EXHIBIT 32.1

                                 Certification
                                      of
                              Service 1st Bancorp
      pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 regarding
   Quarterly Report on Form 10-QSB for the quarter ended September 30, 2004


      Pursuant to Section 906 of the Sarbanes-Oxley Act of (subsections (a)
and (b) of section 1350, chapter 63 of title 18, United States Code), each of
the undersigned officers of Service 1st Bancorp, a California corporation
(the "Company"), does hereby certify that:

      1. The Company's Quarterly Report on Form 10-QSB for the quarter ended
         September 30, 2004 (the "Form 10-QSB") fully complies with the
         requirements of Section 13(a) or 15(d) of the Securities Exchange
         Act of 1934, as amended; and

      2. Information contained in the Form 10-QSB fairly presents, in all
         material respects, the financial condition and results of operations
         of the Company.



Dated:      November 12, 2004    /s/ JOHN O. BROOKS
                                 --------------------------------
                                     John O. Brooks
                                     Chief Executive Officer



Dated:      November 12, 2004    /s/ ROBERT E. BLOCH
                                 --------------------------------
                                     Robert E. Bloch
                                     Executive Vice President and
                                     Chief Financial Officer

      A signed original of this written statement required by Section 906 has
been provided to Service 1st Bancorp and will be retained by Service 1st
Bancorp and furnished to the Securities and Exchange Commission or its staff
upon request.

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