Operations Manager

0001259671-22-000001.txt : 20220128 0001259671-22-000001.hdr.sgml : 20220128 20220128133820 ACCESSION NUMBER: 0001259671-22-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220128 DATE AS OF CHANGE: 20220128 EFFECTIVENESS DATE: 20220128 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WBH ADVISORY INC CENTRAL INDEX KEY: 0001259671 IRS NUMBER: 521420975 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-10516 FILM NUMBER: 22567168 BUSINESS ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 BUSINESS PHONE: 4106538198 MAIL ADDRESS: STREET 1: 1829 RESITERSTOWN ROAD, STREET 2: 225 CITY: PIKESVILLE STATE: MD ZIP: 21208 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER BOWMAN MANAGEMENT CORP DATE OF NAME CHANGE: 20140721 FORMER COMPANY: FORMER CONFORMED NAME: WAGNER CAPITAL MANAGEMENT CORP DATE OF NAME CHANGE: 20030813 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001259671 XXXXXXXX 12-31-2021 12-31-2021 WBH ADVISORY INC

1829 RESITERSTOWN ROAD, 225 PIKESVILLE MD 21208

13F HOLDINGS REPORT 028-10516 N CAROL SULLIVAN Operations Manager 4104580790 CAROL SULLIVAN Baltimore MD 01-28-2022 0 307 876593 false INFORMATION TABLE 2 WBHAdvisory_13f.xml 3M CO COM 88579Y101 2073 11671 SH SOLE 0 0 0 11671 ABBOTT LABS COM 002824100 1959 13917 SH SOLE 0 0 0 13917 ABBVIE INC COM 00287Y109 1471 10866 SH SOLE 0 0 0 10866 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 666 1606 SH SOLE 0 0 0 1606 AFLAC INC COM 001055102 413 7072 SH SOLE 0 0 0 7072 AGENUS INC COM NEW 00847G705 113 35151 SH SOLE 0 0 0 35151 AGILENT TECHNOLOGIES INC COM 00846U101 339 2126 SH SOLE 0 0 0 2126 AIR PRODS & CHEMS INC COM 009158106 568 1868 SH SOLE 0 0 0 1868 ALLIANT ENERGY CORP COM 018802108 521 8478 SH SOLE 0 0 0 8478 ALPHABET INC CAP STK CL C 02079K107 2419 836 SH SOLE 0 0 0 836 ALPHABET INC CAP STK CL A 02079K305 4308 1487 SH SOLE 0 0 0 1487 ALTRIA GROUP INC COM 02209S103 684 14443 SH SOLE 0 0 0 14443 AMAZON COM INC COM 023135106 4055 1216 SH SOLE 0 0 0 1216 AMERICAN ELEC PWR CO INC COM 025537101 646 7265 SH SOLE 0 0 0 7265 AMERICAN EXPRESS CO COM 025816109 762 4659 SH SOLE 0 0 0 4659 AMERICAN TOWER CORP NEW COM 03027X100 1633 5583 SH SOLE 0 0 0 5583 AMGEN INC COM 031162100 397 1767 SH SOLE 0 0 0 1767 AMPHENOL CORP NEW CL A 032095101 401 4580 SH SOLE 0 0 0 4580 APPLE INC COM 037833100 14177 79838 SH SOLE 0 0 0 79838 AT&T INC COM 00206R102 474 19268 SH SOLE 0 0 0 19268 AUTOMATIC DATA PROCESSING IN COM 053015103 1011 4102 SH SOLE 0 0 0 4102 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 620 21591 SH SOLE 0 0 0 21591 BECTON DICKINSON & CO COM 075887109 361 1435 SH SOLE 0 0 0 1435 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5528 18487 SH SOLE 0 0 0 18487 BK OF AMERICA CORP COM 060505104 2986 67109 SH SOLE 0 0 0 67109 BLACKROCK INC COM 09247X101 253 276 SH SOLE 0 0 0 276 BLACKSTONE INC COM 09260D107 974 7524 SH SOLE 0 0 0 7524 BLEND LABS INC CL A 09352U108 76 10369 SH SOLE 0 0 0 10369 BOEING CO COM 097023105 999 4961 SH SOLE 0 0 0 4961 BRISTOL-MYERS SQUIBB CO COM 110122108 940 15073 SH SOLE 0 0 0 15073 BROADCOM INC COM 11135F101 797 1197 SH SOLE 0 0 0 1197 CANADIAN PAC RY LTD COM 13645T100 266 3692 SH SOLE 0 0 0 3692 CARRIER GLOBAL CORPORATION COM 14448C104 350 6460 SH SOLE 0 0 0 6460 CATERPILLAR INC COM 149123101 1437 6949 SH SOLE 0 0 0 6949 CELANESE CORP DEL COM 150870103 1115 6636 SH SOLE 0 0 0 6636 CHEVRON CORP NEW COM 166764100 1476 12574 SH SOLE 0 0 0 12574 CHUBB LIMITED COM H1467J104 752 3890 SH SOLE 0 0 0 3890 CHURCH & DWIGHT CO INC COM 171340102 284 2766 SH SOLE 0 0 0 2766 CHURCHILL DOWNS INC COM 171484108 988 4100 SH SOLE 0 0 0 4100 CINTAS CORP COM 172908105 300 677 SH SOLE 0 0 0 677 CISCO SYS INC COM 17275R102 3304 52144 SH SOLE 0 0 0 52144 CITIGROUP INC COM NEW 172967424 310 5138 SH SOLE 0 0 0 5138 CLOROX CO DEL COM 189054109 493 2829 SH SOLE 0 0 0 2829 COCA COLA CO COM 191216100 1603 27068 SH SOLE 0 0 0 27068 COLGATE PALMOLIVE CO COM 194162103 1098 12867 SH SOLE 0 0 0 12867 COMCAST CORP NEW CL A 20030N101 952 18911 SH SOLE 0 0 0 18911 CONOCOPHILLIPS COM 20825C104 601 8331 SH SOLE 0 0 0 8331 CONSTELLATION BRANDS INC CL A 21036P108 602 2397 SH SOLE 0 0 0 2397 COSTCO WHSL CORP NEW COM 22160K105 3639 6409 SH SOLE 0 0 0 6409 CROWN CASTLE INTL CORP NEW COM 22822V101 1135 5435 SH SOLE 0 0 0 5435 CSX CORP COM 126408103 2011 53472 SH SOLE 0 0 0 53472 CUMMINS INC COM 231021106 2189 10035 SH SOLE 0 0 0 10035 CVS HEALTH CORP COM 126650100 1148 11129 SH SOLE 0 0 0 11129 DANAHER CORPORATION COM 235851102 1220 3708 SH SOLE 0 0 0 3708 DBX ETF TR XTRACK MSCI EAFE 233051200 309 7875 SH SOLE 0 0 0 7875 DEERE & CO COM 244199105 1112 3243 SH SOLE 0 0 0 3243 DISNEY WALT CO COM 254687106 5293 34172 SH SOLE 0 0 0 34172 DUKE ENERGY CORP NEW COM NEW 26441C204 809 7710 SH SOLE 0 0 0 7710 DUPONT DE NEMOURS INC COM 26614N102 204 2526 SH SOLE 0 0 0 2526 EASTMAN CHEM CO COM 277432100 580 4794 SH SOLE 0 0 0 4794 EATON CORP PLC SHS G29183103 245 1415 SH SOLE 0 0 0 1415 ECOLAB INC COM 278865100 258 1100 SH SOLE 0 0 0 1100 EMERSON ELEC CO COM 291011104 549 5903 SH SOLE 0 0 0 5903 EQUINIX INC COM 29444U700 228 269 SH SOLE 0 0 0 269 EXELON CORP COM 30161N101 738 12771 SH SOLE 0 0 0 12771 EXTRA SPACE STORAGE INC COM 30225T102 279 1231 SH SOLE 0 0 0 1231 EXXON MOBIL CORP COM 30231G102 576 9420 SH SOLE 0 0 0 9420 FASTENAL CO COM 311900104 284 4438 SH SOLE 0 0 0 4438 FEDEX CORP COM 31428X106 1143 4421 SH SOLE 0 0 0 4421 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 382 5558 SH SOLE 0 0 0 5558 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 307 6620 SH SOLE 0 0 0 6620 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 339 2506 SH SOLE 0 0 0 2506 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 379 6771 SH SOLE 0 0 0 6771 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 9864 186042 SH SOLE 0 0 0 186042 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1528 26813 SH SOLE 0 0 0 26813 FISERV INC COM 337738108 267 2572 SH SOLE 0 0 0 2572 FORD MTR CO DEL COM 345370860 258 12434 SH SOLE 0 0 0 12434 FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 553 18831 SH SOLE 0 0 0 18831 FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 1105 43494 SH SOLE 0 0 0 43494 GALLAGHER ARTHUR J & CO COM 363576109 1196 7050 SH SOLE 0 0 0 7050 GENERAL ELECTRIC CO COM NEW 369604301 340 3597 SH SOLE 0 0 0 3597 GENERAL MLS INC COM 370334104 329 4887 SH SOLE 0 0 0 4887 GLOBAL X FDS US INFR DEV ETF 37954Y673 1718 59669 SH SOLE 0 0 0 59669 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1232 12953 SH SOLE 0 0 0 12953 GRAINGER W W INC COM 384802104 860 1660 SH SOLE 0 0 0 1660 GRANITESHARES ETF TR BBG COMMD K 1 38747R108 1249 48701 SH SOLE 0 0 0 48701 HERSHEY CO COM 427866108 706 3650 SH SOLE 0 0 0 3650 HOME DEPOT INC COM 437076102 2770 6675 SH SOLE 0 0 0 6675 HONEYWELL INTL INC COM 438516106 1539 7381 SH SOLE 0 0 0 7381 ILLINOIS TOOL WKS INC COM 452308109 542 2196 SH SOLE 0 0 0 2196 INTEL CORP COM 458140100 1993 38701 SH SOLE 0 0 0 38701 INTERNATIONAL BUSINESS MACHS COM 459200101 716 5360 SH SOLE 0 0 0 5360 INTERNATIONAL PAPER CO COM 460146103 287 6105 SH SOLE 0 0 0 6105 INTUIT COM 461202103 1151 1790 SH SOLE 0 0 0 1790 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 1075 19070 SH SOLE 0 0 0 19070 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 254 3697 SH SOLE 0 0 0 3697 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 4279 26165 SH SOLE 0 0 0 26165 INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 250 3513 SH SOLE 0 0 0 3513 INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720 339 6921 SH SOLE 0 0 0 6921 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 716 18009 SH SOLE 0 0 0 18009 INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 509 5270 SH SOLE 0 0 0 5270 INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 245 13018 SH SOLE 0 0 0 13018 INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639 369 2892 SH SOLE 0 0 0 2892 INVESCO QQQ TR UNIT SER 1 46090E103 4845 12178 SH SOLE 0 0 0 12178 ISHARES GOLD TR ISHARES NEW 464285204 2182 62684 SH SOLE 0 0 0 62684 ISHARES INC CORE MSCI EMKT 46434G103 7344 122680 SH SOLE 0 0 0 122680 ISHARES INC MSCI JPN ETF NEW 46434G822 698 10421 SH SOLE 0 0 0 10421 ISHARES INC MSCI EURZONE ETF 464286608 1149 23442 SH SOLE 0 0 0 23442 ISHARES INC MSCI PAC JP ETF 464286665 643 13456 SH SOLE 0 0 0 13456 ISHARES INC MSCI GERMANY ETF 464286806 1285 39190 SH SOLE 0 0 0 39190 ISHARES TR U.S. TECH ETF 464287721 3316 28878 SH SOLE 0 0 0 28878 ISHARES TR ISHARES BIOTECH 464287556 453 2970 SH SOLE 0 0 0 2970 ISHARES TR CORE S&P MCP ETF 464287507 1644 5807 SH SOLE 0 0 0 5807 ISHARES TR CORE S&P SCP ETF 464287804 3424 29899 SH SOLE 0 0 0 29899 ISHARES TR S&P 500 VAL ETF 464287408 531 3389 SH SOLE 0 0 0 3389 ISHARES TR CORE S&P500 ETF 464287200 5104 10701 SH SOLE 0 0 0 10701 ISHARES TR S&P 500 GRWT ETF 464287309 555 6634 SH SOLE 0 0 0 6634 ISHARES TR RUS 1000 ETF 464287622 214 808 SH SOLE 0 0 0 808 ISHARES TR RUSSELL 3000 ETF 464287689 291 1049 SH SOLE 0 0 0 1049 ISHARES TR 1 3 YR TREAS BD 464287457 587 6862 SH SOLE 0 0 0 6862 ISHARES TR BARCLAYS 7 10 YR 464287440 1497 13016 SH SOLE 0 0 0 13016 ISHARES TR 20 YR TR BD ETF 464287432 1400 9444 SH SOLE 0 0 0 9444 ISHARES TR SELECT DIVID ETF 464287168 1478 12057 SH SOLE 0 0 0 12057 ISHARES TR ISHARES SEMICDTR 464287523 1594 2940 SH SOLE 0 0 0 2940 ISHARES TR EXPANDED TECH 464287515 915 2300 SH SOLE 0 0 0 2300 ISHARES TR CORE MSCI TOTAL 46432F834 4057 57188 SH SOLE 0 0 0 57188 ISHARES TR CORE MSCI EAFE 46432F842 9306 124680 SH SOLE 0 0 0 124680 ISHARES TR CORE 1 5 YR USD 46432F859 291 5772 SH SOLE 0 0 0 5772 ISHARES TR HDG MSCI EAFE 46434V803 8194 231924 SH SOLE 0 0 0 231924 ISHARES TR MSCI USA MMENTM 46432F396 499 2745 SH SOLE 0 0 0 2745 ISHARES TR MSCI USA QLT FCT 46432F339 4196 28824 SH SOLE 0 0 0 28824 ISHARES TR ESG AW MSCI EAFE 46435G516 204 2570 SH SOLE 0 0 0 2570 ISHARES TR ESG AWR MSCI USA 46435G425 1348 12495 SH SOLE 0 0 0 12495 ISHARES TR CORE DIV GRWTH 46434V621 1822 32783 SH SOLE 0 0 0 32783 ISHARES TR CORE HIGH DV ETF 46429B663 374 3699 SH SOLE 0 0 0 3699 ISHARES TR MSCI USA MIN VOL 46429B697 925 11439 SH SOLE 0 0 0 11439 ISHARES TR 0-5 YR TIPS ETF 46429B747 232 2193 SH SOLE 0 0 0 2193 ISHARES TR GL CLEAN ENE ETF 464288224 462 21828 SH SOLE 0 0 0 21828 ISHARES TR SHRT NAT MUN ETF 464288158 704 6560 SH SOLE 0 0 0 6560 ISHARES TR RUS TP200 VL ETF 464289420 275 3931 SH SOLE 0 0 0 3931 ISHARES TR RUS TP200 GR ETF 464289438 314 1810 SH SOLE 0 0 0 1810 ISHARES TR NATIONAL MUN ETF 464288414 2357 20273 SH SOLE 0 0 0 20273 ISHARES TR JPMORGAN USD EMG 464288281 1041 9541 SH SOLE 0 0 0 9541 ISHARES TR IBOXX HI YD ETF 464288513 2910 33449 SH SOLE 0 0 0 33449 ISHARES TR MBS ETF 464288588 1629 15159 SH SOLE 0 0 0 15159 ISHARES TR CORE S&P TTL STK 464287150 12186 113910 SH SOLE 0 0 0 113910 ISHARES TR U.S. MED DVC ETF 464288810 819 12444 SH SOLE 0 0 0 12444 JANUS DETROIT STR TR HENDERSON MTG 47103U852 1319 25045 SH SOLE 0 0 0 25045 JOHNSON & JOHNSON COM 478160104 7777 45462 SH SOLE 0 0 0 45462 JPMORGAN CHASE & CO COM 46625H100 2538 16027 SH SOLE 0 0 0 16027 KELLOGG CO COM 487836108 283 4398 SH SOLE 0 0 0 4398 KEYSIGHT TECHNOLOGIES INC COM 49338L103 207 1000 SH SOLE 0 0 0 1000 KIMBERLY-CLARK CORP COM 494368103 1920 13432 SH SOLE 0 0 0 13432 KLA CORP COM NEW 482480100 376 875 SH SOLE 0 0 0 875 LILLY ELI & CO COM 532457108 3647 13205 SH SOLE 0 0 0 13205 LOCKHEED MARTIN CORP COM 539830109 543 1528 SH SOLE 0 0 0 1528 LOWES COS INC COM 548661107 3215 12438 SH SOLE 0 0 0 12438 M & T BK CORP COM 55261F104 244 1588 SH SOLE 0 0 0 1588 MARTIN MARIETTA MATLS INC COM 573284106 489 1109 SH SOLE 0 0 0 1109 MARVELL TECHNOLOGY INC COM 573874104 234 2675 SH SOLE 0 0 0 2675 MASCO CORP COM 574599106 309 4400 SH SOLE 0 0 0 4400 MASTERCARD INCORPORATED CL A 57636Q104 501 1395 SH SOLE 0 0 0 1395 MCCORMICK & CO INC COM VTG 579780107 812 8512 SH SOLE 0 0 0 8512 MCCORMICK & CO INC COM NON VTG 579780206 3118 32271 SH SOLE 0 0 0 32271 MCDONALDS CORP COM 580135101 5484 20458 SH SOLE 0 0 0 20458 MEDTRONIC PLC SHS G5960L103 310 2994 SH SOLE 0 0 0 2994 MERCADOLIBRE INC COM 58733R102 716 531 SH SOLE 0 0 0 531 MERCK & CO INC COM 58933Y105 1616 21081 SH SOLE 0 0 0 21081 META PLATFORMS INC CL A 30303M102 2131 6337 SH SOLE 0 0 0 6337 METLIFE INC COM 59156R108 692 11070 SH SOLE 0 0 0 11070 MICROCHIP TECHNOLOGY INC. COM 595017104 357 4105 SH SOLE 0 0 0 4105 MICROSOFT CORP COM 594918104 15215 45241 SH SOLE 0 0 0 45241 MONDELEZ INTL INC CL A 609207105 588 8871 SH SOLE 0 0 0 8871 NETFLIX INC COM 64110L106 740 1229 SH SOLE 0 0 0 1229 NEXTERA ENERGY INC COM 65339F101 1606 17206 SH SOLE 0 0 0 17206 NIKE INC CL B 654106103 4121 24726 SH SOLE 0 0 0 24726 NORFOLK SOUTHN CORP COM 655844108 2042 6859 SH SOLE 0 0 0 6859 NORTHROP GRUMMAN CORP COM 666807102 1420 3668 SH SOLE 0 0 0 3668 OLD DOMINION FREIGHT LINE IN COM 679580100 358 1000 SH SOLE 0 0 0 1000 ORACLE CORP COM 68389X105 1101 12625 SH SOLE 0 0 0 12625 OTIS WORLDWIDE CORP COM 68902V107 274 3152 SH SOLE 0 0 0 3152 PALANTIR TECHNOLOGIES INC CL A 69608A108 697 38250 SH SOLE 0 0 0 38250 PARKER-HANNIFIN CORP COM 701094104 470 1478 SH SOLE 0 0 0 1478 PAYCHEX INC COM 704326107 439 3219 SH SOLE 0 0 0 3219 PAYPAL HLDGS INC COM 70450Y103 571 3027 SH SOLE 0 0 0 3027 PEPSICO INC COM 713448108 4956 28531 SH SOLE 0 0 0 28531 PFIZER INC COM 717081103 2497 42281 SH SOLE 0 0 0 42281 PHILIP MORRIS INTL INC COM 718172109 467 4913 SH SOLE 0 0 0 4913 PHILLIPS 66 COM 718546104 293 4050 SH SOLE 0 0 0 4050 PIMCO ETF TR ACTIVE BD ETF 72201R775 788 7201 SH SOLE 0 0 0 7201 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1767 17399 SH SOLE 0 0 0 17399 PNC FINL SVCS GROUP INC COM 693475105 1045 5211 SH SOLE 0 0 0 5211 PPG INDS INC COM 693506107 491 2848 SH SOLE 0 0 0 2848 PRICE T ROWE GROUP INC COM 74144T108 918 4670 SH SOLE 0 0 0 4670 PROCTER AND GAMBLE CO COM 742718109 7130 43585 SH SOLE 0 0 0 43585 PRUDENTIAL FINL INC COM 744320102 891 8228 SH SOLE 0 0 0 8228 PUBLIC STORAGE COM 74460D109 1421 3795 SH SOLE 0 0 0 3795 QUALCOMM INC COM 747525103 254 1390 SH SOLE 0 0 0 1390 QUEST DIAGNOSTICS INC COM 74834L100 277 1600 SH SOLE 0 0 0 1600 RAYTHEON TECHNOLOGIES CORP COM 75513E101 875 10172 SH SOLE 0 0 0 10172 REALTY INCOME CORP COM 756109104 207 2887 SH SOLE 0 0 0 2887 SALESFORCE COM INC COM 79466L302 346 1362 SH SOLE 0 0 0 1362 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3496 118013 SH SOLE 0 0 0 118013 SCHWAB STRATEGIC TR US REIT ETF 808524847 1239 23519 SH SOLE 0 0 0 23519 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2018 25086 SH SOLE 0 0 0 25086 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1246 23114 SH SOLE 0 0 0 23114 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2659 32896 SH SOLE 0 0 0 32896 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6692 131604 SH SOLE 0 0 0 131604 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 4336 77234 SH SOLE 0 0 0 77234 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 27869 246611 SH SOLE 0 0 0 246611 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7130 183432 SH SOLE 0 0 0 183432 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13532 118885 SH SOLE 0 0 0 118885 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3305 32271 SH SOLE 0 0 0 32271 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 12772 77995 SH SOLE 0 0 0 77995 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4459 60904 SH SOLE 0 0 0 60904 SEI INVTS CO COM 784117103 244 4000 SH SOLE 0 0 0 4000 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2908 40620 SH SOLE 0 0 0 40620 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3673 40532 SH SOLE 0 0 0 40532 SELECT SECTOR SPDR TR ENERGY 81369Y506 7146 128749 SH SOLE 0 0 0 128749 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 9960 255069 SH SOLE 0 0 0 255069 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 9313 88020 SH SOLE 0 0 0 88020 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 24603 141500 SH SOLE 0 0 0 141500 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6014 77993 SH SOLE 0 0 0 77993 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 16009 113627 SH SOLE 0 0 0 113627 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 20391 99740 SH SOLE 0 0 0 99740 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3707 71558 SH SOLE 0 0 0 71558 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 13695 176298 SH SOLE 0 0 0 176298 SERVICENOW INC COM 81762P102 587 905 SH SOLE 0 0 0 905 SHERWIN WILLIAMS CO COM 824348106 1162 3300 SH SOLE 0 0 0 3300 SNAP ON INC COM 833034101 215 1000 SH SOLE 0 0 0 1000 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 694 1909 SH SOLE 0 0 0 1909 SPDR INDEX SHS FDS EURO STOXX 50 78463X202 3732 79984 SH SOLE 0 0 0 79984 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 403 11033 SH SOLE 0 0 0 11033 SPDR S&P 500 ETF TR TR UNIT 78462F103 9581 20172 SH SOLE 0 0 0 20172 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 500 965 SH SOLE 0 0 0 965 SPDR SER TR PORTFLI INTRMDIT 78464A672 354 11035 SH SOLE 0 0 0 11035 SPDR SER TR PORTFOLIO S&P500 78464A854 13414 240272 SH SOLE 0 0 0 240272 SPDR SER TR PORTFLI MORTGAGE 78464A383 682 26875 SH SOLE 0 0 0 26875 SPDR SER TR PORTFOLIO S&P600 78468R853 8808 197089 SH SOLE 0 0 0 197089 SPDR SER TR PRTFLO S&P500 HI 78468R788 246 5842 SH SOLE 0 0 0 5842 SPDR SER TR S&P BK ETF 78464A797 690 12655 SH SOLE 0 0 0 12655 SPDR SER TR NUVEEN BLMBRG SH 78468R739 928 18870 SH SOLE 0 0 0 18870 SPDR SER TR PORTFOLIO S&P400 78464A847 7195 144649 SH SOLE 0 0 0 144649 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 477 10460 SH SOLE 0 0 0 10460 STANLEY BLACK & DECKER INC COM 854502101 809 4291 SH SOLE 0 0 0 4291 STARBUCKS CORP COM 855244109 2083 17807 SH SOLE 0 0 0 17807 SUN CMNTYS INC COM 866674104 3057 14560 SH SOLE 0 0 0 14560 TARGET CORP COM 87612E106 2062 8908 SH SOLE 0 0 0 8908 TESLA INC COM 88160R101 1817 1719 SH SOLE 0 0 0 1719 TEXAS INSTRS INC COM 882508104 296 1573 SH SOLE 0 0 0 1573 TEXTRON INC COM 883203101 252 3270 SH SOLE 0 0 0 3270 TJX COS INC NEW COM 872540109 353 4654 SH SOLE 0 0 0 4654 TRAVELERS COMPANIES INC COM 89417E109 1661 10617 SH SOLE 0 0 0 10617 TRUIST FINL CORP COM 89832Q109 763 13028 SH SOLE 0 0 0 13028 UNION PAC CORP COM 907818108 919 3647 SH SOLE 0 0 0 3647 UNITED PARCEL SERVICE INC CL B 911312106 302 1407 SH SOLE 0 0 0 1407 UNITED RENTALS INC COM 911363109 332 1000 SH SOLE 0 0 0 1000 UNITEDHEALTH GROUP INC COM 91324P102 258 514 SH SOLE 0 0 0 514 US BANCORP DEL COM NEW 902973304 246 4377 SH SOLE 0 0 0 4377 V F CORP COM 918204108 835 11402 SH SOLE 0 0 0 11402 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 573 9180 SH SOLE 0 0 0 9180 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 13387 157963 SH SOLE 0 0 0 157963 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8483 104949 SH SOLE 0 0 0 104949 VANGUARD BD INDEX FDS INTERMED TERM 921937819 553 6312 SH SOLE 0 0 0 6312 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 870 17417 SH SOLE 0 0 0 17417 VANGUARD INDEX FDS LARGE CAP ETF 922908637 336 1519 SH SOLE 0 0 0 1519 VANGUARD INDEX FDS VALUE ETF 922908744 1903 12936 SH SOLE 0 0 0 12936 VANGUARD INDEX FDS MID CAP ETF 922908629 1076 4224 SH SOLE 0 0 0 4224 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4575 39436 SH SOLE 0 0 0 39436 VANGUARD INDEX FDS SML CP GRW ETF 922908595 334 1184 SH SOLE 0 0 0 1184 VANGUARD INDEX FDS SMALL CP ETF 922908751 21139 93532 SH SOLE 0 0 0 93532 VANGUARD INDEX FDS GROWTH ETF 922908736 763 2377 SH SOLE 0 0 0 2377 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1714 3926 SH SOLE 0 0 0 3926 VANGUARD INDEX FDS TOTAL STK MKT 922908769 39933 165394 SH SOLE 0 0 0 165394 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1791 36215 SH SOLE 0 0 0 36215 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 13513 125780 SH SOLE 0 0 0 125780 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6464 105480 SH SOLE 0 0 0 105480 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 357 2662 SH SOLE 0 0 0 2662 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2485 45263 SH SOLE 0 0 0 45263 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 803 8657 SH SOLE 0 0 0 8657 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5989 90108 SH SOLE 0 0 0 90108 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2535 41675 SH SOLE 0 0 0 41675 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 14833 182536 SH SOLE 0 0 0 182536 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1192 6941 SH SOLE 0 0 0 6941 VANGUARD STAR FDS VG TL INTL STK F 921909768 16931 266339 SH SOLE 0 0 0 266339 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4317 84541 SH SOLE 0 0 0 84541 VANGUARD WELLINGTON FD US VALUE FACTR 921935805 1077 10253 SH SOLE 0 0 0 10253 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 231 2164 SH SOLE 0 0 0 2164 VANGUARD WORLD FDS INF TECH ETF 92204A702 52196 113923 SH SOLE 0 0 0 113923 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1509 4430 SH SOLE 0 0 0 4430 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 3488 17186 SH SOLE 0 0 0 17186 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 12914 133730 SH SOLE 0 0 0 133730 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 4129 30462 SH SOLE 0 0 0 30462 VANGUARD WORLD FDS UTILITIES ETF 92204A876 2733 17477 SH SOLE 0 0 0 17477 VANGUARD WORLD FDS MATERIALS ETF 92204A801 881 4474 SH SOLE 0 0 0 4474 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 20981 78750 SH SOLE 0 0 0 78750 VANGUARD WORLD FDS ENERGY ETF 92204A306 1562 20122 SH SOLE 0 0 0 20122 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1370 6853 SH SOLE 0 0 0 6853 VERIZON COMMUNICATIONS INC COM 92343V104 1840 35412 SH SOLE 0 0 0 35412 VISA INC COM CL A 92826C839 2571 11865 SH SOLE 0 0 0 11865 WALMART INC COM 931142103 1658 11460 SH SOLE 0 0 0 11460 WASTE MGMT INC DEL COM 94106L109 1670 10007 SH SOLE 0 0 0 10007 WD 40 CO COM 929236107 269 1100 SH SOLE 0 0 0 1100 WORLD GOLD TR SPDR GLD MINIS 98149E204 586 32250 SH SOLE 0 0 0 32250 YUM BRANDS INC COM 988498101 2400 17287 SH SOLE 0 0 0 17287 YUM CHINA HLDGS INC COM 98850P109 408 8191 SH SOLE 0 0 0 8191 ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 595 1000 SH SOLE 0 0 0 1000