The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 416 5,225 SH   SOLE   5,225 0 0
AT&T INC COMMON STOCK 00206R102 902 20,876 SH   SOLE   20,876 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 499 7,237 SH   SOLE   7,237 0 0
AMGEN INC COMMON STOCK 031162100 943 6,201 SH   SOLE   6,201 0 0
APPLE INC COMMON STOCK 037833100 2,219 23,211 SH   SOLE   23,211 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,146 6,760 SH   SOLE   6,760 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 213 1,472 SH   SOLE   1,472 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,868 38,997 SH   SOLE   38,997 0 0
CBS CORP NEW COMMON STOCK 124857202 583 10,715 SH   SOLE   10,715 0 0
CSX CORP COMMON STOCK 126408103 1,089 41,778 SH   SOLE   41,778 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 760 9,745 SH   SOLE   9,745 0 0
CHEVRONTEXACO COMMON STOCK 166764100 1,960 18,698 SH   SOLE   18,698 0 0
CISCO SYS INC COMMON STOCK 17275R102 958 33,395 SH   SOLE   33,395 0 0
COCA COLA CO COMMON STOCK 191216100 472 10,421 SH   SOLE   10,421 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 529 9,250 SH   SOLE   9,250 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 349 2,223 SH   SOLE   2,223 0 0
DANAHER CORP DEL COMMON STOCK 235851102 2,469 24,443 SH   SOLE   24,443 0 0
DISNEY WALT CO COMMON STOCK 254687106 817 8,355 SH   SOLE   8,355 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,912 24,536 SH   SOLE   24,536 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1,588 24,512 SH   SOLE   24,512 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,298 24,516 SH   SOLE   24,516 0 0
FIRST UNITED CORPORATION COMMON STOCK 33741H107 2,048 208,136 SH   SOLE   208,136 0 0
GENERAL ELEC CO COMMON STOCK 369604103 1,840 58,473 SH   SOLE   58,473 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 969 11,622 SH   SOLE   11,622 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 2,140 18,401 SH   SOLE   18,401 0 0
INTEL CORP COMMON STOCK 458140100 1,016 30,997 SH   SOLE   30,997 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 451 2,973 SH   SOLE   2,973 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 3,083 36,150 SH   SOLE   36,150 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 741 5,527 SH   SOLE   5,527 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 530 15,430 SH   SOLE   15,430 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 2,352 42,153 SH   SOLE   42,153 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,385 32,105 SH   SOLE   32,105 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 2,076 22,183 SH   SOLE   22,183 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 2,073 12,325 SH   SOLE   12,325 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 4,806 46,561 SH   SOLE   46,561 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 237 1,400 SH   SOLE   1,400 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,174 51,559 SH   SOLE   51,559 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 943 9,698 SH   SOLE   9,698 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 643 4,684 SH   SOLE   4,684 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 727 6,324 SH   SOLE   6,324 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,426 23,040 SH   SOLE   23,040 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,771 21,502 SH   SOLE   21,502 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,556 10,494 SH   SOLE   10,494 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 557 4,730 SH   SOLE   4,730 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 844 7,960 SH   SOLE   7,960 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 635 12,548 SH   SOLE   12,548 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 1,072 17,262 SH   SOLE   17,262 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,389 19,693 SH   SOLE   19,693 0 0
KROGER COMPANY COMMON STOCK 501044101 773 21,015 SH   SOLE   21,015 0 0
LOWES COS INC COMMON STOCK 548661107 2,625 33,155 SH   SOLE   33,155 0 0
M & T BANK CORP COMMON STOCK 55261F104 524 4,434 SH   SOLE   4,434 0 0
MCDONALDS CORP COMMON STOCK 580135101 990 8,229 SH   SOLE   8,229 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,096 27,535 SH   SOLE   27,535 0 0
MICROSOFT CORP COMMON STOCK 594918104 406 7,931 SH   SOLE   7,931 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 852 16,780 SH   SOLE   16,780 0 0
NEOGENOMICS INC COMMON STOCK 64049M209 354 44,000 SH   SOLE   44,000 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD FIXED INCOME TAX FREE MUT FDS 670657105 191 12,713 SH   SOLE   12,713 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 320 3,936 SH   SOLE   3,936 0 0
PEPSICO INC COMMON STOCK 713448108 2,182 20,599 SH   SOLE   20,599 0 0
PFIZER INC COMMON STOCK 717081103 281 7,991 SH   SOLE   7,991 0 0
PHILLIP MORRIS INTL, INC. COMMON STOCK 718172109 229 2,252 SH   SOLE   2,252 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 4,353 40,476 SH   SOLE   40,476 0 0
POWERSHARES WATER RESOURCE P EXCHANGE TRADED SECTOR FUNDS 73935X575 222 9,380 SH   SOLE   9,380 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 218 9,490 SH   SOLE   9,490 0 0
POWERSHARES NATL AMT-FR MUN EXCHANGE TRADED BOND FUNDS 73936T474 391 14,750 SH   SOLE   14,750 0 0
PRAXAIR INC COMMON STOCK 74005P104 667 5,935 SH   SOLE   5,935 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 923 12,652 SH   SOLE   12,652 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,352 15,965 SH   SOLE   15,965 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1,155 16,195 SH   SOLE   16,195 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 965 12,010 SH   SOLE   12,010 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 7,019 33,507 SH   SOLE   33,507 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 320 1,785 SH   SOLE   1,785 0 0
SPDR NUVEEN BARCLAYS SHT TRM EXCHANGE TRADED BOND FUNDS 78468R739 237 4,825 SH   SOLE   4,825 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 955 12,076 SH   SOLE   12,076 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 239 5,164 SH   SOLE   5,164 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,254 22,747 SH   SOLE   22,747 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,145 14,672 SH   SOLE   14,672 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 249 3,655 SH   SOLE   3,655 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 568 24,865 SH   SOLE   24,865 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 538 9,602 SH   SOLE   9,602 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 403 7,680 SH   SOLE   7,680 0 0
SOUTHERN CO COMMON STOCK 842587107 1,488 27,745 SH   SOLE   27,745 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 481 13,130 SH   SOLE   13,130 0 0
STATE ST CORP COMMON STOCK 857477103 273 5,063 SH   SOLE   5,063 0 0
THOR INDS INC COMMON STOCK 885160101 288 4,455 SH   SOLE   4,455 0 0
3M CO COMMON STOCK 88579Y101 261 1,490 SH   SOLE   1,490 0 0
TRACTOR SUPPLY COMMON STOCK 892356106 1,506 16,520 SH   SOLE   16,520 0 0
ULTA SALON COSMETICS & FRAGRANCE COMMON STOCK 90384S303 1,284 5,272 SH   SOLE   5,272 0 0
UNITED PARCEL SERVICES B COMMON STOCK 911312106 783 7,265 SH   SOLE   7,265 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 1,299 15,405 SH   SOLE   15,405 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,472 44,270 SH   SOLE   44,270 0 0
WELLS FARGO & COMPANY COMMON STOCK 949746101 804 16,985 SH   SOLE   16,985 0 0