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COMMITMENTS AND CREDIT RISK (Tables)
9 Months Ended
Sep. 30, 2022
Commitments And Contingencies Disclosure [Abstract]  
Summary of Contractual Amounts of Commitments and Standby Letters of Credit to Originate Loans and Available Lines of Credit

The contractual amounts of commitments to originate loans and available lines of credit as of September 30, 2022, and December 31, 2021, were as follows.

 

 

September 30, 2022

 

 

December 31, 2021

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Commitments to make loans

 

$

95,908

 

 

$

190,352

 

 

$

101,923

 

 

$

173,976

 

Mortgage loans in the process of origination

 

 

2,818

 

 

 

4,239

 

 

 

7,404

 

 

 

2,353

 

Unused lines of credit

 

 

140,475

 

 

 

375,948

 

 

 

106,291

 

 

 

317,249

 

The contractual amounts of standby letters of credit as of September 30, 2022, and December 31, 2021, were as follows.

 

 

 

 

September 30, 2022

 

 

December 31, 2021

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Standby letters of credit

 

$

14,990

 

 

$

25,244

 

 

$

14,656

 

 

$

5,799