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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 A7ct508s7hY30jgTAjVPLL1RWWEUrYtaqaEb0fIXTHXlZ9ETG+fzm/iaG2jrbG67
 lPFDuJ/Af1myEssEQMJu4g==

<SEC-DOCUMENT>0001236704-09-000003.txt : 20090918
<SEC-HEADER>0001236704-09-000003.hdr.sgml : 20090918
<ACCEPTANCE-DATETIME>20090917191057
ACCESSION NUMBER:		0001236704-09-000003
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		Rule 506
FILED AS OF DATE:		20090918
DATE AS OF CHANGE:		20090917
EFFECTIVENESS DATE:		20090918

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CALIFORNIA COASTAL INSURANCE
		CENTRAL INDEX KEY:			0001236704
		IRS NUMBER:				941698036
		STATE OF INCORPORATION:			CA

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-55605
		FILM NUMBER:		091075406

	BUSINESS ADDRESS:	
		STREET 1:		2262 CAMINO RAMON
		CITY:			SAN RAMON
		STATE:			CA
		ZIP:			945831353
		BUSINESS PHONE:		9254155150

	MAIL ADDRESS:	
		STREET 1:		2262 CAMINO RAMON
		CITY:			SAN RAMON
		STATE:			CA
		ZIP:			94583
</SEC-HEADER>
<DOCUMENT>
<TYPE>D
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0502</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0001236704</cik>
        <entityName>CALIFORNIA COASTAL INSURANCE</entityName>
        <issuerAddress>
            <street1>2262 CAMINO RAMON</street1>
            <street2></street2>
            <city>SAN RAMON</city>
            <stateOrCountry>CA</stateOrCountry>
            <zipCode>945831353</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>9254155150</issuerPhoneNumber>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <jurisdictionOfInc>CALIFORNIA</jurisdictionOfInc>
        <entityType>Corporation</entityType>
        <yearOfInc>
            <overFiveYears>true</overFiveYears>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>James</firstName>
                <middleName>P</middleName>
                <lastName>Vawter</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>2262 Camino Ramon</street1>
                <street2></street2>
                <city>San Ramon</city>
                <stateOrCountry>CA</stateOrCountry>
                <zipCode>94583</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Michael</firstName>
                <middleName>H</middleName>
                <lastName>Vawter</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>2262 Camino Ramon</street1>
                <street2></street2>
                <city>San Ramon</city>
                <stateOrCountry>CA</stateOrCountry>
                <zipCode>94583</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Bernard</firstName>
                <middleName>H</middleName>
                <lastName>Mizel</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>2262 Camino Ramon</street1>
                <street2></street2>
                <city>San Ramon</city>
                <stateOrCountry>CA</stateOrCountry>
                <zipCode>94583</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Insurance</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>$1 - $1,000,000</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2009-09-01</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isEquityType>true</isEquityType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>150000</minimumInvestmentAccepted>
        <salesCompensationList></salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>300000</totalOfferingAmount>
            <totalAmountSold>150000</totalAmountSold>
            <totalRemaining>150000</totalRemaining>
            <clarificationOfResponse>Investor required to invest additional $150000 if milestones occur</clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>1</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse></clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
                <isEstimate>true</isEstimate>
            </grossProceedsUsed>
            <clarificationOfResponse>Issuer will continue to fund salaries from cash from operations.  Capital raised in this issuance may also be used.</clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>CALIFORNIA COASTAL INSURANCE</issuerName>
                <signatureName>/James P Vawter/</signatureName>
                <nameOfSigner>James P Vawter</nameOfSigner>
                <signatureTitle>President</signatureTitle>
                <signatureDate>2009-09-17</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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