SECURITIES AND EXCHANGE COMMISSION
                              Washington D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported): August 8, 2007


                               SERVICE 1ST BANCORP
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


          CALIFORNIA                 000-50323                 32-0061893
----------------------------       -------------         ----------------------
(State or other jurisdiction       (File Number)            (I.R.S. Employer
      of incorporation)                                  identification number)


                  49 West 10th Street, Tracy, California 95376
              -----------------------------------------------------
              (Address of principal executive offices and zip code)


                                 (209) 956-7800
              ----------------------------------------------------
              (Registrant's telephone number, including area code)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13c-4(c))




Item 2.02.  Results of Operations and Financial Condition.
            ---------------------------------------------

            Service 1st Bancorp, parent holding company for Service 1st Bank and
            Charter Services Group, Inc., reported a 14.8% growth in total
            assets to $220,099,256 from June 30, 2006 to June 30, 2007. Net
            income for the quarter ended June 30, 2007 was $183,495. This was an
            increase of 62% from the first quarter of 2007, but it was $55,182
            below the net income reported for the same period of 2006.

            The foregoing summary results are qualified by reference to the
            press release attached as Exhibit 99.1.


Item 9.01.  Financial Statements and Exhibits
            ---------------------------------

            a.    Financial Statements
                  --------------------

                  None.


            b.    Pro Forma Financial Information
                  -------------------------------

                  None.


            c.    Exhibits
                  --------

                  (99.1)   Press Release dated August 8, 2007



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                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


August 8, 2007

Service 1st Bancorp


By:  /s/ ROBERT E. BLOCH
     ----------------------------------
     Executive Vice President
     and Chief Financial Officer







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                                  EXHIBIT INDEX


                                                                    Sequential
Exhibit Number                     Description                      Page Number
--------------                     -----------                      -----------

    99.1                 Press Release dated August 8, 2007             5-6














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