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COMMITMENTS AND CREDIT RISK (Tables)
9 Months Ended
Sep. 30, 2019
Commitments And Contingencies Disclosure [Abstract]  
Summary of Contractual Amounts of Commitments and Standby Letters of Credit to Originate Loans and Available Lines of Credit

The contractual amounts of commitments to originate loans and available lines of credit as of September 30, 2019 and December 31, 2018 were as follows.

 

 

 

 

September 30, 2019

 

 

December 31, 2018

 

 

 

Fixed

Rate

 

 

Variable

Rate

 

 

Fixed

Rate

 

 

Variable

Rate

 

Commitments to make loans

 

$

20,568

 

 

$

176,297

 

 

$

29,543

 

 

$

171,857

 

Mortgage loans in the process of origination

 

 

11,691

 

 

 

5,966

 

 

 

6,785

 

 

 

2,860

 

Unused lines of credit

 

 

89,245

 

 

 

156,375

 

 

 

92,225

 

 

 

167,218

 

The contractual amounts of standby letters of credit as of September 30, 2019 and December 31, 2018 were as follows.

 

 

 

 

September 30, 2019

 

 

December 31, 2018

 

 

 

Fixed

Rate

 

 

Variable

Rate

 

 

Fixed

Rate

 

 

Variable

Rate

 

Standby letters of credit

 

$

2,923

 

 

$

2,959

 

 

$

4,474

 

 

$

2,716