The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 597 5,759 SH   SOLE   5,759 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1,536 12,877 SH   SOLE   12,877 0 0
AT&T INC COM COMMON STOCK 00206R102 683 17,575 SH   SOLE   17,575 0 0
ABBOTT LABS COM COMMON STOCK 002824100 557 9,766 SH   SOLE   9,766 0 0
ABBVIE INC COMMON STOCK 00287Y109 243 2,511 SH   SOLE   2,511 0 0
AECOM COMMON STOCK 00766T100 225 6,060 SH   SOLE   6,060 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 921 5,342 SH   SOLE   5,342 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103 225 3,156 SH   SOLE   3,156 0 0
AMGEN INC COM COMMON STOCK 031162100 1,196 6,877 SH   SOLE   6,877 0 0
APPLE INC COM COMMON STOCK 037833100 2,513 14,852 SH   SOLE   14,852 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106 1,309 5,555 SH   SOLE   5,555 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,633 7,627 SH   SOLE   7,627 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 492 2,480 SH   SOLE   2,480 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,401 39,188 SH   SOLE   39,188 0 0
CSX CORP COM COMMON STOCK 126408103 1,773 32,241 SH   SOLE   32,241 0 0
CHEVRONTEXACO COMMON STOCK 166764100 2,459 19,642 SH   SOLE   19,642 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,266 33,071 SH   SOLE   33,071 0 0
COCA COLA CO COM COMMON STOCK 191216100 296 6,446 SH   SOLE   6,446 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 403 2,165 SH   SOLE   2,165 0 0
DANAHER CORP DEL COM COMMON STOCK 235851102 2,399 25,843 SH   SOLE   25,843 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 683 6,355 SH   SOLE   6,355 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,856 22,902 SH   SOLE   22,902 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 2,349 32,984 SH   SOLE   32,984 0 0
EXPEDIA INC DEL COM NEW COMMON STOCK 30212P303 578 4,830 SH   SOLE   4,830 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,194 26,235 SH   SOLE   26,235 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 202 11,596 SH   SOLE   11,596 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 255 1,344 SH   SOLE   1,344 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 2,915 19,006 SH   SOLE   19,006 0 0
INTEL CORP COM COMMON STOCK 458140100 1,829 39,627 SH   SOLE   39,627 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 416 2,713 SH   SOLE   2,713 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 4,047 41,064 SH   SOLE   41,064 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED BOND FUNDS 464287176 313 2,740 SH   SOLE   2,740 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 873 4,554 SH   SOLE   4,554 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 1,453 30,836 SH   SOLE   30,836 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 2,818 40,078 SH   SOLE   40,078 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,183 24,488 SH   SOLE   24,488 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 1,896 15,717 SH   SOLE   15,717 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,738 8,351 SH   SOLE   8,351 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 3,521 28,320 SH   SOLE   28,320 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 302 1,400 SH   SOLE   1,400 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,368 39,855 SH   SOLE   39,855 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 703 5,590 SH   SOLE   5,590 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 590 3,160 SH   SOLE   3,160 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 374 2,450 SH   SOLE   2,450 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,646 16,258 SH   SOLE   16,258 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,334 16,472 SH   SOLE   16,472 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,649 9,466 SH   SOLE   9,466 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 605 5,310 SH   SOLE   5,310 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 1,139 10,896 SH   SOLE   10,896 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 576 11,341 SH   SOLE   11,341 0 0
ISHARES TR CORE MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 46432F842 731 11,057 SH   SOLE   11,057 0 0
ISHARES IN CORE MSCI EMERGING MKTS EXCHANGE TRADED INDEX FUNDS 46434G103 457 8,032 SH   SOLE   8,032 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 2,872 26,855 SH   SOLE   26,855 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,907 20,807 SH   SOLE   20,807 0 0
LOWES COS INC COM COMMON STOCK 548661107 2,755 29,644 SH   SOLE   29,644 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,150 6,727 SH   SOLE   6,727 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,433 8,323 SH   SOLE   8,323 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,781 35,223 SH   SOLE   35,223 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 767 8,961 SH   SOLE   8,961 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 2,125 24,185 SH   SOLE   24,185 0 0
NEOGENOMICS INC COM NEW COMMON STOCK 64049M209 346 39,000 SH   SOLE   39,000 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD COM FIXED INCOME TAX FREE MUT FDS 670657105 214 15,558 SH   SOLE   15,558 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 526 3,646 SH   SOLE   3,646 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,518 20,997 SH   SOLE   20,997 0 0
PFIZER INC COM COMMON STOCK 717081103 379 10,457 SH   SOLE   10,457 0 0
PHILLIP MORRIS INTL, INC. COMMON STOCK 718172109 208 1,965 SH   SOLE   1,965 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 6,225 39,966 SH   SOLE   39,966 0 0
POWERSHARES WATER RESOURCE P EXCHANGE TRADED SECTOR FUNDS 73935X575 277 9,150 SH   SOLE   9,150 0 0
POWERSHARES OIL SERVICES EXCHANGE TRADED SECTOR FUNDS 73935X625 200 20,950 SH   SOLE   20,950 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 291 12,633 SH   SOLE   12,633 0 0
POWERSHARES INTL CORP BOND EXCHANGE TRADED BOND FUNDS 73936Q835 374 13,550 SH   SOLE   13,550 0 0
POWERSHARES NATL AMT-FR MUN EXCHANGE TRADED BOND FUNDS 73936T474 959 37,160 SH   SOLE   37,160 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 873 5,645 SH   SOLE   5,645 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,727 18,798 SH   SOLE   18,798 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 2,226 19,360 SH   SOLE   19,360 0 0
PULTE CORPORATION COMMON STOCK 745867101 997 29,990 SH   SOLE   29,990 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 1,491 14,755 SH   SOLE   14,755 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 5,948 22,291 SH   SOLE   22,291 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 407 1,645 SH   SOLE   1,645 0 0
SPDR NUVEEN BARCLAYS SHT TRM EXCHANGE TRADED BOND FUNDS 78468R739 542 11,305 SH   SOLE   11,305 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 784 11,638 SH   SOLE   11,638 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 319 5,276 SH   SOLE   5,276 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,340 23,564 SH   SOLE   23,564 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,078 10,920 SH   SOLE   10,920 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 386 5,340 SH   SOLE   5,340 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 1,533 54,954 SH   SOLE   54,954 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 713 9,422 SH   SOLE   9,422 0 0
SELECT SEC REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 81369Y860 563 17,097 SH   SOLE   17,097 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 346 6,575 SH   SOLE   6,575 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,092 22,710 SH   SOLE   22,710 0 0
TAKE-TWO INTERACTIVE SOFTWARCOM COMMON STOCK 874054109 558 5,085 SH   SOLE   5,085 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 297 2,839 SH   SOLE   2,839 0 0
THOR INDS INC COM COMMON STOCK 885160101 1,267 8,404 SH   SOLE   8,404 0 0
3M CO COM COMMON STOCK 88579Y101 330 1,400 SH   SOLE   1,400 0 0
UNITED PARCEL SERVICES B COMMON STOCK 911312106 1,590 13,345 SH   SOLE   13,345 0 0
VANECK VEC HIGH YLD MUN ETF EXCHANGE TRADED BOND FUNDS 92189F361 206 6,615 SH   SOLE   6,615 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 2,089 25,614 SH   SOLE   25,614 0 0
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF EXCHANGE TRADED INDEX FUNDS 922042874 5,872 99,274 SH   SOLE   99,274 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED INDEX FUNDS 922908363 3,957 16,134 SH   SOLE   16,134 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED INDEX FUNDS 922908512 1,460 13,083 SH   SOLE   13,083 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED INDEX FUNDS 922908538 3,299 25,830 SH   SOLE   25,830 0 0
VANGUARD INDEX FDS SML CP GRW ETF EXCHANGE TRADED INDEX FUNDS 922908595 983 6,111 SH   SOLE   6,111 0 0
VANGUARD SMALL-CAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908611 1,295 9,750 SH   SOLE   9,750 0 0
VANGUARD MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 922908629 1,502 9,703 SH   SOLE   9,703 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED INDEX FUNDS 922908736 1,689 12,009 SH   SOLE   12,009 0 0
VANGUARD VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908744 1,194 11,229 SH   SOLE   11,229 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED INDEX FUNDS 922908751 755 5,110 SH   SOLE   5,110 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,207 41,704 SH   SOLE   41,704 0 0
WESTROCK CO USD 0.01 COMMON STOCK 96145D105 284 4,501 SH   SOLE   4,501 0 0