Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and amounts due from depository institutions	$ 27,625	$ 18,970
Interest-earning deposits	348,986	176,294
Total cash and cash equivalents	376,611	195,264
Interest-earning time deposits	735	735
Debt securities available for sale	98,218	119,335
Equity investments	5,857	7,672
Loans held for sale	3,195	1,153
Loans receivable, net of allowance for loan losses of $24,691 and $22,359, respectively	2,253,699	2,278,492
Federal Home Loan Bank of New York stock, at cost	15,171	13,405
Premises and equipment, net	20,315	20,293
Accrued interest receivable	8,959	8,378
Other real estate owned		1,333
Deferred income taxes	13,445	13,601
Goodwill and other intangibles	5,570	5,604
Operating lease right-of-use assets	13,951
Other assets	9,773	9,466
Total Assets	2,825,499	2,674,731
LIABILITIES
Non-interest bearing deposits	276,235	263,960
Interest bearing deposits	1,987,222	1,916,764
Total deposits	2,263,457	2,180,724
FHLB advances	275,800	245,800
Subordinated debt	36,752	36,577
Operating lease liability	14,054
Other liabilities and accrued interest payable	11,717	11,415
Total Liabilities	2,601,780	2,474,516
STOCKHOLDERS' EQUITY
Preferred stock: $0.01 par value, 10,000,000 shares authorized; issued and outstanding 8,340 shares of series C 6%, series D 4.5%, series G 6%, (liquidation value $10,000 per share) and series F 6% (liquidation value $1,000 per share) noncumulative perpetual preferred stock at September 30, 2019 and 7,807 shares of series C 6%, series D 4.5%, (liquidation value $10,000 per share) and series F 6% (liquidation value $1,000 per share) noncumulative perpetual preferred stock at December 31, 2018
Additional paid-in capital preferred stock	25,016	19,706
Common stock: no par value; 40,000,000 shares authorized; issued 18,444,453 and 18,352,748 at September 30, 2019 and December 31, 2018, respectively, outstanding 16,477,235 shares and 15,889,306 shares, at September 30, 2019 and December 31, 2018, respectively
Additional paid-in capital common stock	177,253	175,500
Retained earnings	45,947	38,405
Accumulated other comprehensive (loss)	(2,449)	(5,076)
Treasury stock, at cost, 1,967,218 and 2,463,442 shares at September 30, 2019 and December 31, 2018, respectively	(22,048)	(28,320)
Total Stockholders' Equity	223,719	200,215
Total Liabilities and Stockholders' Equity	$ 2,825,499	$ 2,674,731