NATIONWIDE

VLI SEPARATE

ACCOUNT-6

Annual Report

to

Contract Owners

December 31, 2017

NATIONWIDE LIFE INSURANCE COMPANY

HOME OFFICE: COLUMBUS, OHIO

Report of Independent Registered Public Accounting Firm

The Board of Directors of Nationwide Life Insurance Company and subsidiaries and

Contract Owners of Nationwide VLI Separate Account-6:

Opinion on the Financial Statements

We have audited the accompanying statement of assets, liabilities and contract owners’ equity of Nationwide VLI Separate Account-6 (comprised of the sub-accounts listed in the Appendix, (collectively, “the Accounts”)), as of December 31, 2017, and the related statements of operations for the year or period then ended indicated in the Appendix, the statements of changes in contract owners’ equity for each of the years or periods in the two-year period then ended indicated in the Appendix, and the related notes (collectively, the “financial statements”) and the financial highlights for each of the years or periods in the five-year period then ended. In our opinion, the financial statements and financial highlights present fairly, in all material respects, the financial position of the Accounts as of December 31, 2017, the results of their operations for the year or period then ended, the changes in contract owners’ equity for each of the years or periods in the two-year period then ended, and the financial highlights for each of the years or periods in the five-year period then ended, in conformity with U.S. generally accepted accounting principles.

Basis for Opinion

These financial statements and financial highlights are the responsibility of the Accounts’ management. Our responsibility is to express an opinion on these financial statements and financial highlights based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (“PCAOB”) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements and financial highlights are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements and financial highlights, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements and financial highlights. Such procedures also included confirmation of securities owned as of December 31, 2017, by correspondence with the transfer agents of the underlying mutual funds or by other appropriate auditing procedures. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements and financial highlights. We believe that our audits provide a reasonable basis for our opinion.

/s/ KPMG LLP

We have not been able to determine the specific year that we began serving as the auditor of one or more Nationwide Life Insurance Company and subsidiaries separate account investment companies, however we are aware that we have served as the auditor of one or more Nationwide Life Insurance Company and subsidiaries separate account investment companies since at least 1981.

Columbus, Ohio

March 16, 2018

Appendix

We have audited the following sub-account’s Statement of Operations and Statement of Changes in Contract Owners’ Equity for the periods indicated.

Sub-account	Financial Statement	Period
Nationwide Funds Group NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)
	Statement of Operations	January 3, 2017 to December 31, 2017
	Statement of Changes in Contract Owners’ Equity	January 3, 2017 to December 31, 2017

We have audited the following sub-accounts’ Statements of Operations for the year ended December 31, 2017 and Statements of Changes in Contract Owners’ Equity for each of the years in the two-year period ended December 31, 2017.

AMERICAN CENTURY INVESTORS, INC.

  VP Income & Growth Fund - Class I (ACVIG)

  VP Income & Growth Fund - Class II (ACVIG2)

  VP Ultra(R) Fund - Class I (ACVU1)

  VP Ultra(R) Fund - Class II (ACVU2)

  VP Value Fund - Class I (ACVV)

  VP Value Fund - Class II (ACVV2)

FIDELITY INVESTMENTS

  Contrafund(R)Portfolio - Service Class 2 (FC2)

  VIP Equity-Income Portfolio - Service Class 2 (FEI2)

  VIP Growth Portfolio - Service Class 2 (FG2)

NATIONWIDE FUNDS GROUP

  Federated NVIT High Income Bond Fund - Class I (HIBF)

  NVIT Nationwide Fund - Class I (TRF)

  NVIT Government Bond Fund - Class I (GBF)

  NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)

  NVIT Investor Destinations Conservative Fund - Class II (GVIDC)

  NVIT Investor Destinations Moderate Fund - Class II (GVIDM)

  NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)

  NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)

  NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)

  NVIT Multi-Manager Small Cap Growth Fund - Class I (SCGF)

  NVIT Multi-Manager Small Cap Value Fund - Class I (SCVF)

  NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)

  NVIT Multi-Manager Small Company Fund - Class I (SCF)

  NVIT Multi-Manager Small Company Fund - Class II (SCF2)

  NVIT Money Market Fund - Class II (NVMM2)

GUGGENHEIM INVESTMENTS

  Variable Fund - Long Short Equity Fund (RSRF)

  Variable Trust - Banking Fund (RBKF)

  Variable Trust - Basic Materials Fund (RBMF)

  Variable Trust - Biotechnology Fund (RBF)

  Variable Trust - Commodities Strategy Fund (RVCMD)

  Variable Trust - Consumer Products Fund (RCPF)

  Variable Trust - Dow 2x Strategy Fund (RVLDD)

  Variable Trust - Electronics Fund (RELF)

  Variable Trust - Energy Fund (RENF)

  Variable Trust - Energy Services Fund (RESF)

  Variable Trust - Europe 1.25x Strategy Fund (RLCE)

  Variable Trust - Financial Services Fund (RFSF)

  Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)

  Variable Trust - Health Care Fund (RHCF)

  Variable Trust - Internet Fund (RINF)

  Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)

  Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)

  Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)

  Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)

  Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)

  Variable Trust - Inverse S&P 500 Strategy Fund (RUF)

  Variable Trust - Japan 2x Strategy Fund (RLCJ)

  Variable Trust - Leisure Fund (RLF)

  Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)

  Variable Fund - Multi-Hedge Strategies (RVARS)

  Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)

  Variable Trust - NASDAQ-100(R) Fund (ROF)

  Variable Trust - Nova Fund (RNF)

  Variable Trust - Precious Metals Fund (RPMF)

  Variable Trust - Real Estate Fund (RREF)

  Variable Trust - Retailing Fund (RRF)

  Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)

  Variable Trust - S&P 500 2x Strategy Fund (RTF)

  Variable Trust - S&P 500 Pure Growth Fund (RVLCG)

  Variable Trust - S&P 500 Pure Value Fund (RVLCV)

  Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)

  Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)

  Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)

  Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)

  Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)

  Variable Trust - Technology Fund (RTEC)

  Variable Trust - Telecommunications Fund (RTEL)

  Variable Trust - Transportation Fund (RTRF)

  Variable Trust - Utilities Fund (RUTL)

  Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2017

Assets:
Investments at fair value:
VP Income & Growth Fund - Class I (ACVIG)
100,022 shares (cost $942,355)	$	1,071,238
VP Income & Growth Fund - Class II (ACVIG2)
320 shares (cost $2,376)		3,429
VP Ultra(R) Fund - Class I (ACVU1)
18,901 shares (cost $288,055)		365,544
VP Ultra(R) Fund - Class II (ACVU2)
1,270 shares (cost $13,757)		24,154
VP Value Fund - Class I (ACVV)
53,319 shares (cost $512,069)		597,704
VP Value Fund - Class II (ACVV2)
2,613 shares (cost $17,357)		29,318
Contrafund(R)Portfolio - Service Class 2 (FC2)
27,408 shares (cost $916,867)		1,015,458
VIP Equity-Income Portfolio - Service Class 2 (FEI2)
17,358 shares (cost $372,943)		404,800
VIP Growth Portfolio - Service Class 2 (FG2)
4,558 shares (cost $287,579)		332,106
Federated NVIT High Income Bond Fund - Class I (HIBF)
155,408 shares (cost $1,059,215)		1,024,138
NVIT Nationwide Fund - Class I (TRF)
7,181 shares (cost $120,960)		137,228
NVIT Government Bond Fund - Class I (GBF)
50,569 shares (cost $564,156)		541,590
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)
57,871 shares (cost $730,220)		787,050
NVIT Investor Destinations Conservative Fund - Class II (GVIDC)
24,694 shares (cost $247,993)		248,919
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)
108,954 shares (cost $1,387,911)		1,418,586
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)
76,648 shares (cost $1,050,639)		1,081,504
NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)
22,895 shares (cost $260,879)		260,312
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)
18 shares (cost $203)		224
NVIT Multi-Manager Small Cap Growth Fund - Class I (SCGF)
15,563 shares (cost $273,132)		300,516
NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)
1 shares (cost $11)		12
NVIT Multi-Manager Small Cap Value Fund - Class I (SCVF)
5,125 shares (cost $77,372)		78,622
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)
96 shares (cost $1,096)		1,435
NVIT Multi-Manager Small Company Fund - Class I (SCF)
4,434 shares (cost $91,088)		100,389
NVIT Multi-Manager Small Company Fund - Class II (SCF2)
1,209 shares (cost $23,341)		25,947
NVIT Money Market Fund - Class II (NVMM2)
9,776,688 shares (cost $9,776,688)		9,776,688
Variable Fund - Long Short Equity Fund (RSRF)
18,818 shares (cost $313,314)		331,014
Variable Trust - Banking Fund (RBKF)
1,894 shares (cost $175,484)		180,264
Variable Trust - Basic Materials Fund (RBMF)
2,614 shares (cost $203,874)		212,466
Variable Trust - Biotechnology Fund (RBF)
3,286 shares (cost $278,847)		284,313
Variable Trust - Commodities Strategy Fund (RVCMD)

273 shares (cost $23,252)	$	23,832
Variable Trust - Consumer Products Fund (RCPF)
5,341 shares (cost $338,527)		354,100
Variable Trust - Dow 2x Strategy Fund (RVLDD)
2,058 shares (cost $321,828)		352,705
Variable Trust - Electronics Fund (RELF)
3,288 shares (cost $250,013)		262,681
Variable Trust - Energy Fund (RENF)
2,863 shares (cost $195,105)		213,480
Variable Trust - Energy Services Fund (RESF)
1,652 shares (cost $87,799)		95,130
Variable Trust - Europe 1.25x Strategy Fund (RLCE)
4,160 shares (cost $419,551)		435,394
Variable Trust - Financial Services Fund (RFSF)
3,604 shares (cost $304,247)		304,391
Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)
15,462 shares (cost $490,903)		491,533
Variable Trust - Health Care Fund (RHCF)
8,289 shares (cost $500,940)		517,389
Variable Trust - Internet Fund (RINF)
3,203 shares (cost $270,041)		278,157
Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)
631 shares (cost $28,124)		25,522
Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)
174 shares (cost $16,826)		16,510
Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)
27 shares (cost $1,841)		1,838
Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)
94 shares (cost $5,537)		5,579
Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)
118 shares (cost $7,260)		7,225
Variable Trust - Inverse S&P 500 Strategy Fund (RUF)
25 shares (cost $1,752)		1,757
Variable Trust - Japan 2x Strategy Fund (RLCJ)
2,426 shares (cost $209,803)		244,621
Variable Trust - Leisure Fund (RLF)
6,016 shares (cost $582,937)		591,446
Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)
12,729 shares (cost $286,643)		297,486
Variable Fund - Multi-Hedge Strategies (RVARS)
11,571 shares (cost $282,676)		287,318
Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)
28,034 shares (cost $1,662,923)		1,820,819
Variable Trust - NASDAQ-100(R) Fund (ROF)
22,870 shares (cost $844,187)		885,062
Variable Trust - Nova Fund (RNF)
3,845 shares (cost $397,012)		434,466
Variable Trust - Precious Metals Fund (RPMF)
10,048 shares (cost $306,938)		304,441
Variable Trust - Real Estate Fund (RREF)
10,422 shares (cost $402,366)		408,764
Variable Trust - Retailing Fund (RRF)
7,212 shares (cost $529,194)		536,303
Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)
7,691 shares (cost $555,296)		573,618
Variable Trust - S&P 500 2x Strategy Fund (RTF)
1,312 shares (cost $319,112)		320,531
Variable Trust - S&P 500 Pure Growth Fund (RVLCG)
23,027 shares (cost $1,063,321)		1,157,547
Variable Trust - S&P 500 Pure Value Fund (RVLCV)
16,740 shares (cost $964,188)		1,034,871
Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)
23,979 shares (cost $832,373)		942,600
Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)

9,876 shares (cost $497,172)	$	491,617
Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)
10,141 shares (cost $530,605)		557,136
Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)
4,174 shares (cost $271,085)		277,465
Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)
306 shares (cost $11,892)		10,862
Variable Trust - Technology Fund (RTEC)
3,822 shares (cost $367,997)		369,545
Variable Trust - Telecommunications Fund (RTEL)
1,182 shares (cost $65,939)		69,124
Variable Trust - Transportation Fund (RTRF)
1,518 shares (cost $121,195)		130,743
Variable Trust - Utilities Fund (RUTL)
15,616 shares (cost $448,049)		436,774
Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)
44 shares (cost $3,012)		2,963
Total Investments	$	36,208,313
Other Accounts Receivable		1
Accounts Receivable - VP Income & Growth Fund - Class II (ACVIG2)		13
Accounts Receivable - VP Value Fund - Class II (ACVV2)		13
Accounts Receivable - NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)		14
Accounts Receivable - NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)		6
Accounts Receivable - NVIT Multi-Manager Small Company Fund - Class II (SCF2)		15
Accounts Receivable - Variable Trust - Dow 2x Strategy Fund (RVLDD)		22
Accounts Receivable - Variable Trust - Internet Fund (RINF)		21
Accounts Receivable - Variable Trust - Nova Fund (RNF)		20
Accounts Payable - NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)		(12	)
Accounts Payable - Variable Trust - Inverse S&P 500 Strategy Fund (RUF)		(1	)
Accounts Payable - Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)		(4	)
Accounts Payable - Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)		(1	)
	$	36,208,420
Contract Owners’ Equity:
Accumulation units		36,208,420
Total Contract Owners’ Equity (note 8)	$	36,208,420

See accompanying notes to financial statements.

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2017

Investment Activity:	Total		ACVIG		ACVIG2			ACVU1		ACVU2			ACVV		ACVV2		FC2
Reinvested dividends	$	265,633		22,751		81			1,206		49			9,128		421		7,597
Net investment income (loss)		265,633		22,751		81			1,206		49			9,128		421		7,597
Realized gain (loss) on investments		1,794,163		15,416		685			2,479		212			24,558		218		4,301
Change in unrealized gain (loss) on investments		1,193,062		116,521		(160	)		67,704		4,643			13,396		1,697		133,151
Net gain (loss) on investments		2,987,225		131,937		525			70,183		4,855			37,954		1,915		137,452
Reinvested capital gains		926,658		21,697		136			15,339		1,014			-		-		54,889
Net increase (decrease) in contract owners’ equity resulting from operations	$	4,179,516		176,385		742			86,728		5,918			47,082		2,336		199,938
Investment Activity:	FEI2		FG2		HIBF			TRF		GBF			GVIDA		GVIDC		GVIDM
Reinvested dividends	$	5,830		181		57,444			1,321		11,667			11,508		4,721		24,303
Net investment income (loss)		5,830		181		57,444			1,321		11,667			11,508		4,721		24,303
Realized gain (loss) on investments		2,294		3,641		12,368			895		(7,622	)		6,147		2,458		(11,272	)
Change in unrealized gain (loss) on investments		35,596		55,595		(123	)		13,889		8,277			54,893		1,249		72,710
Net gain (loss) on investments		37,890		59,236		12,245			14,784		655			61,040		3,707		61,438
Reinvested capital gains		9,423		16,659		-			-		-			53,232		4,238		80,723
Net increase (decrease) in contract owners’ equity resulting from operations	$	53,143		76,076		69,689			16,105		12,322			125,780		12,666		166,464

Investment Activity:	GVDMA			GVDMC			NVMMG1		SCGF			SCGF2		SCVF			SCVF2			SCF
Reinvested dividends	$	17,830			4,733			-		-			-		388			4			-
Net investment income (loss)		17,830			4,733			-		-			-		388			4			-
Realized gain (loss) on investments		12,005			(393	)		-		25,968			-		16,079			4			(1,773	)
Change in unrealized gain (loss) on investments		82,553			6,879			39		29,830			2		(9,030	)		41			8,327
Net gain (loss) on investments		94,558			6,486			39		55,798			2		7,049			45			6,554
Reinvested capital gains		69,051			10,664			10		1,775			-		3,650			67			5,915
Net increase (decrease) in contract owners’ equity resulting from operations	$	181,439			21,883			49		57,573			2		11,087			116			12,469
Investment Activity:	SCF2			NVMM2			RSRF		RBKF			RBMF		RBF			RVCMD			RCPF
Reinvested dividends	$	-			22,071			455		734			1,232		-			-			2,626
Net investment income (loss)		-			22,071			455		734			1,232		-			-			2,626
Realized gain (loss) on investments		(44	)		-			1,897		22,502			14,390		50,240			(1,890	)		18,289
Change in unrealized gain (loss) on investments		1,343			-			16,263		(12,276	)		8,369		15,552			260			11,754
Net gain (loss) on investments		1,299			-			18,160		10,226			22,759		65,792			(1,630	)		30,043
Reinvested capital gains		1,745			-			-		-			598		-			-			7,395
Net increase (decrease) in contract owners’ equity resulting from operations	$	3,044			22,071			18,615		10,960			24,589		65,792			(1,630	)		40,064

Investment Activity:	RVLDD		RELF			RENF			RESF			RLCE			RFSF			RUGB			RHCF
Reinvested dividends	$	183		-			1,423			-			3,438			1,188			5,572			-
Net investment income (loss)		183		-			1,423			-			3,438			1,188			5,572			-
Realized gain (loss) on investments		137,554		35,078			(55,543	)		(18,976	)		47,650			52,349			74,163			50,257
Change in unrealized gain (loss) on investments		18,174		2,330			(13,375	)		(14,644	)		18,089			(172	)		(6,678	)		13,169
Net gain (loss) on investments		155,728		37,408			(68,918	)		(33,620	)		65,739			52,177			67,485			63,426
Reinvested capital gains		6,394		-			-			-			-			-			-			18,048
Net increase (decrease) in contract owners’ equity resulting from operations	$	162,305		37,408			(67,495	)		(33,620	)		69,177			53,365			73,057			81,474
Investment Activity:	RINF		RVIDD			RJNF			RVIMC			RAF			RVISC			RUF			RLCJ
Reinvested dividends	$	-		-			-			-			-			-			-			-
Net investment income (loss)		-		-			-			-			-			-			-			-
Realized gain (loss) on investments		43,450		(30,137	)		(2,964	)		(448	)		(3,804	)		(1,396	)		(401	)		75,946
Change in unrealized gain (loss) on investments		7,804		11,326			(26,805	)		(6	)		(67	)		203			66			31,867
Net gain (loss) on investments		51,254		(18,811	)		(29,769	)		(454	)		(3,871	)		(1,193	)		(335	)		107,813
Reinvested capital gains		832		-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	52,086		(18,811	)		(29,769	)		(454	)		(3,871	)		(1,193	)		(335	)		107,813

Investment Activity:	RLF		RMED			RVARS			RVF		ROF			RNF		RPMF			RREF
Reinvested dividends	$	233		-			-			-		-			207		18,820			10,462
Net investment income (loss)		233		-			-			-		-			207		18,820			10,462
Realized gain (loss) on investments		8,763		(85,688	)		(634	)		554,408		118,946			62,577		(136,274	)		30,457
Change in unrealized gain (loss) on investments		9,169		(22,560	)		5,326			140,029		35,426			25,934		76,352			(12,954	)
Net gain (loss) on investments		17,932		(108,248	)		4,692			694,437		154,372			88,511		(59,922	)		17,503
Reinvested capital gains		186		182,701			-			16,376		55,568			18,235		-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	18,351		74,453			4,692			710,813		209,940			106,953		(41,102	)		27,965
Investment Activity:	RRF		RMEK			RTF			RVLCG		RVLCV			RVMCG		RVMCV			RVSCG
Reinvested dividends	$	-		-			-			-		7,488			-		-			-
Net investment income (loss)		-		-			-			-		7,488			-		-			-
Realized gain (loss) on investments		1,034		129,430			98,832			99,068		98,538			48,761		29,075			7,979
Change in unrealized gain (loss) on investments		7,958		20,610			(1,767	)		105,720		(9,380	)		97,062		(47,586	)		29,414
Net gain (loss) on investments		8,992		150,040			97,065			204,788		89,158			145,823		(18,511	)		37,393
Reinvested capital gains		-		47,232			9,754			46,069		45,743			-		71,638			23,178
Net increase (decrease) in contract owners’ equity resulting from operations	$	8,992		197,272			106,819			250,857		142,389			145,823		53,127			60,571

Investment Activity:	RVSCV			RVSDL			RTEC			RTEL		RTRF			RUTL			RVWDL
Reinvested dividends	$	-			-			-			1,184		332			6,822			-
Net investment income (loss)		-			-			-			1,184		332			6,822			-
Realized gain (loss) on investments		29,309			(820	)		59,830			1,429		(1,522	)		22,570			1,265
Change in unrealized gain (loss) on investments		(56,991	)		(1,395	)		(4,686	)		856		23,132			(6,859	)		27
Net gain (loss) on investments		(27,682	)		(2,215	)		55,144			2,285		21,610			15,711			1,292
Reinvested capital gains		7,714			226			10,033			1,558		-			6,953			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	(19,968	)		(1,989	)		65,177			5,027		21,942			29,486			1,292

See accompanying notes to financial statements.

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2017 and 2016

	Total						ACVIG						ACVIG2						ACVU1
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	265,633			229,368			22,751			6,845			81			121			1,206			771
Realized gain (loss) on investments		1,794,163			(359,028	)		15,416			(2,467	)		685			216			2,479			(6,538	)
Change in unrealized gain (loss) on investments		1,193,062			1,070,642			116,521			19,425			(160	)		251			67,704			11,250
Reinvested capital gains		926,658			813,711			21,697			2,966			136			121			15,339			9,135
Net increase (decrease) in contract owners’ equity resulting from operations		4,179,516			1,754,693			176,385			26,769			742			709			86,728			14,618
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		1,362,260			1,551,944			47,817			11,415			-			-			12,031			6,236
Transfers between funds		-			-			163,448			609,170			-			-			54,709			102,004
Surrenders (note 6)		(3,388,460	)		(1,892,724	)		(68,956	)		(12,554	)		(2,635	)		(1,272	)		(7,554	)		(10,331	)
Death Benefits (note 4)		(51,059	)		(84,215	)		-			-			-			-			-			-
Net policy repayments (loans) (note 5)		761,030			(292,020	)		(622	)		(16,348	)		(20	)		(34	)		(1,398	)		261
Deductions for surrender charges (note 2)		(12,696	)		(10,623	)		(1,187	)		-			-			-			(6	)		-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(1,610,485	)		(1,660,156	)		(20,510	)		(8,181	)		(195	)		(191	)		(12,365	)		(9,843	)
Asset charges (note 3)		(124,035	)		(125,025	)		(3,127	)		(848	)		(19	)		(18	)		(1,316	)		(912	)
Adjustments to maintain reserves		(4,229	)		78			(11	)		4			24			(1	)		2			3
Net equity transactions		(3,067,674	)		(2,512,741	)		116,852			582,658			(2,845	)		(1,516	)		44,103			87,418
Net change in contract owners’ equity		1,111,842			(758,048	)		293,237			609,427			(2,103	)		(807	)		130,831			102,036
Contract owners’ equity beginning of period		35,096,578			35,854,626			777,995			168,568			5,545			6,352			234,712			132,676
Contract owners’ equity end of period	$	36,208,420			35,096,578			1,071,232			777,995			3,442			5,545			365,543			234,712
CHANGES IN UNITS:
Beginning units		2,553,305			2,649,555			73,470			18,065			219			284			22,356			13,199
Units purchased		296,170			479,244			19,026			59,541			-			-			5,790			11,330
Units redeemed		(683,427	)		(575,494	)		(8,534	)		(4,136	)		(106	)		(65	)		(1,814	)		(2,173	)
Ending units		2,166,048			2,553,305			83,962			73,470			113			219			26,332			22,356

	ACVU2						ACVV						ACVV2						FC2
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	49			35			9,128			8,576			421			398			7,597			5,895
Realized gain (loss) on investments		212			159			24,558			(5,282	)		218			154			4,301			(15,809	)
Change in unrealized gain (loss) on investments		4,643			(155	)		13,396			86,677			1,697			4,155			133,151			2,638
Reinvested capital gains		1,014			730			-			-			-			-			54,889			75,529
Net increase (decrease) in contract owners’ equity resulting from operations		5,918			769			47,082			89,971			2,336			4,707			199,938			68,253
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		-			-			19,380			29,459			-			-			32,243			34,473
Transfers between funds		-			-			(40,897	)		89,321			-			-			(91,779	)		26,156
Surrenders (note 6)		-			-			(14,599	)		(11,023	)		-			-			(36,631	)		(61,001	)
Death Benefits (note 4)		-			-			(1,375	)		-			-			-			(6,071	)		-
Net policy repayments (loans) (note 5)		(254	)		(259	)		257			(161	)		(277	)		(279	)		(18,658	)		2,937
Deductions for surrender charges (note 2)		-			-			(5	)		-			-			-			(126	)		-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(219	)		(219	)		(23,813	)		(24,345	)		(346	)		(471	)		(40,356	)		(39,450	)
Asset charges (note 3)		(77	)		(67	)		(2,339	)		(2,132	)		(106	)		(100	)		(4,137	)		(3,834	)
Adjustments to maintain reserves		5			2			1			(8	)		8			14			4			27
Net equity transactions		(545	)		(543	)		(63,390	)		81,111			(721	)		(836	)		(165,511	)		(40,692	)
Net change in contract owners’ equity		5,373			226			(16,308	)		171,082			1,615			3,871			34,427			27,561
Contract owners’ equity beginning of period		18,785			18,559			614,008			442,926			27,716			23,845			981,050			953,489
Contract owners’ equity end of period	$	24,158			18,785			597,700			614,008			29,331			27,716			1,015,477			981,050
CHANGES IN UNITS:
Beginning units		776			800			53,873			46,821			948			981			31,444			32,923
Units purchased		-			-			1,714			10,807			-			-			1,156			2,239
Units redeemed		(20	)		(24	)		(7,363	)		(3,755	)		(24	)		(33	)		(5,831	)		(3,718	)
Ending units		756			776			48,224			53,873			924			948			26,769			31,444

	FEI2						FG2						HIBF						TRF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	5,830			9,301			181			-			57,444			74,712			1,321			516
Realized gain (loss) on investments		2,294			(8,833	)		3,641			(2,931	)		12,368			108,837			895			583
Change in unrealized gain (loss) on investments		35,596			43,250			55,595			(15,571	)		(123	)		7,852			13,889			3,796
Reinvested capital gains		9,423			29,170			16,659			20,366			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		53,143			72,888			76,076			1,864			69,689			191,401			16,105			4,895
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		33,264			32,789			10,642			10,424			51,307			55,473			1,816			829
Transfers between funds		(111,815	)		(48,119	)		65,334			(16,339	)		(254,604	)		771,106			85,628			(15,182	)
Surrenders (note 6)		(12,655	)		(22,903	)		(2,265	)		(5,784	)		(100,196	)		(34,488	)		(28	)		-
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		-			8,868			(283	)		(273	)		(31,842	)		1,530			38			(44	)
Deductions for surrender charges (note 2)		-			-			-			-			(2,486	)		(246	)		-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(19,918	)		(22,700	)		(14,678	)		(11,485	)		(68,697	)		(67,089	)		(3,832	)		(1,318	)
Asset charges (note 3)		(1,843	)		(1,845	)		(1,222	)		(965	)		(4,749	)		(4,718	)		(353	)		(176	)
Adjustments to maintain reserves		(2	)		(15	)		11			7			-			4			(5	)		3
Net equity transactions		(112,969	)		(53,925	)		57,539			(24,415	)		(411,267	)		721,572			83,264			(15,888	)
Net change in contract owners’ equity		(59,826	)		18,963			133,615			(22,551	)		(341,578	)		912,973			99,369			(10,993	)
Contract owners’ equity beginning of period		464,613			445,650			198,498			221,049			1,365,719			452,746			37,859			48,852
Contract owners’ equity end of period	$	404,787			464,613			332,113			198,498			1,024,141			1,365,719			137,228			37,859
CHANGES IN UNITS:
Beginning units		18,575			20,972			8,135			9,109			123,662			46,798			3,064			4,404
Units purchased		1,285			1,480			2,612			459			5,998			87,681			6,456			73
Units redeemed		(5,494	)		(3,877	)		(651	)		(1,433	)		(42,796	)		(10,817	)		(305	)		(1,413	)
Ending units		14,366			18,575			10,096			8,135			86,864			123,662			9,215			3,064

	GBF						GVIDA						GVIDC						GVIDM
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	11,667			13,229			11,508			11,235			4,721			4,828			24,303			24,355
Realized gain (loss) on investments		(7,622	)		(2,912	)		6,147			(58,540	)		2,458			(7,213	)		(11,272	)		(44,872	)
Change in unrealized gain (loss) on investments		8,277			(11,805	)		54,893			(603	)		1,249			19,280			72,710			27,860
Reinvested capital gains		-			-			53,232			26,783			4,238			5,123			80,723			66,778
Net increase (decrease) in contract owners’ equity resulting from operations		12,322			(1,488	)		125,780			(21,125	)		12,666			22,018			166,464			74,121
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		37,826			48,484			63,606			85,662			10,503			13,832			51,730			55,754
Transfers between funds		1,875			79,658			(6,630	)		(696,046	)		14,015			(44,058	)		259,633			(594,753	)
Surrenders (note 6)		(92,769	)		(27,955	)		(57,700	)		(80,158	)		(4,469	)		(46,302	)		(694,805	)		(4,777	)
Death Benefits (note 4)		-			-			-			(25,568	)		(8,077	)		-			(12,922	)		(15,894	)
Net policy repayments (loans) (note 5)		(21,709	)		15,960			(43,148	)		(46	)		2,239			1,755			399,358			37,338
Deductions for surrender charges (note 2)		(3,626	)		(69	)		-			(3,371	)		-			(745	)		-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(33,873	)		(48,532	)		(46,044	)		(54,405	)		(19,737	)		(25,169	)		(67,371	)		(72,790	)
Asset charges (note 3)		(2,671	)		(3,020	)		(3,113	)		(3,021	)		(1,032	)		(1,551	)		(5,594	)		(5,257	)
Adjustments to maintain reserves		1			(1	)		3			8			2			(2	)		1			6
Net equity transactions		(114,946	)		64,525			(93,026	)		(776,945	)		(6,556	)		(102,240	)		(69,970	)		(600,373	)
Net change in contract owners’ equity		(102,624	)		63,037			32,754			(798,070	)		6,110			(80,222	)		96,494			(526,252	)
Contract owners’ equity beginning of period		644,211			581,174			754,301			1,552,371			242,805			323,027			1,322,092			1,848,344
Contract owners’ equity end of period	$	541,587			644,211			787,055			754,301			248,915			242,805			1,418,586			1,322,092
CHANGES IN UNITS:
Beginning units		40,960			37,226			33,789			76,122			15,055			20,883			66,702			99,913
Units purchased		3,280			8,692			3,234			4,837			1,647			1,090			15,671			5,791
Units redeemed		(10,508	)		(4,958	)		(7,253	)		(47,170	)		(2,098	)		(6,918	)		(18,995	)		(39,002	)
Ending units		33,732			40,960			29,770			33,789			14,604			15,055			63,378			66,702

	GVDMA						GVDMC						NVMMG1						SCGF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	17,830			22,480			4,733			4,500			-			-			-			-
Realized gain (loss) on investments		12,005			(1,330	)		(393	)		(6,696	)		-			356			25,968			(5,631	)
Change in unrealized gain (loss) on investments		82,553			(11,062	)		6,879			7,348			39			(309	)		29,830			1,315
Reinvested capital gains		69,051			92,218			10,664			11,226			10			20			1,775			6,414
Net increase (decrease) in contract owners’ equity resulting from operations		181,439			102,306			21,883			16,378			49			67			57,573			2,098
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		57,360			84,168			9,325			9,566			-			-			5,989			2,153
Transfers between funds		18,311			-			12,382			(2,201	)		-			-			22,790			327,591
Surrenders (note 6)		(321,899	)		(78,715	)		(2	)		(5,543	)		-			(1,395	)		(17,565	)		(111,926	)
Death Benefits (note 4)		-			(15,860	)		-			(7,921	)		-			-			-			-
Net policy repayments (loans) (note 5)		(110,440	)		3,429			7			5			-			-			2,667			3
Deductions for surrender charges (note 2)		(213	)		-			-			(439	)		-			-			-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(39,405	)		(43,392	)		(7,672	)		(8,960	)		(2	)		(26	)		(15,009	)		(2,887	)
Asset charges (note 3)		(4,702	)		(5,031	)		(923	)		(1,009	)		(1	)		(6	)		(967	)		(236	)
Adjustments to maintain reserves		(12	)		20			6			1			6			(4	)		(6	)		4
Net equity transactions		(401,000	)		(55,381	)		13,123			(16,501	)		3			(1,431	)		(2,101	)		214,702
Net change in contract owners’ equity		(219,561	)		46,925			35,006			(123	)		52			(1,364	)		55,472			216,800
Contract owners’ equity beginning of period		1,301,063			1,254,138			225,312			225,435			186			1,550			245,042			28,242
Contract owners’ equity end of period	$	1,081,502			1,301,063			260,318			225,312			238			186			300,514			245,042
CHANGES IN UNITS:
Beginning units		60,743			63,518			12,378			13,091			7			62			20,156			2,516
Units purchased		3,615			4,472			1,194			571			-			-			2,313			27,070
Units redeemed		(21,083	)		(7,247	)		(477	)		(1,284	)		-			(55	)		(2,682	)		(9,430	)
Ending units		43,275			60,743			13,095			12,378			7			7			19,787			20,156

	SCGF2					SCVF						SCVF2						SCF
	2017			2016		2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	-			-		388			4,239			4			5			-			283
Realized gain (loss) on investments		-			-		16,079			(6,574	)		4			2			(1,773	)		(12,100	)
Change in unrealized gain (loss) on investments		2			-		(9,030	)		19,595			41			150			8,327			20,541
Reinvested capital gains		-			-		3,650			5,932			67			119			5,915			13,446
Net increase (decrease) in contract owners’ equity resulting from operations		2			-		11,087			23,192			116			276			12,469			22,170
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		-			-		2,993			3,050			-			-			3,691			5,410
Transfers between funds		-			-		(678,925	)		673,522			-			-			488			(17,341	)
Surrenders (note 6)		-			-		(3,576	)		-			-			-			(9,053	)		(21,497	)
Death Benefits (note 4)		-			-		-			-			-			-			-			-
Net policy repayments (loans) (note 5)		-			-		(100	)		(3	)		-			-			316			1,328
Deductions for surrender charges (note 2)		-			-		-			-			-			-			-			(1,183	)
Redemptions to pay cost of insurance charges and administration charges (note 2)		-			-		(3,385	)		(2,389	)		(24	)		(25	)		(4,614	)		(5,483	)
Asset charges (note 3)		-			-		(534	)		(395	)		(5	)		(4	)		(417	)		(481	)
Adjustments to maintain reserves		(2	)		-		(12	)		10			(4	)		4			-			(4	)
Net equity transactions		(2	)		-		(683,539	)		673,795			(33	)		(25	)		(9,589	)		(39,251	)
Net change in contract owners’ equity		-			-		(672,452	)		696,987			83			251			2,880			(17,081	)
Contract owners’ equity beginning of period		-			-		751,068			54,081			1,358			1,107			97,507			114,588
Contract owners’ equity end of period	$	-			-		78,616			751,068			1,441			1,358			100,387			97,507
CHANGES IN UNITS:
Beginning units		-			-		58,526			5,307			42			43			7,671			11,073
Units purchased		-			-		229			53,462			-			-			360			543
Units redeemed		-			-		(53,138	)		(243	)		(1	)		(1	)		(1,072	)		(3,945	)
Ending units		-			-		5,617			58,526			41			42			6,959			7,671

	SCF2						NVMM2						RSRF						RBKF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	-			22			22,071			-			455			-			734			955
Realized gain (loss) on investments		(44	)		(98	)		-			-			1,897			2,516			22,502			6,598
Change in unrealized gain (loss) on investments		1,343			1,148			-			-			16,263			(2,751	)		(12,276	)		18,858
Reinvested capital gains		1,745			3,254			-			286			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		3,044			4,326			22,071			286			18,615			(235	)		10,960			26,411
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		-			-			402,195			445,964			12,203			12,900			2,014			4,309
Transfers between funds		-			-			(1,069,674	)		(83,144	)		204,383			(20,192	)		39,132			56,138
Surrenders (note 6)		-			-			(1,190,225	)		(427,562	)		(38,470	)		(49,510	)		(464	)		(23,143	)
Death Benefits (note 4)		-			-			(9,935	)		-			-			(18,972	)		-			-
Net policy repayments (loans) (note 5)		(299	)		(279	)		489,678			(157,745	)		19,881			19,737			(159	)		(13	)
Deductions for surrender charges (note 2)		-			-			(3,233	)		(344	)		(7	)		(85	)		-			(30	)
Redemptions to pay cost of insurance charges and administration charges (note 2)		(246	)		(242	)		(512,132	)		(575,385	)		(8,764	)		(10,418	)		(8,157	)		(2,037	)
Asset charges (note 3)		(86	)		(74	)		(30,201	)		(40,362	)		(555	)		(656	)		(607	)		(279	)
Adjustments to maintain reserves		11			4			3			14			1			(4	)		1			(6	)
Net equity transactions		(620	)		(591	)		(1,923,524	)		(838,564	)		188,672			(67,200	)		31,760			34,939
Net change in contract owners’ equity		2,424			3,735			(1,901,453	)		(838,278	)		207,287			(67,435	)		42,720			61,350
Contract owners’ equity beginning of period		23,538			19,803			11,678,137			12,516,415			123,728			191,163			137,538			76,188
Contract owners’ equity end of period	$	25,962			23,538			9,776,684			11,678,137			331,015			123,728			180,258			137,538
CHANGES IN UNITS:
Beginning units		742			765			1,167,788			1,251,639			6,746			10,491			13,430			9,467
Units purchased		-			-			66,202			72,288			10,697			1,105			3,113			7,300
Units redeemed		(19	)		(23	)		(258,450	)		(156,139	)		(1,729	)		(4,850	)		(895	)		(3,337	)
Ending units		723			742			975,540			1,167,788			15,714			6,746			15,648			13,430

	RBMF						RBF						RVCMD						RCPF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	1,232			-			-			-			-			-			2,626			2,902
Realized gain (loss) on investments		14,390			19,740			50,240			(44,769	)		(1,890	)		(9,205	)		18,289			11,376
Change in unrealized gain (loss) on investments		8,369			14,972			15,552			(18,562	)		260			13,312			11,754			5,812
Reinvested capital gains		598			2,486			-			-			-			-			7,395			20,237
Net increase (decrease) in contract owners’ equity resulting from operations		24,589			37,198			65,792			(63,331	)		(1,630	)		4,107			40,064			40,327
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		10,311			12,730			5,940			8,324			3,403			4,871			6,824			11,195
Transfers between funds		(36,378	)		89,359			38,816			29,552			(2,023	)		(6,553	)		180,548			(119,219	)
Surrenders (note 6)		(30,637	)		(8,305	)		(8,463	)		(7,144	)		(459	)		(9,956	)		(24,360	)		(659	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		25,368			(1,444	)		(112	)		(1,054	)		(3,718	)		7,812			12,097			(13,683	)
Deductions for surrender charges (note 2)		-			(804	)		-			(28	)		-			(27	)		-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(12,692	)		(10,736	)		(18,681	)		(15,114	)		(2,919	)		(3,797	)		(11,210	)		(19,820	)
Asset charges (note 3)		(863	)		(708	)		(1,115	)		(756	)		(121	)		(150	)		(912	)		(1,262	)
Adjustments to maintain reserves		(3	)		(6	)		4			(8	)		1			-			8			(10	)
Net equity transactions		(44,894	)		80,086			16,389			13,772			(5,836	)		(7,800	)		162,995			(143,458	)
Net change in contract owners’ equity		(20,305	)		117,284			82,181			(49,559	)		(7,466	)		(3,693	)		203,059			(103,131	)
Contract owners’ equity beginning of period		232,755			115,471			202,139			251,698			31,297			34,990			151,048			254,179
Contract owners’ equity end of period	$	212,450			232,755			284,320			202,139			23,831			31,297			354,107			151,048
CHANGES IN UNITS:
Beginning units		9,048			5,874			5,597			5,599			11,826			14,597			4,401			7,807
Units purchased		371			4,157			1,176			682			1,395			2,036			5,854			610
Units redeemed		(2,618	)		(983	)		(691	)		(684	)		(4,598	)		(4,807	)		(1,004	)		(4,016	)
Ending units		6,801			9,048			6,082			5,597			8,623			11,826			9,251			4,401

	RVLDD						RELF						RENF						RESF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	183			-			-			-			1,423			2,948			-			1,375
Realized gain (loss) on investments		137,554			33,437			35,078			67,983			(55,543	)		(25,681	)		(18,976	)		(57,651	)
Change in unrealized gain (loss) on investments		18,174			37,800			2,330			7,935			(13,375	)		103,583			(14,644	)		76,612
Reinvested capital gains		6,394			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		162,305			71,237			37,408			75,918			(67,495	)		80,850			(33,620	)		20,336
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		9,912			11,420			2,537			4,884			17,710			21,863			10,129			16,072
Transfers between funds		(28,339	)		12,170			46,320			(194,193	)		(100,947	)		(99,204	)		(137,878	)		(1,905	)
Surrenders (note 6)		(19,155	)		(14,023	)		(31,701	)		(18,304	)		(1,041	)		(7,047	)		(592	)		(13,292	)
Death Benefits (note 4)		-			-			-			-			-			-			(1,438	)		-
Net policy repayments (loans) (note 5)		(15,401	)		(11,658	)		23,076			(2,211	)		548			(2,787	)		(148	)		7,577
Deductions for surrender charges (note 2)		(27	)		-			-			-			-			(1,143	)		-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(16,180	)		(15,203	)		(10,756	)		(14,388	)		(19,195	)		(20,223	)		(8,123	)		(10,397	)
Asset charges (note 3)		(1,455	)		(1,146	)		(1,125	)		(1,010	)		(1,222	)		(1,441	)		(614	)		(706	)
Adjustments to maintain reserves		30			(10	)		(7	)		5			(18	)		2			(8	)		6
Net equity transactions		(70,615	)		(18,450	)		28,344			(225,217	)		(104,165	)		(109,980	)		(138,672	)		(2,645	)
Net change in contract owners’ equity		91,690			52,787			65,752			(149,299	)		(171,660	)		(29,130	)		(172,292	)		17,691
Contract owners’ equity beginning of period		261,037			208,250			196,923			346,222			385,130			414,260			267,420			249,729
Contract owners’ equity end of period	$	352,727			261,037			262,675			196,923			213,470			385,130			95,128			267,420
CHANGES IN UNITS:
Beginning units		8,912			9,294			13,492			29,494			15,773			22,288			14,628			16,823
Units purchased		367			1,521			1,482			445			861			1,120			732			1,088
Units redeemed		(1,682	)		(1,903	)		(1,242	)		(16,447	)		(7,307	)		(7,635	)		(8,964	)		(3,283	)
Ending units		7,597			8,912			13,732			13,492			9,327			15,773			6,396			14,628

	RLCE						RFSF						RUGB						RHCF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	3,438			2,338			1,188			1,689			5,572			6,082			-			-
Realized gain (loss) on investments		47,650			(42,983	)		52,349			34,610			74,163			69,532			50,257			(89,088	)
Change in unrealized gain (loss) on investments		18,089			26,026			(172	)		7,330			(6,678	)		12,955			13,169			(11,613	)
Reinvested capital gains		-			-			-			-			-			-			18,048			13,435
Net increase (decrease) in contract owners’ equity resulting from operations		69,177			(14,619	)		53,365			43,629			73,057			88,569			81,474			(87,266	)
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		22,364			19,999			6,710			5,660			6,948			34,595			24,955			15,556
Transfers between funds		161,260			(22,129	)		193,664			(127,732	)		75,958			66,492			116,790			(202,971	)
Surrenders (note 6)		(30,326	)		(1,806	)		(2,251	)		(11,449	)		(8,675	)		(42,399	)		(32,353	)		(24,420	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		38,476			240			(11,784	)		(9,462	)		(4,352	)		(3,350	)		(3,836	)		583
Deductions for surrender charges (note 2)		-			(27	)		-			(9	)		-			(95	)		(243	)		(185	)
Redemptions to pay cost of insurance charges and administration charges (note 2)		(15,832	)		(9,466	)		(11,859	)		(4,113	)		(8,208	)		(13,504	)		(24,692	)		(18,018	)
Asset charges (note 3)		(1,286	)		(760	)		(896	)		(410	)		(1,232	)		(1,980	)		(1,623	)		(1,584	)
Adjustments to maintain reserves		(3	)		(1	)		11			(2	)		(4,336	)		24			8			(4	)
Net equity transactions		174,653			(13,950	)		173,595			(147,517	)		56,103			39,783			79,006			(231,043	)
Net change in contract owners’ equity		243,830			(28,569	)		226,960			(103,888	)		129,160			128,352			160,480			(318,309	)
Contract owners’ equity beginning of period		191,557			220,126			77,436			181,324			362,366			234,014			356,926			675,235
Contract owners’ equity end of period	$	435,387			191,557			304,396			77,436			491,526			362,366			517,406			356,926
CHANGES IN UNITS:
Beginning units		15,451			16,765			5,159			13,992			16,984			10,931			12,451			21,271
Units purchased		15,442			1,710			14,124			436			5,027			8,588			4,410			561
Units redeemed		(3,585	)		(3,024	)		(1,736	)		(9,269	)		(997	)		(2,535	)		(2,170	)		(9,381	)
Ending units		27,308			15,451			17,547			5,159			21,014			16,984			14,691			12,451

	RINF						RVIDD						RJNF						RVIMC
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			-
Realized gain (loss) on investments		43,450			(47,330	)		(30,137	)		(30,444	)		(2,964	)		(21,364	)		(448	)		(1,713	)
Change in unrealized gain (loss) on investments		7,804			35,732			11,326			(4,297	)		(26,805	)		26,555			(6	)		84
Reinvested capital gains		832			12,709			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		52,086			1,111			(18,811	)		(34,741	)		(29,769	)		5,191			(454	)		(1,629	)
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		2,192			2,631			126			1,253			3,395			32,913			61			-
Transfers between funds		101,291			(227,418	)		6,783			9,543			(300,199	)		25,292			130			9,061
Surrenders (note 6)		(823	)		(1,450	)		-			(66	)		(13,484	)		(3,284	)		-			(8,384	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(2,220	)		(1,256	)		4			-			2,594			2,141			-			-
Deductions for surrender charges (note 2)		-			-			-			-			-			-			-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(7,254	)		(10,165	)		(8,382	)		(9,499	)		(2,823	)		(2,046	)		(55	)		(631	)
Asset charges (note 3)		(708	)		(814	)		(261	)		(385	)		(628	)		(320	)		(10	)		(29	)
Adjustments to maintain reserves		24			8			(20	)		(24	)		(1	)		2			2			(2	)
Net equity transactions		92,502			(238,464	)		(1,750	)		822			(311,146	)		54,698			128			15
Net change in contract owners’ equity		144,588			(237,353	)		(20,561	)		(33,919	)		(340,915	)		59,889			(326	)		(1,614	)
Contract owners’ equity beginning of period		133,590			370,943			46,083			80,002			357,424			297,535			2,164			3,778
Contract owners’ equity end of period	$	278,178			133,590			25,522			46,083			16,509			357,424			1,838			2,164
CHANGES IN UNITS:
Beginning units		4,150			12,035			72,164			88,138			112,538			90,927			1,127			1,591
Units purchased		2,590			92			9,507			(3,941	)		2,250			24,130			16			3,608
Units redeemed		(289	)		(7,977	)		(16,204	)		(12,033	)		(109,083	)		(2,519	)		(36	)		(4,072	)
Ending units		6,451			4,150			65,467			72,164			5,705			112,538			1,107			1,127

	RAF						RVISC						RUF						RLCJ
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			-
Realized gain (loss) on investments		(3,804	)		(9,747	)		(1,396	)		(4,094	)		(401	)		(13,895	)		75,946			(8,928	)
Change in unrealized gain (loss) on investments		(67	)		73			203			(884	)		66			(24	)		31,867			10,215
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		(3,871	)		(9,674	)		(1,193	)		(4,978	)		(335	)		(13,919	)		107,813			1,287
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		708			6,554			757			1,999			244			1,013			12,598			11,720
Transfers between funds		(4,376	)		17,468			1,476			(8,442	)		(34	)		18,740			(145,181	)		159,698
Surrenders (note 6)		(21	)		(290	)		-			(8,118	)		(415	)		(22,448	)		(8,763	)		(5,286	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(22	)		(269	)		(85	)		987			(117	)		555			2,707			18
Deductions for surrender charges (note 2)		-			-			-			-			-			-			-			(45	)
Redemptions to pay cost of insurance charges and administration charges (note 2)		(2,431	)		(8,095	)		(780	)		(1,841	)		(301	)		(2,495	)		(14,096	)		(9,124	)
Asset charges (note 3)		(51	)		(152	)		(39	)		(80	)		(21	)		(193	)		(860	)		(543	)
Adjustments to maintain reserves		-			2			-			-			-			(1	)		(9	)		2
Net equity transactions		(6,193	)		15,218			1,329			(15,495	)		(644	)		(4,829	)		(153,604	)		156,440
Net change in contract owners’ equity		(10,064	)		5,544			136			(20,473	)		(979	)		(18,748	)		(45,791	)		157,727
Contract owners’ equity beginning of period		15,642			10,098			7,088			27,561			2,735			21,483			290,401			132,674
Contract owners’ equity end of period	$	5,578			15,642			7,224			7,088			1,756			2,735			244,610			290,401
CHANGES IN UNITS:
Beginning units		9,450			5,522			3,993			12,377			1,076			7,438			16,407			8,160
Units purchased		539			8,854			1,274			592			95			2,442			635			9,176
Units redeemed		(5,516	)		(4,926	)		(563	)		(8,976	)		(335	)		(8,804	)		(7,847	)		(929	)
Ending units		4,473			9,450			4,704			3,993			836			1,076			9,195			16,407

	RLF						RMED						RVARS						RVF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	233			169			-			-			-			201			-			-
Realized gain (loss) on investments		8,763			(82,755	)		(85,688	)		8,205			(634	)		2,389			554,408			(106,859	)
Change in unrealized gain (loss) on investments		9,169			404			(22,560	)		36,919			5,326			(4,157	)		140,029			43,764
Reinvested capital gains		186			505			182,701			37,681			-			-			16,376			50,118
Net increase (decrease) in contract owners’ equity resulting from operations		18,351			(81,677	)		74,453			82,805			4,692			(1,567	)		710,813			(12,977	)
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		1,871			4,536			7,201			8,018			25,026			25,376			21,289			56,702
Transfers between funds		514,526			(2,691	)		(35,064	)		38,001			104,816			(66,765	)		109,748			(200,600	)
Surrenders (note 6)		(306	)		(85	)		(43,925	)		(19,724	)		(9,810	)		(28,253	)		(38,680	)		(20,702	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(1,937	)		(23,025	)		48			(7,822	)		383			533			(23,961	)		(8,881	)
Deductions for surrender charges (note 2)		-			-			(11	)		-			(89	)		(112	)		(29	)		(408	)
Redemptions to pay cost of insurance charges and administration charges (note 2)		(4,572	)		(2,427	)		(17,009	)		(14,656	)		(5,428	)		(7,263	)		(43,636	)		(33,496	)
Asset charges (note 3)		(322	)		(252	)		(1,322	)		(1,124	)		(476	)		(769	)		(4,921	)		(2,754	)
Adjustments to maintain reserves		2			27			25			-			(3	)		(1	)		(7	)		(16	)
Net equity transactions		509,262			(23,917	)		(90,057	)		2,693			114,419			(77,254	)		19,803			(210,155	)
Net change in contract owners’ equity		527,613			(105,594	)		(15,604	)		85,498			119,111			(78,821	)		730,616			(223,132	)
Contract owners’ equity beginning of period		63,848			169,442			313,101			227,603			168,207			247,028			1,090,198			1,313,330
Contract owners’ equity end of period	$	591,461			63,848			297,497			313,101			287,318			168,207			1,820,814			1,090,198
CHANGES IN UNITS:
Beginning units		2,133			6,202			7,674			7,232			16,540			24,173			19,293			25,472
Units purchased		14,532			154			235			1,831			12,226			2,505			1,183			1,105
Units redeemed		(214	)		(4,223	)		(1,954	)		(1,389	)		(1,515	)		(10,138	)		(1,464	)		(7,284	)
Ending units		16,451			2,133			5,955			7,674			27,251			16,540			19,012			19,293

	ROF						RNF						RPMF						RREF
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	-			-			207			-			18,820			-			10,462			3,487
Realized gain (loss) on investments		118,946			(163,621	)		62,577			32,540			(136,274	)		40,053			30,457			19,558
Change in unrealized gain (loss) on investments		35,426			11,817			25,934			19,567			76,352			(44,905	)		(12,954	)		16,726
Reinvested capital gains		55,568			139,108			18,235			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		209,940			(12,696	)		106,953			52,107			(41,102	)		(4,852	)		27,965			39,771
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		33,356			25,503			6,316			6,761			21,933			36,203			25,261			22,424
Transfers between funds		(14,642	)		(157,116	)		21,337			52,360			52,087			103,902			(39,428	)		184,724
Surrenders (note 6)		(32,834	)		(17,913	)		(2,853	)		(10,322	)		(27,217	)		(43,695	)		(55,540	)		(45,266	)
Death Benefits (note 4)		-			-			(2,959	)		-			(4,537	)		-			-			-
Net policy repayments (loans) (note 5)		(1,608	)		(9,579	)		1,318			(5,258	)		(2,173	)		(5,867	)		25,665			7,821
Deductions for surrender charges (note 2)		(195	)		(107	)		(12	)		-			(958	)		(75	)		-			(147	)
Redemptions to pay cost of insurance charges and administration charges (note 2)		(29,560	)		(28,705	)		(19,873	)		(22,401	)		(24,492	)		(39,215	)		(15,995	)		(19,208	)
Asset charges (note 3)		(3,013	)		(3,032	)		(1,395	)		(1,375	)		(1,682	)		(2,324	)		(1,570	)		(1,583	)
Adjustments to maintain reserves		8			3			28			(6	)		2			(3	)		14			(17	)
Net equity transactions		(48,488	)		(190,946	)		1,907			19,759			12,963			48,926			(61,593	)		148,748
Net change in contract owners’ equity		161,452			(203,642	)		108,860			71,866			(28,139	)		44,074			(33,628	)		188,519
Contract owners’ equity beginning of period		723,619			927,261			325,626			253,760			332,578			288,504			442,397			253,878
Contract owners’ equity end of period	$	885,071			723,619			434,486			325,626			304,439			332,578			408,769			442,397
CHANGES IN UNITS:
Beginning units		21,720			29,497			11,010			9,929			37,698			54,127			18,226			11,521
Units purchased		1,059			971			979			2,638			1,036			(6,421	)		1,009			9,342
Units redeemed		(2,518	)		(8,748	)		(841	)		(1,557	)		(6,508	)		(10,008	)		(3,445	)		(2,637	)
Ending units		20,261			21,720			11,148			11,010			32,226			37,698			15,790			18,226

	RRF						RMEK						RTF						RVLCG
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			-
Realized gain (loss) on investments		1,034			9,942			129,430			135,617			98,832			13,347			99,068			(31,986	)
Change in unrealized gain (loss) on investments		7,958			2,821			20,610			26,714			(1,767	)		5,940			105,720			(19,430	)
Reinvested capital gains		-			4,951			47,232			-			9,754			45,943			46,069			55,317
Net increase (decrease) in contract owners’ equity resulting from operations		8,992			17,714			197,272			162,331			106,819			65,230			250,857			3,901
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		6,738			8,723			21,983			18,116			5,159			4,987			38,010			24,507
Transfers between funds		448,132			(143,763	)		(87,890	)		163,381			(48,279	)		53,744			(241,796	)		226,898
Surrenders (note 6)		(10,218	)		(6,930	)		(41,807	)		(19,876	)		(7,092	)		(9,679	)		(47,764	)		(91,493	)
Death Benefits (note 4)		-			-			(2,776	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		2,383			(7,382	)		(21,521	)		(7,439	)		(18,454	)		(2,234	)		18,648			250
Deductions for surrender charges (note 2)		-			-			(9	)		-			(14	)		-			-			(116	)
Redemptions to pay cost of insurance charges and administration charges (note 2)		(2,911	)		(6,255	)		(31,240	)		(20,836	)		(12,958	)		(15,397	)		(52,154	)		(48,782	)
Asset charges (note 3)		(363	)		(783	)		(2,819	)		(1,780	)		(1,153	)		(994	)		(4,219	)		(3,598	)
Adjustments to maintain reserves		7			(15	)		(15	)		6			(6	)		17			22			8
Net equity transactions		443,768			(156,405	)		(166,094	)		131,572			(82,797	)		30,444			(289,253	)		107,674
Net change in contract owners’ equity		452,760			(138,691	)		31,178			293,903			24,022			95,674			(38,396	)		111,575
Contract owners’ equity beginning of period		83,542			222,233			542,437			248,534			296,512			200,838			1,195,958			1,084,383
Contract owners’ equity end of period	$	536,302			83,542			573,615			542,437			320,534			296,512			1,157,562			1,195,958
CHANGES IN UNITS:
Beginning units		3,417			9,117			17,246			10,305			9,156			7,467			49,835			46,350
Units purchased		16,575			438			740			9,000			201			2,723			1,463			9,763
Units redeemed		(549	)		(6,138	)		(2,790	)		(2,059	)		(2,459	)		(1,034	)		(12,522	)		(6,278	)
Ending units		19,443			3,417			15,196			17,246			6,898			9,156			38,776			49,835

	RVLCV						RVMCG						RVMCV						RVSCG
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	7,488			9,825			-			-			-			1,333			-			-
Realized gain (loss) on investments		98,538			(42,533	)		48,761			(92,383	)		29,075			27,981			7,979			52,362
Change in unrealized gain (loss) on investments		(9,380	)		121,389			97,062			82,334			(47,586	)		80,306			29,414			3,422
Reinvested capital gains		45,743			24,867			-			-			71,638			-			23,178			-
Net increase (decrease) in contract owners’ equity resulting from operations		142,389			113,548			145,823			(10,049	)		53,127			109,620			60,571			55,784
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		33,926			20,369			33,717			32,481			8,369			13,768			18,424			18,008
Transfers between funds		(5,353	)		(2,326	)		56,041			177,186			(20,108	)		(5,121	)		41,808			(619,589	)
Surrenders (note 6)		(22,635	)		(55,008	)		(69,472	)		(121,861	)		(2,063	)		(28,829	)		(34,112	)		(16,634	)
Death Benefits (note 4)		-			-			(969	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		(5,683	)		(115	)		27,744			(15,625	)		(7,424	)		(10,784	)		24,889			(58,247	)
Deductions for surrender charges (note 2)		-			(294	)		(155	)		-			-			(142	)		-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(42,903	)		(39,306	)		(43,152	)		(35,547	)		(17,152	)		(19,702	)		(25,453	)		(21,463	)
Asset charges (note 3)		(3,789	)		(3,171	)		(3,335	)		(2,692	)		(1,483	)		(1,481	)		(2,079	)		(1,828	)
Adjustments to maintain reserves		(2	)		(8	)		(9	)		1			(3	)		(7	)		(16	)		15
Net equity transactions		(46,439	)		(79,859	)		410			33,943			(39,864	)		(52,298	)		23,461			(699,738	)
Net change in contract owners’ equity		95,950			33,689			146,233			23,894			13,263			57,322			84,032			(643,954	)
Contract owners’ equity beginning of period		938,922			905,233			796,359			772,465			478,346			421,024			473,100			1,117,054
Contract owners’ equity end of period	$	1,034,872			938,922			942,592			796,359			491,609			478,346			557,132			473,100
CHANGES IN UNITS:
Beginning units		37,945			42,948			28,007			27,900			18,301			20,761			16,932			47,451
Units purchased		1,293			910			3,275			6,753			453			759			1,646			909
Units redeemed		(3,141	)		(5,913	)		(3,369	)		(6,646	)		(2,131	)		(3,219	)		(1,401	)		(31,428	)
Ending units		36,097			37,945			27,913			28,007			16,623			18,301			17,177			16,932

	RVSCV						RVSDL						RTEC						RTEL
	2017			2016			2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			1,184			816
Realized gain (loss) on investments		29,309			(17,452	)		(820	)		(763	)		59,830			19,668			1,429			22,872
Change in unrealized gain (loss) on investments		(56,991	)		78,919			(1,395	)		439			(4,686	)		6,862			856			7,169
Reinvested capital gains		7,714			-			226			523			10,033			8,984			1,558			-
Net increase (decrease) in contract owners’ equity resulting from operations		(19,968	)		61,467			(1,989	)		199			65,177			35,514			5,027			30,857
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		9,380			13,288			2,125			1,883			5,988			5,790			323			2,925
Transfers between funds		(76,392	)		76,033			3,300			2,877			145,775			(492,527	)		2,964			4,756
Surrenders (note 6)		(766	)		(25,763	)		-			(3,527	)		(16,696	)		(3,447	)		-			(7,883	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(5,168	)		(9,477	)		49			(42	)		(22,702	)		(25,903	)		(27	)		(72	)
Deductions for surrender charges (note 2)		-			(138	)		-			-			(65	)		(18	)		-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(11,546	)		(13,969	)		(491	)		(453	)		(16,048	)		(10,096	)		(4,052	)		(8,453	)
Asset charges (note 3)		(1,071	)		(1,149	)		(51	)		(44	)		(1,291	)		(905	)		(271	)		(556	)
Adjustments to maintain reserves		(14	)		12			(8	)		6			6			(9	)		(1	)		(6	)
Net equity transactions		(85,577	)		38,837			4,924			700			94,967			(527,115	)		(1,064	)		(9,289	)
Net change in contract owners’ equity		(105,545	)		100,304			2,935			899			160,144			(491,601	)		3,963			21,568
Contract owners’ equity beginning of period		383,003			282,699			7,923			7,024			209,405			701,006			65,161			43,593
Contract owners’ equity end of period	$	277,458			383,003			10,858			7,923			369,549			209,405			69,124			65,161
CHANGES IN UNITS:
Beginning units		16,004			15,562			819			777			9,991			37,149			4,148			3,258
Units purchased		445			3,223			632			537			5,748			320			285			2,083
Units redeemed		(4,823	)		(2,781	)		(88	)		(495	)		(2,445	)		(27,478	)		(276	)		(1,193	)
Ending units		11,626			16,004			1,363			819			13,294			9,991			4,157			4,148

	RTRF						RUTL						RVWDL
	2017			2016			2017			2016			2017			2016
Investment activity:
Net investment income (loss)	$	332			-			6,822			2,902			-			-
Realized gain (loss) on investments		(1,522	)		(9,318	)		22,570			43,177			1,265			(450	)
Change in unrealized gain (loss) on investments		23,132			(6,226	)		(6,859	)		2,954			27			145
Reinvested capital gains		-			24,127			6,953			3,104			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		21,942			8,583			29,486			52,137			1,292			(305	)
Equity transactions:
Purchase payments received from contract owners (notes 2 and 6)		4,616			4,909			15,070			18,630			420			435
Transfers between funds		43,619			(1,791	)		169,399			(5,407	)		(85	)		(11,066	)
Surrenders (note 6)		(28,816	)		(2,212	)		(5,766	)		(58,408	)		(53	)		(9,245	)
Death Benefits (note 4)		-			-			-			-			-			-
Net policy repayments (loans) (note 5)		25,096			668			(2,841	)		(2,718	)		(1	)		8,772
Deductions for surrender charges (note 2)		-			-			-			(191	)		-			-
Redemptions to pay cost of insurance charges and administration charges (note 2)		(6,581	)		(3,713	)		(14,346	)		(12,165	)		(1,100	)		(541	)
Asset charges (note 3)		(467	)		(269	)		(1,180	)		(1,112	)		(25	)		(24	)
Adjustments to maintain reserves		7			4			14			(3	)		1			(3	)
Net equity transactions		37,474			(2,404	)		160,350			(61,374	)		(843	)		(11,672	)
Net change in contract owners’ equity		59,416			6,179			189,836			(9,237	)		449			(11,977	)
Contract owners’ equity beginning of period		71,327			65,148			246,949			256,186			2,513			14,490
Contract owners’ equity end of period	$	130,743			71,327			436,785			246,949			2,962			2,513
CHANGES IN UNITS:
Beginning units		2,451			2,584			8,464			10,215			411			2,163
Units purchased		1,574			230			5,779			665			63			68
Units redeemed		(343	)		(363	)		(758	)		(2,416	)		(68	)		(1,820	)
Ending units		3,682			2,451			13,485			8,464			406			411

See accompanying notes to financial statements.

NATIONWIDE VLI SEPARATE ACCOUNT-6

NOTES TO FINANCIAL STATEMENTS

December 31, 2017

(1) Background and Summary of Significant Accounting Policies

(a) Organization and Nature of Operations

The Nationwide VLI Separate Account-6 (the Separate Account) was established pursuant to a resolution of the Board of Directors of Nationwide Life Insurance Company (the Company) on July, 10 2001, and commenced operations on November 30, 2003. The Separate Account is registered as a unit investment trust under the Investment Company Act of 1940. The Separate Account is an Investment Company and follows accounting and reporting guidance under Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 946, Financial Services - Investment Companies. The Company offers Flexible Premium Variable Universal Life Insurance Policies through the Separate Account.

(b) The Policies

The Separate Account offers variable investment options through life insurance policies intended to provide benefits to the policyholder and/or the beneficiary named by the policyholder. Policy features are described in the applicable prospectus.

With certain exceptions, policyholders may invest in the following:

AMERICAN CENTURY INVESTORS, INC.

VP Income & Growth Fund - Class I (ACVIG)

VP Income & Growth Fund - Class II (ACVIG2)

VP Ultra(R) Fund - Class I (ACVU1)

VP Ultra(R) Fund - Class II (ACVU2)

VP Value Fund - Class I (ACVV)

VP Value Fund - Class II (ACVV2)

FIDELITY INVESTMENTS

Contrafund(R)Portfolio - Service Class 2 (FC2)

VIP Equity-Income Portfolio - Service Class 2 (FEI2)

VIP Growth Portfolio - Service Class 2 (FG2)

NATIONWIDE FUNDS GROUP

Federated NVIT High Income Bond Fund - Class I (HIBF)

NVIT Nationwide Fund - Class I (TRF)

NVIT Nationwide Fund - Class II (TRF2)*

NVIT Government Bond Fund - Class I (GBF)

NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)

NVIT Investor Destinations Conservative Fund - Class II (GVIDC)

NVIT Investor Destinations Moderate Fund - Class II (GVIDM)

NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)

NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)

NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)

NVIT Multi-Manager Small Cap Growth Fund - Class I (SCGF)

NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)*

NVIT Multi-Manager Small Cap Value Fund - Class I (SCVF)

NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)

NVIT Multi-Manager Small Company Fund - Class I (SCF)

NVIT Multi-Manager Small Company Fund - Class II (SCF2)

NVIT Money Market Fund - Class II (NVMM2)

GUGGENHEIM INVESTMENTS

Variable Fund - Long Short Equity Fund (RSRF)

Variable Trust - Banking Fund (RBKF)

Variable Trust - Basic Materials Fund (RBMF)

Variable Trust - Biotechnology Fund (RBF)

Variable Trust - Commodities Strategy Fund (RVCMD)

Variable Trust - Consumer Products Fund (RCPF)

Variable Trust - Dow 2x Strategy Fund (RVLDD)

Variable Trust - Electronics Fund (RELF)

Variable Trust - Energy Fund (RENF)

Variable Trust - Energy Services Fund (RESF)

Variable Trust - Europe 1.25x Strategy Fund (RLCE)

Variable Trust - Financial Services Fund (RFSF)

Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)

Variable Trust - Health Care Fund (RHCF)

Variable Trust - Internet Fund (RINF)

Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)

Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)

Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)

Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)

Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)

Variable Trust - Inverse S&P 500 Strategy Fund (RUF)

Variable Trust - Japan 2x Strategy Fund (RLCJ)

Variable Trust - Leisure Fund (RLF)

Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)

Variable Fund - Multi-Hedge Strategies (RVARS)

Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)

Variable Trust - NASDAQ-100(R) Fund (ROF)

Variable Trust - Nova Fund (RNF)

Variable Trust - Precious Metals Fund (RPMF)

Variable Trust - Real Estate Fund (RREF)

Variable Trust - Retailing Fund (RRF)

Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)

Variable Trust - S&P 500 2x Strategy Fund (RTF)

Variable Trust - S&P 500 Pure Growth Fund (RVLCG)

Variable Trust - S&P 500 Pure Value Fund (RVLCV)

Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)

Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)

Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)

Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)

Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)

Variable Trust - Technology Fund (RTEC)

Variable Trust - Telecommunications Fund (RTEL)

Variable Trust - Transportation Fund (RTRF)

Variable Trust - Utilities Fund (RUTL)

Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)

* At December 31, 2017, policyholders were not invested in this fund.

The Contract Owners’ Equity is affected by the investment results of each fund, equity transactions by policyholders and certain policy and asset charges (see notes 2 and 3). The accompanying financial statements include only policyholders’ purchase payments pertaining to the variable portions of their policies and exclude any purchase payments for fixed dollar benefits, the latter being included in the accounts of the Company.

A policyholder may choose from among a number of different underlying mutual fund options. The underlying mutual fund options are not available to the general public directly. The underlying mutual funds are available as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies or, in some cases, through participation in certain qualified pension or retirement plans.

Some of the underlying mutual funds have been established by investment advisers which manage publicly traded mutual funds having similar names and investment objectives. While some of the underlying mutual funds may be similar to, and may in fact be modeled after, publicly traded mutual funds, the underlying mutual funds are not otherwise directly related to any publicly traded mutual fund. Consequently, the investment performance of publicly traded mutual funds and any corresponding underlying mutual funds may differ substantially.

A purchase payment could be presented as a negative equity transaction in the Statements of Changes in Contract Owners’ Equity if a prior period purchase payment is refunded to a policyholder due to a policy cancellation during the free look period, and/or if a gain is realized by the policyholder during the free look period.

The Company allocates purchase payments to subaccounts and/or the fixed account as instructed by the policyholder. Shares of the subaccounts are purchased at Net Asset Value, then converted into accumulation units. Certain transactions may be subject to conditions imposed by the underlying mutual funds, as well as those set forth in the policy.

(c) Security Valuation, Transactions and Related Investment Income

Investments in underlying mutual funds are valued at the closing Net Asset Value per share at December 31, 2017 of such funds. The cost of investments sold is determined on a first in - first out basis. Investment transactions are accounted for on the trade date (date the order to buy or sell is executed), and dividends and capital gain distributions are accrued as of the ex-dividend date and are reinvested in the underlying mutual funds.

(d) Federal Income Taxes

Operations of the Separate Account form a part of, and are taxed with, operations of the Company, which is taxed as a life insurance company under the provisions of the Internal Revenue Code. The Company does not provide for income taxes within the Separate Account. Taxes are generally the responsibility of the policyholder upon termination or withdrawal.

(e) Use of Estimates in the Preparation of Financial Statements

The preparation of financial statements in conformity with U.S. generally accepted accounting principles may require management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities, if any, at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

(f) Recently Issued Accounting Standards

There are no recently issued accounting standards applicable to the Separate Account.

(g) Subsequent Events

The Company evaluated subsequent events through the date the financial statements were issued with the Securities and Exchange Commission, and no subsequent events have occurred requiring accrual or disclosure.

(h) Securities and Exchange Commission Regulations

On October 13, 2016, the Securities and Exchange Commission amended Regulation S-X, which requires standardized, enhanced disclosure about derivatives in investment company financial statements, as well as other amendments. The compliance date for the amendments to Regulation S-X was August 1, 2017. Management has incorporated the changes necessary to the financial statements and disclosures.

(2) Policy Charges

The Separate Account assesses charges associated with the policy. These charges are either assessed as a direct deduction from premium payments or through a redemption of units from the subaccounts contained within the Separate Account. The assessment of charges varies based on the policy and any additional riders or benefits elected. The additional riders or benefits and related charges specific to each product are described in detail in the applicable prospectus.

Policy Charges
Mortality and Expense Risk Charge/Percent of Subaccount Value Charge - assessed through a redemption of units	Equal, on an annual basis, to 0.05% of the daily value of the assets invested in each fund
Sales Charge/Percent of Premium Charge - assessed through a deduction from premium payments	2.50% of each premium payment
Premium Tax Charge - assessed through a deduction from premium payments	3.50% of each premium payment
Short-Term Trading Fee - assessed through a redemption of units	1% of the dollar amount transferred out of a subaccount within 60 days of being applied to that subaccount
Cost of Insurance Charges (including any flat extra charge) - assessed through a redemption of units	$0.04 - $83.33 per $1,000 of a policy’s net amount at risk
Administrative Charge - assessed through a redemption of units	$10 per policy, per month
Surrender Charge - assessed through a redemption of units	$51.18 per $1,000 of a policy’s specified amount
Policy Loan Interest Charge - assessed through a redemption of units	3.90% of an outstanding policy loan
Illustration/Partial Surrender Fees - assessed through a redemption of units	$25.00 per request
Rider Charges - assessed through a redemption of units monthly, unless otherwise specified.
Adjusted Sales Load Life Insurance Rider Charge	$0.14 for each $1,000 of premium for each 1% of sales load reduction elected
Children’s Term Insurance Rider Charge	$0.43 per $1,000 of the rider’s specified amount
Long-Term Care Rider Charge	$0.02 - $28.65 per $1,000 of the rider’s net amount risk
Spouse Life Insurance Rider Charge	$0.10 - $10.23 per $1,000 of the rider’s specified amount
Accidental Death Benefit Rider Charge	$0.05 - $0.75 per $1,000 of the rider’s specified amount
Waiver of Monthly Deductions Rider Charge	$85 - $850 per $1,000 of the rider’s benefit amount
Premium Waiver Rider Charge	$42 – $315 per $1,000 of the rider’s benefit amount
Additional Protection Rider Charge	$0.01 - $83.33 per $1,000 of the rider’s death benefit
Policy Guard Rider Charge	$1.50 - $42.50 per $1,000 of the policy’s cash value at the time the rider is invoked

For the periods ended December 31, 2017 and 2016, total front-end sales charge deductions were $56,555 and $64,445, respectively and were recognized as a reduction of purchase payments on the Statements of Changes in Contract Owners’ Equity.

(3) Asset Charges

This charge is $0.50 per $1,000 on the first $25,000 of cash value. During the first through fifteenth years from the policy date, the charge is $0.25 per $1,000 of cash value on amounts between $25,001 and $250,000 of cash value. Otherwise, the charge is $0.17 per $1,000 of cash value thereafter. This charge is assessed monthly against each contract by liquidating units.

(4) Death Benefits

Death benefit proceeds result in the redemption of the policy value from the Separate Account and payment of those proceeds, less any outstanding policy loans (and policy charges), to the legal beneficiary. The policies have a minimum required death benefit. The minimum required death benefit is the lowest benefit that will qualify the policy as life insurance under Section 7702 of the Internal Revenue Code.

There are three options a policyholder may choose when determining the death benefit:

1) The death benefit will be the greater of the Specified Amount or minimum required death benefit;

2) The death benefit will be the greater of the Specified Amount plus the cash value as of the date of death, or the minimum required death benefit;

3) The death benefit will be the Specified Amount plus the accumulated premium account (which consists of all premium payments minus all partial surrenders to the date of death) or the minimum required death benefit.

For any death benefit option, the calculation of the minimum required death benefit is shown on a policyholders’ Policy Data Page. Not all death benefit options are available in all states. In the event that the guaranteed death benefit exceeds the policy value on the date of death, the excess is paid by the Company’s general account.

(5) Policy Loans (Net of Repayments)

Contract provisions allow contract owners to borrow 90.0% of a policy’s variable cash surrender value plus 100.0% of a policy’s fixed cash surrender value less the applicable value of any surrender charges. Interest is charged on the outstanding loans and is due and payable in advance on the policy anniversary. In certain circumstances a contract owner may elect to use a Preferred Policy Loan. In this case, the loan value cannot exceed 5% of the policy’s cash surrender value as of the beginning of the year from the policy date. The contract is charged 3.9% interest on the outstanding loan.

At the time the loan is granted, the amount of the loan is transferred from the Separate Account to the Company’s general account as collateral for the outstanding loan. Collateral amounts in the general account are credited with the stated rate of interest in effect at the time the loan is made, subject to a guaranteed minimum rate. Interest credited is paid by the Company’s general account to the Separate Account. Loan repayments result in a transfer of collateral including interest credited back to the Separate Account.

(6) Related Party Transactions

The Company performs various services on behalf of the mutual fund companies in which the Separate Account invests and may receive fees for the services performed. These services include, among other things, shareholder communications, postage, fund transfer agency and various other record keeping and customer service functions. These fees are paid to an affiliate of the Company.

Policyholders may, with certain restrictions, transfer their assets between the Separate Account and a fixed dollar policy (fixed account) maintained in the accounts of the Company. These transfers are the result of the policyholder executing fund exchanges. Fund exchanges from the Separate Account to the fixed account are included in surrenders, and fund exchanges from the fixed account to the Separate Account are included in purchase payments received from policyholders, as applicable, on the accompanying Statements of Changes in Contract Owners’ Equity. Policy loan transactions (note 5), executed at the direction of the policyholder, also result in transfers between the Separate Account and the fixed account of the Company, but are included in Net Policy Repayments (Loans). The fixed account assets are not reflected in the accompanying financial statements. For the periods ended December 31, 2017 and 2016, total transfers to the Separate Account from the fixed account were $1,823,489 and $653,193, respectively, and total transfers from the Separate Account to the fixed account were $1,062,462 and $945,215, respectively.

(7) Fair Value Measurement

FASB ASC 820, Fair Value Measurements and Disclosures, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. In determining fair value, the Separate Account generally uses the market approach as the valuation technique due to the nature of the mutual fund investments offered in the Separate Account. This technique maximizes the use of observable inputs and minimizes the use of unobservable inputs.

In accordance with FASB ASC 820, the Separate Account categorized its financial instruments into a three level hierarchy based on the priority of the inputs to the valuation technique. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If the inputs used to measure fair value fall within different levels of the hierarchy, the category level is based on the lowest priority level input that is significant to the fair value measurement of the instrument in its entirety.

The Separate Account categorizes financial assets recorded at fair value as follows:

• Level 1 – Unadjusted quoted prices accessible in active markets and mutual funds where the value per share (unit) is determined and published and is the basis for current transactions for identical assets or liabilities at the measurement date.

• Level 2 – Unadjusted quoted prices for similar assets or liabilities in active markets or inputs (other than quoted prices) that are observable or that are derived principally from or corroborated by observable market data through correlation or other means.

• Level 3 – Prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Inputs reflect management’s best estimate about the assumptions market participants would use at the measurement date in pricing the asset or liability. Consideration is given to the risk inherent in both the method of valuation and the valuation inputs.

The Separate Account recognizes transfers between fair value hierarchy levels at the reporting period end. There were no transfers between Level 1 and 2 as of December 31, 2017.

The following table summarizes assets measured at fair value on a recurring basis as of December 31, 2017:

	Level 1		Level 2		Level 3		Total
Separate Account Investments	$	36,208,313	$	-	$	-	$	36,208,313

The cost of purchases and proceeds from sales of Investments for the year ended December 31, 2017 are as follows:

	Purchase of Investments		Sales of Investments
VP Income & Growth Fund - Class I (ACVIG)	$	345,393	$	184,084
VP Income & Growth Fund - Class II (ACVIG2)		217		2,869
VP Ultra(R) Fund - Class I (ACVU1)		81,103		20,457
VP Ultra(R) Fund - Class II (ACVU2)		1,062		550
VP Value Fund - Class I (ACVV)		117,617		171,880
VP Value Fund - Class II (ACVV2)		420		729
Contrafund(R)Portfolio - Service Class 2 (FC2)		104,568		207,589
VIP Equity-Income Portfolio - Service Class 2 (FEI2)		53,844		151,570
VIP Growth Portfolio - Service Class 2 (FG2)		125,837		51,469
Federated NVIT High Income Bond Fund - Class I (HIBF)		856,272		1,210,095
NVIT Nationwide Fund - Class I (TRF)		89,861		5,272
NVIT Government Bond Fund - Class I (GBF)		88,161		191,442
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)		119,681		147,970
NVIT Investor Destinations Conservative Fund - Class II (GVIDC)		103,635		101,234
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)		393,410		358,354
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)		140,663		454,772
NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)		35,358		6,843
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)		11		4
NVIT Multi-Manager Small Cap Growth Fund - Class I (SCGF)		249,937		250,257
NVIT Multi-Manager Small Cap Value Fund - Class I (SCVF)		6,997		686,488
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)		71		29
NVIT Multi-Manager Small Company Fund - Class I (SCF)		19,710		23,384
NVIT Multi-Manager Small Company Fund - Class II (SCF2)		1,745		631
NVIT Money Market Fund - Class II (NVMM2)		52,993,098		54,894,532
Variable Fund - Long Short Equity Fund (RSRF)		218,378		29,252
Variable Trust - Banking Fund (RBKF)		2,022,944		1,990,451
Variable Trust - Basic Materials Fund (RBMF)		872,433		915,493
Variable Trust - Biotechnology Fund (RBF)		589,266		572,880
Variable Trust - Commodities Strategy Fund (RVCMD)		105,092		110,928
Variable Trust - Consumer Products Fund (RCPF)		2,261,904		2,088,894
Variable Trust - Dow 2x Strategy Fund (RVLDD)		2,262,244		2,326,313
Variable Trust - Electronics Fund (RELF)		2,174,782		2,146,431
Variable Trust - Energy Fund (RENF)		556,067		658,791
Variable Trust - Energy Services Fund (RESF)		615,102		753,765
Variable Trust - Europe 1.25x Strategy Fund (RLCE)		518,320		340,227
Variable Trust - Financial Services Fund (RFSF)		16,609,440		16,434,667
Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)		14,549,554		14,487,793
Variable Trust - Health Care Fund (RHCF)		2,368,708		2,271,663
Variable Trust - Internet Fund (RINF)		389,796		296,486
Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)		157,398		159,095
Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)		399,578		710,722
Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)		131,733		131,607
Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)		183,954		190,147
Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)		111,730		110,400
Variable Trust - Inverse S&P 500 Strategy Fund (RUF)		122,841		123,484
Variable Trust - Japan 2x Strategy Fund (RLCJ)		311,213		464,807
Variable Trust - Leisure Fund (RLF)		2,574,574		2,064,894

Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)	$	6,078,662	$	5,986,041
Variable Fund - Multi-Hedge Strategies (RVARS)		207,947		93,526
Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)		7,499,531		7,463,344
Variable Trust - NASDAQ-100(R) Fund (ROF)		1,199,939		1,192,867
Variable Trust - Nova Fund (RNF)		798,281		777,959
Variable Trust - Precious Metals Fund (RPMF)		792,511		760,731
Variable Trust - Real Estate Fund (RREF)		411,299		462,443
Variable Trust - Retailing Fund (RRF)		2,202,626		1,758,865
Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)		19,447,616		19,566,462
Variable Trust - S&P 500 2x Strategy Fund (RTF)		3,965,351		4,038,388
Variable Trust - S&P 500 Pure Growth Fund (RVLCG)		931,561		1,174,758
Variable Trust - S&P 500 Pure Value Fund (RVLCV)		759,666		752,873
Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)		471,708		471,290
Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)		3,325,181		3,293,404
Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)		8,192,971		8,146,316
Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)		395,646		473,495
Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)		33,985		28,827
Variable Trust - Technology Fund (RTEC)		10,740,974		10,635,980
Variable Trust - Telecommunications Fund (RTEL)		211,135		209,458
Variable Trust - Transportation Fund (RTRF)		339,279		301,480
Variable Trust - Utilities Fund (RUTL)		1,417,917		1,243,805
Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)		33,051		33,895
	$	175,492,559	$	177,367,901

(8) Financial Highlights

The following tabular presentation is a summary of units, unit fair values, Contract Owners’ Equity outstanding and policy expense rates for variable life policies as of December 31, 2017, and the investment income ratio and total return for each of the periods in the five year period ended December 31, 2017. Total return and investment income ratio for periods with no ending Contract Owners’ Equity were considered to be irrelevant, and therefore are not presented.

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
VP Income & Growth Fund - Class I (ACVIG)
2017		0.00%		83,962	$	12.76	$	1,071,232		2.45%		20.49%
2016		0.00%		73,470		10.59		777,995		2.67%		13.48%
2015		0.00%		18,065		9.33		168,568		1.68%		-6.69%	****
VP Income & Growth Fund - Class II (ACVIG2)
2017		0.00%		113		30.46		3,442		1.92%		20.30%
2016		0.00%		219		25.32		5,545		2.12%		13.20%
2015		0.00%		284		22.37		6,352		1.84%		-5.95%
2014		0.00%		338		23.78		8,038		1.78%		12.33%
2013		0.00%		354		21.17		7,494		1.97%		35.48%
VP Ultra(R) Fund - Class I (ACVU1)
2017		0.00%		26,332		13.88		365,543		0.38%		32.22%
2016		0.00%		22,356		10.50		234,712		0.36%		4.45%
2015		0.00%		13,199		10.05		132,676		0.00%		0.52%	****
VP Ultra(R) Fund - Class II (ACVU2)
2017		0.00%		756		31.95		24,158		0.23%		32.00%
2016		0.00%		776		24.21		18,785		0.19%		4.35%
2015		0.00%		800		23.20		18,559		0.29%		6.05%
2014		0.00%		815		21.87		17,828		0.23%		9.83%
2013		0.00%		873		19.92		17,388		0.38%		36.92%
VP Value Fund - Class I (ACVV)
2017		0.00%		48,224		12.39		597,700		1.61%		8.75%
2016		0.00%		53,873		11.40		614,008		1.76%		20.48%
2015		0.00%		46,821		9.46		442,926		1.69%		-5.40%
VP Value Fund - Class II (ACVV2)
2017		0.00%		924		31.74		29,331		1.50%		8.58%
2016		0.00%		948		29.24		27,716		1.58%		20.28%
2015		0.00%		981		24.31		23,845		1.97%		-4.02%
2014		0.00%		1,073		25.33		27,175		1.41%		12.89%
2013		0.00%		1,255		22.43		28,154		1.48%		31.48%
Contrafund(R)Portfolio - Service Class 2 (FC2)
2017		0.00%		26,769		37.93		1,015,477		0.74%		21.59%
2016		0.00%		31,444		31.20		981,050		0.64%		7.73%
2015		0.00%		32,923		28.96		953,489		0.76%		0.42%
2014		0.00%		1,529		28.84		44,098		0.73%		11.65%
2013		0.00%		1,625		25.83		41,975		0.83%		30.95%
VIP Equity-Income Portfolio - Service Class 2 (FEI2)
2017		0.00%		14,366		28.18		404,787		1.30%		12.65%
2016		0.00%		18,575		25.01		464,613		2.09%		17.71%
2015		0.00%		20,972		21.25		445,650		2.69%		-4.24%
2014		0.00%		1,272		22.19		28,226		2.52%		8.48%
2013		0.00%		1,419		20.46		29,027		2.30%		27.83%
VIP Growth Portfolio - Service Class 2 (FG2)
2017		0.00%		10,096		32.90		332,113		0.07%		34.81%
2016		0.00%		8,135		24.40		198,498		0.00%		0.55%
2015		0.00%		9,109		24.27		221,049		0.05%		6.90%
2014		0.00%		410		22.70		9,307		0.00%		11.01%
2013		0.00%		426		20.45		8,711		0.05%		36.00%
Federated NVIT High Income Bond Fund - Class I (HIBF)
2017		0.00%		86,864		11.79		1,024,141		4.74%		6.76%
2016		0.00%		123,662		11.04		1,365,719		6.14%		14.16%
2015		0.00%		46,798		9.67		452,746		1.56%		-2.61%
2014		0.00%		57,698		9.93		573,139		1.10%		-0.67%	****
NVIT Nationwide Fund - Class I (TRF)
2017		0.00%		9,215		14.89		137,228		1.55%		20.52%
2016		0.00%		3,064		12.36		37,859		1.17%		11.39%
2015		0.00%		4,404		11.09		48,852		0.91%		0.94%
2014		0.00%		3,382		10.99		37,168		0.78%		9.90%

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
NVIT Nationwide Fund - Class II (TRF2)
2013		0.00%		19	$	19.27	$	366		1.00%		30.79%
NVIT Government Bond Fund - Class I (GBF)
2017		0.00%		33,732		16.06		541,587		1.94%		2.08%
2016		0.00%		40,960		15.73		644,211		2.01%		0.74%
2015		0.00%		37,226		15.61		581,174		1.84%		-0.11%
2014		0.00%		35,260		15.63		551,079		1.63%		4.57%
2013		0.00%		471		14.95		7,040		1.94%		-4.06%
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)
2017		0.00%		29,770		26.44		787,055		1.55%		18.43%
2016		0.00%		33,789		22.32		754,301		1.69%		9.47%
2015		0.00%		76,122		20.39		1,552,371		1.39%		-1.00%
2014		0.00%		80,884		20.60		1,666,111		2.02%		4.99%
2013		0.00%		6		19.62		118		1.66%		27.25%
NVIT Investor Destinations Conservative Fund - Class II (GVIDC)
2017		0.00%		14,604		17.04		248,915		2.09%		5.68%
2016		0.00%		15,055		16.13		242,805		1.29%		4.26%
2015		0.00%		20,883		15.47		323,027		1.21%		0.26%
2014		0.00%		45,961		15.43		709,065		0.56%		3.89%
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)
2017		0.00%		63,378		22.38		1,418,586		1.78%		12.93%
2016		0.00%		66,702		19.82		1,322,092		1.81%		7.14%
2015		0.00%		99,913		18.50		1,848,344		2.03%		-0.33%
2014		0.00%		68,553		18.56		1,272,456		2.15%		5.18%
2013		0.00%		208		17.65		3,671		1.73%		16.63%
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)
2017		0.00%		43,275		24.99		1,081,502		1.51%		16.68%
2016		0.00%		60,743		21.42		1,301,063		1.79%		8.48%
2015		0.00%		63,518		19.74		1,254,138		1.60%		-0.73%
2014		0.00%		54,324		19.89		1,080,490		2.11%		4.96%
2013		0.00%		1,239		18.95		23,479		1.67%		22.38%
NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)
2017		0.00%		13,095		19.88		260,318		1.90%		9.21%
2016		0.00%		12,378		18.20		225,312		1.65%		5.70%
2015		0.00%		13,091		17.22		225,435		1.70%		-0.03%
2014		0.00%		13,104		17.23		225,728		1.61%		4.74%
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)
2017		0.00%		7		34.00		238		0.00%		27.74%
2016		0.00%		7		26.62		186		0.00%		6.47%
2015		0.00%		62		25.00		1,550		0.00%		-0.18%
2014		0.00%		64		25.05		1,603		0.00%		4.04%
2013		0.00%		66		24.07		1,589		0.00%		38.94%
NVIT Multi-Manager Small Cap Growth Fund - Class I (SCGF)
2017		0.00%		19,787		15.19		300,514		0.00%		24.92%
2016		0.00%		20,156		12.16		245,042		0.00%		8.30%
2015		0.00%		2,516		11.23		28,242		0.00%		0.76%
2014		0.00%		3,235		11.14		36,041		0.00%		11.41%	****
NVIT Multi-Manager Small Cap Value Fund - Class I (SCVF)
2017		0.00%		5,617		14.00		78,616		0.22%		9.06%
2016		0.00%		58,526		12.83		751,068		2.66%		25.93%
2015		0.00%		5,307		10.19		54,081		0.67%		-6.02%
2014		0.00%		5,335		10.84		57,850		0.29%		8.43%
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)
2017		0.00%		41		35.16		1,441		0.29%		8.75%
2016		0.00%		42		32.33		1,358		0.46%		25.61%
2015		0.00%		43		25.74		1,107		0.47%		-6.29%
2014		0.00%		44		27.46		1,208		0.29%		6.77%
2013		0.00%		45		25.72		1,158		0.63%		40.02%

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
NVIT Multi-Manager Small Company Fund - Class I (SCF)
2017		0.00%		6,959	$	14.43	$	100,387		0.00%		13.49%
2016		0.00%		7,671		12.71		97,507		0.26%		22.83%
2015		0.00%		11,073		10.35		114,588		0.40%		-1.63%
2014		0.00%		11,238		10.52		118,229		0.13%		5.20%
NVIT Multi-Manager Small Company Fund - Class II (SCF2)
2017		0.00%		723		35.91		25,962		0.00%		13.20%
2016		0.00%		742		31.72		23,538		0.11%		22.54%
2015		0.00%		765		25.89		19,803		0.14%		-1.89%
2014		0.00%		779		26.39		20,555		0.00%		0.56%
2013		0.00%		835		26.24		21,911		0.13%		40.55%
NVIT Money Market Fund - Class II (NVMM2)
2017		0.00%		975,540		10.02		9,776,684		0.21%		0.22%
2016		0.00%		1,167,788		10.00		11,678,137		0.00%		0.00%
2015		0.00%		1,251,639		10.00		12,516,415		0.00%		0.00%
2014		0.00%		1,876,183		10.00		18,761,868		0.00%		0.00%
2013		0.00%		1,149,441		10.00		11,494,433		0.00%		0.00%
Variable Fund - Long Short Equity Fund (RSRF)
2017		0.00%		15,714		21.06		331,015		0.33%		14.85%
2016		0.00%		6,746		18.34		123,728		0.00%		0.65%
2015		0.00%		10,491		18.22		191,163		0.00%		1.26%
2014		0.00%		12,203		17.99		219,591		0.00%		2.79%
2013		0.00%		13,379		17.51		234,208		0.00%		17.46%
Variable Trust - Banking Fund (RBKF)
2017		0.00%		15,648		11.52		180,258		0.37%		12.48%
2016		0.00%		13,430		10.24		137,538		1.12%		27.25%
2015		0.00%		9,467		8.05		76,188		0.31%		-4.86%
2014		0.00%		14,742		8.46		124,701		1.47%		3.42%
2013		0.00%		22,760		8.18		186,160		1.19%		29.18%
Variable Trust - Basic Materials Fund (RBMF)
2017		0.00%		6,801		31.24		212,450		0.51%		21.43%
2016		0.00%		9,048		25.72		232,755		0.00%		30.86%
2015		0.00%		5,874		19.66		115,471		0.00%		-17.30%
2014		0.00%		15,246		23.77		362,388		3.38%		-1.81%
2013		0.00%		10,264		24.21		248,478		0.74%		1.25%
Variable Trust - Biotechnology Fund (RBF)
2017		0.00%		6,082		46.75		284,320		0.00%		29.44%
2016		0.00%		5,597		36.12		202,139		0.00%		-19.66%
2015		0.00%		5,599		44.95		251,698		0.00%		8.47%
2014		0.00%		12,219		41.44		506,386		0.00%		32.69%
2013		0.00%		10,731		31.23		335,148		0.00%		54.20%
Variable Trust - Commodities Strategy Fund (RVCMD)
2017		0.00%		8,623		2.76		23,831		0.00%		4.43%
2016		0.00%		11,826		2.65		31,297		0.00%		10.40%
2015		0.00%		14,597		2.40		34,990		0.00%		-33.80%
2014		0.00%		17,975		3.62		65,086		0.00%		-34.01%
2013		0.00%		13,426		5.49		73,668		0.00%		-3.21%
Variable Trust - Consumer Products Fund (RCPF)
2017		0.00%		9,251		38.28		354,107		0.95%		11.53%
2016		0.00%		4,401		34.32		151,048		0.73%		5.42%
2015		0.00%		7,807		32.56		254,179		0.33%		6.22%
2014		0.00%		10,834		30.65		332,070		0.49%		12.63%
2013		0.00%		9,966		27.21		271,220		1.37%		28.25%

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
Variable Trust - Dow 2x Strategy Fund (RVLDD)
2017		0.00%		7,597	$	46.43	$	352,727		0.06%		58.51%
2016		0.00%		8,912		29.29		261,037		0.00%		30.72%
2015		0.00%		9,294		22.41		208,250		0.00%		-4.22%
2014		0.00%		21,468		23.39		502,213		0.00%		16.80%
2013		0.00%		12,966		20.03		259,687		0.00%		62.70%
Variable Trust - Electronics Fund (RELF)
2017		0.00%		13,732		19.13		262,675		0.00%		31.06%
2016		0.00%		13,492		14.60		196,923		0.00%		24.34%
2015		0.00%		29,494		11.74		346,222		0.00%		2.10%
2014		0.00%		15,061		11.50		173,154		0.00%		23.74%
2013		0.00%		9,463		9.29		87,924		0.17%		35.05%
Variable Trust - Energy Fund (RENF)
2017		0.00%		9,327		22.89		213,470		0.46%		-6.26%
2016		0.00%		15,773		24.42		385,130		0.80%		31.37%
2015		0.00%		22,288		18.59		414,260		0.43%		-30.22%
2014		0.00%		13,210		26.64		351,880		0.11%		-18.62%
2013		0.00%		12,420		32.73		406,547		0.19%		23.47%
Variable Trust - Energy Services Fund (RESF)
2017		0.00%		6,396		14.87		95,128		0.00%		-18.64%
2016		0.00%		14,628		18.28		267,420		0.81%		23.15%
2015		0.00%		16,823		14.84		249,729		0.37%		-31.70%
2014		0.00%		10,135		21.73		220,273		0.00%		-29.34%
2013		0.00%		18,182		30.76		559,237		0.00%		23.89%
Variable Trust - Europe 1.25x Strategy Fund (RLCE)
2017		0.00%		27,308		15.94		435,387		1.00%		28.60%
2016		0.00%		15,451		12.40		191,557		1.22%		-5.58%
2015		0.00%		16,765		13.13		220,126		1.32%		-7.19%
2014		0.00%		14,068		14.15		199,015		1.55%		-12.49%
2013		0.00%		24,168		16.17		390,697		0.16%		23.89%
Variable Trust - Financial Services Fund (RFSF)
2017		0.00%		17,547		17.35		304,396		0.46%		15.57%
2016		0.00%		5,159		15.01		77,436		1.58%		15.83%
2015		0.00%		13,992		12.96		181,324		0.36%		-3.99%
2014		0.00%		9,288		13.50		125,361		0.52%		12.58%
2013		0.00%		6,991		11.99		83,815		0.23%		27.55%
Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)
2017		0.00%		21,014		23.39		491,526		1.16%		9.63%
2016		0.00%		16,984		21.34		362,366		0.95%		-0.34%
2015		0.00%		10,931		21.41		234,014		0.89%		-5.10%
2014		0.00%		17,417		22.56		392,891		0.72%		34.66%
2013		0.00%		3,430		16.75		57,458		0.94%		-18.25%
Variable Trust - Health Care Fund (RHCF)
2017		0.00%		14,691		35.22		517,406		0.00%		22.86%
2016		0.00%		12,451		28.67		356,926		0.00%		-9.70%
2015		0.00%		21,271		31.74		675,235		0.00%		4.53%
2014		0.00%		22,306		30.37		677,404		0.00%		24.62%
2013		0.00%		75,521		24.37		1,840,405		0.09%		41.81%
Variable Trust - Internet Fund (RINF)
2017		0.00%		6,451		43.12		278,178		0.00%		33.96%
2016		0.00%		4,150		32.19		133,590		0.00%		4.44%
2015		0.00%		12,035		30.82		370,943		0.00%		8.36%
2014		0.00%		7,800		28.44		221,865		0.00%		1.96%
2013		0.00%		6,820		27.90		190,266		0.00%		51.23%
Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)
2017		0.00%		65,467		0.39		25,522		0.00%		-38.95%
2016		0.00%		72,164		0.64		46,083		0.00%		-29.65%
2015		0.00%		88,138		0.91		80,002		0.00%		-8.03%
2014		0.00%		93,655		0.99		92,435		0.00%		-21.77%
2013		0.00%		107,938		1.26		136,171		0.00%		-43.89%

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)
2017		0.00%		5,705	$	2.89	$	16,509		0.00%		-8.89%
2016		0.00%		112,538		3.18		357,424		0.00%		-2.94%
2015		0.00%		90,927		3.27		297,535		0.00%		-1.22%
2014		0.00%		12,100		3.31		40,082		0.00%		-24.91%
2013		0.00%		56,016		4.41		247,117		0.00%		15.26%
Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)
2017		0.00%		1,107		1.66		1,838		0.00%		-13.55%
2016		0.00%		1,127		1.92		2,164		0.00%		-19.13%
2015		0.00%		1,591		2.37		3,778		0.00%		-1.12%
2014		0.00%		1,333		2.40		3,201		0.00%		-11.56%
2013		0.00%		2,125		2.72		5,770		0.00%		-27.57%
Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)
2017		0.00%		4,473		1.25		5,578		0.00%		-24.66%
2016		0.00%		9,450		1.66		15,642		0.00%		-9.48%
2015		0.00%		5,522		1.83		10,098		0.00%		-12.87%
2014		0.00%		5,653		2.10		11,864		0.00%		-18.63%
2013		0.00%		2,502		2.58		6,453		0.00%		-29.05%
Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)
2017		0.00%		4,704		1.54		7,224		0.00%		-13.49%
2016		0.00%		3,993		1.78		7,088		0.00%		-20.28%
2015		0.00%		12,377		2.23		27,561		0.00%		0.10%
2014		0.00%		9,522		2.22		21,182		0.00%		-8.85%
2013		0.00%		17,318		2.44		42,264		0.00%		-30.85%
Variable Trust - Inverse S&P 500 Strategy Fund (RUF)
2017		0.00%		836		2.10		1,756		0.00%		-17.35%
2016		0.00%		1,076		2.54		2,735		0.00%		-12.01%
2015		0.00%		7,438		2.89		21,483		0.00%		-4.43%
2014		0.00%		6,335		3.02		19,146		0.00%		-14.45%
2013		0.00%		5,326		3.53		18,816		0.00%		-26.52%
Variable Trust - Japan 2x Strategy Fund (RLCJ)
2017		0.00%		9,195		26.60		244,610		0.00%		50.30%
2016		0.00%		16,407		17.70		290,401		0.00%		8.86%
2015		0.00%		8,160		16.26		132,674		0.00%		12.00%
2014		0.00%		9,406		14.52		136,553		0.00%		-15.41%
2013		0.00%		13,833		17.16		237,405		0.00%		56.00%
Variable Trust - Leisure Fund (RLF)
2017		0.00%		16,451		35.95		591,461		0.17%		20.11%
2016		0.00%		2,133		29.93		63,848		0.35%		9.56%
2015		0.00%		6,202		27.32		169,442		0.09%		0.30%
2014		0.00%		1,825		27.24		49,709		0.18%		7.49%
2013		0.00%		2,911		25.34		73,766		0.40%		42.41%
Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)
2017		0.00%		5,955		49.96		297,497		0.00%		22.44%
2016		0.00%		7,674		40.80		313,101		0.00%		29.64%
2015		0.00%		7,232		31.47		227,603		0.00%		-5.50%
2014		0.00%		14,083		33.30		469,021		0.00%		11.93%
2013		0.00%		13,127		29.75		390,568		0.00%		50.23%
Variable Fund - Multi-Hedge Strategies (RVARS)
2017		0.00%		27,251		10.54		287,318		0.00%		3.67%
2016		0.00%		16,540		10.17		168,207		0.10%		-0.48%
2015		0.00%		24,173		10.22		247,028		0.66%		1.85%
2014		0.00%		17,648		10.03		177,074		0.00%		4.66%
2013		0.00%		11,696		9.59		112,129		0.00%		1.65%

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)
2017		0.00%		19,012	$	95.77	$	1,820,814		0.00%		69.49%
2016		0.00%		19,293		56.51		1,090,198		0.00%		9.60%
2015		0.00%		25,472		51.56		1,313,330		0.00%		14.63%
2014		0.00%		31,357		44.98		1,410,465		0.00%		36.57%
2013		0.00%		38,819		32.94		1,278,510		0.00%		80.21%
Variable Trust - NASDAQ-100(R) Fund (ROF)
2017		0.00%		20,261		43.68		885,071		0.00%		31.12%
2016		0.00%		21,720		33.32		723,619		0.00%		5.98%
2015		0.00%		29,497		31.44		927,261		0.00%		8.24%
2014		0.00%		36,762		29.04		1,067,661		0.00%		17.45%
2013		0.00%		32,566		24.73		805,308		0.00%		34.62%
Variable Trust - Nova Fund (RNF)
2017		0.00%		11,148		38.97		434,486		0.06%		31.78%
2016		0.00%		11,010		29.58		325,626		0.00%		15.72%
2015		0.00%		9,929		25.56		253,760		0.00%		-0.72%
2014		0.00%		12,293		25.74		316,451		0.08%		18.59%
2013		0.00%		10,234		21.71		222,155		0.11%		48.99%
Variable Trust - Precious Metals Fund (RPMF)
2017		0.00%		32,226		9.45		304,439		4.54%		7.08%
2016		0.00%		37,698		8.82		332,578		0.00%		65.52%
2015		0.00%		54,127		5.33		288,504		5.69%		-30.37%
2014		0.00%		49,164		7.65		376,344		0.12%		-17.35%
2013		0.00%		53,785		9.26		498,116		0.97%		-46.10%
Variable Trust - Real Estate Fund (RREF)
2017		0.00%		15,790		25.89		408,769		2.63%		6.65%
2016		0.00%		18,226		24.27		442,397		0.89%		10.15%
2015		0.00%		11,521		22.04		253,878		2.13%		-2.52%
2014		0.00%		15,172		22.61		342,991		1.14%		21.01%
2013		0.00%		15,250		18.68		284,903		1.31%		3.94%
Variable Trust - Retailing Fund (RRF)
2017		0.00%		19,443		27.58		536,302		0.00%		12.82%
2016		0.00%		3,417		24.45		83,542		0.00%		0.30%
2015		0.00%		9,117		24.38		222,233		0.00%		-1.33%
2014		0.00%		3,781		24.70		93,404		0.00%		8.66%
2013		0.00%		5,332		22.74		121,226		0.01%		35.80%
Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)
2017		0.00%		15,196		37.75		573,615		0.00%		20.01%
2016		0.00%		17,246		31.45		542,437		0.00%		30.41%
2015		0.00%		10,305		24.12		248,534		0.00%		-9.08%
2014		0.00%		17,055		26.53		452,387		0.00%		4.29%
2013		0.00%		25,060		25.43		637,389		0.00%		58.56%
Variable Trust - S&P 500 2x Strategy Fund (RTF)
2017		0.00%		6,898		46.47		320,534		0.00%		43.49%
2016		0.00%		9,156		32.38		296,512		0.00%		20.40%
2015		0.00%		7,467		26.90		200,838		0.00%		-1.66%
2014		0.00%		13,654		27.35		373,444		0.00%		24.65%
2013		0.00%		25,871		21.94		567,640		0.00%		68.71%
Variable Trust - S&P 500 Pure Growth Fund (RVLCG)
2017		0.00%		38,776		29.85		1,157,562		0.00%		24.39%
2016		0.00%		49,835		24.00		1,195,958		0.00%		2.58%
2015		0.00%		46,350		23.40		1,084,383		0.00%		1.08%
2014		0.00%		53,479		23.15		1,237,794		0.00%		12.42%
2013		0.00%		70,152		20.59		1,444,313		0.00%		41.32%
Variable Trust - S&P 500 Pure Value Fund (RVLCV)
2017		0.00%		36,097		28.67		1,034,872		0.75%		15.86%
2016		0.00%		37,945		24.74		938,922		1.15%		17.40%
2015		0.00%		42,948		21.08		905,233		0.78%		-9.38%
2014		0.00%		36,494		23.26		848,809		0.38%		10.94%
2013		0.00%		24,274		20.96		508,895		0.00%		45.26%

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)
2017		0.00%		27,913	$	33.77	$	942,592		0.00%		18.76%
2016		0.00%		28,007		28.43		796,359		0.00%		2.70%
2015		0.00%		27,900		27.69		772,465		0.00%		1.32%
2014		0.00%		40,303		27.33		1,101,333		0.00%		-1.55%
2013		0.00%		48,206		27.76		1,338,058		0.00%		34.05%
Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)
2017		0.00%		16,623		29.57		491,609		0.00%		13.15%
2016		0.00%		18,301		26.14		478,346		0.33%		28.89%
2015		0.00%		20,761		20.28		421,024		0.20%		-11.86%
2014		0.00%		17,244		23.01		396,773		0.05%		6.72%
2013		0.00%		21,461		21.56		462,693		0.09%		35.80%
Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)
2017		0.00%		17,177		32.43		557,132		0.00%		16.08%
2016		0.00%		16,932		27.94		473,100		0.00%		18.69%
2015		0.00%		47,451		23.54		1,117,054		0.00%		-0.37%
2014		0.00%		24,751		23.63		584,849		0.00%		0.00%
2013		0.00%		43,741		23.63		1,033,571		0.00%		41.30%
Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)
2017		0.00%		11,626		23.87		277,458		0.00%		-0.28%
2016		0.00%		16,004		23.93		383,003		0.00%		31.74%
2015		0.00%		15,562		18.17		282,699		0.00%		-13.54%
2014		0.00%		23,793		21.01		499,925		0.00%		1.31%
2013		0.00%		24,932		20.74		517,069		0.25%		42.83%
Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)
2017		0.00%		1,363		7.97		10,858		0.00%		-17.65%
2016		0.00%		819		9.67		7,923		0.00%		7.00%
2015		0.00%		777		9.04		7,024		0.00%		13.35%
2014		0.00%		3,251		7.98		25,929		0.00%		22.93%
2013		0.00%		2,405		6.49		15,603		0.00%		-2.97%
Variable Trust - Technology Fund (RTEC)
2017		0.00%		13,294		27.80		369,549		0.00%		32.63%
2016		0.00%		9,991		20.96		209,405		0.00%		11.07%
2015		0.00%		37,149		18.87		701,006		0.00%		1.11%
2014		0.00%		10,126		18.66		188,975		0.00%		10.26%
2013		0.00%		11,092		16.93		187,748		0.00%		35.39%
Variable Trust - Telecommunications Fund (RTEL)
2017		0.00%		4,157		16.63		69,124		1.72%		5.85%
2016		0.00%		4,148		15.71		65,161		0.65%		17.40%
2015		0.00%		3,258		13.38		43,593		1.66%		-6.73%
2014		0.00%		4,030		14.35		57,813		2.21%		2.62%
2013		0.00%		3,031		13.98		42,373		1.49%		17.46%
Variable Trust - Transportation Fund (RTRF)
2017		0.00%		3,682		35.51		130,743		0.31%		22.02%
2016		0.00%		2,451		29.10		71,327		0.00%		15.43%
2015		0.00%		2,584		25.21		65,148		0.00%		-14.09%
2014		0.00%		3,943		29.35		115,710		0.00%		22.80%
2013		0.00%		4,102		23.90		98,025		0.00%		50.64%
Variable Trust - Utilities Fund (RUTL)
2017		0.00%		13,485		32.39		436,785		1.97%		11.02%
2016		0.00%		8,464		29.18		246,949		0.99%		16.34%
2015		0.00%		10,215		25.08		256,186		2.08%		-7.36%
2014		0.00%		8,772		27.07		237,479		1.69%		22.89%
2013		0.00%		8,279		22.03		182,381		4.18%		13.63%

	Contract Expense Rate*		Units		Unit Fair Value		Contract Owners’  Equity		Investment Income Ratio**		Total Return***
Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)
2017		0.00%		406	$	7.30	$	2,962		0.00%		19.31%
2016		0.00%		411		6.12		2,513		0.00%		-8.71%
2015		0.00%		2,163		6.70		14,490		0.00%		-16.83%
2014		0.00%		1,977		8.05		15,923		0.00%		-21.91%
2013		0.00%		2,211		10.31		22,806		0.00%		-2.82%
VIP Contrafund(R) Portfolio - Service - Class 2R (obsolete) (FC2R)
2014		0.00%		88,805		23.43		2,080,372		0.74%		11.66%
2013		0.00%		91,302		20.98		1,915,466		0.84%		30.90%
VIP Equity-Income Portfolio - Service Class 2 R (obsolete) (FEI2R)
2014		0.00%		85,621		18.61		1,593,610		2.75%		8.45%
2013		0.00%		88,059		17.16		1,511,321		2.74%		27.79%
VIP Growth Portfolio - Service Class 2 R (obsolete) (FG2R)
2014		0.00%		9,247		21.89		202,439		0.13%		11.04%
2013		0.00%		10,116		19.72		199,442		0.22%		35.97%
Federated NVIT High Income Bond Fund - Class III (obsolete) (HIBF3)
2013		0.00%		387,825		16.72		6,485,936		8.51%		6.94%
NVIT Nationwide Fund - Class III (obsolete) (TRF3)
2013		0.00%		945		17.27		16,319		1.62%		31.12%
NVIT Government Bond Fund - Class III (obsolete) (GBF3)
2013		0.00%		45,542		13.82		629,188		1.61%		-4.10%
NVIT Investor Destinations Aggressive Fund - Class VI (obsolete) (GVIDA6)
2013		0.00%		105,557		18.12		1,912,856		1.68%		27.18%
NVIT Investor Destinations Conservative Fund - Class VI (obsolete) (GVIDC6)
2013		0.00%		269,834		14.25		3,845,937		2.71%		4.70%
NVIT Investor Destinations Moderate Fund - Class VI (obsolete) (GVIDM6)
2013		0.00%		61,262		16.61		1,017,534		1.71%		16.56%
NVIT Investor Destinations Moderately Aggressive Fund - Class VI (obsolete) (GVDMA6)
2013		0.00%		57,329		17.58		1,007,835		1.85%		22.37%
NVIT Investor Destinations Moderately Conservative Fund - Class VI (obsolete) (GVDMC6)
2013		0.00%		14,376		15.61		224,351		1.63%		10.59%
NVIT Multi-Manager Small Cap Growth Fund - Class III (obsolete) (SCGF3)
2013		0.00%		1,421		18.98		26,974		0.00%		44.37%
NVIT Multi-Manager Small Cap Value Fund - Class III (obsolete) (SCVF3)
2013		0.00%		2,181		21.76		47,456		0.90%		40.38%
NVIT Multi-Manager Small Company Fund - Class III (obsolete) (SCF3)
2013		0.00%		6,734		21.48		144,678		0.16%		40.95%
VP Income & Growth Fund - Class III (obsolete) (ACVIG3)
2014		0.00%		10,440		20.10		209,823		2.01%		12.50%
2013		0.00%		11,563		17.86		206,566		2.28%		35.82%
VP Ultra(R) Fund - Class III (obsolete) (ACVU3)
2014		0.00%		4,820		20.50		98,805		0.37%		10.01%
2013		0.00%		4,924		18.63		91,754		0.54%		37.02%
VP Value Fund - Class III (obsolete) (ACVV3)
2014		0.00%		26,538		20.87		553,816		1.52%		13.08%
2013		0.00%		24,837		18.45		458,365		1.67%		31.73%
2017		Contract Owners’ Equity:							$	36,208,420
2016		Contract Owners’ Equity:							$	35,096,578
2015		Contract Owners’ Equity:							$	35,854,626
2014		Contract Owners’ Equity:							$	45,225,131
2013		Contract Owners’ Equity:							$	48,192,651

* This represents the annual policy expense rate of the variable account at the period end indicated and includes only those expenses that are charged through a reduction in the unit values. Excluded are expenses of the underlying mutual funds and charges made directly to policyholder accounts through the redemption of units.

** This represents the ratio of dividends for the period indicated, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by monthly average net assets (excluding months where net assets are zero). The investment income ratio for subaccounts initially funded during the period presented has not been annualized. The ratios exclude those expenses that result in direct reductions to the policyholder accounts through reductions in unit values. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccounts invest.

*** This represents the total return for the period. The total returns do not include any expenses assessed through the redemption of units; inclusion of these expenses in the calculation would result in a reduction in the total return presented. Total Return is not annualized if the underlying mutual fund option was initially added and funded.

**** Subaccounts denoted indicate the underlying mutual fund option was initially added and funded during the period presented. Prior period presentation, which indicated the date the underlying mutual fund was initially added and funded, has been updated to conform with current period presentation.