 46379 VANGUARD INDEX FDS SML CP GRW ETF 922908595 256229 1184 SH SOLE 0 0 0 1184 VANGUARD INDEX FDS GROWTH ETF 922908736 537623 2155 SH SOLE 0 0 0 2155 VANGUARD INDEX FDS SMALL CP ETF 922908751 15655136 82587 SH SOLE 0 652 0 81934 VANGUARD INDEX FDS MID CAP ETF 922908629 754360 3577 SH SOLE 0 0 0 3577 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3695693 44505 SH SOLE 0 0 0 44505 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1547672 4115 SH SOLE 0 0 0 4115 VANGUARD INDEX FDS TOTAL STK MKT 922908769 34303401 168072 SH SOLE 0 783 0 167288 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 697395 17262 SH SOLE 0 0 0 17262 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4035045 75464 SH SOLE 0 0 0 75464 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 231625 2120 SH SOLE 0 0 0 2120 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 9446413 102578 SH SOLE 0 0 0 102578 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 309980 6119 SH SOLE 0 0 0 6119 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 916829 13995 SH SOLE 0 0 0 13995 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 10554203 176021 SH SOLE 0 0 0 176021 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 12048017 205808 SH SOLE 0 3223 0 202586 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8174590 107236 SH SOLE 0 0 0 107236 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 353542 4407 SH SOLE 0 0 0 4407 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1142985 7421 SH SOLE 0 0 0 7421 VANGUARD STAR FDS VG TL INTL STK F 921909768 24977214 452404 SH SOLE 0 1617 0 450786 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 616165 13641 SH SOLE 0 0 0 13641 VANGUARD WELLINGTON FD US VALUE FACTR 921935805 404476 4171 SH SOLE 0 0 0 4171 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 247836 2453 SH SOLE 0 0 0 2453 VANGUARD WORLD FDS INF TECH ETF 92204A702 40593816 105310 SH SOLE 0 0 0 105310 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1260472 4991 SH SOLE 0 0 0 4991 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2262734 11877 SH SOLE 0 0 0 11877 VANGUARD WORLD FDS UTILITIES ETF 92204A876 2620558 17764 SH SOLE 0 0 0 17764 VANGUARD WORLD FDS MATERIALS ETF 92204A801 729595 4103 SH SOLE 0 0 0 4103 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 18452015 77380 SH SOLE 0 0 0 77380 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 8782660 112757 SH SOLE 0 0 0 112757 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 3265098 33776 SH SOLE 0 0 0 33776 VANGUARD WORLD FDS ENERGY ETF 92204A306 2092919 18322 SH SOLE 0 0 0 18322 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1863791 9631 SH SOLE 0 0 0 9631 VERIZON COMMUNICATIONS INC COM 92343V104 664204 17079 SH SOLE 0 0 0 17079 VISA INC COM CL A 92826C839 1351049 5992 SH SOLE 0 0 0 5992 WALMART INC COM 931142103 1536653 10422 SH SOLE 0 0 0 10422 WASTE MGMT INC DEL COM 94106L109 1372822 8413 SH SOLE 0 0 0 8413 WISDOMTREE TR US LARGECAP DIVD 97717W307 336395 5438 SH SOLE 0 157 0 5281 YUM BRANDS INC COM 988498101 2042035 15461 SH SOLE 0 0 0 15461 YUM CHINA HLDGS INC COM 98850P109 460343 7262 SH SOLE 0 0 0 7262 ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 319272 1004 SH SOLE 0 0 0 1004