The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 625 5,479 SH   SOLE   5,479 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1,280 10,800 SH   SOLE   10,800 0 0
AT&T INC COM COMMON STOCK 00206R102 687 17,544 SH   SOLE   17,544 0 0
ABBOTT LABS COM COMMON STOCK 002824100 441 8,256 SH   SOLE   8,256 0 0
ABBVIE INC COMMON STOCK 00287Y109 223 2,511 SH   SOLE   2,511 0 0
AECOM COMMON STOCK 00766T100 218 5,920 SH   SOLE   5,920 0 0
AMGEN INC COM COMMON STOCK 031162100 1,255 6,732 SH   SOLE   6,732 0 0
APPLE INC COM COMMON STOCK 037833100 2,308 14,978 SH   SOLE   14,978 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106 1,273 6,715 SH   SOLE   6,715 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,470 7,502 SH   SOLE   7,502 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 455 2,480 SH   SOLE   2,480 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,428 38,088 SH   SOLE   38,088 0 0
CBS CORP NEW COMMON STOCK 124857202 603 10,390 SH   SOLE   10,390 0 0
CSX CORP COM COMMON STOCK 126408103 1,878 34,611 SH   SOLE   34,611 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 497 7,425 SH   SOLE   7,425 0 0
CHEVRONTEXACO COMMON STOCK 166764100 2,300 19,577 SH   SOLE   19,577 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,117 33,224 SH   SOLE   33,224 0 0
COCA COLA CO COM COMMON STOCK 191216100 469 10,416 SH   SOLE   10,416 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 366 2,230 SH   SOLE   2,230 0 0
DANAHER CORP DEL COM COMMON STOCK 235851102 2,242 26,136 SH   SOLE   26,136 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 720 7,308 SH   SOLE   7,308 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,727 22,446 SH   SOLE   22,446 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 2,257 32,609 SH   SOLE   32,609 0 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 478 11,430 SH   SOLE   11,430 0 0
ENVISION HEALTHCARE CORP COMMON STOCK 29414D100 310 6,895 SH   SOLE   6,895 0 0
EXPEDIA INC DEL COM NEW COMMON STOCK 30212P303 803 5,580 SH   SOLE   5,580 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,072 25,276 SH   SOLE   25,276 0 0
FIRST UNITED CORPORATION COMMON STOCK 33741H107 3,276 196,863 SH   SOLE   196,863 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 214 8,836 SH   SOLE   8,836 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 220 1,344 SH   SOLE   1,344 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 2,740 19,331 SH   SOLE   19,331 0 0
INTEL CORP COM COMMON STOCK 458140100 1,431 37,592 SH   SOLE   37,592 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 402 2,773 SH   SOLE   2,773 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 3,865 41,273 SH   SOLE   41,273 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 921 5,164 SH   SOLE   5,164 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 1,501 33,491 SH   SOLE   33,491 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 2,956 43,178 SH   SOLE   43,178 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,172 25,576 SH   SOLE   25,576 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 1,812 16,012 SH   SOLE   16,012 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,700 8,621 SH   SOLE   8,621 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 3,777 31,870 SH   SOLE   31,870 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 283 1,400 SH   SOLE   1,400 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,321 42,545 SH   SOLE   42,545 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 715 5,760 SH   SOLE   5,760 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 615 3,434 SH   SOLE   3,434 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 387 2,615 SH   SOLE   2,615 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,940 19,610 SH   SOLE   19,610 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,323 16,562 SH   SOLE   16,562 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,657 9,641 SH   SOLE   9,641 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 594 5,189 SH   SOLE   5,189 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 1,047 9,940 SH   SOLE   9,940 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 451 8,849 SH   SOLE   8,849 0 0
ISHARES TR CORE MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 46432F842 358 5,583 SH   SOLE   5,583 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 2,478 25,945 SH   SOLE   25,945 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,664 20,494 SH   SOLE   20,494 0 0
LOWES COS INC COM COMMON STOCK 548661107 2,395 29,959 SH   SOLE   29,959 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,106 6,870 SH   SOLE   6,870 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,275 8,139 SH   SOLE   8,139 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,751 33,708 SH   SOLE   33,708 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 659 8,843 SH   SOLE   8,843 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 2,107 23,470 SH   SOLE   23,470 0 0
NEOGENOMICS INC COM NEW COMMON STOCK 64049M209 434 39,000 SH   SOLE   39,000 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD COM FIXED INCOME TAX FREE MUT FDS 670657105 215 15,558 SH   SOLE   15,558 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 491 3,646 SH   SOLE   3,646 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,304 20,675 SH   SOLE   20,675 0 0
PFIZER INC COM COMMON STOCK 717081103 359 10,047 SH   SOLE   10,047 0 0
PHILLIP MORRIS INTL, INC. COMMON STOCK 718172109 221 1,995 SH   SOLE   1,995 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 6,639 45,646 SH   SOLE   45,646 0 0
POWERSHARES WATER RESOURCE P EXCHANGE TRADED SECTOR FUNDS 73935X575 266 9,350 SH   SOLE   9,350 0 0
POWERSHARES OIL SERVICES EXCHANGE TRADED SECTOR FUNDS 73935X625 220 22,150 SH   SOLE   22,150 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 291 12,584 SH   SOLE   12,584 0 0
POWERSHARES INTL CORP BOND EXCHANGE TRADED BOND FUNDS 73936Q835 316 11,690 SH   SOLE   11,690 0 0
POWERSHARES NATL AMT-FR MUN EXCHANGE TRADED BOND FUNDS 73936T474 894 35,005 SH   SOLE   35,005 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 791 5,660 SH   SOLE   5,660 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,655 18,188 SH   SOLE   18,188 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 2,003 18,840 SH   SOLE   18,840 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 1,437 15,040 SH   SOLE   15,040 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 5,900 23,484 SH   SOLE   23,484 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 368 1,645 SH   SOLE   1,645 0 0
SPDR NUVEEN BARCLAYS SHT TRM EXCHANGE TRADED BOND FUNDS 78468R739 511 10,525 SH   SOLE   10,525 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 836 11,985 SH   SOLE   11,985 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 303 5,341 SH   SOLE   5,341 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,270 23,539 SH   SOLE   23,539 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,148 12,745 SH   SOLE   12,745 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 362 5,290 SH   SOLE   5,290 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 1,409 54,504 SH   SOLE   54,504 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 698 9,832 SH   SOLE   9,832 0 0
SELECT SEC REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 81369Y860 513 15,908 SH   SOLE   15,908 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 354 6,680 SH   SOLE   6,680 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,166 23,724 SH   SOLE   23,724 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 259 2,889 SH   SOLE   2,889 0 0
THOR INDS INC COM COMMON STOCK 885160101 982 7,799 SH   SOLE   7,799 0 0
3M CO COM COMMON STOCK 88579Y101 294 1,400 SH   SOLE   1,400 0 0
ULTA SALON COSMETICS & FRAGRANCE COMMON STOCK 90384S303 1,161 5,136 SH   SOLE   5,136 0 0
UNITED PARCEL SERVICES B COMMON STOCK 911312106 1,604 13,360 SH   SOLE   13,360 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 1,964 23,962 SH   SOLE   23,962 0 0
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF EXCHANGE TRADED INDEX FUNDS 922042874 5,212 89,355 SH   SOLE   89,355 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED INDEX FUNDS 922908363 3,653 15,830 SH   SOLE   15,830 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED INDEX FUNDS 922908512 1,271 12,030 SH   SOLE   12,030 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED INDEX FUNDS 922908538 3,073 25,243 SH   SOLE   25,243 0 0
VANGUARD INDEX FDS SML CP GRW ETF EXCHANGE TRADED INDEX FUNDS 922908595 919 6,023 SH   SOLE   6,023 0 0
VANGUARD SMALL-CAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908611 1,244 9,733 SH   SOLE   9,733 0 0
VANGUARD MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 922908629 1,330 9,047 SH   SOLE   9,047 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED INDEX FUNDS 922908736 1,604 12,086 SH   SOLE   12,086 0 0
VANGUARD VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908744 863 8,648 SH   SOLE   8,648 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED INDEX FUNDS 922908751 678 4,800 SH   SOLE   4,800 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,025 40,929 SH   SOLE   40,929 0 0
WESTROCK CO USD 0.01 COMMON STOCK 96145D105 255 4,501 SH   SOLE   4,501 0 0