The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 392 3,394 SH   SOLE   3,394 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1,532 12,642 SH   SOLE   12,642 0 0
AT&T INC COM COMMON STOCK 00206R102 651 19,422 SH   SOLE   19,422 0 0
ABBOTT LABS COM COMMON STOCK 002824100 1,805 21,468 SH   SOLE   21,468 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 1,101 6,500 SH   SOLE   6,500 0 0
ALPHABET INC COMMON STOCK 02079K305 1,296 1,197 SH   SOLE   1,197 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103 248 5,238 SH   SOLE   5,238 0 0
AMAZON COM INC COM COMMON STOCK 023135106 284 150 SH   SOLE   150 0 0
AMGEN INC COM COMMON STOCK 031162100 1,395 7,569 SH   SOLE   7,569 0 0
APPLE INC COM COMMON STOCK 037833100 2,808 14,188 SH   SOLE   14,188 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106 1,306 5,031 SH   SOLE   5,031 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 221 1,339 SH   SOLE   1,339 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,763 6,995 SH   SOLE   6,995 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 569 2,667 SH   SOLE   2,667 0 0
BOEING CO COM COMMON STOCK 097023105 305 837 SH   SOLE   837 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,679 37,034 SH   SOLE   37,034 0 0
CME GROUP INC COMMON STOCK 12572Q105 1,468 7,565 SH   SOLE   7,565 0 0
CSX CORP COM COMMON STOCK 126408103 2,443 31,571 SH   SOLE   31,571 0 0
CHEVRONTEXACO COMMON STOCK 166764100 2,520 20,248 SH   SOLE   20,248 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,831 33,455 SH   SOLE   33,455 0 0
COCA COLA CO COM COMMON STOCK 191216100 422 8,284 SH   SOLE   8,284 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 216 5,114 SH   SOLE   5,114 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 667 2,525 SH   SOLE   2,525 0 0
DBX ETF TR XTRACK MSCI EURP EXCHANGE TRADED INDEX FUNDS 233051853 232 7,965 SH   SOLE   7,965 0 0
DANAHER CORP DEL COM COMMON STOCK 235851102 3,310 23,160 SH   SOLE   23,160 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 1,315 9,415 SH   SOLE   9,415 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,747 22,595 SH   SOLE   22,595 0 0
DOW INC COM COMMON STOCK 260557103 512 10,386 SH   SOLE   10,386 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 813 10,832 SH   SOLE   10,832 0 0
EOG RES INC COMMON STOCK 26875P101 491 5,275 SH   SOLE   5,275 0 0
ECOLAB INC COMMON STOCK 278865100 853 4,320 SH   SOLE   4,320 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,558 33,380 SH   SOLE   33,380 0 0
FIDELTIY TOTAL BOND ETF EXCHANGE TRADED BOND FUNDS 316188309 253 4,949 SH   SOLE   4,949 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 564 2,714 SH   SOLE   2,714 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 3,162 18,111 SH   SOLE   18,111 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 226 16,352 SH   SOLE   16,352 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 426 2,825 SH   SOLE   2,825 0 0
INTEL CORP COM COMMON STOCK 458140100 2,197 45,900 SH   SOLE   45,900 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 412 2,990 SH   SOLE   2,990 0 0
INVESCO QQQ UNIT SERIES 1 EXCHANGE TRADED INDEX FUNDS 46090E103 8,102 43,385 SH   SOLE   43,385 0 0
INVESCO WATER RES ETF TRUST EXCHANGE TRADED SECTOR FUNDS 46137V142 330 9,265 SH   SOLE   9,265 0 0
INVESCO S&P 500 EQUAL WEIGHT EXCHANGE TRADED INDEX FUNDS 46137V357 1,742 16,155 SH   SOLE   16,155 0 0
INVESCO NATL AMT-FREE MUN BD ETF EXCHANGE TRADED BOND FUNDS 46138E537 735 28,155 SH   SOLE   28,155 0 0
INVESCO SR LOAN ETF EXCHANGE TRADED BOND FUNDS 46138G508 384 16,968 SH   SOLE   16,968 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 6,361 63,892 SH   SOLE   63,892 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED BOND FUNDS 464287176 1,313 11,372 SH   SOLE   11,372 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 810 4,302 SH   SOLE   4,302 0 0
ISHARES CORE S&P 500 ETF EXCHANGE TRADED INDEX FUNDS 464287200 566 1,921 SH   SOLE   1,921 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 486 11,320 SH   SOLE   11,320 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 586 8,921 SH   SOLE   8,921 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 713 8,005 SH   SOLE   8,005 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 786 5,510 SH   SOLE   5,510 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 813 14,562 SH   SOLE   14,562 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 1,776 13,958 SH   SOLE   13,958 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 3,636 23,111 SH   SOLE   23,111 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 300 2,486 SH   SOLE   2,486 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 340 1,695 SH   SOLE   1,695 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,443 12,344 SH   SOLE   12,344 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 496 5,683 SH   SOLE   5,683 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 872 4,465 SH   SOLE   4,465 0 0
ISHARES NATIONAL MUNI BOND ETF EXCHANGE TRADED BOND FUNDS 464288414 249 2,200 SH   SOLE   2,200 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 398 3,414 SH   SOLE   3,414 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 1,646 30,806 SH   SOLE   30,806 0 0
ISHARES TR U.S. MED DVC ETF EXCHANGE TRADED SECTOR FUNDS 464288810 496 2,060 SH   SOLE   2,060 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 1,084 21,278 SH   SOLE   21,278 0 0
ISHARES TR CORE MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 46432F842 1,350 21,993 SH   SOLE   21,993 0 0
ISHARES IN CORE MSCI EMERGING MKTS EXCHANGE TRADED INDEX FUNDS 46434G103 523 10,175 SH   SOLE   10,175 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 3,038 27,172 SH   SOLE   27,172 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,964 21,282 SH   SOLE   21,282 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 222 610 SH   SOLE   610 0 0
LOWES COS INC COM COMMON STOCK 548661107 2,710 26,860 SH   SOLE   26,860 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,124 6,609 SH   SOLE   6,609 0 0
MASTERCARD INC COMMON STOCK 57636Q104 1,554 5,875 SH   SOLE   5,875 0 0
MCCORMICK INC NON-VOTING COMMON STOCK 579780206 635 4,095 SH   SOLE   4,095 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,536 12,215 SH   SOLE   12,215 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 291 3,476 SH   SOLE   3,476 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,654 33,315 SH   SOLE   33,315 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 1,442 10,766 SH   SOLE   10,766 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,793 20,684 SH   SOLE   20,684 0 0
NEOGENOMICS INC COM NEW COMMON STOCK 64049M209 658 30,000 SH   SOLE   30,000 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 204 1,025 SH   SOLE   1,025 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD COM EXCHANGE TRADED BOND FUNDS 670657105 163 11,779 SH   SOLE   11,779 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,912 13,931 SH   SOLE   13,931 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,599 19,819 SH   SOLE   19,819 0 0
PFIZER INC COM COMMON STOCK 717081103 504 11,638 SH   SOLE   11,638 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,089 19,052 SH   SOLE   19,052 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1,706 16,890 SH   SOLE   16,890 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106 852 2,325 SH   SOLE   2,325 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 4,353 14,857 SH   SOLE   14,857 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 654 2,460 SH   SOLE   2,460 0 0
SPDR NUVEEN BARCLAYS SHT TRM EXCHANGE TRADED BOND FUNDS 78468R739 674 13,765 SH   SOLE   13,765 0 0
SALESFORCE COM INC COMMON STOCK 79466L302 533 3,510 SH   SOLE   3,510 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 258 4,418 SH   SOLE   4,418 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 81369Y209 725 7,821 SH   SOLE   7,821 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,376 23,693 SH   SOLE   23,693 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,520 12,755 SH   SOLE   12,755 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 336 5,280 SH   SOLE   5,280 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 1,786 64,720 SH   SOLE   64,720 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 621 8,017 SH   SOLE   8,017 0 0
SELECT SECTOR SPDR TR TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 81369Y803 920 11,790 SH   SOLE   11,790 0 0
COMMUNICATION SERVICES SELECT SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y852 1,342 27,259 SH   SOLE   27,259 0 0
SELECT SEC REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 81369Y860 1,824 49,600 SH   SOLE   49,600 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 461 7,725 SH   SOLE   7,725 0 0
SOUTHERN CO COM COMMON STOCK 842587107 989 17,897 SH   SOLE   17,897 0 0
TAKE-TWO INTERACTIVE SOFTWARCOM COMMON STOCK 874054109 889 7,831 SH   SOLE   7,831 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 234 2,041 SH   SOLE   2,041 0 0
3M CO COM COMMON STOCK 88579Y101 244 1,410 SH   SOLE   1,410 0 0
UNION PAC CORP COM COMMON STOCK 907818108 234 1,381 SH   SOLE   1,381 0 0
UNITED PARCEL SERVICES B COMMON STOCK 911312106 1,318 12,764 SH   SOLE   12,764 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 468 5,470 SH   SOLE   5,470 0 0
VANECK VEC HIGH YLD MUN ETF EXCHANGE TRADED BOND FUNDS 92189H409 210 3,287 SH   SOLE   3,287 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 1,755 21,136 SH   SOLE   21,136 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED INDEX FUNDS 922908363 5,217 19,385 SH   SOLE   19,385 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED INDEX FUNDS 922908512 1,515 13,606 SH   SOLE   13,606 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED INDEX FUNDS 922908538 3,610 24,179 SH   SOLE   24,179 0 0
VANGUARD INDEX FDS SML CP GRW ETF EXCHANGE TRADED INDEX FUNDS 922908595 1,082 5,809 SH   SOLE   5,809 0 0
VANGUARD SMALL-CAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908611 1,360 10,418 SH   SOLE   10,418 0 0
VANGUARD MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 922908629 1,975 11,816 SH   SOLE   11,816 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED INDEX FUNDS 922908736 4,332 26,514 SH   SOLE   26,514 0 0
VANGUARD VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908744 7,101 64,018 SH   SOLE   64,018 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED INDEX FUNDS 922908751 1,045 6,671 SH   SOLE   6,671 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,311 40,448 SH   SOLE   40,448 0 0