The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 406 4,159 SH   SOLE   4,159 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1,373 13,251 SH   SOLE   13,251 0 0
AT&T INC COM COMMON STOCK 00206R102 514 16,009 SH   SOLE   16,009 0 0
ABBOTT LABS COM COMMON STOCK 002824100 964 15,811 SH   SOLE   15,811 0 0
ABBVIE INC COMMON STOCK 00287Y109 236 2,544 SH   SOLE   2,544 0 0
AECOM COMMON STOCK 00766T100 222 6,710 SH   SOLE   6,710 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 1,102 5,942 SH   SOLE   5,942 0 0
AMAZON COM INC COM COMMON STOCK 023135106 272 160 SH   SOLE   160 0 0
AMGEN INC COM COMMON STOCK 031162100 1,301 7,050 SH   SOLE   7,050 0 0
APPLE INC COM COMMON STOCK 037833100 2,639 14,259 SH   SOLE   14,259 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106 1,303 5,060 SH   SOLE   5,060 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,760 7,347 SH   SOLE   7,347 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 462 2,475 SH   SOLE   2,475 0 0
BOEING CO COM COMMON STOCK 097023105 207 618 SH   SOLE   618 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,129 38,471 SH   SOLE   38,471 0 0
CME GROUP INC COMMON STOCK 12572Q105 566 3,455 SH   SOLE   3,455 0 0
CSX CORP COM COMMON STOCK 126408103 1,805 28,311 SH   SOLE   28,311 0 0
CHEVRONTEXACO COMMON STOCK 166764100 2,461 19,470 SH   SOLE   19,470 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,418 32,962 SH   SOLE   32,962 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 487 2,330 SH   SOLE   2,330 0 0
DANAHER CORP DEL COM COMMON STOCK 235851102 2,411 24,429 SH   SOLE   24,429 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 649 6,190 SH   SOLE   6,190 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,526 22,380 SH   SOLE   22,380 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 2,115 32,093 SH   SOLE   32,093 0 0
EOG RES INC COMMON STOCK 26875P101 276 2,220 SH   SOLE   2,220 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,013 24,340 SH   SOLE   24,340 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 268 1,374 SH   SOLE   1,374 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 2,581 17,917 SH   SOLE   17,917 0 0
INTEL CORP COM COMMON STOCK 458140100 2,017 40,580 SH   SOLE   40,580 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 379 2,713 SH   SOLE   2,713 0 0
INVESCO QQQ UNIT SERIES 1 EXCHANGE TRADED INDEX FUNDS 46090E103 6,879 40,076 SH   SOLE   40,076 0 0
INVESCO WATER RES ETF TRUST EXCHANGE TRADED SECTOR FUNDS 46137V142 276 9,125 SH   SOLE   9,125 0 0
INVESCO S&P 500 EQUAL WEIGHT EXCHANGE TRADED INDEX FUNDS 46137V357 1,529 15,005 SH   SOLE   15,005 0 0
INVESCO DYNAMIC OIL & GAS SVCES ETF EXCHANGE TRADED SECTOR FUNDS 46137V670 205 20,950 SH   SOLE   20,950 0 0
INVESCO NATL AMT-FREE MUN BD ETF EXCHANGE TRADED BOND FUNDS 46138E537 707 28,170 SH   SOLE   28,170 0 0
INVESCO INTL CORP BD ETF EXCHANGE TRADED BOND FUNDS 46138E636 348 13,320 SH   SOLE   13,320 0 0
INVESCO SR LOAN ETF EXCHANGE TRADED BOND FUNDS 46138G508 312 13,646 SH   SOLE   13,646 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 4,173 42,694 SH   SOLE   42,694 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED BOND FUNDS 464287176 969 8,588 SH   SOLE   8,588 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 819 4,399 SH   SOLE   4,399 0 0
ISHARES CORE S&P 500 ETF EXCHANGE TRADED INDEX FUNDS 464287200 282 1,031 SH   SOLE   1,031 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 815 18,816 SH   SOLE   18,816 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 2,411 36,007 SH   SOLE   36,007 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,052 23,186 SH   SOLE   23,186 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 1,833 14,467 SH   SOLE   14,467 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,674 7,890 SH   SOLE   7,890 0 0
ISHARES TR CORE S&P MCP ETF EXCHANGE TRADED INDEX FUNDS 464287507 210 1,076 SH   SOLE   1,076 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 3,070 25,295 SH   SOLE   25,295 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 274 1,220 SH   SOLE   1,220 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,239 36,435 SH   SOLE   36,435 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 699 5,300 SH   SOLE   5,300 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 618 3,027 SH   SOLE   3,027 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 391 2,390 SH   SOLE   2,390 0 0
ISHARES US TELECOMUNICATIONS ETF EXCHANGE TRADED SECTOR FUNDS 464287713 230 8,335 SH   SOLE   8,335 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,774 15,563 SH   SOLE   15,563 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,270 15,763 SH   SOLE   15,763 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,646 9,238 SH   SOLE   9,238 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 659 5,971 SH   SOLE   5,971 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 1,264 12,193 SH   SOLE   12,193 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 685 13,427 SH   SOLE   13,427 0 0
ISHARES TR CORE MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 46432F842 1,117 17,624 SH   SOLE   17,624 0 0
ISHARES IN CORE MSCI EMERGING MKTS EXCHANGE TRADED INDEX FUNDS 46434G103 472 8,984 SH   SOLE   8,984 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 2,730 26,199 SH   SOLE   26,199 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,519 20,763 SH   SOLE   20,763 0 0
LOWES COS INC COM COMMON STOCK 548661107 2,641 27,639 SH   SOLE   27,639 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,161 6,824 SH   SOLE   6,824 0 0
MASTERCARD INC COMMON STOCK 57636Q104 429 2,185 SH   SOLE   2,185 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,312 8,374 SH   SOLE   8,374 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,490 34,195 SH   SOLE   34,195 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 868 8,803 SH   SOLE   8,803 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 2,111 23,210 SH   SOLE   23,210 0 0
NEOGENOMICS INC COM NEW COMMON STOCK 64049M209 446 34,000 SH   SOLE   34,000 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD COM FIXED INCOME TAX FREE MUT FDS 670657105 202 15,558 SH   SOLE   15,558 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 408 3,020 SH   SOLE   3,020 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,267 20,824 SH   SOLE   20,824 0 0
PFIZER INC COM COMMON STOCK 717081103 350 9,653 SH   SOLE   9,653 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 819 5,180 SH   SOLE   5,180 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,521 19,480 SH   SOLE   19,480 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1,795 19,200 SH   SOLE   19,200 0 0
PULTE CORPORATION COMMON STOCK 745867101 901 31,345 SH   SOLE   31,345 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 5,248 19,346 SH   SOLE   19,346 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 392 1,615 SH   SOLE   1,615 0 0
SPDR NUVEEN BARCLAYS SHT TRM EXCHANGE TRADED BOND FUNDS 78468R739 709 14,775 SH   SOLE   14,775 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 912 13,611 SH   SOLE   13,611 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 358 6,161 SH   SOLE   6,161 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,230 23,877 SH   SOLE   23,877 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,257 11,499 SH   SOLE   11,499 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 422 5,560 SH   SOLE   5,560 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 1,758 66,116 SH   SOLE   66,116 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 664 9,267 SH   SOLE   9,267 0 0
SELECT SEC REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 81369Y860 627 19,169 SH   SOLE   19,169 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 333 6,415 SH   SOLE   6,415 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,019 22,010 SH   SOLE   22,010 0 0
TAKE-TWO INTERACTIVE SOFTWARCOM COMMON STOCK 874054109 635 5,365 SH   SOLE   5,365 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 267 2,421 SH   SOLE   2,421 0 0
THOR INDS INC COM COMMON STOCK 885160101 997 10,239 SH   SOLE   10,239 0 0
3M CO COM COMMON STOCK 88579Y101 256 1,300 SH   SOLE   1,300 0 0
UNITED PARCEL SERVICES B COMMON STOCK 911312106 1,355 12,753 SH   SOLE   12,753 0 0
VANECK VEC HIGH YLD MUN ETF EXCHANGE TRADED BOND FUNDS 92189F361 208 6,615 SH   SOLE   6,615 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 2,046 25,840 SH   SOLE   25,840 0 0
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF EXCHANGE TRADED INDEX FUNDS 922042874 2,731 48,661 SH   SOLE   48,661 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED INDEX FUNDS 922908363 4,281 17,156 SH   SOLE   17,156 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED INDEX FUNDS 922908512 1,512 13,692 SH   SOLE   13,692 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED INDEX FUNDS 922908538 3,433 25,545 SH   SOLE   25,545 0 0
VANGUARD INDEX FDS SML CP GRW ETF EXCHANGE TRADED INDEX FUNDS 922908595 1,198 6,817 SH   SOLE   6,817 0 0
VANGUARD SMALL-CAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908611 1,741 12,821 SH   SOLE   12,821 0 0
VANGUARD MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 922908629 1,707 10,827 SH   SOLE   10,827 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED INDEX FUNDS 922908736 2,441 16,292 SH   SOLE   16,292 0 0
VANGUARD VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908744 2,079 20,020 SH   SOLE   20,020 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED INDEX FUNDS 922908751 1,078 6,923 SH   SOLE   6,923 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,060 40,943 SH   SOLE   40,943 0 0
WESTROCK CO USD 0.01 COMMON STOCK 96145D105 231 4,047 SH   SOLE   4,047 0 0