The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 426 4,865 SH   SOLE   4,865 0 0
AT&T INC COMMON STOCK 00206R102 821 20,978 SH   SOLE   20,978 0 0
ABBOTT LABS COMMON STOCK 002824100 202 4,838 SH   SOLE   4,838 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 455 7,255 SH   SOLE   7,255 0 0
AMGEN INC COMMON STOCK 031162100 959 6,398 SH   SOLE   6,398 0 0
APPLE INC COMMON STOCK 037833100 2,507 23,004 SH   SOLE   23,004 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,035 6,817 SH   SOLE   6,817 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 209 1,472 SH   SOLE   1,472 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,548 39,884 SH   SOLE   39,884 0 0
CBS CORP NEW COMMON STOCK 124857202 590 10,715 SH   SOLE   10,715 0 0
CSX CORP COMMON STOCK 126408103 1,123 43,628 SH   SOLE   43,628 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 752 9,180 SH   SOLE   9,180 0 0
CHEVRONTEXACO COMMON STOCK 166764100 1,720 18,031 SH   SOLE   18,031 0 0
CISCO SYS INC COMMON STOCK 17275R102 961 33,762 SH   SOLE   33,762 0 0
COCA COLA CO COMMON STOCK 191216100 514 11,092 SH   SOLE   11,092 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 581 9,260 SH   SOLE   9,260 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 344 2,183 SH   SOLE   2,183 0 0
DANAHER CORP DEL COMMON STOCK 235851102 2,308 24,332 SH   SOLE   24,332 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 853 8,587 SH   SOLE   8,587 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,678 22,339 SH   SOLE   22,339 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1,596 25,217 SH   SOLE   25,217 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,988 23,781 SH   SOLE   23,781 0 0
FIRST UNITED CORPORATION COMMON STOCK 33741H107 2,443 223,138 SH   SOLE   223,138 0 0
GENERAL ELEC CO COMMON STOCK 369604103 1,782 56,055 SH   SOLE   56,055 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,125 12,242 SH   SOLE   12,242 0 0
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 209 6,345 SH   SOLE   6,345 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 2,039 18,196 SH   SOLE   18,196 0 0
INTEL CORP COMMON STOCK 458140100 937 28,972 SH   SOLE   28,972 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 465 3,073 SH   SOLE   3,073 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 2,731 33,445 SH   SOLE   33,445 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 810 5,688 SH   SOLE   5,688 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 412 12,015 SH   SOLE   12,015 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 2,276 39,828 SH   SOLE   39,828 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,218 31,265 SH   SOLE   31,265 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 2,027 22,002 SH   SOLE   22,002 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,829 11,225 SH   SOLE   11,225 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 4,381 44,336 SH   SOLE   44,336 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 228 1,400 SH   SOLE   1,400 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,234 52,459 SH   SOLE   52,459 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 931 9,995 SH   SOLE   9,995 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 639 4,818 SH   SOLE   4,818 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 708 6,404 SH   SOLE   6,404 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,509 23,120 SH   SOLE   23,120 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,591 20,437 SH   SOLE   20,437 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,499 10,666 SH   SOLE   10,666 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 568 4,935 SH   SOLE   4,935 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 727 6,895 SH   SOLE   6,895 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 659 13,070 SH   SOLE   13,070 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 990 16,722 SH   SOLE   16,722 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,133 19,716 SH   SOLE   19,716 0 0
KROGER COMPANY COMMON STOCK 501044101 798 20,855 SH   SOLE   20,855 0 0
LOWES COS INC COMMON STOCK 548661107 2,501 33,016 SH   SOLE   33,016 0 0
M & T BANK CORP COMMON STOCK 55261F104 455 4,101 SH   SOLE   4,101 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,005 7,997 SH   SOLE   7,997 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,335 30,395 SH   SOLE   30,395 0 0
MICROSOFT CORP COMMON STOCK 594918104 435 7,881 SH   SOLE   7,881 0 0
NEOGENOMICS INC COM NEW COMMON STOCK 64049M209 371 55,000 SH   SOLE   55,000 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD FIXED INCOME TAX FREE MUT FDS 670657105 181 12,713 SH   SOLE   12,713 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 203 2,399 SH   SOLE   2,399 0 0
PEPSICO INC COMMON STOCK 713448108 1,910 18,642 SH   SOLE   18,642 0 0
PFIZER INC COMMON STOCK 717081103 222 7,491 SH   SOLE   7,491 0 0
PHILLIP MORRIS INTL, INC. COMMON STOCK 718172109 215 2,196 SH   SOLE   2,196 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 4,417 40,451 SH   SOLE   40,451 0 0
POWERSHARES WATER RESOURCE P EXCHANGE TRADED SECTOR FUNDS 73935X575 206 9,380 SH   SOLE   9,380 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 214 9,440 SH   SOLE   9,440 0 0
POWERSHARES NATL AMT-FR MUN EXCHANGE TRADED BOND FUNDS 73936T474 214 8,320 SH   SOLE   8,320 0 0
PRAXAIR INC COMMON STOCK 74005P104 684 5,973 SH   SOLE   5,973 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 853 11,612 SH   SOLE   11,612 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,346 16,358 SH   SOLE   16,358 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1,172 16,235 SH   SOLE   16,235 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 995 12,667 SH   SOLE   12,667 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 7,217 35,117 SH   SOLE   35,117 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 238 1,345 SH   SOLE   1,345 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 887 12,024 SH   SOLE   12,024 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,198 22,577 SH   SOLE   22,577 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,190 15,042 SH   SOLE   15,042 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 226 3,645 SH   SOLE   3,645 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 572 25,425 SH   SOLE   25,425 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 564 10,167 SH   SOLE   10,167 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 394 7,950 SH   SOLE   7,950 0 0
SOUTHERN CO COMMON STOCK 842587107 1,420 27,465 SH   SOLE   27,465 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 354 11,565 SH   SOLE   11,565 0 0
STATE ST CORP COMMON STOCK 857477103 333 5,692 SH   SOLE   5,692 0 0
THOR INDS INC COMMON STOCK 885160101 225 3,525 SH   SOLE   3,525 0 0
3M CO COMMON STOCK 88579Y101 248 1,490 SH   SOLE   1,490 0 0
TRACTOR SUPPLY COMMON STOCK 892356106 1,493 16,500 SH   SOLE   16,500 0 0
ULTA SALON COSMETICS & FRAGRANCE COMMON STOCK 90384S303 1,005 5,187 SH   SOLE   5,187 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 821 9,912 SH   SOLE   9,912 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,410 44,574 SH   SOLE   44,574 0 0