Consolidated Statements of Income - USD ($) shares in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and dividend income:
Loans, including fees	$ 26,814,000	$ 28,233,000
Mortgage-backed securities	563,000	770,000
Other investment securities	8,000	128,000
FHLB stock dividends and other interest earning assets	2,034,000	1,347,000
Total interest income	29,419,000	30,478,000
Deposits:
Demand	2,208,000	1,576,000
Savings and club	105,000	113,000
Certificates of deposit	6,432,000	5,990,000
Total deposits	8,745,000	7,679,000
Borrowings	1,896,000	1,897,000
Total interest expense	10,641,000	9,576,000
Net interest income	18,778,000	20,902,000
Provision for loan losses	1,500,000	889,000
Net interest income after provision for loan losses	17,278,000	20,013,000
Non-interest income:
Fees and service charges	726,000	883,000
Gain on sales of loans	61,000	318,000
Gain on bulk sale of impaired loans held in portfolio		107,000
Gain on sales of other real estate owned		8,000
Unrealized (loss) gain on equity investments	(440,000)	291,000
Other	336,000	53,000
Total non-interest income	683,000	1,660,000
Non-interest expense:
Salaries and employee benefits	7,389,000	6,915,000
Occupancy and equipment	2,824,000	2,630,000
Data processing service fees	938,000	721,000
Professional fees	470,000	533,000
Director fees	358,000	318,000
Regulatory assessments	321,000	457,000
Advertising and promotional	61,000	73,000
Other real estate owned, net	26,000	(16,000)
Other	1,977,000	2,146,000
Total non-interest expense	14,364,000	13,777,000
Income before income tax provision	3,597,000	7,896,000
Income tax provision	1,076,000	2,445,000
Net Income	2,521,000	5,451,000
Preferred stock dividends	342,000	317,000
Net Income available to common stockholders	$ 2,179,000	$ 5,134,000
Net Income per common share-basic and diluted
Basic	$ 0.12	$ 0.32
Diluted	$ 0.12	$ 0.32
Weighted average number of common shares outstanding
Basic	17,502	16,078
Diluted	17,551	16,111