0001223389-19-000041.txt : 20191210 0001223389-19-000041.hdr.sgml : 20191210 20191210075742 ACCESSION NUMBER: 0001223389-19-000041 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20191210 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20191210 DATE AS OF CHANGE: 20191210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CONNS INC CENTRAL INDEX KEY: 0001223389 STANDARD INDUSTRIAL CLASSIFICATION: RETAIL-RADIO TV & CONSUMER ELECTRONICS STORES [5731] IRS NUMBER: 061672840 STATE OF INCORPORATION: DE FISCAL YEAR END: 0131 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-34956 FILM NUMBER: 191276549 BUSINESS ADDRESS: STREET 1: 4055 TECHNOLOGY FOREST BLVD, SUITE 210 CITY: THE WOODLANDS STATE: TX ZIP: 77381 BUSINESS PHONE: 9362305899 MAIL ADDRESS: STREET 1: 4055 TECHNOLOGY FOREST BLVD, SUITE 210 CITY: THE WOODLANDS STATE: TX ZIP: 77381 8-K 1 a8-k103119earningsrelease.htm 8-K Document


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K 
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): December 10, 2019
Conn’s, Inc.
(Exact name of registrant as specified in its charter)

Delaware
001-34956
06-1672840
(State or other jurisdiction of
incorporation)
(Commission File Number)
(IRS Employer Identification No.)

2445 Technology Forest Blvd., Suite 800
The Woodlands, Texas
77381
(Address of principal executive offices)
(Zip Code)
Registrant’s telephone number, including area code:  (936) 230-5899
Not Applicable
(Former name, former address and former fiscal year, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of Each Class
Trading Symbol
Name of Each Exchange on Which Registered
Common Stock, par value $0.01 per share
CONN
NASDAQ Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
 
 
 
Emerging growth company
o
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act o





Item 2.02. Results of Operations and Financial Condition.
On December 10, 2019, Conn’s, Inc. issued a press release reporting its third quarter fiscal year 2020 financial results. A copy of the press release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.
None of the information contained in Item 2.02 or Exhibit 99.1 of this Form 8-K shall be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and none of it shall be incorporated by reference in any filing under the Securities Act of 1933, as amended. Furthermore, this report will not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits.
Exhibit No.        Description                                        
99.1*

* Furnished herewith





SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
CONN’S, INC.
Date:
December 10, 2019
By:
/s/ George L. Bchara
 
 
Name:
George L. Bchara
 
 
Title:
Executive Vice President and Chief Financial Officer



 EX-99.1 2 exhibit991earningsreleaseq.htm EXHIBIT 99.1 Exhibit


Exhibit 99.1
connshomepluslogoa26.jpg
Conn’s, Inc. Reports Third Quarter Fiscal Year 2020 Financial Results
Highest Quarterly Credit Spread in Six Years of 1,070 Basis Points Produces Positive Credit Segment Income
GAAP Earnings Increased 13.3% to $0.51 Per Diluted Share
Same Store Sales Impacted by Underwriting Adjustments and Market Challenges in Consumer Electronics Category
New Stores Contributed over 7% Growth to Retail Sales

THE WOODLANDS, Texas, December 10, 2019 - Conn’s, Inc. (NASDAQ: CONN) (“Conn’s” or the “Company”), a specialty retailer of furniture and mattresses, home appliances, consumer electronics and home office products, and provider of consumer credit, today announced its financial results for the quarter ended October 31, 2019.
“For the first time in five and a half years, Conn’s produced positive credit segment income before taxes, primarily as a result of a third quarter credit spread of 1,070 basis points. This is a significant milestone for the company and validates our 1,000-basis point credit spread operating strategy. Our credit model is the foundation of our overall business and enables our unmatched value proposition for our core customer, while providing us the flexibility to support our retail growth strategy,” stated Norm Miller, Conn’s Chairman and Chief Executive Officer.
“We are disappointed by our third quarter same store sales performance of negative 8.4%, which reflects the impact of underwriting adjustments we consider prudent and unprecedented market dynamics within our consumer electronics category. During the third quarter, we began to see deteriorating performance of certain segments of the portfolio, primarily driven by new customers and sales from online applicants. We made the necessary adjustments to maintain our credit spread of approximately 1,000 basis points, which negatively impacted same store sales by approximately 4% to 5%. Compounding the impact to third quarter retail sales was a combination of significant price deflation for premium large screen televisions, which negatively affected average selling prices, and an increase in production of large screen televisions by second- and third-tier manufacturers, which made cash purchases of large screen televisions more accessible to our core customer and negatively impacted units. These factors in the consumer electronics category further impacted same store sales by approximately 3% to 4% during the quarter.”
“We are committed to making the necessary adjustments to our credit segment as we transition to our growth-focused strategy. In addition, we have implemented several near-term initiatives to help offset the current market environment for consumer electronics, which include expanding our product and service offerings, while maintaining a disciplined credit strategy. Our credit strategy and strong capital position provide us with flexibility to navigate near-term retail challenges, while investing in our long-term unit growth plan. We remain confident in our ability to produce annual retail revenue growth of 8-10% as new stores contributed over 7% growth to retail sales during the third quarter,” concluded Mr. Miller.
Third quarter of fiscal year 2020 highlights include:
•
GAAP earnings of $0.51 per diluted share, an increase of 13.3% over the prior fiscal year period
•
Adjusted earnings of $0.61 per diluted share, an increase of 3.4% over the prior fiscal year period
•
Net income of $15.1 million, compared to $14.6 million during the prior fiscal year period
•
Adjusted EBITDA of $51.8 million, or 13.7% of total revenues
•
Credit spread of 1,070 basis points, the best quarterly credit spread in six years
•
Credit segment revenues of $97.4 million, an increase of 8.5% over the prior fiscal year period
•
New store contribution to retail sales growth of over 7%
•
1.3 million shares of common stock repurchased, for a total of 3.1 million shares of common stock repurchased under current share repurchase program through October 31, 2019 at an average weighted cost of $18.82 per share for an aggregate amount of $59.1 million
•
Completed $486.0 million ABS transaction in November 2019 at an all-in cost of funds of approximately 4.46%, representing an 80-basis point reduction from the most recent transaction, and the lowest all-in cost of funds since the company re-entered the ABS market in September 2015


1


Third Quarter Results
Net income for the three months ended October 31, 2019 was $15.1 million, or $0.51 per diluted share, compared to net income for the three months ended October 31, 2018 of $14.6 million, or $0.45 per diluted share. On a non-GAAP basis, adjusted net income for the three months ended October 31, 2019 was $18.1 million, or $0.61 per diluted share, which excludes facility closure costs and write-off of software costs. This compares to adjusted net income for the three months ended October 31, 2018 of $18.9 million, or $0.59 per diluted share, which excludes employee severance and legal judgment costs.
Retail Segment Third Quarter Results
Retail revenues were $280.3 million for the three months ended October 31, 2019 compared to $284.1 million for the three months ended October 31, 2018, a decrease of $3.7 million or 1.3%. The decrease in retail revenue was primarily driven by a decrease in same store sales of 8.4%, partially offset by new store growth. The decrease in same store sales was driven by a decrease of 12.8% in markets impacted by Hurricane Harvey, and by a decrease of 6.7% in markets not impacted by Hurricane Harvey. We believe the decrease in markets impacted by Hurricane Harvey was attributable to rebuilding efforts during the three months ended October 31, 2018. Same store sales include e-commerce sales. The decrease in same store sales reflects underwriting adjustments made during the three months ended October 31, 2019, which negatively impacted same store sales.  In addition, a combination of significant price deflation for premium large screen televisions and an increase in production by second- and third-tier manufacturers, which has made cash purchases of large screen televisions more accessible to our core customer, negatively impacted same store sales during the quarter.
For the three months ended October 31, 2019 and 2018, retail segment operating income was $19.6 million and $35.3 million, respectively. On a non-GAAP basis, adjusted retail segment operating income for the three months ended October 31, 2019 was $22.2 million after excluding impairments from the exiting of certain leases upon the relocation of three distribution centers into one facility and a gain from the sale of a cross-dock. On a non-GAAP basis, adjusted retail segment operating income for the three months ended October 31, 2018 was $36.0 million after excluding costs related to a change in the executive management team.
The following table presents net sales and changes in net sales by category:
 
Three Months Ended October 31,
 
 
 
 
 
Same Store
(dollars in thousands)
2019
 
% of Total
 
2018
 
% of Total
 
Change
 
% Change
 
% Change
Furniture and mattress
$
89,070

 
31.8
%
 
$
91,342

 
32.2
%
 
$
(2,272
)
 
(2.5
)%
 
(7.7
)%
Home appliance
90,343

 
32.3

 
79,542

 
28.0

 
10,801

 
13.6

 
5.5

Consumer electronics
48,113

 
17.2

 
60,008

 
21.1

 
(11,895
)
 
(19.8
)
 
(25.6
)
Home office
18,681

 
6.7

 
22,661

 
8.0

 
(3,980
)
 
(17.6
)
 
(20.8
)
Other
4,026

 
1.4

 
3,178

 
1.1

 
848

 
26.7

 
10.7

Product sales
250,233

 
89.4

 
256,731

 
90.4

 
(6,498
)
 
(2.5
)
 
(8.6
)
Repair service agreement commissions (1)
26,478

 
9.5

 
23,579

 
8.3

 
2,899

 
12.3

 
(6.2
)
Service revenues
3,411

 
1.1

 
3,564

 
1.3

 
(153
)
 
(4.3
)
 
 
Total net sales
$
280,122

 
100.0
%
 
$
283,874

 
100.0
%
 
$
(3,752
)
 
(1.3
)%
 
(8.4
)%
(1) The total change in sales of repair service agreement commissions includes retrospective commissions, which are not reflected in the change in same store sales.
Credit Segment Third Quarter Results
Credit revenues were $97.4 million for the three months ended October 31, 2019 compared to $89.8 million for the three months ended October 31, 2018, an increase of $7.6 million or 8.5%. The increase in credit revenue resulted from the origination of our higher-yielding direct loan product, which resulted in an increase in the portfolio yield rate to 22.1% from 21.7% for the comparative period in fiscal year 2019, and from a 3.2% increase in the average outstanding balance of the customer accounts receivable portfolio. In addition, insurance income contributed to an increase in credit revenue over the prior year period primarily due to an increase in insurance retrospective income for the three months ended October 31, 2019. The total customer accounts receivable portfolio balance was $1.57 billion at October 31, 2019 compared to $1.53 billion at October 31, 2018, an increase of 2.7%.

2


Provision for bad debts decreased to $42.1 million for the three months ended October 31, 2019 compared to $47.3 million for the three months ended October 31, 2018, a decrease of $5.2 million. The decrease was driven by lower net charge-offs of $2.3 million for the three months ended October 31, 2019 compared to the three months ended October 31, 2018 and a decrease in the allowance for bad debts for the three months ended October 31, 2019. The decrease in the allowance for bad debts was primarily driven by a year-over-year decrease in the incurred loss rate and an increase in the customer recovery rate, partially offset by an increase in first payment default and delinquency rates and a greater increase in the year-over-year change in carrying value of the customer accounts receivable portfolio balance.
Credit segment operating income was $15.6 million for the three months ended October 31, 2019, compared to $0.2 million for the three months ended October 31, 2018. On a non-GAAP basis, adjusted credit segment operating income for the three months ended October 31, 2019 was $16.8 million after excluding impairments of software costs for a loan management system that was abandoned during the third quarter of fiscal year 2020 related to the implementation of a new loan management system. On a non-GAAP basis, adjusted credit segment operating income for the three months ended October 31, 2018 was $5.0 million after excluding costs related to the judgment (the “TFL Judgment”) in favor of TF LoanCo (“TFL”). See Part II, Item 8., in Note 12, Contingencies, of the 2019 Form 10-K for the year ended January 31, 2019 for additional details of the TFL Judgment.
Additional information on the credit portfolio and its performance may be found in the Customer Accounts Receivable Portfolio Statistics table included within this press release and in the Company’s Form 10-Q for the quarter ended October 31, 2019, to be filed with the Securities and Exchange Commission on December 10, 2019.
Share Repurchase Program
On May 30, 2019 our Board of Directors approved a stock repurchase program pursuant to which we may repurchase up to $75.0 million of our outstanding common stock. During the three months ended October 31, 2019, we repurchased 1,261,819 shares of our common stock at an average weighted cost per share of $19.58 for an aggregate amount of $24.7 million. During the nine months ended October 31, 2019, we repurchased 3,136,665 shares of our common stock at an average weighted cost per share of $18.82 for an aggregate amount of $59.1 million.
Showroom and Facilities Update
The Company opened six new Conn’s HomePlus® showrooms during the third quarter of fiscal year 2020, bringing the total showroom count to 137 in 14 states. During fiscal year 2020, the Company opened a total of 14 new showrooms in existing states to leverage current infrastructure. The Company plans to enter the Florida market next fiscal year, with the first store expected to open in the second half of fiscal year 2021.
Liquidity and Capital Resources
As of October 31, 2019, the Company had $349.2 million of immediately available borrowing capacity under its $650.0 million revolving credit facility. The Company also had $4.7 million of unrestricted cash available for use.
Outlook and Guidance
The following are the Company’s expectations for the business for the fourth quarter of fiscal year 2020:

•
Change in total retail sales between negative 9% and negative 5%;
•
Change in same store sales between negative 16% and negative 12%;
•
Retail gross margin between 39.25% and 39.75% of total net retail sales;
•
Selling, general and administrative expenses between 32.25% and 33.25% of total revenues;
•
Provision for bad debts between $55.0 million and $59.0 million;
•
Finance charges and other revenues between $97.0 million and $101.0 million;
•
Interest expense between $15.5 million and $16.5 million; and
•
Effective tax rate between 25% and 27% of pre-tax income.
The Company’s fourth quarter same store sales guidance reflects the continuation of the same factors that impacted same stores sales in the third quarter of fiscal year 2020.
Conference Call Information
The Company will host a conference call on December 10, 2019, at 10 a.m. CT / 11 a.m. ET, to discuss its three months ended October 31, 2019 financial results. Participants can join the call by dialing 877-451-6152 or 201-389-0879. The conference call will also be broadcast simultaneously via webcast on a listen-only basis. A link to the earnings release, webcast and third quarter fiscal year 2020 conference call presentation will be available at ir.conns.com.

3


Replay of the telephonic call can be accessed through December 17, 2019 by dialing 844-512-2921 or 412-317-6671 and Conference ID: 13696710.
About Conn’s, Inc.
Conn’s is a specialty retailer currently operating 137 retail locations in Alabama, Arizona, Colorado, Georgia, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia. The Company’s primary product categories include:
•
Furniture and mattress, including furniture and related accessories for the living room, dining room and bedroom, as well as both traditional and specialty mattresses;
•
Home appliance, including refrigerators, freezers, washers, dryers, dishwashers and ranges;  
•
Consumer electronics, including LED, OLED, QLED, 4K Ultra HD, and smart televisions, gaming products and home theater and portable audio equipment; and
•
Home office, including computers, printers and accessories.
Additionally, Conn’s offers a variety of products on a seasonal basis. Unlike many of its competitors, Conn’s provides flexible in-house credit options for its customers in addition to third-party financing programs and third-party lease-to-own payment plans.
This press release contains forward-looking statements within the meaning of the federal securities laws, including but not limited to, the Private Securities Litigation Reform Act of 1995, that involve risks and uncertainties. Such forward-looking statements include information concerning our future financial performance, business strategy, plans, goals and objectives. Statements containing the words “anticipate,” “believe,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “project,” “should,” “predict,” “will,” “potential,” or the negative of such terms or other similar expressions are generally forward-looking in nature and not historical facts. Such forward-looking statements are based on our current expectations. We can give no assurance that such statements will prove to be correct, and actual results may differ materially. A wide variety of potential risks, uncertainties, and other factors could materially affect our ability to achieve the results either expressed or implied by our forward-looking statements, including, but not limited to: general economic conditions impacting our customers or potential customers; our ability to execute periodic securitizations of future originated customer loans on favorable terms; our ability to continue existing customer financing programs or to offer new customer financing programs; changes in the delinquency status of our credit portfolio; unfavorable developments in ongoing litigation; increased regulatory oversight; higher than anticipated net charge-offs in the credit portfolio; the success of our planned opening of new stores; technological and market developments and sales trends for our major product offerings; our ability to manage effectively the selection of our major product offerings; our ability to protect against cyber-attacks or data security breaches and to protect the integrity and security of individually identifiable data of our customers and employees; our ability to fund our operations, capital expenditures, debt repayment and expansion from cash flows from operations, borrowings from our revolving credit facility, and proceeds from accessing debt or equity markets; the expected timing and amount of our share repurchases; and other risks detailed in Part I, Item 1A, Risk Factors, in our Annual Report on Form 10-K for the fiscal year ended January 31, 2019 and other reports filed with the Securities and Exchange Commission. If one or more of these or other risks or uncertainties materialize (or the consequences of such a development changes), or should our underlying assumptions prove incorrect, actual outcomes may vary materially from those reflected in our forward-looking statements. You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this press release. We disclaim any intention or obligation to update publicly or revise such statements, whether as a result of new information, future events or otherwise, or to provide periodic updates or guidance. All forward-looking statements attributable to us, or to persons acting on our behalf, are expressly qualified in their entirety by these cautionary statements.
CONN-G
S.M. Berger & Company
Andrew Berger (216) 464-6400


4


CONN’S, INC. AND SUBSIDIARIES
CONDENSED CONSOLIDATED STATEMENTS OF INCOME
(unaudited)
(dollars in thousands, except per share amounts)
 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Revenues:
 
 
 
 
 
 
 
Total net sales
$
280,122

 
$
283,874

 
$
848,163

 
$
855,943

Finance charges and other revenues
97,586

 
89,950

 
284,116

 
260,888

Total revenues
377,708

 
373,824

 
1,132,279

 
1,116,831

Costs and expenses:
 
 
 
 
 
 
 
Cost of goods sold
170,453

 
166,886

 
509,746

 
507,102

Selling, general and administrative expense
125,608

 
118,380

 
371,006

 
353,948

Provision for bad debts
42,586

 
47,548

 
132,368

 
142,455

Charges and credits
3,837

 
5,537

 
3,142

 
5,837

Total costs and expenses
342,484

 
338,351

 
1,016,262

 
1,009,342

Operating income
35,224

 
35,473

 
116,017

 
107,489

Interest expense
15,051

 
15,098

 
43,944

 
47,484

Loss on extinguishment of debt
—

 
—

 
—

 
1,773

Income before income taxes
20,173

 
20,375

 
72,073

 
58,232

Provision for income taxes
5,030

 
5,745

 
17,447

 
13,859

Net income
$
15,143

 
$
14,630

 
$
54,626

 
$
44,373

Income per share:
 
 
 
 
 
 
 
Basic
$
0.52

 
$
0.46

 
$
1.77

 
$
1.40

Diluted
$
0.51

 
$
0.45

 
$
1.74

 
$
1.38

Weighted average common shares outstanding:
 
 
 
 
 
 
 
Basic
29,094,062

 
31,712,862

 
30,796,114

 
31,636,270

Diluted
29,710,740

 
32,321,874

 
31,353,834

 
32,251,952



5


CONN’S, INC. AND SUBSIDIARIES
CONDENSED RETAIL SEGMENT FINANCIAL INFORMATION
(unaudited)
(dollars in thousands)
 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Revenues:
 
 
 
 
 
 
 
Product sales
$
250,233

 
$
256,731

 
$
759,256

 
$
773,224

Repair service agreement commissions
26,478

 
23,579

 
78,149

 
72,104

Service revenues
3,411

 
3,564

 
10,758

 
10,615

Total net sales
280,122

 
283,874

 
848,163

 
855,943

Other revenues
197

 
179

 
602

 
291

Total revenues
280,319

 
284,053

 
848,765

 
856,234

Costs and expenses:
 
 
 
 
 
 
 
Cost of goods sold
170,453

 
166,886

 
509,746

 
507,102

Selling, general and administrative expense
87,105

 
80,894

 
254,874

 
241,649

Provision for bad debts
535

 
286

 
645

 
789

Charges and credits
2,628

 
737

 
1,933

 
1,037

Total costs and expenses
260,721

 
248,803

 
767,198

 
750,577

Operating income
$
19,598

 
$
35,250

 
$
81,567

 
$
105,657

Retail gross margin
39.2
%
 
41.2
%
 
39.9
%
 
40.8
%
Selling, general and administrative expense as percent of revenues
31.1
%
 
28.5
%
 
30.0
%
 
28.2
%
Operating margin
7.0
%
 
12.4
%
 
9.6
%
 
12.3
%
Store count:
 
 
 
 
 
 
 
Beginning of period
131

 
118

 
123

 
116

Opened
6

 
3

 
14

 
5

End of period
137

 
121

 
137

 
121



6


CONN’S, INC. AND SUBSIDIARIES
CONDENSED CREDIT SEGMENT FINANCIAL INFORMATION
(unaudited)
(dollars in thousands)
 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Revenues:
 
 
 
 
 
 
 
Finance charges and other revenues
$
97,389

 
$
89,771

 
$
283,514

 
$
260,597

Costs and expenses:
 
 
 
 
 
 
 
Selling, general and administrative expense
38,503

 
37,486

 
116,132

 
112,299

Provision for bad debts
42,051

 
47,262

 
131,723

 
141,666

Charges and credits
1,209

 
4,800

 
1,209

 
4,800

Total costs and expenses
81,763

 
89,548

 
249,064

 
258,765

Operating income
15,626

 
223

 
34,450

 
1,832

Interest expense
15,051

 
15,098

 
43,944

 
47,484

Loss on extinguishment of debt
—

 
—

 
—

 
1,773

Income (loss) before income taxes
$
575

 
$
(14,875
)
 
$
(9,494
)
 
$
(47,425
)
Selling, general and administrative expense as percent of revenues
39.5
%
 
41.8
%
 
41.0
%
 
43.1
%
Selling, general and administrative expense as percent of average outstanding customer accounts receivable balance (annualized)
9.8
%
 
9.9
%
 
9.9
%
 
9.9
%
Operating margin
16.0
%
 
0.2
%
 
12.2
%
 
0.7
%


7


CONN’S, INC. AND SUBSIDIARIES
CUSTOMER ACCOUNTS RECEIVABLE PORTFOLIO STATISTICS
(unaudited)
 
As of October 31,
 
2019
 
2018
Weighted average credit score of outstanding balances (1)
592

 
593

Average outstanding customer balance
$
2,735

 
$
2,578

Balances 60+ days past due as a percentage of total customer portfolio carrying value (2)(3)
10.1
%
 
9.3
%
Re-aged balance as a percentage of total customer portfolio carrying value (2)(3)(4)(5)
27.8
%
 
26.1
%
Carrying value of account balances re-aged more than six months (in thousands) (3)
$
110,016

 
$
86,807

Allowance for bad debts and uncollectible interest as a percentage of total customer accounts receivable portfolio balance
13.3
%
 
13.6
%
Percent of total customer accounts receivable portfolio balance represented by no-interest option receivables
21.8
%
 
21.7
%

 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Total applications processed (6)
305,525

 
283,274

 
875,374

 
862,324

Weighted average origination credit score of sales financed (1)
608

 
610

 
608

 
609

Percent of total applications approved and utilized
25.6
%
 
28.5
%
 
27.1
%
 
30.1
%
Average income of credit customer at origination
$
46,100

 
$
45,400

 
$
45,700

 
$
44,200

Percent of retail sales paid for by:
 
 
 
 
 
 
 
In-house financing, including down payment received
66.7
%
 
69.7
%
 
67.9
%
 
70.1
%
Third-party financing
18.5
%
 
15.6
%
 
17.5
%
 
15.7
%
Third-party lease-to-own option
7.0
%
 
8.0
%
 
7.2
%
 
7.3
%
 
92.2
%
 
93.3
%
 
92.6
%
 
93.1
%
(1)
Credit scores exclude non-scored accounts.
(2)
Accounts that become delinquent after being re-aged are included in both the delinquency and re-aged amounts.
(3)
Carrying value reflects the total customer accounts receivable portfolio balance, net of deferred fees and origination costs, the allowance for no-interest option credit programs and the allowance for uncollectible interest.
(4)
First time re-ages related to customers affected by Hurricane Harvey within FEMA-designated disaster areas included in the re-aged balance as of October 31, 2019 and October 31, 2018 were 0.8% and 2.2%, respectively, of the total customer portfolio carrying value.
(5)
First time re-ages related to customers affected by Tropical Storm Imelda within FEMA-designated disaster areas included in the re-aged balance as of October 31, 2019 were 0.5% of the total customer portfolio carrying value.
(6)
The total applications processed during the three and nine months ended October 31, 2018, we believe, reflect the impact of the rebuilding efforts following Hurricane Harvey.







8


CONN’S, INC. AND SUBSIDIARIES
CONDENSED CONSOLIDATED BALANCE SHEETS
(unaudited)
(in thousands)
 
October 31, 2019
 
January 31, 2019
 
 
Assets
 
 
 
Current Assets:
 
 
 
Cash and cash equivalents
$
4,672

 
$
5,912

Restricted cash
49,247

 
59,025

Customer accounts receivable, net of allowances
666,922

 
652,769

Other accounts receivable
66,748

 
67,078

Inventories
247,614

 
220,034

Income taxes receivable
1,688

 
407

Prepaid expenses and other current assets
10,861

 
9,169

Total current assets
1,047,752

 
1,014,394

Long-term portion of customer accounts receivable, net of allowances
660,521

 
686,344

Property and equipment, net
172,341

 
148,983

Operating lease right-of-use assets
240,879

 
—

Deferred income taxes
22,908

 
27,535

Other assets
12,424

 
7,651

Total assets
$
2,156,825

 
$
1,884,907

Liabilities and Stockholders’ Equity
 
 
 
Current liabilities:
 
 
 
Current maturities of debt and finance lease obligations
$
607

 
$
54,109

Accounts payable
85,908

 
71,118

Accrued expenses
74,593

 
81,433

Operating lease liability - current
38,541

 
—

Other current liabilities
13,182

 
30,908

Total current liabilities
212,831

 
237,568

Deferred rent
—

 
93,127

Operating lease liability - non current
322,248

 
—

Long-term debt and finance lease obligations
965,063

 
901,222

Other long-term liabilities
26,306

 
33,015

Total liabilities
1,526,448

 
1,264,932

Stockholders’ equity
630,377

 
619,975

Total liabilities and stockholders’ equity
$
2,156,825

 
$
1,884,907



9


CONN’S, INC. AND SUBSIDIARIES
NON-GAAP RECONCILIATIONS
(unaudited)
(dollars in thousands, except per share amounts)

Basis for presentation of non-GAAP disclosures:

To supplement the Condensed Consolidated Financial Statements, which are prepared and presented in accordance with accounting principles generally accepted in the United States of America (“GAAP”), the Company also provides the following non-GAAP financial measures: adjusted retail segment operating income, adjusted retail segment operating margin, adjusted credit segment operating income, adjusted credit segment operating margin, adjusted net income, adjusted net income per diluted share, adjusted EBITDA and adjusted EBITDA margin. These non-GAAP financial measures are not meant to be considered as a substitute for, or superior to, comparable GAAP measures and should be considered in addition to results presented in accordance with GAAP. They are intended to provide additional insight into our operations and the factors and trends affecting the business. Management believes these non-GAAP financial measures are useful to financial statement readers because (1) they allow for greater transparency with respect to key metrics we use in our financial and operational decision making, (2) they are used by some of our institutional investors and the analyst community to help them analyze our operating results and (3) in the case of adjusted EBITDA, it is used for management incentive programs.

RETAIL SEGMENT ADJUSTED OPERATING INCOME AND RETAIL SEGMENT ADJUSTED OPERATING MARGIN
 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Retail segment operating income, as reported
$
19,598

 
$
35,250

 
$
81,567

 
$
105,657

Adjustments:
 
 
 
 
 
 
 
Facility closure costs (1)
2,628

 
—

 
1,933

 
—

Securities related matter and other legal fees (2)
—

 
—

 
—

 
300

Employee severance (3)
—

 
737

 
—

 
737

Retail segment operating income, as adjusted
$
22,226

 
$
35,987

 
$
83,500

 
$
106,694

Retail segment total revenues
$
280,319

 
$
284,053

 
$
848,765

 
$
856,234

Retail segment operating margin:
 
 
 
 
 
 
 
As reported
7.0
%
 
12.4
%
 
9.6
%
 
12.3
%
As adjusted
7.9
%
 
12.7
%
 
9.8
%
 
12.5
%
(1)
Represents impairments from the exiting of certain leases upon the relocation of three distribution centers into one facility and the gain from the sale of a cross-dock during the three and nine months ended October 31, 2019. Includes an additional gain from increased sublease income related to the consolidation of our corporate headquarters during the nine months ended October 31, 2019.
(2)
Represents costs associated with a contingency reserve related to a regulatory matter.
(3)
Represents severance costs related to a change in the executive management team.














10





CREDIT SEGMENT ADJUSTED OPERATING INCOME AND CREDIT SEGMENT ADJUSTED OPERATING MARGIN
 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Credit segment operating income, as reported
$
15,626

 
$
223

 
$
34,450

 
$
1,832

Adjustments:
 
 
 
 
 
 
 
Write-off of software costs (1)
1,209

 
—

 
1,209

 
—

Legal judgment (2)
—

 
4,800

 
—

 
4,800

Credit segment operating income, as adjusted
$
16,835

 
$
5,023

 
$
35,659

 
$
6,632

Credit segment total revenues
$
97,389

 
$
89,771

 
$
283,514

 
$
260,597

Credit segment operating margin:
 
 
 
 
 
 
 
As reported
16.0
%
 
0.2
%
 
12.2
%
 
0.7
%
As adjusted
17.3
%
 
5.6
%
 
12.6
%
 
2.5
%
(1)
Represents impairments of software costs for a loan management system that was abandoned during the third quarter of fiscal year 2020 related to the implementation of a new loan management system.
(2)
Represents costs related to the TFL Judgment.

ADJUSTED NET INCOME AND ADJUSTED NET INCOME PER DILUTED SHARE
 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Net income, as reported
$
15,143

 
$
14,630

 
$
54,626

 
$
44,373

Adjustments:
 
 
 
 
 
 
 
Facility closure costs (1)
2,628

 
—

 
1,933

 
—

Employee severance (2)
—

 
737

 
—

 
737

Securities related matter and other legal fees (3)
—

 
—

 
—

 
300

Loss on extinguishment of debt (4)
—

 
—

 
—

 
1,773

Legal judgment (5)
—

 
4,800

 
—

 
4,800

Write-off of software cost (6)
1,209

 
—

 
1,209

 
—

Tax impact of adjustments
(861
)
 
(1,240
)
 
(705
)
 
(1,811
)
Net income, as adjusted
$
18,119

 
$
18,927

 
$
57,063

 
$
50,172

Weighted average common shares outstanding - Diluted
29,710,740

 
32,321,874

 
31,353,834

 
32,251,952

Diluted earnings per share:
 
 
 
 
 
 
 
As reported
$
0.51

 
$
0.45

 
$
1.74

 
$
1.38

As adjusted
$
0.61

 
$
0.59

 
$
1.82

 
$
1.56

(1)
Represents impairments from the exiting of certain leases upon the relocation of three distribution centers into one facility and the gain from the sale of a cross-dock during the three and nine months ended October 31, 2019. Includes an additional gain from increased sublease income related to the consolidation of our corporate headquarters during the nine months ended October 31, 2019.
(2)
Represents severance costs related to a change in the executive management team.
(3)
Represents costs associated with a contingency reserve related to a regulatory matter.
(4)
Represents costs incurred for the early retirement of our debt.

11


(5)
Represents costs related to the TFL Judgment.
(6)
Represents impairments of software costs for a loan management system that was abandoned during the third quarter of fiscal year 2020 related to the implementation of a new loan management system.


ADJUSTED EBITDA AND ADJUSTED EBITDA MARGIN
 
Three Months Ended 
 October 31,
 
Nine Months Ended 
 October 31,
 
2019
 
2018
 
2019
 
2018
Net income
$
15,143

 
$
14,630

 
$
54,626

 
$
44,373

Adjustments:
 
 
 
 
 
 
 
Depreciation expense
9,489

 
7,828

 
27,171

 
23,262

Interest expense
15,051

 
15,098

 
43,944

 
47,484

Provision for income taxes
5,030

 
5,745

 
17,447

 
13,859

Facility closure costs (1)
2,628

 
—

 
1,933

 
—

Employee severance (2)
—

 
737

 
—

 
737

Securities-related regulatory matter and other legal fees (3)
—

 
—

 
—

 
300

Loss on extinguishment of debt (4)
—

 
—

 
—

 
1,773

Legal judgment (5)
—

 
4,800

 
—

 
4,800

Write-off of software cost (6)
1,209

 
—

 
1,209

 
—

Stock-based compensation expense
3,216

 
2,952

 
9,852

 
8,514

Adjusted EBITDA
$
51,766

 
$
51,790

 
$
156,182

 
$
145,102

Total revenues
$
377,708

 
$
373,824

 
$
1,132,279

 
$
1,116,831

 
 
 
 
 
 
 
 
Operating Margin
9.3
%
 
9.5
%
 
10.2
%
 
9.6
%
Adjusted EBITDA Margin
13.7
%
 
13.9
%
 
13.8
%
 
13.0
%
(1)
Represents impairments from the exiting of certain leases upon the relocation of three distribution centers into one facility and the gain from the sale of a cross-dock during the three and nine months ended October 31, 2019. Includes an additional gain from increased sublease income related to the consolidation of our corporate headquarters during the nine months ended October 31, 2019.
(2)
Represents severance costs related to a change in the executive management team.
(3)
Represents costs associated with a contingency reserve related to a regulatory matter.
(4)
Represents costs incurred for the early retirement of our debt.
(5)
Represents costs related to the TFL Judgment.
(6)
Represents impairments of software costs for a loan management system that was abandoned during the third quarter of fiscal year 2020 related to the implementation of a new loan management system.




12
 GRAPHIC 3 connshomepluslogoa26.jpg CONNSHOMEPLUSLOGO begin 644 connshomepluslogoa26.jpg M_]C_X 02D9)1@ ! 0$ 8 !@ #_X1#^17AI9@ 34T *@ @ ! $[ ( M 1 (2H=I 0 ! (7)R= $ B 0U.H< < @, /@ M !SJ " M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M ,C Q-CHP,SHP,R Q.#HS-#HT, R,#$V M.C S.C S(#$X.C,T.C0P 4@!A &, : !E &P +@!! &P ; !D '( 90!D M &< 90 /_A"R-H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O #P_>'!A M8VME="!B96=I;CTG[[N_)R!I9#TG5S5-,$UP0V5H:4AZDY48WIK8SED M)S\^#0H\>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(CX\&UL M;G,Z9&,](FAT=' Z+R]P=7)L+F]R9R]D8R]E;&5M96YT&UP;65T83X-"B @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @ M(" @(" @/#]X<&%C:V5T(&5N9#TG=R<_/O_; $, @$! @$! @(" @(" @(# M!0,# P,#!@0$ P4'!@<'!P8'!P@)"PD(" H(!P<*#0H*"PP,# P'"0X/#0P. M"PP,#/_; $,! @(" P,#!@,#!@P(!P@,# P,# P,# P,# P,# P,# P,# P, M# P,# P,# P,# P,# P,# P,# P,# P,# P,#/_ !$( 2$!VP,!(@ "$0$# M$0'_Q ? !!0$! 0$! 0 0(#! 4&!P@)"@O_Q "U$ " 0,# M @0#!04$! 7T! @, !!$%$B$Q008346$'(G$4,H&1H0@C0K'!%5+1\"0S M8G*""0H6%Q@9&B4F)R@I*C0U-C+CY.7FY^CIZO'R\_3U]O?X^?K_Q ? 0 # M 0$! 0$! 0$! 0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$! ! M G< 0(#$00%(3$&$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B7J"@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?( MRKR\_3U]O?X^?K_V@ , P$ A$#$0 _ /W\ MHHHH **** "BBB@ HHHH **** "B@G J-I\'M0%UU)**;O.WI2-+LZT /HI@ MFR>.E*7Q1MN ZBF^90'S1Y@.HIIDQ0)0: WV'44T-DTZ@ HHHH **** "BBB M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **;(^Q!]!USQC, MH/EW,RMIMH^.X,BF7'_;/!]>*OVE?A_X!5AK7C/POIFS@K<:E#&P_!FS7'7W_!17X&:8^V? MXJ>"(V'8ZK#_ /%5_.!*&GDWNQD<'.YB2WYYS0$P:\2MXH57*]*BK>;/T[#? M0JR]1M7S*=_[L$E]UV?T>6O_ 4D^ US<+''\5_ I9NF=7@7]=U=?X5_:I^' M7CR15T7QOX7U)FZ"WU*&0GZ8;FOYE"A_O,?QQ34B"R^9M3>?XL<_GUI4_%"J MG^\HKY#Q/T*\OY?]GS*=_P"]!/\ )H_J@M]0AOXMT,T0 M.#T.<@_TK^9WX5?M8_$_X'W4M/KY]_9&_X*3?" M[]LK3O\ BE]96WUJ%0;C1M0 M[ZWXSG83AEZ_.A93CK7OD=WO?;M[9!S7WF' MQ-*O#VE&2DO(_F+-LHQN5XEX/,*4J51;J2:9-134DW&G5MNKGG!1110 4444 M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44V1]BY_G0'W+D?S MH =133)@]/K1YHQGM0+F5[#J*:DN\?RHWGTH&.HH%% !1110 4444 %%%% ! M1110 4444 %%%% !103@5%).R)G:OXG% #Y6*)\J[CZ9J 7"LY^7[IZ\UG>+ MO&^F^"M N]3UBZMM-TVQB::XN;J01Q1( 26)/0#'4\5^5_[>_P#P7OEEOKKP MQ\$HU6W*M%/XHN4+;SZ6L3# XR1(_7LIZUY.;9WA,MH^UQ#L^BZ_<7X[ZED])R[S>D(+NY?HKOR/OW]JW]O7X9_L?:&)_&7B*WL[V=-]MI\7[^] MN1GJD*_-M_VCA>Q8$@5^7?[57_!?OXA_$V_NM/\ AQIL/@/19 52\G"W6I7" MY^_R#'%D<;<,PSG<"!CX4\3^+=7\;Z[,7GN[R4RS2L?XBW7= MCCK@#C&.*S$A5.PP.@ P/K@<9K\=SGQ QN)O##^Y'\7YW/\ 0?PX^BUPUD<( MXG-TL776KO\ PT_*&SM_>OZ(U?%_C;6O'^NS:MX@UG5==U*XF;/4 M;V)./;.*S(RI'W. .Q-O8TV[_+\SXW MB+Q(X8R&_P#:V.ITVOLN2$S8.VE_$SQ'8S; M>&N+&&X7/J0NP_DP_I7T4/#_ #EQYN1+RYH_YGY1/Z4_ "K^S^LMK^94ZEO_ M $F_X'Y&CA=WWN<<'^=#*KKR*]6_;,_9'UK]B_XV3>#=ZLF/ M[V%F(0R(1^[,BOC\9AZN'JNC6^*.Y^[Y/G&$S;!4LRR^?/ M2J).,DK73];,M>'?$%]X3URUU+2;V\T_4K&42VUQ;2^7-%(.A!]>WH02#D$B MOV,_X)$_\%<9/VD[V'X=_$2XB7QQ&F=-O]HBBUR-5.0>RS@ Y4<$#(]*_&=T M0I@J#FKF@>(;[P?KUCJVEW,UGJ6FW,=W;7$;[9(9$(*X(Z#(Z5[G#G$5;+,0 MIP;Y7NG^9^;>+/A3E?&>63PU>%L19^RJ:7C):V_POJNOD[-?U,6\X>7IRQ.? MPX_PQ[5:KQ?]@;]HZ+]J_P#95\'>.$VK=ZK:;-01>%CNHF:*=1["57 'IBO: M*_I##UXUJ4:T'=25T?Y"YIEM?+\95P.)5ITY.,EV<79_B@HHHK8X HHHH ** M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@!DXW1'C/UJ(3JORJ,_2I MI/N5P_Q[^-NA_LY_";7/&7B6Y2QT70;5KFYDSSQC:J^K,2 .Y%1.I&$92J; M)7-L+AJN(K1H4(N4YM))=6W9?>=5J&KP:99M<74T5G#&NYY)7"HOU)Q^M>;R M?MO_ @CUK^S/^%F>!9-0W>68%UZVWANFTC?P?:OPB_;5_X*&^/OVTO'5U<: MQJ-UI7AN-V^Q:!;2,D%NN>&E'_+20@J?L M4>.[74-#U*XOO#JR+]OT&>5C:740^]L3[L#Y=)K>/EW/P?Q> M\$;:-Q]>.>M17.K1V; M_O,(HY+,P''K_3_.:^FNDKL_%M]BW17%_P##1'@E-:_LU_%GAQ-0W!!:G48O M.)/;9NSGVKJK?5H;H;HV5ESC(/\ 2LXUJU@XW[IHM45' M%8[?PHB_Q2-P%7N2.U:GQ M;^+&A_!CX=ZMXF\27UOINC:/;O=7-Q*^%1%&2?Z #))(K\ /^"B7_!0#Q!^W M?\6GNIVFLO!NBS%-$THY58P>?.E&?FF<>V%1B!RQ_P %#/\ @IWXN_;J\2O:I)<> M'_ -G*5L=&1]KS\Y66Y(P6D(&=N=JD C)&:^84C\MLY[;?KZ?YZ=\9YH P-J MMC'Z_P#UO3TIW5:_GW,,RK8RJZ^)DY2?W'^K7"W">6\/9?#+,JI*G1BM$EJ^ M[;W;>[8G.?:EI #ZTHZKGC%VQ'-=C!P]X1R%)PPC!Y &[@E3[&39'BLQK>QH+U?0^ \0?$C)N$,#]?S6I M9?9BM9S?:*_5M)=SXX_92_8.^)O[9&I*O@W06;2ED,=QK-ZQ@T^W]?WF,NPY M^5 3].H_4+]E7_@@3\-?A:UIJ7C^\G\?ZJJJRP2AH-.A;'\$8)+KS_&Q^E?= MW@WP'I'@#P]:Z3HFGV>DZ;8H(K>VM8ECCB4= JCH/:M<6[#^+<.HSZ_Y[5^U MY%P/@L#[]5<\_/H?YT>(WTF>*>(JLJ66S>$H/1*#]]K^]-6=_P##9>IA>!OA MGH/PUT&/3?#VD:?HUC",)!:6R0HOX* *VHX/+4#D[3P2:DB@\L=?TI^#7VL: M<8:02L?SM6KU:TW4JR;D]6V[M_-ZD'"G*CYS(=O9N:^*O^"[^E7>J M?\$]=>EM5"QVNIZ?-<-V6/ST&3^)'Y5Y^<5ITL%5J4MU%M'U?A]EN&S'B?+\ M!C/X=2M3B[O1IR5T_)GX?^-/&VL?$?Q9?:YXAU&[U;6M1=9+F[NI3)+,V#U/ M3Y1P ,=AC-IHDS%'NP.YR/F!/K^1I=PK^6ZTY5)N/+".B25DDM-%T6@M-'S[E(S2DC'\7X"D;Y=WS*-JG/S<#'7)[#WJ%%VT-*U M2T9-=C]J/^#='7IK_P#8^UVPD9WCT_Q)<&,$\)YD<3D#TR26^K&OT&KXR_X( M=? ;4?@9^Q/I$FJ6K6M_XLN9=:>*3B2.*4_N0P]3"(R1VW >M?9M?T_P[2G3 MRVC&>_*C_&7Q>QN&Q?&F95\&TX.K*S6SUU:^84445[1^+K<<,8W2/$BLDV .3B-W;').S'?CQ>(Z#F.P>$XURVO MF%O9JK&]]D]DWZ2LS\)U'[J/[QVC'S'/X_7W]*<1D4U7X QM;"G:>N&&1_\ M7]#Q3LXK^8)IIVENC_9BG*'*G'9Z]]]?U&F/(]>V/6OV _X-P/B#?:O\#O'O MA^X>26UT/6H[BUW?P">/+@>V^-V^K'UK\?V/R-\VW )SCI7[._\ !N]\+;GP ME^RGXB\17&Z/_A*M>D-N2,;HH%$0^OS^;^OIS]YX=*K_ &G[FUM?0_FGZ65; M#1X$J4ZUN>52FH=U+F3=O^W>8^^?$FOV?A#P[>ZGJ%Q#:V5E"TT\LK;8XT4% MF9B>@ !)/8"OPA_X*1?\%4?%G[8OCB]TCP_?7FA?#NQN7CL[>W8QR:N%( GG M/7GJ$' !!R3T_2#_ (+J_&E_A9^PEJVG0SK'=>-+N'1HUS@R1N6DE'NIBC92 M.,AZ_"=7.U5Z^Y^G^?PQZ5]'XC<05:519?1=M+L_'?HE>%^"Q>&J<59A3524 M9.%-25U&R3%-"C\,Z'9:?#N,-G$L*$G)V MJ,#)K5K^EZ_7U/\::D(PDXPU5W9]U?2_P @HHHJR0HHHH ***1CB@!) M1E.F:KW%S&(VW'Y1UY[5--+LCS[BO@__ (+.(Y M(]]NVV33K'A9)L_PLV2B'U);^ @\68YA3P6&GB:NBBKKS?8^FX/X5QO$><4, MFR]?O*TK7Z12U'K%&1\N<@NN?X<'X55%ME&%7A=@]%&<\?Y[FB(*H"J6X&"<_>^O\_KD]Z> M5S7\SYMFU;'XF6)JOXGMV1_L9P'P1@>%LHI9-E\;0@M7UE*VLGZO_(1!QD]: M=01FD+8CW5Y/F?8QJ-).>EWL#' I&D\IOFW*5&2.X![T+*!M9CM7())]*^\O M^"*__!-E/VE/'Z_$3Q=:R?\ "%>&YPMA9SQG9K-ZA)8L,_-'$=H/8L".QKU\ MER>MF.)6&I+U\EW/C/$#C;+^%N?\$:?^"3 MGVG^S/BU\3-+4LRBX\.Z1<+]Q?X;J53ZY#*I''RD\\#]5DA2Q"JIVK_=IMK8 M):[4B 2*-<*@ "@=@/I_4U8:(MW''M7]'91E%#+\/'#T>F[ZMG^0_B%X@9GQ MAFT\US.3UTA!/W81OI&/ZOJ]1(]V1TZ\U+31'@TZO6UZGPX44CMM6F&;YOX? MSH#R'2?=KD?C%\*])^-OPPUSPAX@L_MFB^(;&6QNX1U:-P5.T]F&<@]C@UU4 MDQ#;>YZ8-1-<"1&5^-P[G'X5$X1E&4);-69I0K5*-6-:DVI1=TUI9K5/U70_ MG$_;8_8<\8?L1?$RZTC7;.YNM#DM1@M:ZA#V^;^&0# *N02>FX&9M*^(>I>#_[+N!_I%OK-Q!Y4GIN$AQU MQCTXQ7QCXE_8Z_8)\;ZYMM/$'@BQG9B?L^G>*_(C!ZG""7 _ <>U?CF<< P] MLY82M%)]&]F?Z$^'_P!*:L\NA2XAR^M.<4E[2G#FC*RW=[6?>U_EL?CM'NE8 M#GYL#A6.">!G ]:^_?\ @EG_ ,$=_$'QS\7:;XX^)VEW6B^"]/F6XL]*O$\N MXUEE^92\?WEA+!20W+J", '-?H9^S9_P3R_9U^&5Q9Z_X+\+^'=6OXR'M=3F MNO[4D4GC,*GTKL7F6%J93PY0EAU-6E.>DTNJBE>WK>_H/TO38M+@CAA 2&)0 MB(!@* .E7*C0_=P.*DK],C9*T=C^*V[MM]0HI'.U:@EU!88F=N%7K_6J;25V M!8HK/7Q18DM_I5KA&*L?-7@]HJK+JD<,3,S(JJ,EB?E_/I7&^*_P!IWX?^!9Q%K'C+POI03R".GXIV83+L7BF_JU*4[;\L6[ M?!2?;6[?_P"+IQ_;I^#VW*_$SP,WL-;M\_\ H=8_ M7<.ESQ" MM<1:=J$5U) &)"EEC8D X."?0^E:'C3XN>&_AQ8M=>(-3+>WD5N@_ M%F K;VU/D]I=6[G)++\2JWU=TY<_\MG?[MSI**^B_!#]KCX=_M(:886GC.%,[PF'6,Q6#JPI/[4J7 M.SBJUW:K=0O#(J[9!M_"GPWOGNJ[&7=G\/\ ]=3-'G\_2NR4>CU/GXR>DH,_ M,7]N[_@@E:_$WQ=?>*OA1J6G^';N]9Y[G1+W*V+RD[GDB9\CN4,3,RJ^4.X E&QN4'&.F>/ MZ;;J(QQ;EVG;T'KZ=:_*GXO_ /!&7XH?ME?MB^*O&GC;Q!I7AG0=7U$/;K;R M/>7HM(E6*,!3M6)]B=0S*"Q)4\J?S/BK@ZC57M,#3O4;Z.RMWUT/[1\!?I 8 M[!3G@^*<;%8*C!\KDFZE^D8M:OK>Z>EM3X!_9"_9.\2_MB_&O3_!_ANV=D>1 M)-2OBI\G3+8\M*Y]P"%'\3$#(SD?T2?!+X0Z3\ _A=H/A'0(?)TC0+-+.V7. M3D27=](1S)+)_ M$Q/IA1V KU1HR8_[W^->]PIPS'*:-Y/FJ2M?R\C\A\<_&:KQUCHQPL7#"4K\ MB>\FW\D#0Q1G';"F7 M_OJOR_"8-??W_!Q#JRLE]Q_H+]''!QPWA]@(1ZJ4O_ IR?SW#^)><'<,8..]?O)_P12_9JL_@ M9^Q'X=U)K7RM:\<1)KM](Z;9"DHS I] (MO'8LQ[U^%?@_0O^$M\7:3I7*_V ME>PVN0,XWR*O]:_J \&>'K?PWX;T^QM(UAM;2!(HHE'RQHH 'L !7U'AA@H M2JUL7/>-DOF?B?TSN)JU#+<#DM)V564IR\U"R2?E>5_D:T'!7!_,5-3$-/K] MF/\ /339!1110 4444 (Q^6FR.43W[>].;[M123E-WRG:HSD47$S+\<>,;#P M+X1U+6-3N([73]+MI+NYF=MJQ1HI9F/L "?PK^;G]L;]IK5OVO?VAO$'CC5' M*PW\YATZW"E%M+.,E88]OJJG+?[4C5^J7_!P-^TP?A;^S+IO@'3[IHM4^(%U MY-R(WQ(EE!AY ?\ 9=BB'U#,*_%^-<+RS-VRQR>W?UXY]3SQ7XWXE9USU5EU M-Z1U?J^GR5G\S_0WZ(/A['#Y?6XJQ,;SJMTZ=^D$_?:_Q2T](^8U8MCYJ2@C M.**_*92YG<_MJ/-;WMP'6F#HV?X>:>:19 FYF7A5)//7BG&UFR*FD6ST;]DC M]FW5_P!K;]H'P[X#T?=')J\^ZYG S]DM$YFG^J*"/]]HQ_%Q_1M\&_A9H_P4 M^&VA^%?#MM'9Z3H=G':6T*KT51C.>I)P23U)8FO@3_@W@_9;A\*?"36OBEJ% MFG]J>*IFT_39V3YDLX'*.4]!)*K$D?>$:&OTG%ML/RMQZ5^_\!Y''!X)8B:] M^>OR/\M_I1>(U3/^))9/AY?[/A&XI+9S^W+SM\*]'W$7:)!V["IJC2(KC.#^ M%25]T?S(%%-=BHXJ,W.Q1N7J<=: ZV'7+;8N?Y56GN$;[RDJO).?Q_'\*J>+ M_%FG^%/#EYJ&I74-C8V<+7$T\\GEQ1HO)9F[*,9.>V:_'?\ X*6?\%LM:^+U MUJ'@?X1WMQH_A'+07>O1_+=:H.ZP''R0]@PY89Z FO#SO/L/E='VU9W[1ZGZ M)X<^&&<<:Y@L#ED%R_:F](Q7=OJ^T5J_34^W/VV_^"Q_PR_9)O;C1+.0^,O& M4(PVFZ:^^.U;L)I@"BGU09<#DJ!R/R]_:0_X+)?'#]HH7-K'XB;P7H\CG_0? M#Y:W=1GA'N,^8_N5*@]",$BOE=F9G;<[DR'+$L27]R>YSWXH^;(YR , =A_G MUK\6SCC3,,=+DC+DB]DOU9_H_P"'OT<^%.&Z<:E>E'%5UO4J*^O]V#O&*[63 M?F37^HW&LWTEU>7%Q=74K%I)YW,LLA/4L[98_G5=X(\\(/7[H_PIR-YA"CYI M&X '_P!?'Y?>[XQS5S6]"OO#&H-9ZE9W6GWJI'(UM?N5/ZI&HJ,.5.VD5V76RZ:VN=!\'_CAXQ^ OBJ'6/!O MB#5/#^HJX<_8YS%%J_!3XF:'XMT6X M:UU3P_>QWT#H<9*'E3ZJRY5AW!-?2<-\38G+\1&+;<&]5N?C_C!X/9/Q?E52 M/LE#%13=.<5:7,K^[+O%VU^]']0<$I8KNQWY!J9C@=,URGP?^(=K\3_AGX?\ M26C*UEKVG07]NR\KLDC##GZ$5O:GK]KI5A)<74T5O;Q(7=Y'"JJCN3G 'N37 M]%QJ1G!5%LU<_P D*F'JPKRH2C[R;5NMT[?FB>ZDS;$_*/4YX6OS$_X+E_\ M!2>/PWH5Q\'?!.I2C6K]5;Q%>VC#_B7PG!%L'_YZ/CYL=%)'4@BY_P %(_\ M@N1H_@_3M0\&_!V[MM74C2S7%Q(9)IG8Y9G8_>9FY)]ATQ7YCQIQC2ITW@L'+FD]VGMY M']I?1W^CUB\3BJ7$_$=-PIP]ZE3DE>K>NV\@UZ^,:K]NO]JC M7[3(0!QC S[4S^U;HG_CZO/^_P"_^-5PF#G- W$^U?COMJCU)];O+<:9I4,;'>D41&YW.1&I8Y) / XYKXG7=N^5J%.T#CY<; -QX'7 MU]:[\KSBO@:OMZ3UM:U_^"?(\:<"Y5Q+ELLJQ\;4Y.+:B^5OE:=GI>SMTU\T M?0G[4W_!3_XP?M;7DXUCQ)<:#H,CDIH^C2&WM1SPCO\ ?E(X.6(&1TKYY9-T MC/D[W^^P."Y]6(ZTI8EL$[O<]<4;!7-CTKS;;\SU^'N%LJR7#+"97 M0A3IK91BET6K>[;ZMZOJ6O#VJWGA;6H-0TN^NM-U&WD$L-U:R>3-"XY#*XY! M'KFOVM_X(I_\%$M4_:W\$ZEX-\83I-XR\(P)+]J P^J6;':)G'02!QM;'!R# M@9K\2-J]-N=W&/6OL;_@@[JM]9_\%#=&CL2RPW6CWZ7NWO'M5B#[>8(,>^?6 MOI.">$[*ZY=6KKHUI;O8_> M.(<=>E,F 5,[CM P:4#/S55OKK^S;*2:1MJQ@OD]/6OZ(E+E?,]NI_D_%,LZEC,QDH-\L=$?ZT?1W\.8<,\ M)4?K,/\ :*_[R=TKJZ5H_**5UWN(L:AONJ?;%"QCGY!GM@T 8ZF@?(.7B;]C;X9^)M)\!Q6]CXC\5W$!O-9 MF42/:V\*R;(HHR-N[=*YWMDX/0$!AY-\0?B5XD^+.OS:KXHU[6/$6ISL6>YU M&[>X2 H[ <"L(M_%\S#&Y>#G\3]W!Z Y()P*<3M]-W7'I_]>NZMF&+E M1C2E.5ETZ'SV7\)Y/AL?7S+#X>'UBH[RFXIR;LEOJTK)::+[P(5MJM\VW[N> MH_'K^6*UO WC?6OAKXIL]<\.ZI>:+K&FR":VO+679)"P[CJ#QD$$$$$@\&LK M.2,BEQNRO&&&.?>N.G6E3?-!N+6UCW<5A*5:C.C5BG&2LT]4^^EFG<_>K_@D M'_P4';]M[X/W5KK[6\?CCPF4AU-(UV"YC<$QS@=M^TY R 1[\?85?AC_ ,&_ M?C&XT3]O?^SU=Q;Z[H=W'(N[AVC9)03ZXPV/3<:_Z7E=.WEH-G7?'4!AV!L$\^IX% M6'Y'3-1._P GW?;Z5]0K7/Q1[\W8CC*QQJ2=Q4]JY_XK_%#1O@Y\.M8\3:]= M1V.CZ';/"/#UP3J-S"QVZS=1'G'8Q(W Z[F7/0 MX?$>=4LLPDJ\G[ MW1=V?IOA3X:X[C//(Y=2TIJTJLEM&*W_ .WI+2*WZ[)GR_\ MK_M3:G^V+^T M=KWC?4-L=K>S>3IENI.+2S3B)/KM^9O5F)XSBO*G^[5V[\,ZAINC6&J7%K)' M8ZH9H[2Y9<)=&)E$Q7UVLR GL3CD[MM,C(K^:\=6J5:\JM7XI:OYG^P?#N78 M++\NI9?ER2I44H12=[*.EO5;/SN=)\$-4M]#^-7@^]NF5+2SURRGG9NBQK<( MSG\%!K^GK29UN;*-E/\ H_0?XU_*\\.]".^.,''-?T-_P#!*[]IC_AJ#]C; MPKK%U<+/KFEPC2M88=3=PJJNQ';>-KCV*EK]@/X"3OJ%%%% !111 M0 USA:BF;;$Q]L@>N*F;I7-?%?QC#\/OAGKFNW3*L.DV,URY)P,*I;^E14J* M$'*6R5V:T*-2K5C2I[R:27FV?A#_ ,%FOC?_ ,+N_;W\5+;S>=IOA%$T&V ; M*J8_FE(]S*64_P"X*^5P,"K6O^(+CQCXCU+6+V3SK[5KJ6]N)2.99)79RWXE MB:JU_+&<8R>*QE2O/=MG^W/ ^0TLDR#"9522M2IQCIU:2N_F]0HHHKS3ZH"V MVKGA[1+CQ+XET_2K-#+>:I=16=N@_P"6DDKA$7\68#\:ID\CW.*^BO\ @DO\ M*X?B[_P4%^'5E=Q"2STV]?5)D(S@V\331_\ D4)7I93A?K&,ITN[1\SQAG4< MHR;%9I)7]C2G/_P&-U^)^]7[.OPNL_@I\%?"OA33XEBL= TR"RC &/\ 5H%) M/N2"3[YKN*AMTV-]#^535_4F'I*E3C3716/\0\5BIXFM/$5'>4VY-^;=V%%% M%;&(V7[E5[AUC4[L;>^>F*GN"PB.WK7PG_P6_P#VXYOV;/@-'X-\/ZA);>+O M'J2P+) VV2RLAA9I0PY5CGRUZ$%B0?DP?/S+,*>"PT\54>D%?U?8^DX/X5QO M$> M1/A=>N5RKH,=8(V7:>?G93_" 6^ \>6GT 4#L!]/;MZ#BE7]VO QG@@=.V/R MQCZ?A@0YEV_WL ?4U_-N<9M5S#$RQ%7KT[(_V'X!X%RSA/)J>4Y=#W8*[E;W MIR^U)^K_ LEH-4DC=U]JZ_X$_ GQ5^TM\1+/PKX-TN76-9O%+;$!\F!.\LC M8PL8P #FJ_P:^$7B#X^_$[1_"/A>Q?4-:UJ41PHHRBK_'(Q_P">:@$G MI\N.A(%?OW_P3Z_8/\+_ +$WPHM]+TM?MFN7B!]4U>50T]]*.HSU$:GA5]!] M:]KA7A6IFM3FG[M)/5]_)'YWXW>-^$X)P7L<.E/&5%[D7M%;^)_C"&#QIXT\.Z1+J;37"A[>Q:*(OLMXVW8Y&WS# ME^>,#BOQR\4^+=2^(OB[5-?UJ>2XU76+B2]N9)"M? MTS?'KX367QL^"WB;P??R-'9^(M-N-.DE49:(2QE-W;H6SVZ5_/;^T+^P%\5O MV;/'%YHVK^#_ !!?6D,[1VVJ6=G)=6MW'N^5PR!MK$,9S[8H9-P M')X]*GOM/GTN]FM;RWFM;JW;RYH)HS')$W/RLK $$8J'H./P%?E.L9))6:_, M_N"G6A4BI4Y73]'=>O\ ET/N'X(_\%S?''P$_9U\-> ]%\(Z)<3>&K%-/@U& M[NI)-\:?*O[I0N,*%'W_ .&OG[]HO]O/XM?M574W_"8>-+^?3RYV:5:,;2P3 M)R!Y40&_G',A9O5L5B? C]D/XE?M.7#1^!_!^L:Y;!_*>\CC\NUB;KAIF(3I MDD!B?:ONW]GS_@W,UW7K.&\^)7C>#1.A?3M$3SI8QW!FD 4'_@!]O6OM\/2X MCS2G&C&4N1>:2M^!_..<8CPFX'QE7'U_8QQ$I.3T]K4YF[OE6O)=^27F?F7 M2J?[/0;>@!R0,@GL"<$G'''.0^OH#_@I1\.?AS\#?VBY/A_\.-/ECL?"$"VV MI:AS?* JA%PBK\P;MD'Y_KX_,L*\-B)49--K>W<_=^%<[IY MQEE+,Z-.5.%5*45))/E:T=DW:ZUM>^NO8",TTMD<=!UR:=U/\(]R<"NM^ GP M0U[]I3XM:)X+\,VWG:OKDXCCWJ=MN@/[R9\B@$GT!! ^TO&G_ ;H^+O#GPON-4L_B%I.K>)K6T,[:8NE MO%!,X&2B3F0G'7#&,9/89K]+?V-/V2/#7['WP5T[PKX;MXUDB57OKUD'G:E/ MT::0]R<8'8* !@ 8[OXF>++?X>?#GQ!K]\_DV6CV4U[(S=DCC9C_ )-?M>6^ M'^"HX-RQ2O4:OZ>1_G'QE]*KBC&YW[+AF2HX>$DDG%2E43=O>;3:OV5FEUN? MR_&%X799%:.1#M96'(/.1^E+3KZ_DU749KJ1=KW^6[[3\@]E M'3&*^Z\/(S#V\EI#\S^9/I8<:4\JX4_LBF_WN+DHVZJ$6I2?WI1^9[YC" M_B*^*_\ @MA^V:W[,O[+=QH.CWHM_%/CXR:;9,C?O(+?&+B4=U(1MJGLS@]L M'['U[7;?P_I%U?W4B06EG&TTLKMA451DD_A7\ZG_ 48_:VD_;/_ &I]:\40 MR2KX?M,Z?H,3D_\ 'JA)WX]9&(<^@P.<9/Z7QMG2P&7R4'[]31?YG\@?1S\- M_P#6CB:%;%1_V;"VJ3[-KX8_-ZOR3[GAH&UA]"![9P?TQQZ TZFY^>G+\S[? M>OYVE=[G^LN ,G M517V_!O"[S&M[6M_#C^)_.GTA/&C_4S+8X/+6GC:R?+UY(]9M?A&^[\D>=?# M+_@D!\!_AU\.X]"'@?2]:NC'BXU35HQ=WUPW=][$P^7T_912=[+0_!/HE\3<09IQ-C:F.Q$ZM%TFY<[;M-RCRVUZKFV[>AX> MS'=2]!U"^Y[4D9R6^M!;!^Z?;'>OQKEN^5;G^@+]Q6>T5O\ =J??'_!O%\*K MCQ9^V'K'BA(V-GX3T8Q2R#[J37)VJH/KMCD)]!M]:_;:OD?_ ((U_LK2?LO_ M +'^D_VG:_9?$GBQO[9U1&3$D9D4>5&_ND0C!]&W5]:?:,#/'XU_2G">6O!Y M="F]WK]Y_D%X\\90XCXRQ6-I-.G3:IQ?1J'7T;;:\F.D&5J&(LTI93E=-SJ3=DK:)=6WTBEJV>2?\%K/^ M"H/_ KW3+[X1^ ]1*>(M1BV:]?P-\VFPL!BW1EZ2R+G.#E5]R"/SP_8._8Q MUS]MSX^:?X7TSSK72KZQJ3*2+&W4E3R./-8@JBGC[QP0HK@/ 7@CQ+^T9 M\6=/T72A=ZYXJ\57I1/-9FFG:0Y:1VYX(#NS'^$ _+PI_H$_X)__ +%.B_L/ M? 2R\-V++-K=\OVO6=1*@27MT0![G9&,(@SPH[GFOR7+\/7XDS'ZQB-*,+V\ MS^[.*,XRKP;X.ADN3VGF.(6LOM)M6E4?]V.T$_QU9^=G_!?SX':#\"=$^!&B M^&=/ATO0]+T[4M/M;>(85$C^R$9[EB2Q+'DY.[_Z2C]>^C/CJF+\/L'6K-N? M-5YF]6W[6;N_/4;(0$.>1CD>O^?6OOO_ (-]_P!I5_A9^TWJGP]U"Z\O3?'D M!:W21\1_;[=6;Y>P+Q9'OL05\#,H==K#6U\-/'EY\+?B-H'BBQD>.^\.: MA!J,+ XR\3JXS[';@^H)KR.'\PG@L=3K1=M;/T/OO$SA&EQ-PWB\FJ6O.#Y6 M^DUK!_*2^X_J+B.^09_A)[]?\C%3US_PS\6V?C_P1H^N6$BS66K6,%W!(IX= M)(PZG\0WZUT%?U!3J*<5-;,_Q9J4I4INE/>+M]P44451F%%%% W2OF__@K+ MXJD\$_\ !/KXF7T;^6W]FBW#9Q_K94B_]GKZ/89%?)G_ 6^BGZ.I%'X!VJ[(%5NJ MH/\ ZWY9Q4E-48;\^?7D4ZOY7E*[N?[:4XI1L@HHHJ2Q'&Y:^Y_^#?/05UO] MNJ]O&7O2R39^N_P#P0%_8LM? ?PBN/BUK%NTVN^-0T>EO,/F@L%;& M]?0S.H8D8RJ1U^C"P;)=VXL>P]*Y_P"%O@VR^&?P_P!$\/Z;;QVECI-E#9V\ M*'"Q)&@4 ?3%=(LP*Y_"OZ@R? PP.$A02LTM?4_Q5\0.*ZW$W$&(S?$ROSR? M*K_#%:1C\HV7XC;B+? RMSNZUPOQ^^*WA_X$_!W7_&'BB9;?1]"LI;N2S$ #N2*[;4+^*UL9)9F$<,8)=F;: !R>4^D@[6YDD)\OISM4*.V=N>,XKV#_@E[^RFG[7/[7WA_0[^V:X\/:3 M_P 3;5U*95X8SE(FSQB20*I!ZKNZU\]LPC3&[*JOWG^8\#[S'U[YK]Q_^"'? M['+?L[_LUKXHUFQ^R^*_'NR^G65=LUM:8)MXB#T;#,Y'8N!SC)_&^$\LGFV: M^TJ?#%\[_P C_0[QRXVH<&<&NE@_7H5 M@\ZQN^U9I3\L:9Y^\Y4 X/7.*](?Y(B?E7:,Y]*_*_\ X.+?VF##8^%?A-IM MR4^U$ZUK,:'K&A\NWC;T!;<^/]A3BOVC/LRC@,!4KQLM++U/\X_"_@^KQ9Q7 MA,JE[RE+FFWK[B]Z>N^J5O5H_+GQ7XIU#QMXJU#6M6F-UJFL7,EW=3MUDD=B M[\=LE\^V#Z\42<"AFW-UY8Y/Y8IH^8?-P/Z5_,M>HZLW4>[U9_LQ@Z-.A0C3 M@DE%)66R2T5ODA&?*-PO0\-T-?LE_P $$?V)8_A?\';CXK>(+-%U_P :H8]- M,J?O;73P1@X/0RD;CT^54'-?F!^Q3^S?>?M8_M.>%? ]LK"UU*Y$NHS8R(+2 M/#RM^*?*#_>85_2!X8\-VOA/P_8Z7I\<<%C8P+#!&%^545<*![8%?J'ASD*J M3>/K+1:+U/XQ^E]XC/"8&GPG@Y6E67/5L]?9IZ1_[>>OHNS-$IY4@;DXSN&. M"?7ZC%?#W_!>+]I63X-_L>S>&;*98]6^(5S_ &6I5OGBMEQ),P]BN$_[:CZ' M[DE8);D]-HR<5^"/_!:3]IJ3]H;]M;5K"TNO.T'P+'_8MD$;,;2@@W+^Y,BA M?81BONN-,T^I9;.47:4M%\]_P/YG^CGP3_K%QCAY5HWI8;][/_MVW*OG)KU2 M9\D*V(R>NX@G/MG_ !I47+K][@YXZTV/CCWQ4MCIUUJM]'9V<,MQ=W4@@@CC M&6D=CM55]R2!7\YJ$IRY8ZMG^M%24*47)OE25[^27Z'VO_P0Y_8QD_:&_:8' MC+5+56\+> "MV-XW)<7[9\I<=#M_UA]-JC^+(_<*&U:WMS\VZ-5P.W.?Y5X? M_P $[_V5K/\ 8Z_9;\/>%;>&-=4>/[;J\V,-/>2 -(<_W1G:.N HKH/VP?VN M?#?['?P4U;Q=XDF55MXV6RM-^V6^GZ)&@ZG)P20#A3?<_R,\8.,<7Q]QG/^STYTXR5.A%:W2=KI?WFW)WZ-7V/C_\ X+T_MRCX M4?"VW^$_AO4/+\1>,(=VKR6[8FLM.!Q@G^%I3E1_LJYK\<(QL/\ #G 'RC X M_P C\JZOXW?&C7OVBOBQK?C3Q--Y^MZ],+BZO)7W M$B;"M]:7=\WW@N.K$X"CU/L*5^OMWQ77_L]?!+4_VC/C5X;\$Z7N2[\1WJ6X MF1=_E1')DD'ND:NV/4 9YKP*%&5>JHQWD]O4_21B!A54M^9QC'K7],Y+E]++<"J M;TLKR9_C5XA<78WC'B:KF4DW*K+EA'M%.T(V]-_-L^1_^"U'[=B_LP_L]R>& M-#OA;^-/&T;VMKL.9;*W(Q+<8[87*J?[[#TP?PQC<,?XCC."S9/Y^PX'M7IW M[8/[36K_ +7_ ,?M<\;ZP_\ Q_3F/3[?)*V-FO$4:?4?,WJS$\5YD8_>OPWB MW/99EBK)_NXZ1\_/YG^G'@3X84N#^&X4*L4\36]ZK+LW]E>4=O6[ZCE'/ 9L M]E&2?I7U3_P1_P#V./\ AKO]K#3Y-2A63PKX*,6KZKE)-< MC75-:/5EGD&1$3_=C7"#Z,>,UMP3DOU_'QE->[#5^?D>+])+Q(_U6X9GA\+* MV)Q2<(=TK>])>BT7FT?3$,(B 53]WC&.W/\ C39"P^]MSV_V14C2[3NX7L3G MI7RS_P %%O\ @J)X._87\+S:>KPZ]X]OH=UAHD4OS*#TEF(SLCZX!PS8P.,L M/WS&8RA@J;KUGRI?UH?Y=\/\-YAGN/IY=EE*56K/:*5_F^R6[;T2+/\ P4D_ MX*.>'?V%OA:W-OJ7C;64V:/I3'*/V@_B+J M?BSQAJDVJZY?G=/(S96,.IX)X(XX[] M:_G_ (HXFK9E6T=J:_$_U/\ !7P:P/!.7IUK5,;45ZE1=-O((T1X#>+)_84#C(@#KE1(_!D((SM4 +S^ MI'A7Q=I?C?1K?4M'OK34-/O$$D%S:S)+%,F!\RD'E>WUK^6T*OVOH]XROAL7Q=2QTZU:"\NA_1]1-_NV^N7T:^PW*V/P)-?=5?U)D-653+J,Y;N*/\ %SQ4P=/"\89G1I*T57J6 M79.3=OD%%%%>L? !1110 $9%?*G_ 6KM&N_^":'Q*VKN,<5E-CV2^MW/_H- M?5;':*^>_P#@J5X:D\8_\$_OBE8PKF1M$EE08SDH0^/_ !VO/S>FYX"O!=82 M7_DK/K> <1"AQ1EU>IHHUZ3?RJ1?Z'\Z^-A5>NT%<^N#U_&BFQY8;CZ#O3J_ ME6:LS_;>G\*"BBBI- S@^M?H%_P;H:^MC^USXJL6_P"7_P -;D^L<\9(_)OT MK\_7#XBL[O2R3T=FA:1?Q!C M[EJ^FX1K*EFU"3[_ )H_)?'3+Y8W@/,Z,%=JDY+_ +=M+]#]]%;#X]ZDJ"W8 M^:P]SW_SVJ>OZ51_CB]PHHHI@?-O_!7:\:P_X)S?%21>"=)\LX[!I$4_H37\ M\<9ZKZ9'T.>E?TH?M\_"^X^,_P"QI\2/#-FJR7NJZ!=QVRGHTPB9HQ^+!:_F MO12R,6^5OF)5A@YR/Z?U]*_%_%"C+ZQ2JO:UOG=_YG^B'T,<;1>18_"?;56, MGZ2BDOQ3'$XKT#]DK4+71?VH_AS=7TB16EOXET^21W.%0"XCY/L*\_C^[\U( MX)4X;:<$ ^GOQSGW'(K\UPU:-*LJDE?E:?W,_L#.,N^O8*M@ME4C*+?JFE]U MS^IFUN%:*/Y?N@9(7=R?I^?XBH]:UVST'2Y[S4+JVLK.U4R27$L@2.-1U+$\ M >N:_$/X$?\ !>'XL?!WP9:Z'JFFZ'XSCTV$06EYJ)DCNT0 !1(Z'$F-H). MQP,GO7DG[7/_ 4T^+7[95M_9_B37$T[P_NW?V-I2-;VLA])#DO*O^R[%R2/[LX M9X3X?\/>'I4Z+5.G37-4J2WDUO*3_!);;)'M'_!(?]A&?]LS]H2WU/5K5_\ MA!?!LL=YJ4KH?*O9QDQ6H/<[@K,N#\BL#]Y2?WPLK)-/BCCC7;'$,( . /3_ M KSG]DS]F'P[^R1\$](\&^&HG^RV* W%S+AI[^$5/[4M6_.VQ_F7XU>*6(XVXAEBXWCAJ?NTH]H]6_. M;U?;1="MXEUVU\+>'+S4+V:*WL[*%YY993M2-%4L68^@ S7\U_[7_P ?KK]J M7]I?Q=X\N)FEAUR^9K,-G]U:Q_NH% [8C521ZMGO7Z[_ /!=S]J*/X-_LAOX M3M;I8]<^(61@B#'NQ%?E<(RFXQ75 MV/[9Q%14Z;J5'HKW?9?\!7/U=_X-T?V8(],\'^)OBQ?6Y^U:Q(-%TEW7_5P1 M$-.P/?,N$SQ_J3Z\?IVC[MS?PY[UY[^R)\"[']F_]G;PAX+TY56'0M.B@<@8 M,DNT&1S[M(78^[&O2)5\I/E_"OZ?X?P,<%@H4;:V3?J?XP>*7%E3B?BC&9O) MW52;4/*$=(_@E?S/'_VZOV@U_9A_95\;>,EEBCO--T]Q9>9T-RY$<7'?]XZ\ M=QFOYNYKR>^N)[BZEDN+RZD>::1VR9'9MSL?/:BGU&Z4'ZJ*_(OS,_>/T_K^=?D7B-F$JV/6%OI!*Z M\_\ AK']V_1%X5A@N%9YW.-Y8J;UZ\M-\L5Y>]S/[ANW9&^,9P2,]_:OIG_@ MD=X-T7QA_P % ? T.NRV\-KILDU]"+@@*\\4;&-<'K\V&_X#CW'S1PWN/I2Q MR-!-')'(8WC8,KY^93WP??\ SZU\/EV,^K8FGB+7Y'>W<_I7BO(IYOE.)R^% M3VU[E6KB6 M]O9#T54'( ZEB, GGH?PO\ VTOVUO&'[;WQ6D\0>)IV@T^W++I6EH_[K3(# M_#_M2'^)R 3TP!7D%W=R7CM)<37$LNWJ\C,YP#SEB?7N:]5MOV2-;L/V5M3^ M+&N3?V'H374%AH$,\7[[Q#.\F)"@)!6-(Q(VX@[BF,8.:^MSCBC'9S>E17+' M=J^R7GH?A?AOX,\,^'56&,S"NJN*JR4(3E&UG*R2A%[N[*[;23/)RQ9E M']WOW;ZTZFJO(IQ/Y]J^%<=+G]-7L([;48EMH4$D^GO7Z@_\&[G[+*ZCX@\3 M?%C4K3=]C)T31G9?E0C:;B1/]U_5;;3[&W:XU"]F2VMHD MY\V9V"HGXL0*_I._8T^ MG^S'^S5X.\$V*JO]CZ>B7#A<&:=@7E,FKJFM/5_Y'\G?2TXZ_LKAN&38:7[S%MQ=GM3C9R^]V7HV>G; M]I"CUQGZU^:'_!Q+^TPWAGX:>&/A;I]ULN/$C_VGJL:OAC;0L/*4C^Z\H)// M2(C!WQY#CTR[O^ M5?H/'6/GA&Z.;<.'C*JUW<;*/W.2?R/C\+@C[J[1 MC"C YY/'Y?2G$X%!.?SYI#ROI7\\)]S_ %BC))6_ ]Q_X)H^!--^)?[>/PST MG6# M@VJ_:7$Q_=LT$4DZ*?7+QJ,=\XK^@CQ_P#%?PS\)?#\VJ>)/$&CZ%8P M1%GN+RX2W7 ^N"3Z 9))XYK^8FQNY=.O8;BWFDMYK=UDCDC8HZ,#D%2.0>./ M>K7B'Q/JWBQXY-9U+5-6DC&Y&O[E[AUZ\C>2 W/_ -:ON^&>,(Y3A9T%3O*3 MNG\DK?@?S7XQ> <^.\\H9C4QOL:=.GR M\OKC4M=UK6KH/)-*6N;J^G;J#U9G/4*.P' P!77_ +-_[+WC?]JKQ['H/@G1 M;C4KA75[B[Y2ULU/\@&2*_9O_ ()S_P#!(OP=^QQ#:^(-7-MX MI^(#0;6U22(^399.2EM&V=J]1O;YSZCI7;A\)G'$E13Q#:I+Y?I-]'.5K05^B^43YT_X)F?\$3)=._L_P"('Q>MU%ZJ MK=Z3X;;:RV[#YDFN0.K X(3L0,G/%?F/\2]%F\,_$WQ'IER&%QIVJ7-K*#_" M\:_!C_@M%^RI??LZ?M>:OKRV_E^& MOB!.VI6$JIA$N JBXA)R?G+9E'3*N?0UZ7&O#5# Y93>#C\+]Y]=5NSX?Z._ MC-F/$/&.,IY]67-B(+V<=HQY&VH03\I-]W:[/D1\*K9*JN.23@8]Z^R/^"'' MP%OOBO\ MQZ/XA6WF72? \$]_>3>65C$KQ&-$R>-W[S. 22 3@5\<9R."/\ M ^]?6W[,'_!6G7?V1?V8CX!\'^!]"AUIIYIW\17%R\AD>1B0[0!1N=00 3)C M Z5\1PW/!T,PC7Q<^6,/>6E[M;+[S^G/%[!Y]CN&ZV6\/T?:5J_[MMR45",D MU*>K5]-+*[UO;0]A_P"#B']H.U\:_&KP?\/=/N(Y%\'VLM_J**=P^T7 0(H/ MJB*<@]/-7WK\Z:O>+/%>H>./%6HZUK%]<:AJFK7,EW>W,[;I+F5SDNQ]>3TP M.>@P!5'.:X\^S.68XV>+DOB_31'K>&7!T.%.&L+D2=W2C[SMO*30 M&DV,[_)RQZ9..>U*#T]6( [D]!7K7[$/[)^K_ME?'_2?".EP2-I[.MSJ]UM M(2SLPV)&8]F;&U!P6)SQM8#BP.$GB<1"A35W)V/HN(,]PF48&KF.,FHTZ<6V MWM;^MN_0_9O_ ((D_#6;X;?\$\_!/VJ'R9]=^T:P%9=K&.>4O$Q'O&4/T85] M;UC^#?#UGX4T&QTW3X([6QL;>."&%!M6-$7:@ [ * /P%;%?U)E^%^K8:%!? M921_BCQ3GD\XSG%9K45G6J2G;MS-NWRO8****[#P0HHHH &Y%.E14ASIP>S3-L-B)4:T:T M-XM->JU/Y7KNTDTN]FMY5:.2"5H64]0PZ@_Y]:;7N'_!2'X.?\*)_;>^(VAQ MIY=I-JCZA:+MV_NY_P!\,>RF0KGO[8Q7AK-BOY4S+#NCBJE%_9;7XG^X7"N; M0S3*,-F%/:K",U_V\E+\+V'44 Y%%<)] #.KKX6?%+PUXFLI'CN_# M^J6VH1E3U:*57Q^.,8[YQ6">E-0LV2OWNWL>U=&%K2HU(UH[Q:9Q9AA:>)P\ M\/55XR3BUW4M#^HSX9^-[3XC^"-%U[3I%FL-8LHKV%P<@I(@=3^(/\JZ*OSL M_P"" G[7T?Q.^ TGPSU*^237/ K,UDDC_O;C3G8^61G[PC;.>M?U%E&/AC,'3Q$7\2_$_Q2X\X5K\.9_BLGQ&].;2\XW]U^C5G^!+14 M:REF''7]*DKTCY$@U*$7-A+&R[U=2I'KFOY^O^"K?[$6H_L?_M*:E<6EM,_@ M?Q=N)^.'[/_A?]HKX M?7OAGQAI=KK6CWW+0SIDHW9U;JK \@CI7SO$V0QS7">QO9K5>I^N^#7BIB>! M\Z>-MSX>HN6I#NKZ2C_>CTOYKJ?S$[MI;O@]N?\ /XT;_:OTP_:/_P"#=/Q! MHEW-=?"WQ;9:I:%B(]+UPO!<1+G.U;A05DQ_M*O3K7SKJ?\ P19_:.TN[:$^ M UN-I($D.J6K(_N"7'Z@5^%X[A#-L//EE1*/I$\#912E/ZY&L[ M?#3O-OR37NKYR5C\ZOV,_P!A;QY^W!XV&G^%;%H-'MI534=2,G' MF2 ?\LU.3D<@98?NS^Q=^Q3X._8G^&5OX=\,6;>=)F;4=1GPUUJ,YZR2-U]@ M,X48'/6O2?A]\+=!^%7ABST/PWI=EHNDV:A(;6UA6..-1V '7J3U/H]V^W8_@#Q>\=,WXWJ_5E^YPD?A@G=R\ZC MZOM;1>NH(O(Y^Z,8J.X^2)I"VW:.2!FK!C)/7]*CN;&.[MWBD4-'(NUE]0:^ MIM:[6Y^&>3V/P _X+'_M0P_M+_MGZPNGS/-H'@I?[!L6Z(TD1_TE@.V9?E]Q M&M?*JRJ!U'YU_19/_P $L/@#>W?5,_O;A#Z5?"_#V2X;)<) M@*O)1@HIWAK9:MZ[MW;\V?SJF50I+,H4#)P:^K/^"+_P!M_CO^WAX;DOH1<: M7X/5]?#? M]G/5+R[\#^#]!\-3:@H2X>QM1&TB@YP2.V>?PK3*?#NOA<73KUJBDHN]DCCX M[^EKEN;Y#B\LR_"5:=2M!P4FXV5]&]'V;/0[:'R8E53\JC ^G:I)&W)QUZ=, MXH:!@?O?AZT)#M7KGM7ZK*+::7E8_A7F;E=^9^:?_!QS\&M4\4_";P3XTL;: M6:R\+WLMK?LO2"*XVA7/MYBHOU<=._Y!F/ -+^( M?AN\T?6;.WU#2[^/R9[::,.DR?W6![?RKX:^(7_!N[\'?%'B2:]T75/%'A>S MF]V_*S/Q588'R[CZ_*3C\1D?G5[PAX7U7X@^(K M?1_#^GWNM:Q>.([>TL8C/-(QZ *.<_7@=20 2/VI\ ?\&]'P/\,7Z7&M7'BW MQ5M.3%>ZB((S[?Z.D;8_X%ST.1D'ZQ^#7[+WP^_9\TK[#X-\)Z+X=AP%+6EJ M$D<#IN?[S'W)YKP<%X;8N;7UN:BNR/T7B7Z8F0X>DUD>$G6J/K.T(W[NSZA9>+/C9&D%K#*D]MX723S6D(YS=NIV]KE M_P#@X.^,6FMXZ\$_"C1?(ALO"-K_ &G>6T "QV\TP9(5P/[L:R=!TE6OV,^S M+&AVG:.@ R >O3^=>'?$S_@G+\%/B_XYOO$OBCP#HFL:YJCJ]U>7"NSR$(J M#JV,;54 >U?<8KA.*RUY?@;+FWDUJ?SGP_X\U:_&-/B?B]SJQHJ7LZ=-1Y8M MJRTE):)-ZZRO;70_G*4L#SPOTI5=2>N/4D=/>OZ'A_P2A_9W20/_ ,*K\*^@ M!M^#^9I4_P""57[.\"MGX5^$E)X):WZ?K7Q+\+\7:_M8W]&?T;+Z97#THVC@ M:W39P^?VC\GO^"(W[-TWQZ_;;TS4KNSDFT7P';'6+F1H]T4=Q]R!">FYF8R M>D)_#]Y(K?8%QT /7Z8%>>? S]F;X<_LQP7T?@?P[H7AB/4F5KL6<:QFX*@[ M2QSSMW,!Z D5N>*/C_X'\%$G5_&'AK3=O476IPPX_P"^F&*_1.&\JIY/A?85 M)Q(6)X]XA_M'#4I1HPBH4X6NTM6V[75VV_P.I(9;<=Z_);_ M (.&/V/KZV\::/\ &+1X9+BQFM4TG75C7FV97/D3-ZJ^\ITX*KR=V!^AVI_M M]?!6PW1S_%/P%&P/.[7;7_XNL_4_VU/@-XRTV;3[WXG?#>^M+R-HI8)=;M'6 M93G*L"Y!4@]"/YUIGN$P>9826%G-+JG=;G'X9YSGW!V?T,\PV%G)0NI1Y9+G M@U9IZ?->:1_.,J[Y.,YQP-IR?PQD?C22*J LQVX]2,?GG'YU^P'Q6_X)K?L8 M_%KQ(^I:/X^T3PF;@DO;Z)XIM%M3GGY8W+A%[[4PH/.W/-:GPJ_X)D?L9?#V MXCN+SQ1I'BRYB;[<84 M 9))(& >:_0[]C;_ (-]-:\52P:Q\9-371=/=E:/0M,GWW$_&3YLP^5<^D>X MCJ&!P1^CWPD\1?!/X3Z+'IO@_4/A[H=GVBTVYM84)_X"0:])TSQGHNN+FTU3 M3[I6''DW".#^1K[#). <%1ESXJ2J/RV/Y]\1?I1<59E3>&R7#RP=-JSDTY5' MZ/E2C\DVNDC"^#7P%\(? 'P=:^'O"&AV&BZ39@!8;>+[YP/F=CR['&2S$L?6 MNO6'$N[78[$ MX+%0Q>$FXU(M.,E]EK6]S^,FUO MEZ@$\F.7'5&Z\X)KQ1T8L?O<>QR/J,?XU_49XP^'>C^/-)DT_6=-LM3L)U*R M07,*RQOGGE6!'7!^HKY:^+'_ 0V_9[^)]W-<0>%[OPO=3'<[:+>R6T9/<^4 M2T(_X"@K\ES;PUG*HZN!FDG]EIZ>5S^[> OIA8>&&CA^*,\]N#S^F::YV#G=SC XR2> /Q/%?LQ-_P;B?":9MMOXN\X?2XIUAOM9E7;8VF3\Z;SQ)(%SE%Y[$@A_'?BUX\9UQM_LC7L, M*G?V<6WS/HYO2]NB22^>HV./=(K?TY-34U$*@9.33J^OVT/PO7J%%%% !111 M0 C]3'D4TQYH$[GY*?\'&7[,IL]?\ "'Q6L(6\NY1M U8J. P) MDMF/YRK_ -\U^8"*=O(VX]?7O^5?TL?MA?LUZ;^U5^SKXD\$ZL(_+U:V(BF\ MLL;>=3OCE SGY7"G YP".]?SA_%3X8ZU\&_B+K'A/Q!:RV>L>';N:RNHW'1E M9<,#_$K+A@PX(8$9&"?POQ"R-X?$K%P^&?YG^EOT3_$*&9\/_P"KF(G^]PM[ M=W3;NG\FW'R5NY@D?/3J ,45^U.8;A0?NT1=EZDR MCUCNSNOV8_VB?$'[)_QNT/QUX;D5=0T>;]Y$Y.R[MVXE@;'\+KST.&1&P=N# M_0E^R)^UEX5_;"^$5CXF\,WD;^9A+VS+C[1I]Q@%X95_A9<_0@@C((K^;$*? M7N#TKU']D[]KSQI^QI\28O$7A&^9?-VIJ&GRDFUU*,'.V0=F&3M?DKDD[N<_ M=<'\62RR7L<1[U*7X/NC^;_'SP+I<:X;Z]@+0QM-:/93BM>5^=]GT/Z58BV] M< M Y KZ46ZW%<#.[]/\^]?O&%Q5*O252C)2B]FC_,'/,CQ^3XN6 S.E*G4AHU) M6?KYI]&KIDS#(IK+E::9:2T1O!_%_%QGD_XTV2'GZ\_=J1A M1\H_R:35_P#AP=[60PQ;4P#M^@Q2J0I_O4O&>,4HZ]J.9):"Y5?6XH/SBGTT M/E__ *U+GBCF0]>HM%-:0J.U"R9%',@'45$9R,_=_.E2;>N=OZTP)**C:;:. M1M'J35>]URWTZ#S+B:&"->6:1PB@?4\5,I**O)Z#C%M\JW9;;I4?F 'I7BOQ M+_X*.?!3X1F6/7OB)X;M9HL[H8+M;N;(Z_)#N;]*^9/BQ_P<4?"/PK.\'A?1 M?%'C!LD+<0VRVMNQ'H96#_F@KR\5G>7X=B#T!B M4/\ FU?-XSQ"RREI2O/TV_$_9,C^B5QMCO?Q<:=!?WY7E\E!27WM/R/Z#=<\ M9:7X;TZ2\U#4+.QMHOO2W$JQ(OU+$5XKX[_X*:_ CX?F0:A\3O"[S0\-#97/ MV^0$=ML((M:U;7[D$D2:C>273*?8NQ(_"LEH58 8W* M.S -CZ<5\QB/$ZHW_L]'YRU_(_7LE^A=A8VEFV8R?=0@HK[YN3_\E/VP^*/_ M A/Z\XKP,5X@9M5>C4?1'ZUDOT M5^ \$KU:$J[[SJ2_*'*C[+^(7_!=[]H+QF)%TO5?#OA&-N@TW2DD;'NUP9.? M<8KQSQG_ ,%$_CI\0"W]J_%+Q=-N.<178ME'T6$(*\7.0: ]>#B.),SJO]Y6 ME\G8_3LK\*.$,NBE@\NH*W7V<6_O:;^]FWXF^(_B/QD9&UCQ%KNJM)][[;J$ MLP/X%L5@)9QK]U5_$ G\ZDW;J78!7EU,75D[NA'DIP45V221$ M+6-?^6<:^IVC/Y]:40QD=/L8?RK[O\ AR(V\;<> M7'CT"@4OV>/;M\E/R'^%2VG_ #/[Q?5Z?\J(A:H.D:K[@ ?RQ3HXOL\J MR)E9%Z,O4?C3STI%SWH]O/>[^]_YDRPU-Z.":_KR.AT+XR>+O##)_9OBCQ)I MYC^X;;4[B';]-K@5Z!X6_P""A'QP\$2*VF_%+QA#M_AEO/M"G\) P_.O'Z.] M=5',L12UIU)1]&SQ,;PGDV,=L7@Z4U_>C%O\4_S/LCX9?\%W_P!H#P$474M7 M\/\ BR!3R-3TM8Y&'H7M_+/XD&OH?X;?\'*,?1-1$G'J(Y M57\BP_&ORP"@'I^M-"87Y69&]5[_ )YKW,'QGFM!_P 5M>>I^:YU]'?@',^9 MULOC!O\ D;I_/W6E?U1_0#\%O^"R?P#^-*6Z1^-8?#NHR $V&N1-8R)G_;8> M6W_ 7(KZ7T#Q5I_B738[_3[JWO;.=!)'-#('CD4C.0P)4CW!Q7\LZQ[8]H^5 M<[B%&%)^G0?@*[WX'?M/_$3]FR^\[P+XOUOPZNXR-!:SG[.YQR3"V8C]=F?> MOL,O\3*E^7%P^:/P/BSZ&.&E%U.'L8XRZ1JI->BE%)KYQ?J?TUQ7"O(%7\/\ M?I[U-7Y#_LM?\'$>L:&UI8_%;PS#JL*[5;6=#0K(PZ;I(&X+#/.U@,9PO05^ MF'P _:P\"?M/^$UUCP1XAT_7+;*K*D,F)K9B,[)8SAD8>C >O3FOT3*^(L!F M"_V>:OVV_.Q_)/''A/Q1PG/_ (6<,XPZ3C[T'_V\MF^TK/R/2**A2\#;>GS# M/7MZ_P#UZ>TA /3\Z]VQ^;CZ*C21FV_+]>:DI!TN%%%% !1110 4444 17J; M[LR+JRB7YM:M4!8( /\ MEJGS;#R2"4QRI7]!I4\Q,LKQEO^ MC^1]1P9QAF/#&;T\XRN7+4@_E)=8M=4_ZU2/Y7[VVFTV^EM;B*2"XA8QRPR+ MMDC8?>!';:?E/HV!UJ.OV0_X*N?\$=H?CQ+??$'X8VMO:^-%S+J.DKB.'7!C M[ZG(5)@!U^ZW\6#\P_'C7-%OO"^LW6FZI8WFF:I82-#=6=U"8I[9U.&5T/S* M1[@ Y&.",_SKQ%P[B,KKNG--QZ2Z/_+T/]:O"SQ8R?C3+HXC!S4:R^.DW[T' M97]8M_#):-::--*M10#E0>@/0G^+Z?X4$U\_RL_5(SBW9,&&X4A?;P<>AS2[ MN:-H)Y&:-MR9+FWN3:1JEUH&IVU]I]U=V=[8NLMM<0SM'+ ZG*LK(05(([8K M[R_9%_X+V_$#X/K!IOQ&L8_'VBQ *MVA6WU2#C&2_P!R7L/F"MC.7/2O@8* M:"NX5Z^6YYB\!-3PE1Q[K=?-7M)JTX_P"&2LU]_K<_ MH+_9X_X*Y_ []HJ.!;+Q;;:#J;?*VGZZ1I\H;'W4:0B.3_MF[5](Z9XFL=8M M4FM+JWN(I!E'CE5E8>H(.*_EB\E0S,!RW7_/^.:ZKX=?''QM\(KA9/"WB[Q) MX?8'.VPU*>!"?=58#\Q7Z'@O$^22CBJ*OU:_R/Y/XE^A?AYRG4R''."Z1J1O M_P"31:T_[=/Z>A/B3YFX/^T.:E61<_]ER__ !ZJ5[_P7Y_: N4*QS>#[;/39I#''YR&M)>(F4)74I?<<-/Z)?'L MG:4*27_7S_[4_)67)>[ M";^Y?J>U@_H=<5RE;$8BC#TE*3^[D7YG]%VH>)-.T>W:XNKRSMXEZN\RJ!]2 M3BO+OB+^WW\&_A7YBZY\1O"=F\?6/^T8Y)3]$4EC^ K^=K.M M:QK$O/[R^O)+A_SBW'B3Q9< D#[#I;PP\?[<_E@CW&: M\!^*'_!R;=36[P^#/AG''*WW+O5M4# ?6*,9/T$@K\N(E;+,-GOM _D?_KT% MVV+M;<,]@WZC%>%BO$#-J_NPM'T1^IY+]%7@+ 6J5Z<\0UUJ5&E]T.5?>?6G MQ$_X+=?M$?$'S53Q1IGAR&0D%-)TQ(SM[#=(9&_$$5\[_$_]H#QO\:Y&_P"$ MM\9>)?$BL=PCU#499HE/7A"VW\ .*Q=#\&ZUXNF\G2M'U;5I.FVQLY;D_DBD M_I7L7PK_ ."8OQ\^+T:2Z/\ "WQ)# W_ "UU1(]+7'J/M#(3^ KQY8G.\8M7 M.7DD['Z+A\L\/N%(JK&.&PUMF_9Q?_@3LW\W<\(CMUA7A4..1E!Q4NYI,_Q9 M^K9^OK^.:^VO"_\ P0*^/.L[3J"^$]#5L?\ 'SJ33%?^_2,/_'J]0\(_\&V? MBK5O+_MKXH:+I^[EUL]%DN*+IOXOL=G;VP/TW+)C]:[;3?^#=/X,V9S-K7C:Z/J]]"O\ Z#"*]2GX!O+ M7Q9;D]-NL.P'X,"/S%Q'RD7%O(J_@8?ZUG4\- M\S2TY6_)_P"9M0^EUP/4E:HJT5W<%^DF?C#AL=MOK@__ *J"%%?JOXU_X-H+ M41[M ^+%W 5Y5+_0EN,_5HY$/Y+7D_C;_@W7^+V@;CH_B3P?KL?\.YIK1V_ MHP'YUYF(X'SJGJZ5UY-/]3['+/I(^'F+]V&/4&_YH3A^+C;\3\_QMS3J^E?B M5_P1\_:(^%]M)=3_ [NM7LXN6FTF\AO./\ KFK>8?P7]*\"\6_#KQ)X E:/ M7_#FOZ"Z-M*ZEITUJ<^V]0#^=>%B,GQU#^+2DODS]/R?C;A_-O\ D68VE6\H M3C)_:7*RHRN[(=12*P]L5T/PM^*_B;X'^-;7Q)X0UO4M UNS $=W9R[)- M@Y\LC[KH>?D8%2>V<&L72],O-Y<;6 93D'Y?J./\ /UQ^ M,W@;_@W7^*6N%6USQAX1T,28)\J.:^D4CD9(V X./XOQK])/V!/V8O'7[*?P MN7PGXN^(5OX_TW3]B:/(-,:UFT^(#!B9VED\Q1_#G!4<;&#R QR.Q&2#]1S#='TS5 M>13+P2JKG !&OD/$.99+C(YAE-9T:L=I)V^3[KNG= M/JC^>;]K?_@ES\6OV0;V:XU30Y?$'AM7(36M'C:>%AGAI8QEX21Z@K_M5\Z" M57CW#AK3]$MC^>Q7\SE?F7U!S3B<"OU'^,?_ M ;;SQ0R7'@/XD+,\8Q'8ZY9G'7_ )[1'(X]8V_#J/F[QM_P0Z_:)\&R-Y7A M;3-<1J?L M^_$+125O/ /C:T93@B?0[F/'YI7C5-,@Q3MA\;2EZ3B M_P!3D:*WO^%4>+ ^T^%?$H/_ &"IS_)":NZ=\!/'NL.%L_ WC*Z+=!%H=VY/ MX",G\A6$<'7D[*#^X[JG$&60BY3Q$$EUYHV_,Y2BO6-!_8.^-WB8+]C^$_C] M@_0RZ+/ #^,BK^M=]X:_X(__ +1/BE$\OX6T 7ZAI,C\J[J>0Y MA4_AT9/T3/!Q7B3PIAX\U;,:$?\ N+#_ #/FG\"?8"FF3<^U6'Y]/Z_I7W5X M#_X-[OC?XBNX_P"VM0\&^&[5OOO)>RW4B#_UA>!*KJ,Y\W6-0EF4G_KFI6/\ J:^D?AO^S5X%^#]NL?A M?PEX;T%5&/\ 0M.B@8_4JH)^I-?287PQQ,M<1527;J?D.=?3*R+#MK)\#4JO MO-QIJ_RYW]Z1_/A\(O\ @GO\:OC@Z?\ "._#/Q-);N?^/B^M_L$)'J&F*[A] M :^D?A7_ ,&\_P 8/%UY&_B76O"_A&U8C<-TE].H_P!Q=JY_[:#\>A_;)+-4 MV\#Y>AQTIWD8/&T?A7U&$\.
  •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end