Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and amounts due from depository institutions	$ 18,938	$ 24,985
Interest-earning deposits	141,613	525,368
Total cash and cash equivalents	160,551	550,353
Interest-earning time deposits	735	735
Debt securities available for sale	119,643	91,613
Equity investments	14,501	2,500
Loans held for sale	1,510	917
Loans receivable, net of allowance for loan losses of $31,760 and $23,734, respectively	2,391,990	2,178,407
Federal Home Loan Bank of New York stock, at cost	13,160	13,821
Premises and equipment, net	15,968	19,920
Accrued interest receivable	17,746	8,318
Other real estate owned	1,623	1,623
Deferred income taxes	12,184	11,180
Goodwill and other intangibles	5,503	5,552
Operating lease right-of-use assets	15,798	13,246
Bank-owned life insurance ("BOLI")	60,385
Other assets	11,022	9,283
Total Assets	2,842,319	2,907,468
LIABILITIES
Non-interest-bearing deposits	395,630	271,702
Interest bearing deposits	1,877,708	2,090,361
Total deposits	2,273,338	2,362,063
FHLB advances	259,600	245,800
Subordinated debentures	36,984	36,810
Operating lease liability	16,004	13,380
Other liabilities	13,706	9,942
Total Liabilities	2,599,632	2,667,995
STOCKHOLDERS' EQUITY
Preferred stock: $0.01 par value, 10,000,000 shares authorized; issued and outstanding 2,371 shares of Series D 4.5%, Series G 6%, and Series H 3.5%, (liquidation value $10,000 per share) noncumulative perpetual preferred stock at September 30, 2020 and 8,340 shares of Series C 6%, Series D 4.5%, Series G 6% (liquidation value $10,000 per share) and Series F 6% (liquidation value $1,000 per share) noncumulative perpetual preferred stock at December 31, 2019
Additional paid-in capital preferred stock	23,481	25,016
Common stock: no par value; 40,000,000 shares authorized; issued 19,548,409 and 19,484,046 at September 30, 2020 and December 31, 2019, respectively, outstanding 17,081,191 shares and 17,516,828 shares, at September 30, 2020 and December 31, 2019, respectively
Additional paid-in capital common stock	191,755	190,294
Retained earnings	53,742	48,429
Accumulated other comprehensive income (loss)	627	(2,218)
Treasury stock, at cost, 2,467,218 and 1,967,218 shares at September 30, 2020 and December 31, 2019, respectively	(26,918)	(22,048)
Total Stockholders' Equity	242,687	239,473
Total Liabilities and Stockholders' Equity	$ 2,842,319	$ 2,907,468