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REGULATORY MATTERS (Tables)
3 Months Ended
Mar. 31, 2021
Banking And Thrift Disclosure [Abstract]  
Summary of Company's and Equity Bank's Capital Amounts and Ratios

The Company’s and Equity Bank’s capital amounts and ratios at March 31, 2021, and December 31, 2020, are presented in the table below.  Ratios provided for Equity Bancshares, Inc. represent the ratios of the Company on a consolidated basis.

 

 

 

Actual

 

 

Minimum Required for

Capital Adequacy Under Basel III

 

 

To Be Well

Capitalized Under

Prompt Corrective

Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

March 31, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

$

462,324

 

 

 

17.02

%

 

$

285,193

 

 

 

10.50

%

 

$

N/A

 

 

N/A

 

Equity Bank

 

 

425,813

 

 

 

15.69

%

 

 

284,967

 

 

 

10.50

%

 

 

271,398

 

 

 

10.00

%

Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

355,257

 

 

 

13.08

%

 

 

230,871

 

 

 

8.50

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

391,610

 

 

 

14.43

%

 

 

230,688

 

 

 

8.50

%

 

 

217,118

 

 

 

8.00

%

Common equity Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

340,306

 

 

 

12.53

%

 

 

190,129

 

 

 

7.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

391,610

 

 

 

14.43

%

 

 

189,978

 

 

 

7.00

%

 

 

176,408

 

 

 

6.50

%

Tier 1 leverage to average assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

355,257

 

 

 

8.73

%

 

 

162,756

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

391,610

 

 

 

9.63

%

 

 

162,606

 

 

 

4.00

%

 

 

203,257

 

 

 

5.00

%

December 31, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

$

462,865

 

 

 

17.35

%

 

$

280,072

 

 

 

10.50

%

 

$

N/A

 

 

N/A

 

Equity Bank

 

 

418,992

 

 

 

15.73

%

 

 

279,646

 

 

 

10.50

%

 

 

266,329

 

 

 

10.00

%

Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

356,707

 

 

 

13.37

%

 

 

226,725

 

 

 

8.50

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

385,696

 

 

 

14.48

%

 

 

226,380

 

 

 

8.50

%

 

 

213,064

 

 

 

8.00

%

Common equity Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

341,835

 

 

 

12.82

%

 

 

186,714

 

 

 

7.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

385,696

 

 

 

14.48

%

 

 

186,431

 

 

 

7.00

%

 

 

173,114

 

 

 

6.50

%

Tier 1 leverage to average assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

356,707

 

 

 

9.30

%

 

 

153,490

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

385,696

 

 

 

10.07

%

 

 

153,276

 

 

 

4.00

%

 

 

191,595

 

 

 

5.00

%