-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, RsXPUhl6nbOa6Z0n21IGqrjrZ340tme1CqZl2c7qqplibeN7dwD9HcKPLyr1rSDZ jAKLQeiFU7QvguZDVWD+bg== 0000946275-03-000301.txt : 20030501 0000946275-03-000301.hdr.sgml : 20030501 20030501150754 ACCESSION NUMBER: 0000946275-03-000301 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20030428 ITEM INFORMATION: Financial statements and exhibits ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20030501 FILER: COMPANY DATA: COMPANY CONFORMED NAME: EUREKA FINANCIAL CORP CENTRAL INDEX KEY: 0001224549 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 753098403 FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-50234 FILM NUMBER: 03676617 BUSINESS ADDRESS: STREET 1: 5455 FORBES AVENUE AT MCKEE PLACE CITY: PITTSBURGH STATE: PA ZIP: 15213 BUSINESS PHONE: 4126818400 MAIL ADDRESS: STREET 1: 9455 FORBES AVE OAT MCKEE PLACE CITY: PITTSBURGH STATE: PA ZIP: 15213 8-K 1 f8k_042803-0244.txt 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 28, 2003 Eureka Financial Corp. ---------------------- (Exact name of Registrant as specified in its Charter) United States 000-50234 75-3098403 - ---------------------------- ------------------------ ---------------------- (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification Number) 3455 Forbes Avenue at McKee Place, Pittsburgh, Pennsylvania 15213 - ----------------------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (412) 681-8400 -------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last Report) EUREKA FINANCIAL CORP. INFORMATION TO BE INCLUDED IN REPORT Item 7. Financial Statements, Pro Forma Financial Information and Exhibits - --------------------------------------------------- (c) Exhibits: 99.1 Press Release dated April 28, 2003 Item 9. Regulation FD Disclosure - ----------------------------------- Information under this Item 9 is being provided pursuant to Item 12 - Results of Operations and Financial Condition in accordance with Release No. 34-47583. On April 28, 2003, the Registrant issued a press release to report earnings for the quarter ended March 31, 2003. A copy of the press release is furnished with this Form 8-K as an exhibit. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Eureka Financial Corp. Date: May 1, 2003 By: /s/Edward F. Seserko -------------------- Edward F. Seserko President and Chief Executive Officer (Duly Authorized Officer) EX-99 3 ex99-1.txt EX99-1 PRESS RELEASE-EARNINGS Contact: Edward F. Seserko President and CEO (412) 681-8400 For Immediate Release April 28, 2003 EUREKA FINANCIAL CORP. ANNOUNCES EARNINGS FOR THE THREE AND SIX MONTHS ENDED MARCH 31, 2003 Pittsburgh, Pennsylvania - Eureka Financial Corp., (the "Company"), the parent holding company for Eureka Bank, (the "Bank"), Pittsburgh, Pennsylvania, announced earnings for the three and six months ended March 31, 2003. For the three months ended March 31, 2003, the Company earned $223,000, or $.17 diluted earnings per share, as compared to earnings of $219,000, or $.17 diluted earnings per share, for the three months ended March 31, 2002. For the six months ended March 31, 2003, the Company earned $439,000, or $.35 diluted earnings per share, as compared to earnings of $406,000, or $.32 diluted earnings per share, for the six months ended March 31, 2002. President and Chief Executive Officer Edward F. Seserko stated, " The increase in net income for the three and six months ended March 31, 2003, as compared to the comparable 2002 periods, reflect the increase in net interest income as a result of a reduction in interest expenses. Due to the lowering of short term interest rates by the Federal Reserve over the past year, funding rates for interest-earning liabilities have fallen faster and more drastic than rates for interest-bearing assets. " The Company is in the Mutual Holding Company form of organization with the majority of its stock owned by Eureka Bancorp, MHC. The Bank, founded in 1886, is a federally chartered stock savings bank and operates one office in the Oakland community of Pittsburgh. The Company's common stock trades on the electronic bulletin board under the symbol "EKFC." The foregoing material may contain forward-looking statements concerning the financial condition, results of operations and business of the Company. We caution that such statements are subject to a number of uncertainties and actual results could differ materially and, therefore, readers should not place undue reliance on any forward-looking statements. The Company does not undertake, and specifically disclaims, any obligation to publicly release the results of any revisions that may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.
EUREKA FINANCIAL CORP. Selected Financial Data (Dollars in thousands except per share data) -------------------------------------------- March 31, September 30, 2003 2002 ------------- ------------- Total assets $ 79,282 $ 79,266 Cash and investments 25,429 25,212 Loans receivable, net 51,803 52,142 Deposits 57,451 57,409 Total liabilities 59,901 60,125 Stockholders' equity $ 19,381 $ 19,141 Nonaccrual loans $ 337 $ 293 Repossessed real estate 0 0 Total nonperforming assets $ 337 $ 293 Allowance for loan losses to nonperforming loans 143.92% 165.53% Nonperforming loans to net loans 0.65% 0.56% Nonperforming loans to total assets 0.43% 0.37% Book value per share $ 15.62 $ 15.44 Number of common shares outstanding 1,240,983 1,239,318
Three Months Ended Six Months Ended March 31, March 31, ----------------------------------- ----------------------------------- 2003 2002 2003 2002 ------------- ------------- ------------- ------------- Interest income $ 1,175 $ 1,198 $ 2,369 $ 2,412 Interest expense 413 484 855 1,020 ------------- ------------- ------------- ------------- Net interest income 762 714 1,514 1,392 Provision for loan losses 0 20 0 31 ------------- ------------- ------------- ------------- Net interest income after provision for loan losses 762 694 1,514 1,361 Noninterest income 23 23 55 48 Noninterest expense 514 436 1,016 877 ------------- ------------- ------------- ------------- Income before income taxes 271 281 553 532 Income tax expense 48 62 114 126 ------------- ------------- ------------- ------------- Net income $ 223 $ 219 $ 439 $ 406 ============= ============= ============= =============
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