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REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2022
Banking And Thrift Disclosure [Abstract]  
Summary of Company's and Equity Bank's Capital Amounts and Ratios

The Company’s and Equity Bank’s capital amounts and ratios at December 31, 2022 and 2021, are presented in the tables below. Ratios provided for Equity Bancshares, Inc. represent the ratios of the Company on a consolidated basis.

 

 

 

Actual

 

 

Minimum Required for
Capital Adequacy
Under Basel III

 

 

To Be Well
Capitalized Under
Prompt Corrective
Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

December 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

$

603,593

 

 

 

16.08

%

 

$

394,072

 

 

 

10.50

%

 

$

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

588,165

 

 

 

15.71

%

 

 

393,168

 

 

 

10.50

%

 

 

 

374,445

 

 

 

10.00

%

Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

483,539

 

 

 

12.88

%

 

 

319,011

 

 

 

8.50

%

 

 

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

541,354

 

 

 

14.46

%

 

 

318,279

 

 

 

8.50

%

 

 

 

299,556

 

 

 

8.00

%

Common equity Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

460,285

 

 

 

12.26

%

 

 

262,715

 

 

 

7.00

%

 

 

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

541,354

 

 

 

14.46

%

 

 

262,112

 

 

 

7.00

%

 

 

 

243,390

 

 

 

6.50

%

Tier 1 leverage to average assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

483,539

 

 

 

9.61

%

 

 

201,288

 

 

 

4.00

%

 

 

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

541,354

 

 

 

10.77

%

 

 

201,066

 

 

 

4.00

%

 

 

 

251,332

 

 

 

5.00

%

 

 

 

Actual

 

 

Minimum Required for
Capital Adequacy
Under Basel III

 

 

To Be Well
Capitalized Under
Prompt Corrective
Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

December 31, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

$

571,514

 

 

 

15.96

%

 

$

376,013

 

 

 

10.50

%

 

$

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

546,503

 

 

 

15.28

%

 

 

375,646

 

 

 

10.50

%

 

 

 

357,758

 

 

 

10.00

%

Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

453,718

 

 

 

12.67

%

 

 

304,391

 

 

 

8.50

%

 

 

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

501,711

 

 

 

14.02

%

 

 

304,094

 

 

 

8.50

%

 

 

 

286,206

 

 

 

8.00

%

Common equity Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

430,794

 

 

 

12.03

%

 

 

250,675

 

 

 

7.00

%

 

 

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

501,711

 

 

 

14.02

%

 

 

250,430

 

 

 

7.00

%

 

 

 

232,543

 

 

 

6.50

%

Tier 1 leverage to average assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

453,718

 

 

 

9.09

%

 

 

199,563

 

 

 

4.00

%

 

 

 

N/A

 

 

 

N/A

 

Equity Bank

 

 

501,711

 

 

 

10.07

%

 

 

199,381

 

 

 

4.00

%

 

 

 

249,226

 

 

 

5.00

%