8-K 1 vsb_8k.txt FORM 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 8, 2008 VSB Bancorp, Inc. ------------------------------------------------------ (Exact Name of Registrant as specified in its charter) New York 0-50237 11-3680128 -------------------------------------------------------------------------------- (State or other jurisdiction Commission IRS Employer of incorporation) File Number Identification No. 4142 Hylan Boulevard, Staten Island, New York 10308 -------------------------------------------------------- Address of principal (Zip/Postal Code) executive offices Registrant's telephone number: 718-979-1100 n/a ------------------------------------------------------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) TABLE OF CONTENTS ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS SIGNATURES ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION On July 8, 2008, VSB Bancorp, Inc. (the "Company") reported its results of operations for the quarter ended June 30, 2008 of $426,275 or diluted earnings per share of $0.23 and for the six months ended June 30, 2008 of $788,220 or diluted earnings per share of $0.42. The Company's return on average assets and average equity were 0.79% and 7.65%, respectively, for the quarter ended June 30, 2008. This information and the accompanying press release were disseminated on July 8, 2008 through the broad distribution of the press release in a manner designed to provide broad, non-exclusionary distribution of the information to the public, but this voluntary report on Form 8-K is being filed so that the public can have a consistent source for earnings releases by searching the SEC's EDGAR database. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS c. Exhibits - Press Release dated July 8, 2008 of VSB Bancorp, Inc. describing the results of operations for the quarter and six months ended June 30, 2008 is annexed as Exhibit 99.1. For additional information, see annexed Exhibit 99.1. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: July 9, 2008 VSB Bancorp, Inc. By: /s/ RAFFAELE M. BRANCA ------------------------------------- Raffaele M. Branca President and CEO INDEX TO EXHIBITS Exhibit No. Description ----------- ----------- 99.1 Press Release reporting results of operations for the quarter and six months ended June 30, 2008. 2