The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
13M CO COM 88579Y101 235 1,433 SH   SOLE   1,433 0 0
1DISNEY WALT CO COM DISNEY 254687106 267 2,831 SH   OTR   2,831 0 0
1M & T BK CORP COM 55261F104 63 500 SH   OTR   0 0 500
3M CO COM 88579Y101 559 3,402 SH   OTR   2,902 0 500
ABBOTT LABS COM 002824100 7,602 168,848 SH   SOLE   168,848 0 0
ABBOTT LABS COM 002824100 320 7,098 SH   OTR   5,903 0 1,195
ABBVIE INC COM 00287Y109 202 3,080 SH   SOLE   3,080 0 0
ABBVIE INC COM 00287Y109 280 4,282 SH   OTR   3,087 0 1,195
ADVENT CLAYMORE ENH GRW & IN COM 00765E104 139 15,570 SH   OTR   15,570 0 0
ALLERGAN INC COM 018490102 403 1,895 SH   SOLE   1,895 0 0
ALTRIA GROUP INC COM 02209S103 280 5,691 SH   SOLE   5,691 0 0
ALTRIA GROUP INC COM 02209S103 131 2,663 SH   OTR   2,663 0 0
AMERICAN EXPRESS CO COM 025816109 8,187 87,991 SH   SOLE   87,991 0 0
AMERICAN EXPRESS CO COM 025816109 146 1,570 SH   OTR   1,445 0 125
ANNALY CAP MGMT INC COM 035710409 8,142 753,177 SH   SOLE   753,177 0 0
ANNALY CAP MGMT INC COM 035710409 285 26,390 SH   OTR   25,315 0 1,075
APPLE INC COM 037833100 8,061 73,032 SH   SOLE   73,032 0 0
APPLE INC COM 037833100 242 2,195 SH   OTR   2,095 0 100
AT&T INC COM 00206R102 8,055 239,801 SH   SOLE   239,801 0 0
AT&T INC COM 00206R102 521 15,504 SH   OTR   15,154 0 350
BANK AMER CORP COM 060505104 10,041 561,271 SH   SOLE   561,271 0 0
BANK AMER CORP COM 060505104 182 10,169 SH   OTR   9,269 0 900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,547 36,940 SH   SOLE   36,940 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 150 1,000 SH   OTR   950 0 50
BOEING CO COM 097023105 7,203 55,420 SH   SOLE   55,420 0 0
BOEING CO COM 097023105 357 2,750 SH   OTR   2,675 0 75
BRISTOL MYERS SQUIBB CO COM 110122108 479 8,116 SH   SOLE   8,116 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 686 11,629 SH   OTR   9,629 0 2,000
CAMPBELL SOUP CO COM 134429109 246 5,591 SH   SOLE   5,591 0 0
CAMPBELL SOUP CO COM 134429109 32 730 SH   OTR   730 0 0
CENTRAL FD CDA LTD CL A 153501101 983 84,866 SH   SOLE   84,866 0 0
CENTRAL FD CDA LTD CL A 153501101 75 6,516 SH   OTR   6,516 0 0
CHEVRON CORP NEW COM 166764100 275 2,453 SH   SOLE   2,453 0 0
CHEVRON CORP NEW COM 166764100 394 3,512 SH   OTR   2,312 0 1,200
CISCO SYS INC COM 17275R102 12,806 460,390 SH   SOLE   460,390 0 0
CISCO SYS INC COM 17275R102 546 19,626 SH   OTR   16,431 0 3,195
COCA COLA CO COM 191216100 6,231 147,577 SH   SOLE   147,577 0 0
COCA COLA CO COM 191216100 486 11,513 SH   OTR   11,013 0 500
COLGATE PALMOLIVE CO COM 194162103 109 1,575 SH   SOLE   1,575 0 0
COLGATE PALMOLIVE CO COM 194162103 198 2,862 SH   OTR   2,862 0 0
COMCAST CORP NEW CL A 20030N101 6,558 113,056 SH   SOLE   113,056 0 0
COMCAST CORP NEW CL A 20030N101 100 1,725 SH   OTR   1,550 0 175
CONAGRA FOODS INC COM 205887102 196 5,400 SH   SOLE   5,400 0 0
CONAGRA FOODS INC COM 205887102 36 1,000 SH   OTR   0 0 1,000
CONOCOPHILLIPS COM 20825C104 6,157 89,157 SH   SOLE   89,157 0 0
CONOCOPHILLIPS COM 20825C104 314 4,549 SH   OTR   2,824 0 1,725
CSX CORP COM 126408103 10,436 288,048 SH   SOLE   288,048 0 0
CSX CORP COM 126408103 200 5,524 SH   OTR   5,099 0 425
CUMMINS INC COM 231021106 4,785 33,187 SH   SOLE   33,187 0 0
CUMMINS INC COM 231021106 76 525 SH   OTR   475 0 50
DEERE & CO COM 244199105 86 975 SH   SOLE   975 0 0
DEERE & CO COM 244199105 280 3,161 SH   OTR   2,811 0 350
DISNEY WALT CO COM DISNEY 254687106 161 1,710 SH   SOLE   1,710 0 0
DOMINION RES INC VA NEW COM 25746U109 200 2,600 SH   SOLE   2,600 0 0
DOMINION RES INC VA NEW COM 25746U109 154 2,008 SH   OTR   800 0 1,208
DOW CHEM CO COM 260543103 2,460 53,945 SH   SOLE   53,945 0 0
DOW CHEM CO COM 260543103 63 1,375 SH   OTR   1,200 0 175
DU PONT E I DE NEMOURS & CO COM 263534109 9,684 130,967 SH   SOLE   130,967 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 857 11,594 SH   OTR   10,469 0 1,125
DUKE ENERGY CORP NEW COM NEW 26441C204 143 1,708 SH   SOLE   1,708 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 209 2,503 SH   OTR   1,282 0 1,221
E M C CORP MASS COM 268648102 8,138 273,645 SH   SOLE   273,645 0 0
E M C CORP MASS COM 268648102 134 4,515 SH   OTR   4,115 0 400
EASTMAN CHEM CO COM 277432100 1,113 14,675 SH   SOLE   14,675 0 0
EATON CORP PLC SHS G29183103 6,677 98,245 SH   SOLE   98,245 0 0
EATON CORP PLC SHS G29183103 97 1,425 SH   OTR   1,425 0 0
EATON VANCE TX MGD DIV EQ IN COM 27828N102 143 12,760 SH   OTR   12,760 0 0
EBAY INC COM 278642103 6,599 117,580 SH   SOLE   117,580 0 0
EBAY INC COM 278642103 118 2,100 SH   OTR   1,925 0 175
EMERSON ELEC CO COM 291011104 6,378 103,328 SH   SOLE   103,328 0 0
EMERSON ELEC CO COM 291011104 272 4,404 SH   OTR   4,079 0 325
EXELON CORP COM 30161N101 150 4,043 SH   SOLE   4,043 0 0
EXELON CORP COM 30161N101 83 2,237 SH   OTR   1,487 0 750
EXPRESS SCRIPTS HLDG CO COM 30219G108 5,837 68,935 SH   SOLE   68,935 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 181 2,141 SH   OTR   1,541 0 600
EXXON MOBIL CORP COM 30231G102 9,245 100,000 SH   SOLE   100,000 0 0
EXXON MOBIL CORP COM 30231G102 2,401 25,972 SH   OTR   24,311 0 1,661
FIRST TR ENERGY INCOME & GRW COM 33738G104 210 5,750 SH   OTR   5,750 0 0
FLUOR CORP NEW COM 343412102 5,720 94,345 SH   SOLE   94,345 0 0
FLUOR CORP NEW COM 343412102 114 1,875 SH   OTR   1,675 0 200
FULTON FINL CORP PA COM 360271100 41 3,321 SH   SOLE   3,321 0 0
FULTON FINL CORP PA COM 360271100 246 19,917 SH   OTR   19,917 0 0
GENERAL ELECTRIC CO COM 369604103 12,259 485,111 SH   SOLE   485,111 0 0
GENERAL ELECTRIC CO COM 369604103 964 38,155 SH   OTR   35,856 0 2,299
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 462 10,803 SH   SOLE   10,803 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 150 3,503 SH   OTR   3,503 0 0
GOLDCORP INC NEW COM 380956409 183 9,905 SH   SOLE   9,905 0 0
GOLDCORP INC NEW COM 380956409 3 160 SH   OTR   160 0 0
GOOGLE INC CL C 38259P706 4,110 7,808 SH   SOLE   7,808 0 0
GOOGLE INC CL C 38259P706 74 140 SH   OTR   125 0 15
HEALTHWAREHOUSE.COM COM NEW 42227G202 2 20,132 SH   SOLE   20,132 0 0
HOME DEPOT INC COM 437076102 104 990 SH   SOLE   990 0 0
HOME DEPOT INC COM 437076102 164 1,560 SH   OTR   1,410 0 150
INTEL CORP COM 458140100 14,438 397,844 SH   SOLE   397,844 0 0
INTEL CORP COM 458140100 691 19,047 SH   OTR   16,960 0 2,087
INTERNATIONAL BUSINESS MACHS COM 459200101 271 1,686 SH   SOLE   1,686 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 272 1,697 SH   OTR   1,497 0 200
INTL PAPER CO COM 460146103 9,164 171,027 SH   SOLE   171,027 0 0
INTL PAPER CO COM 460146103 158 2,950 SH   OTR   2,725 0 225
ISHARES MSCI JAPAN ETF 464286848 3,978 353,884 SH   SOLE   353,884 0 0
ISHARES MSCI JAPAN ETF 464286848 121 10,770 SH   OTR   7,166 0 3,604
ISHARES TR MSCI EMG MKT ETF 464287234 374 9,525 SH   SOLE   9,525 0 0
ISHARES TR MSCI EAFE ETF 464287465 515 8,470 SH   SOLE   8,470 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 56 1,425 SH   OTR   1,425 0 0
ISHARES TR MSCI EAFE ETF 464287465 136 2,237 SH   OTR   2,147 0 90
JOHNSON & JOHNSON COM 478160104 12,458 119,136 SH   SOLE   119,136 0 0
JOHNSON & JOHNSON COM 478160104 1,234 11,804 SH   OTR   10,374 0 1,430
JPMORGAN CHASE & CO COM 46625H100 165 2,631 SH   SOLE   2,631 0 0
JPMORGAN CHASE & CO COM 46625H100 176 2,816 SH   OTR   2,621 0 195
KIMBERLY CLARK CORP COM 494368103 2,945 25,489 SH   SOLE   25,489 0 0
KIMBERLY CLARK CORP COM 494368103 347 3,000 SH   OTR   1,700 0 1,300
KINDER MORGAN INC DEL COM 49456B101 89 2,107 SH   SOLE   2,107 0 0
KINDER MORGAN INC DEL COM 49456B101 124 2,935 SH   OTR   1,935 0 1,000
M & T BK CORP COM 55261F104 199 1,584 SH   SOLE   1,584 0 0
MCCORMICK & CO INC COM NON VTG 579780206 219 2,950 SH   SOLE   2,950 0 0
MCDONALDS CORP COM 580135101 5,290 56,460 SH   SOLE   56,460 0 0
MCDONALDS CORP COM 580135101 332 3,545 SH   OTR   2,445 0 1,100
MEAD JOHNSON NUTRITION CO COM 582839106 284 2,826 SH   OTR   2,826 0 0
MERCERSBURG FINL CORP CDT-COM 58817A108 123 10,020 SH   SOLE   10,020 0 0
MERCK & CO INC NEW COM 58933Y105 9,668 170,236 SH   SOLE   170,236 0 0
MERCK & CO INC NEW COM 58933Y105 885 15,590 SH   OTR   13,865 0 1,725
MICROCHIP TECHNOLOGY INC COM 595017104 5,590 123,920 SH   SOLE   123,920 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 105 2,325 SH   OTR   2,075 0 250
MICROSOFT CORP COM 594918104 13,494 290,504 SH   SOLE   290,504 0 0
MICROSOFT CORP COM 594918104 713 15,356 SH   OTR   12,686 0 2,670
MIFFLINBURG BANK & TR CO PA COM 598580108 1,283 21,750 SH   OTR   21,750 0 0
MONDELEZ INTL INC CL A 609207105 24 668 SH   SOLE   668 0 0
MONDELEZ INTL INC CL A 609207105 177 4,862 SH   OTR   2,799 0 2,063
NEXTERA ENERGY INC COM 65339F101 43 400 SH   SOLE   400 0 0
NEXTERA ENERGY INC COM 65339F101 181 1,700 SH   OTR   0 0 1,700
ORACLE CORP COM 68389X105 9,388 208,763 SH   SOLE   208,763 0 0
ORACLE CORP COM 68389X105 447 9,929 SH   OTR   9,604 0 325
PAYCHEX INC COM 704326107 5,632 121,986 SH   SOLE   121,986 0 0
PAYCHEX INC COM 704326107 360 7,806 SH   OTR   7,056 0 750
PEPSICO INC COM 713448108 5,547 58,662 SH   SOLE   58,662 0 0
PEPSICO INC COM 713448108 488 5,156 SH   OTR   4,156 0 1,000
PFIZER INC COM 717081103 11,692 375,340 SH   SOLE   375,340 0 0
PFIZER INC COM 717081103 833 26,747 SH   OTR   22,702 0 4,045
PHILIP MORRIS INTL INC COM 718172109 239 2,933 SH   SOLE   2,933 0 0
PHILIP MORRIS INTL INC COM 718172109 398 4,883 SH   OTR   4,783 0 100
PHILLIPS 66 COM 718546104 4,299 59,958 SH   SOLE   59,958 0 0
PHILLIPS 66 COM 718546104 73 1,022 SH   OTR   1,022 0 0
PNC FINL SVCS GROUP INC COM 693475105 7,969 87,350 SH   SOLE   87,350 0 0
PNC FINL SVCS GROUP INC COM 693475105 315 3,450 SH   OTR   3,325 0 125
PPL CORP COM 69351T106 507 13,947 SH   SOLE   13,947 0 0
PPL CORP COM 69351T106 470 12,928 SH   OTR   11,528 0 1,400
PROCTER & GAMBLE CO COM 742718109 10,392 114,088 SH   SOLE   114,088 0 0
PROCTER & GAMBLE CO COM 742718109 752 8,261 SH   OTR   8,111 0 150
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 2,039 29,312 SH   SOLE   29,312 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 248 3,700 SH   SOLE   3,700 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 106 1,531 SH   OTR   531 0 1,000
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1 12 SH   OTR   12 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 598 7,471 SH   SOLE   7,471 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 18 221 SH   OTR   221 0 0
SCHLUMBERGER LTD COM 806857108 124 1,454 SH   SOLE   1,454 0 0
SCHLUMBERGER LTD COM 806857108 180 2,110 SH   OTR   1,460 0 650
SPARK NEW ZEALAND LTD SPONSORED ADR 84652A102 169 13,875 SH   OTR   13,875 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 293 1,645 SH   SOLE   1,645 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,221 25,401 SH   SOLE   25,401 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,200 5,840 SH   OTR   5,790 0 50
STRYKER CORP COM 863667101 5,953 63,105 SH   SOLE   63,105 0 0
STRYKER CORP COM 863667101 89 945 SH   OTR   845 0 100
SUSQUEHANNA BANCSHARES INC P COM 869099101 1,451 108,074 SH   SOLE   6,520 0 101,554
SUSQUEHANNA BANCSHARES INC P COM 869099101 99 7,379 SH   OTR   0 0 7,379
SYSCO CORP COM 871829107 9,651 243,154 SH   SOLE   243,154 0 0
SYSCO CORP COM 871829107 455 11,468 SH   OTR   9,143 0 2,325
TEMPLETON EMERGING MKTS FD I COM 880191101 746 48,354 SH   SOLE   48,354 0 0
TEMPLETON EMERGING MKTS FD I COM 880191101 14 940 SH   OTR   590 0 350
TEXAS INSTRS INC COM 882508104 6,938 129,774 SH   SOLE   129,774 0 0
TEXAS INSTRS INC COM 882508104 148 2,765 SH   OTR   2,640 0 125
THOMSON REUTERS CORP COM 884903105 7,619 188,875 SH   SOLE   188,875 0 0
THOMSON REUTERS CORP COM 884903105 218 5,406 SH   OTR   5,131 0 275
TIER REIT INC COM 88650V109 35 15,271 SH   SOLE   15,271 0 0
TRANSCANADA CORP COM 89353D107 8,508 173,283 SH   SOLE   173,283 0 0
TRANSCANADA CORP COM 89353D107 295 6,001 SH   OTR   4,751 0 1,250
TRAVELERS COMPANIES INC COM 89417E109 9,833 92,894 SH   SOLE   92,894 0 0
TRAVELERS COMPANIES INC COM 89417E109 426 4,020 SH   OTR   3,695 0 325
UNION PAC CORP COM 907818108 372 3,120 SH   SOLE   3,120 0 0
UNITED PARCEL SERVICE INC CL B 911312106 6,125 55,099 SH   SOLE   55,099 0 0
UNITED PARCEL SERVICE INC CL B 911312106 96 862 SH   OTR   787 0 75
UNITED TECHNOLOGIES CORP COM 913017109 626 5,445 SH   SOLE   5,445 0 0
UNITED TECHNOLOGIES CORP COM 913017109 105 910 SH   OTR   775 0 135
UNITEDHEALTH GROUP INC COM 91324P102 7,519 74,381 SH   SOLE   74,381 0 0
UNITEDHEALTH GROUP INC COM 91324P102 114 1,125 SH   OTR   1,125 0 0
US BANCORP DEL COM NEW 902973304 535 11,903 SH   SOLE   11,903 0 0
US BANCORP DEL COM NEW 902973304 50 1,120 SH   OTR   1,120 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 48 450 SH   SOLE   450 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 998 9,415 SH   OTR   9,415 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 339 7,240 SH   SOLE   7,240 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,487 187,080 SH   SOLE   187,080 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 125 3,115 SH   OTR   2,815 0 300
VERIZON COMMUNICATIONS INC COM 92343V104 7,991 170,828 SH   SOLE   170,828 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 881 18,834 SH   OTR   16,756 0 2,078
VIACOM INC NEW CL B 92553P201 3,105 41,265 SH   SOLE   41,265 0 0
VIACOM INC NEW CL B 92553P201 68 900 SH   OTR   800 0 100
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 7,375 212,420 SH   SOLE   212,420 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 295 8,488 SH   OTR   7,741 0 747
WAL-MART STORES INC COM 931142103 9,150 106,546 SH   SOLE   106,546 0 0
WAL-MART STORES INC COM 931142103 490 5,706 SH   OTR   3,556 0 2,150
WASTE MGMT INC DEL COM 94106L109 11,074 215,783 SH   SOLE   215,783 0 0
WASTE MGMT INC DEL COM 94106L109 665 12,956 SH   OTR   11,225 0 1,731
WELLS FARGO & CO NEW COM 949746101 8,592 156,738 SH   SOLE   156,738 0 0
WELLS FARGO & CO NEW COM 949746101 327 5,966 SH   OTR   5,066 0 900
WISDOMTREE TR LARGECAP DIVID 97717W307 207 2,793 SH   SOLE   2,793 0 0